Annual Costs

Undergraduate Tuition

Massachusetts Maritime Academy tuition is $1,714 per year for in-state residents. This is 76% cheaper than the national average public four year tuition of $7,056. The cost is 95% cheaper than the average Massachusetts tuition of $32,017 for 4 year colleges. Tuition ranks 8th in Massachusetts amongst 4 year colleges for affordability and is the 75th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $19,140 which represents a 1,017% premium.

The school charges an additional fees of $6,684 in addition to tuition bringing the total effective in-state tuition to $8,398.

Housing Costs

On campus room and board is provided by the school at a cost of $12,306 per academic year. Students electing to live off campus elsewhere in Buzzards Bay should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $3,955 in additional living expenses. Off-campus students should budget for $1,800 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Massachusetts residents to go to Massachusetts Maritime Academy is $25,659 for the 2017/2018 academic year. Out-of-state students who don't have Massachusetts residence can expect a one year cost of $43,085.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Massachusetts Maritime Academy and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Massachusetts Maritime Academy
Estimated Budgets
Massachusetts Resident Total Budget $25,659
   In-State Tuition$1,714
   Other Fees$6,684
   Room and Board$12,306
   On-Campus Other Budget$3,955
   Books and Supplies$1,000
Non-Resident Total Budget $43,085
   Out-of-State Tuition$19,140
   Other Fees$6,684
   Room and Board$12,306
   On-Campus Other Budget$3,955
   Books and Supplies$1,000


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $25,659 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Massachusetts Maritime Academy net price for in-state students is $13,246* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

55% of Massachusetts Maritime Academy students received grant aid in 2014/2015. The average total aid amount was $9,236. 17 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,838. To apply for a Pell Grant to attend Massachusetts Maritime Academy, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Massachusetts Maritime Academy
Financial Aid Summary
Average Annual Net Price$13,246*
Percent of Students Receiving Grant Aid55%
Average Total Grant Aid$9,236
Percent of Students Receiving Pell Grants17%
Average Amount of Pell Grant Aid$3,838

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$4,359
$30,001 to $48,000$6,192
$48,001 to $75,000$9,678
$75,001 to $110,000$16,137

Average Financial Aid Mix - $25,659 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $25,659. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 43% - $9,236

Money granted to you by the U.S. Department of Education, Massachusetts Maritime Academy or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 26% - $5,660

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 31% -  $6,808

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Massachusetts Maritime Academy
Framingham State University43.4% less expensive
Worcester State University43.4% less expensive
University of Connecticut Avery Point600% more expensive
University of Connecticut Tri Campus600% more expensive
CUNY Lehman College281% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Massachusetts Maritime Academy.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Massachusetts Maritime Academy is $102,636 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $18,626 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $74,504**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $128,295 or $93,130 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Massachusetts Maritime Academy are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Massachusetts Maritime Academy
Price per credit hour for Massachusetts residents$71
Cost for one class for Massachusetts residents (3 credit hours)$213
Price per credit hour for out of state residents$798
Cost for one class for out of state residents (3 credit hours)$2,394
Cost for one class for out of state residents (4 credit hours)$3,192


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 91% of Massachusetts Maritime Academy students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,660.

Example Loan Payments and Costs

How much are student loan payments for Massachusetts Maritime Academy? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $74,504, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $92,442.38. This could be your effective total out of pocket cost of an education at Massachusetts Maritime Academy. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 55% of students at this school who receive financial aid and you are paying an average annual net price of $18,626. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Massachusetts Maritime Academy student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Massachusetts Maritime Academy Student Loan Payments
Example Payments
Monthly Loan Payment$770.35
Amount Borrowed$74,504.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$17,938.38
Sum of All Payments over 10 years$92,442.38

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Massachusetts Maritime Academy? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Massachusetts Maritime Academy, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $92,442.38 would be needed to afford a $770.35 monthly payment in the example $74,504.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Massachusetts Maritime Academy in the future? In the past four years, this school's published in-state tuition and fee total rose from $1,465 to $1,714. This amounts to an average annual price increase of 3.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $102,636.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Massachusetts Maritime Academy.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$35,287$141,148
Estimated Cost in 10 years for students enrolling in 2029$45,036$180,145
Estimated Cost in 15 years for students enrolling in 2034 $57,479$229,916
Estimated Cost in 18 years for students enrolling in 2037 $66,539$266,156

Tuition History

What was tuition at Massachusetts Maritime Academy five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$1,395$15,592 3.9%
2011$1,342$14,992 -83.3%
2010$8,032$20,671 9.8%
2009$7,312$19,349 2.8%
2008$7,113$18,687 2.5%
2007$6,937$18,066 0.5%
2006$6,905$17,530 3.8%
2005$6,653$17,133 5.4%
2004$6,314$18,366 24.7%
2003$5,064$15,544 22.6%
2002$4,129$13,439 2.8%
2001$4,016$12,096 1.9%
2000$3,943$10,803 4.8%
1999$3,763$9,903 -1.6%
1998$3,823$9,403 1.6%
1997$3,763$8,927 0.3%
1996$3,750$8,709 6.4%
1995$3,524$8,483 26.6%
1994$2,784$8,489 0%
1993$2,784$8,489 -9.8%
1992$3,085$8,182 -22.1%
1991$3,960$8,500 0.6%
1990$3,937$6,841 118.7%
1989$1,800$4,300 87.5%
1988$960$3,216 -17.8%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Massachusetts Maritime Academy to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Naval Architecture and Marine Engineering Bachelor's Degree 64 31% costlier
Engineering, Other Bachelor's Degree 38 4% cheaper
Marine Science/Merchant Marine Officer Bachelor's Degree 37 20% costlier
Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other Bachelor's Degree 28 22% costlier
International Business/Trade/Commerce Bachelor's Degree 23 4% costlier
Environmental Studies Bachelor's Degree 19 12% cheaper


Use the calculators below to formulate a college savings plan for Massachusetts Maritime Academy or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Massachusetts Maritime Academy in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Massachusetts Maritime Academy student loan.

Prepayment Option

About Massachusetts Maritime Academy

Massachusetts Maritime Academy is a four year public college located in Buzzards Bay, Massachusetts.  Full time enrollment is 1,605 and part time is 146.

Students attending this school may pursue both undergraduate and graduate degrees.

Massachusetts Maritime Academy
101 Academy Dr
Buzzards Bay, Massachusetts

For Profit / Not For Profit Status

Massachusetts Maritime Academy is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Massachusetts Maritime Academy cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166692 IPEDS survey data.