Annual Costs

Undergraduate Tuition

Northern Michigan University tuition is $9,528 per year for in-state residents. This is 35% more expensive than the national average public four year tuition of $7,056. The cost is 50% cheaper than the average Michigan tuition of $19,001 for 4 year colleges. Tuition ranks 13th in Michigan amongst 4 year colleges for affordability and is the 46th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $15,024 which represents a 58% premium.

The school charges an additional fees of $712 in addition to tuition bringing the total effective in-state tuition to $10,240.

Housing Costs

On campus room and board is provided by the school at a cost of $10,328 per academic year. Students electing to live off campus elsewhere in Marquette should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $800.

Other Living Expenses

If living on-campus, students should budget for $1,920 in additional living expenses. Off-campus students should budget for $1,920 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Michigan residents to go to Northern Michigan University is $23,288 for the 2017/2018 academic year. Out-of-state students who don't have Michigan residence can expect a one year cost of $28,784.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Northern Michigan University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Northern Michigan University
Estimated Budgets
Michigan Resident Total Budget $23,288
   In-State Tuition$9,528
   Other Fees$712
   Room and Board$10,328
   On-Campus Other Budget$1,920
   Books and Supplies$800
Non-Resident Total Budget $28,784
   Out-of-State Tuition$15,024
   Other Fees$712
   Room and Board$10,328
   On-Campus Other Budget$1,920
   Books and Supplies$800


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $23,288 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Northern Michigan University net price for in-state students is $12,258* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

91% of Northern Michigan University students received grant aid in 2014/2015. The average total aid amount was $6,814. 43 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,412. To apply for a Pell Grant to attend Northern Michigan University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Northern Michigan University
Financial Aid Summary
Average Annual Net Price$12,258*
Percent of Students Receiving Grant Aid91%
Average Total Grant Aid$6,814
Percent of Students Receiving Pell Grants43%
Average Amount of Pell Grant Aid$4,412

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$7,528
$30,001 to $48,000$10,068
$48,001 to $75,000$12,984
$75,001 to $110,000$16,272

Average Financial Aid Mix - $23,288 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $23,288. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 32% - $6,814

Money granted to you by the U.S. Department of Education, Northern Michigan University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 24% - $5,155

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 44% -  $9,399

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Northern Michigan University
University of Wisconsin Stevens Point29.7% less expensive
University of Wisconsin Oshkosh32.6% less expensive
Ferris State University22% more expensive
University of Wisconsin Milwaukee15.1% less expensive
University of Wisconsin Stout26.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Northern Michigan University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Northern Michigan University is $93,152 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $10,952 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $43,808**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $116,440 or $54,760 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Northern Michigan University.

Michigan Resident Tuition Per Semester$4,764
Michigan Resident Total Cost Per Semester$11,644
Non-Michigan Resident Tuition Per Semester$7,512
Non-Michigan Resident Total Cost Per Semester$14,392

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Northern Michigan University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Northern Michigan University
Price per credit hour for Michigan residents$408
Cost for one class for Michigan residents (3 credit hours)$1,224
Price per credit hour for out of state residents$642
Cost for one class for out of state residents (3 credit hours)$1,926
Cost for one class for out of state residents (4 credit hours)$2,568


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 68% of Northern Michigan University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,155. The reported average student debt upon graduation is $29,371.

Example Loan Payments and Costs

How much are student loan payments for Northern Michigan University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $43,808, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $54,355.68. This could be your effective total out of pocket cost of an education at Northern Michigan University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 91% of students at this school who receive financial aid and you are paying an average annual net price of $10,952. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Northern Michigan University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Northern Michigan University Student Loan Payments
Example Payments
Monthly Loan Payment$452.96
Amount Borrowed$43,808.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$10,547.68
Sum of All Payments over 10 years$54,355.68

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Northern Michigan University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Northern Michigan University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $54,355.68 would be needed to afford a $452.96 monthly payment in the example $43,808.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Northern Michigan University in the future? In the past four years, this school's published in-state tuition and fee total rose from $8,064 to $9,528. This amounts to an average annual price increase of 3.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $93,152.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Northern Michigan University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$32,026$128,106
Estimated Cost in 10 years for students enrolling in 2029$40,875$163,499
Estimated Cost in 15 years for students enrolling in 2034 $52,168$208,671
Estimated Cost in 18 years for students enrolling in 2037 $60,391$241,562

