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Annual Costs

Undergraduate Tuition

University of Maine at Augusta tuition is $6,840 per year for in-state residents. This is 3% cheaper than the national average public four year tuition of $7,056. The cost is 70% cheaper than the average Maine tuition of $22,894 for 4 year colleges. Tuition ranks 3rd in Maine amongst 4 year colleges for affordability and is the 18th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $16,530 which represents a 142% premium.

The school charges an additional fees of $968 in addition to tuition bringing the total effective in-state tuition to $7,808.

Housing Costs

University of Maine at Augusta doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Augusta area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $7,200.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

Off-campus students should budget for $3,600 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Maine residents to go to UMA is $19,808 for the 2017/2018 academic year. Out-of-state students who don't have Maine residence can expect a one year cost of $29,498. Students residing at home with parents providing food and housing should budget a total cost of $12,608.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Maine at Augusta and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Maine at Augusta
Estimated Budgets
Maine Resident Total Budget (Living Off Campus)$19,808
   In-State Tuition$6,840
   Other Fees$968
   Off-Campus Housing Budget$7,200
   Off-Campus Other Budget$3,600
   Books and Supplies$1,200
Maine Resident Total Budget (Living with Parents)$12,608
   In-State Tuition$6,840
   Other Fees$968
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,600
   Books and Supplies$1,200
Non-Resident Total Budget (Living Off Campus)$29,498
   Out-of-State Tuition$16,530
   Other Fees$968
   Off-Campus Housing Budget$7,200
   Off-Campus Other Budget$3,600
   Books and Supplies$1,200

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,808 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UMA net price for in-state students is $9,136* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

82% of University of Maine at Augusta students received grant aid in 2014/2015. The average total aid amount was $5,276. 74 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,308. To apply for a Pell Grant to attend University of Maine at Augusta, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Maine at Augusta
Financial Aid Summary
Average Annual Net Price$9,136*
Percent of Students Receiving Grant Aid82%
Average Total Grant Aid$5,276
Percent of Students Receiving Pell Grants74%
Average Amount of Pell Grant Aid$4,308

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$9,685
$30,001 to $48,000$10,941
$48,001 to $75,000$12,324
$75,001 to $110,000$14,437
$110,000+$14,469

Average Financial Aid Mix - $19,808 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,808. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

33%
36%
32%

Grants and Scholarships

 33% - $5,276

Money granted to you by the U.S. Department of Education, University of Maine at Augusta or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 36% - $5,769

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 32% -  $5,163

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Maine at Augusta.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UMA is $79,232 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,289 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $29,156**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $99,040 or $36,445 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Maine at Augusta.

Maine Resident Tuition Per Semester$3,420
Maine Resident Total Cost Per Semester$9,904
Non-Maine Resident Tuition Per Semester$8,265
Non-Maine Resident Total Cost Per Semester$14,749

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Maine at Augusta are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Maine at Augusta
Price per credit hour for Maine residents$228
Cost for one class for Maine residents (3 credit hours)$684
Price per credit hour for out of state residents$551
Cost for one class for out of state residents (3 credit hours)$1,653
Cost for one class for out of state residents (4 credit hours)$2,204

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 73% of University of Maine at Augusta students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,769. The reported average student debt upon graduation is $24,353.

Example Loan Payments and Costs

How much are student loan payments for University of Maine at Augusta? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $29,156, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $36,175.91. This could be your effective total out of pocket cost of an education at University of Maine at Augusta. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 82% of students at this school who receive financial aid and you are paying an average annual net price of $7,289. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Maine at Augusta student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Maine at Augusta Student Loan Payments
Example Payments
Monthly Loan Payment$301.47
Amount Borrowed$29,156.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$7,019.91
Sum of All Payments over 10 years$36,175.91

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UMA? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Maine at Augusta, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $36,175.91 would be needed to afford a $301.47 monthly payment in the example $29,156.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Maine at Augusta in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,510 to $6,840. This amounts to an average annual price increase of 1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $79,232.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Maine at Augusta.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$27,241$108,962
Estimated Cost in 10 years for students enrolling in 2029$34,767$139,067
Estimated Cost in 15 years for students enrolling in 2034 $44,372$177,488
Estimated Cost in 18 years for students enrolling in 2037 $51,366$205,465

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Maine at Augusta to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Associate's Degree 84 46% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 42 33% costlier
Science Technologies/Technicians, Other Bachelor's Degree 29 22% cheaper
Mental and Social Health Services and Allied Professions, Other Associate's Degree 27 62% costlier
Library and Information Science Bachelor's Degree 24 8% costlier
Business Administration and Management, General Associate's Degree 24 36% costlier
Dental Hygiene/Hygienist Associate's Degree 17 51% costlier
Veterinary/Animal Health Technology/Technician and Veterinary Assistant Associate's Degree 16 45% costlier
Clinical/Medical Laboratory Assistant Associate's Degree 13 54% costlier
Accounting Bachelor's Degree 13 21% cheaper
Criminal Justice/Safety Studies Associate's Degree 12 53% costlier
Biology/Biological Sciences, General Bachelor's Degree 12 27% cheaper
Social Sciences, General Bachelor's Degree 12 23% cheaper
Fine/Studio Arts, General Bachelor's Degree 12 32% cheaper
English Language and Literature/Letters, Other Bachelor's Degree 9 37% cheaper
Criminal Justice/Law Enforcement Administration Bachelor's Degree 9 8% cheaper
Computer and Information Sciences, General Associate's Degree 7 49% costlier
Public Administration Bachelor's Degree 6 14% cheaper
Human Services, General Associate's Degree 5 34% costlier
Architectural Technology/Technician Bachelor's Degree 4 30% cheaper
Photography Associate's Degree 4 34% costlier
Library and Archives Assisting Associate's Degree 4 69% costlier
Dental Assisting/Assistant Associate's Degree 2 49% costlier
Music, General Associate's Degree 1 52% costlier

Calculators

Use the calculators below to formulate a college savings plan for University of Maine at Augusta or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Maine at Augusta in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Maine at Augusta student loan.

Prepayment Option

About University of Maine at Augusta

University of Maine at Augusta is a four year public college located in Augusta, Maine.  Full time enrollment is 1,436 and part time is 2,980.  University of Maine at Augusta has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about University of Maine at Augusta at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of Maine at Augusta
46 University Dr
Augusta, Maine
04330-9410

For Profit / Not For Profit Status

University of Maine at Augusta is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Maine at Augusta cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=161217 IPEDS survey data.