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Annual Costs

Undergraduate Tuition

Middlesex Community College tuition is $576 per year for in-state residents. This is 84% cheaper than the national average public two year tuition of $3,532. The cost is 87% cheaper than the average Massachusetts tuition of $4,416 for 2 year colleges. Tuition ranks 1st in Massachusetts amongst 2 year colleges for affordability and is the 20th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $5,520 which represents a 858% premium.

The school charges an additional fees of $4,226 in addition to tuition bringing the total effective in-state tuition to $4,802.

Housing Costs

Middlesex Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Bedford area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $10,495.

Books and Supplies

The estimated annual cost for books and supplies is $1,290.

Other Living Expenses

Off-campus students should budget for $2,155 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Massachusetts residents to go to Middlesex Community College is $18,742 for the 2017/2018 academic year. Out-of-state students who don't have Massachusetts residence can expect a one year cost of $23,686. Students residing at home with parents providing food and housing should budget a total cost of $8,072.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Middlesex Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Middlesex Community College
Estimated Budgets
Massachusetts Resident Total Budget (Living Off Campus)$18,742
   In-State Tuition$576
   Other Fees$4,226
   Off-Campus Housing Budget$10,495
   Off-Campus Other Budget$2,155
   Books and Supplies$1,290
Massachusetts Resident Total Budget (Living with Parents)$8,072
   In-State Tuition$576
   Other Fees$4,226
   Family Provided Room and Board$0
   With-Family Other Living Budget$1,980
   Books and Supplies$1,290

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $18,742 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Middlesex Community College net price for in-state students is $4,635* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

61% of Middlesex Community College students received grant aid in 2014/2015. The average total aid amount was $4,385. 47 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,176. To apply for a Pell Grant to attend Middlesex Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Middlesex Community College
Financial Aid Summary
Average Annual Net Price$4,635*
Percent of Students Receiving Grant Aid61%
Average Total Grant Aid$4,385
Percent of Students Receiving Pell Grants47%
Average Amount of Pell Grant Aid$4,176

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$3,435
$30,001 to $48,000$3,632
$48,001 to $75,000$4,815
$75,001 to $110,000$8,023
$110,000+$8,619

Average Financial Aid Mix - $18,742 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $18,742. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

26%
23%
51%

Grants and Scholarships

 26% - $4,385

Money granted to you by the U.S. Department of Education, Middlesex Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 23% - $3,772

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 51% -  $8,430

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Middlesex Community College
Bunker Hill Community College0% less expensive
Massachusetts Bay Community College0% less expensive
North Shore Community College4.2% more expensive
Roxbury Community College8.3% more expensive
Northern Essex Community College4.2% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Middlesex Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Middlesex Community College is $37,484 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $2,801 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $5,602**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Middlesex Community College.

Massachusetts Resident Tuition Per Semester$288
Massachusetts Resident Total Cost Per Semester$9,371
Non-Massachusetts Resident Tuition Per Semester$2,760
Non-Massachusetts Resident Total Cost Per Semester$11,843

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Middlesex Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Middlesex Community College
Price per credit hour for Massachusetts residents$198
Cost for one class for Massachusetts residents (3 credit hours)$594
Price per credit hour for out of state residents$404
Cost for one class for out of state residents (3 credit hours)$1,212
Cost for one class for out of state residents (4 credit hours)$1,616

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 19% of Middlesex Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,772.

Example Loan Payments and Costs

How much are student loan payments for Middlesex Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $5,602, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $6,950.80. This could be your effective total out of pocket cost of an education at Middlesex Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 61% of students at this school who receive financial aid and you are paying an average annual net price of $2,801. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Middlesex Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Middlesex Community College Student Loan Payments
Example Payments
Monthly Loan Payment$57.92
Amount Borrowed$5,602.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$1,348.80
Sum of All Payments over 10 years$6,950.80