Tuition History

What was tuition at Northern Michigan University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$7,776$12,504 7.3%
2011$7,248$11,664 -2.8%
2010$7,454$11,828 5.3%
2009$7,078$11,230 5.5%
2008$6,709$10,645 9.2%
2007$6,141$10,077 4.8%
2006$5,858$9,602 9.8%
2005$5,334$8,742 2.4%
2004$5,210$8,378 9%
2003$4,780$7,732 9.7%
2002$4,357$7,141 8.8%
2001$4,004$6,530 27.3%
2000$3,146$5,582 3%
1999$3,055$5,407 2.3%
1998$2,986$5,266 0.5%
1997$2,970$6,108 2.7%
1996$2,891$5,320 4.1%
1995$2,778$5,109 6%
1994$2,621$4,818 6.9%
1993$2,451$4,495 9%
1992$2,249$4,109 9.5%
1991$2,054$3,914 6.7%
1990$1,925$3,786 7.4%
1989$1,792$3,589 13.8%
1988$1,575$3,504 4.2%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Northern Michigan University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Nursing Administration Bachelor's Degree 102 7% cheaper
Business Administration and Management, General Bachelor's Degree 41 17% cheaper
Elementary Education and Teaching Bachelor's Degree 38 19% cheaper
Construction Engineering Technology/Technician Bachelor's Degree 37 14% cheaper
Social Work Bachelor's Degree 35 20% cheaper
Physiology, General Bachelor's Degree 34 32% cheaper
Natural Resources/Conservation, General Bachelor's Degree 28 29% cheaper
Marketing/Marketing Management, General Bachelor's Degree 26 21% cheaper
Criminal Justice/Safety Studies Associate's Degree 25 50% costlier
Hospitality Administration/Management, General Bachelor's Degree 25 20% cheaper
Surgical Technology/Technologist Associate's Degree 21 48% costlier
Sport and Fitness Administration/Management Bachelor's Degree 21 23% cheaper
Finance, General Bachelor's Degree 19 23% cheaper
Kinesiology and Exercise Science Bachelor's Degree 19 25% cheaper
Clinical/Medical Laboratory Technician Associate's Degree 18 56% costlier
Biology/Biological Sciences, General Bachelor's Degree 18 29% cheaper
General Studies Associate's Degree 18 36% costlier
Radiologic Technology/Science - Radiographer Associate's Degree 17 48% costlier
Speech-Language Pathology/Pathologist Bachelor's Degree 17 20% cheaper
Athletic Training/Trainer Bachelor's Degree 16 24% cheaper
Zoology/Animal Biology Bachelor's Degree 16 27% cheaper
English/Language Arts Teacher Education Bachelor's Degree 15 18% cheaper
Computer and Information Sciences, General Bachelor's Degree 15 22% cheaper
Heating, Ventilation, Air Conditioning and Refrigeration Engineering Technology/Technician Associate's Degree 14 41% costlier
Environmental Science Bachelor's Degree 13 33% cheaper
Cinematography and Film/Video Production Bachelor's Degree 13 32% cheaper
Medical Administrative/Executive Assistant and Medical Secretary Associate's Degree 12 51% costlier
Mechanical Engineering/Mechanical Technology/Technician Bachelor's Degree 12 16% cheaper
Speech Communication and Rhetoric Bachelor's Degree 11 28% cheaper
Management Information Systems, General Bachelor's Degree 11 22% cheaper
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 11 28% cheaper
Business/Commerce, General Associate's Degree 10 30% costlier
Digital Communication and Media/Multimedia Bachelor's Degree 10 33% cheaper
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 8 58% costlier
Industrial Mechanics and Maintenance Technology Associate's Degree 8 65% costlier
Spanish Language and Literature Bachelor's Degree 8 33% cheaper
Computer Engineering Technology/Technician Associate's Degree 8 33% costlier
Music Teacher Education Bachelor's Degree 8 24% cheaper
Security and Loss Prevention Services Bachelor's Degree 7 18% cheaper
Human Development and Family Studies, General Bachelor's Degree 7 22% cheaper