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Middlesex Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Middlesex Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $6,950.80 would be needed to afford a $57.92 monthly payment in the example $5,602.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Middlesex Community College in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $37,484.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Middlesex Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$24,518$49,036
Estimated Cost in 10 years for students enrolling in 2029$31,292$62,584
Estimated Cost in 15 years for students enrolling in 2034 $39,937$79,875
Estimated Cost in 18 years for students enrolling in 2037 $46,232$92,465

Tuition History

What was tuition at Middlesex Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$576$5,520 0%
2011$576$5,520 -84.2%
2010$3,650$8,594 15.2%
2009$3,168$8,112 3.9%
2008$3,048$3,048 3.3%
2007$2,952$7,896 2.5%
2006$2,880$7,814 0%
2005$2,880$7,824 8.1%
2004$2,664$7,608 9.8%
2003$2,426$7,370 20.2%
2002$2,018$6,962 6.3%
2001$1,898$6,842 0%
2000$1,898$6,770 -1.1%
1999$1,920$6,264 -7%
1998$2,064$6,144 -4.4%
1997$2,160$4,704 -4.3%
1996$2,256$5,808 0%
1995$2,256$5,808 -16.4%
1994$2,700$7,140 8.2%
1993$2,495$6,317 3.6%
1992$2,408$6,080 69%
1991$1,425$3,990 22.2%
1990$1,166$3,350

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Middlesex Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
General Studies Associate's Degree 168 12% costlier
Business Administration and Management, General Associate's Degree 140 10% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 107 7% costlier
Criminal Justice/Safety Studies Associate's Degree 92 23% costlier
Registered Nursing/Registered Nurse Associate's Degree 74 17% costlier
Kindergarten/Preschool Education and Teaching Associate's Degree 37 13% costlier
Dental Hygiene/Hygienist Associate's Degree 34 21% costlier
Biology Technician/Biotechnology Laboratory Technician Associate's Degree 29 31% costlier
Engineering Technologies and Engineering-Related Fields, Other Associate's Degree 21 21% costlier
Fire Prevention and Safety Technology/Technician Associate's Degree 17 18% costlier
Elementary Education and Teaching Associate's Degree 16 32% costlier
Legal Assistant/Paralegal Associate's Degree 14 17% costlier
Commercial and Advertising Art Associate's Degree 14 17% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 13 12% costlier
Psychiatric/Mental Health Services Technician Associate's Degree 13 31% costlier
Electrical and Electronic Engineering Technologies/Technicians, Other Associate's Degree 13 13% costlier
Electrical/Electronics Drafting and Electrical/Electronics CAD/CADD Associate's Degree 13 9% costlier
Computer and Information Sciences, General Associate's Degree 8 19% costlier
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 8 21% costlier
Dental Assisting/Assistant Associate's Degree 8 20% costlier
Hotel/Motel Administration/Management Associate's Degree 8 8% costlier
Dental Laboratory Technology/Technician Associate's Degree 7 7% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 6 21% costlier
Computer and Information Sciences and Support Services, Other Associate's Degree 6 7% costlier
Medical/Clinical Assistant Associate's Degree 6 16% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 5 30% costlier
Fashion Merchandising Associate's Degree 4 17% cheaper
Fine/Studio Arts, General Associate's Degree 4 19% costlier
General Office Occupations and Clerical Services Associate's Degree 3 22% costlier
Forensic Science and Technology Associate's Degree 3 31% costlier
Biology/Biological Sciences, General Associate's Degree 3 27% costlier
Energy Management and Systems Technology/Technician Associate's Degree 2 27% costlier

Calculators

Use the calculators below to formulate a college savings plan for Middlesex Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Middlesex Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Middlesex Community College student loan.

Prepayment Option

About Middlesex Community College

Middlesex Community College is a two year community college located in Bedford, Massachusetts.  Full time enrollment is 3,027 and part time is 5,590.  Middlesex Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Middlesex Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
Middlesex Community College
Springs Rd
Bedford, Massachusetts
01730-9124

For Profit / Not For Profit Status

Middlesex Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Middlesex Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166887 IPEDS survey data.