Ecology Bachelor's Degree 7 34% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 7 19% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 6 32% cheaper
Microbiology, General Bachelor's Degree 6 27% cheaper
Building/Property Maintenance Associate's Degree 6 59% costlier
Geology/Earth Science, General Bachelor's Degree 6 30% cheaper
Biochemistry Bachelor's Degree 5 38% cheaper
Criminal Justice/Law Enforcement Administration Associate's Degree 5 36% costlier
International Relations and Affairs Bachelor's Degree 5 39% cheaper
Forensic Chemistry Bachelor's Degree 5 26% cheaper
Pre-Law Studies Bachelor's Degree 5 27% cheaper
Education/Teaching of Individuals with Mental Retardation Bachelor's Degree 5 7% cheaper
Physics, General Bachelor's Degree 4 35% cheaper
Accounting and Finance Bachelor's Degree 4 34% cheaper
Mathematics Teacher Education Bachelor's Degree 4 19% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 4 47% costlier
Industrial Technology/Technician Bachelor's Degree 4 4% cheaper
Small Business Administration/Management Bachelor's Degree 4 24% cheaper
Aircraft Powerplant Technology/Technician Associate's Degree 4 49% costlier
Geographic Information Science and Cartography Bachelor's Degree 4 12% cheaper
Art History, Criticism and Conservation Bachelor's Degree 4 41% cheaper
Chemistry, General Bachelor's Degree 4 31% cheaper
Public Administration Bachelor's Degree 4 16% cheaper
Art Teacher Education Bachelor's Degree 3 21% cheaper
Business/Office Automation/Technology/Data Entry Associate's Degree 3 63% costlier
History, General Bachelor's Degree 3 30% cheaper
Mathematics, General Bachelor's Degree 3 30% cheaper
Economics, General Bachelor's Degree 3 36% cheaper
Financial Planning and Services Bachelor's Degree 3 20% cheaper
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 3 7% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 3 54% costlier
Manufacturing Engineering Technology/Technician Bachelor's Degree 2 10% cheaper
Health Teacher Education Bachelor's Degree 2 18% cheaper
Art/Art Studies, General Associate's Degree 2 47% costlier
Sociology Bachelor's Degree 2 30% cheaper
CAD/CADD Drafting and/or Design Technology/Technician Associate's Degree 2 50% costlier
Physical Education Teaching and Coaching Bachelor's Degree 2 18% cheaper
Social Studies Teacher Education Bachelor's Degree 2 23% cheaper
Cytotechnology/Cytotechnologist Bachelor's Degree 2 25% cheaper
Creative Writing Bachelor's Degree 2 37% cheaper
French Language and Literature Bachelor's Degree 2 38% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 1 16% cheaper
Behavioral Sciences Bachelor's Degree 1 11% costlier
Psychology, General Bachelor's Degree 1 29% cheaper
Foodservice Systems Administration/Management Associate's Degree 1 30% costlier
Geography Bachelor's Degree 1 22% cheaper
Chemistry Teacher Education Bachelor's Degree 1 19% cheaper
Child Development Associate's Degree 1 62% costlier
Finance and Financial Management Services, Other Bachelor's Degree 1 20% cheaper
History Teacher Education Bachelor's Degree 1 17% cheaper
Philosophy Bachelor's Degree 1 36% cheaper
Public Relations/Image Management Bachelor's Degree 1 27% cheaper
English Language and Literature, General Bachelor's Degree 1 28% cheaper
Liberal Arts and Sciences/Liberal Studies Associate's Degree 1 30% costlier
Music, General Bachelor's Degree 1 30% cheaper
Computer Systems Networking and Telecommunications Bachelor's Degree 1 7% costlier
Community Health Services/Liaison/Counseling Bachelor's Degree 1 18% cheaper
Hydrology and Water Resources Science Bachelor's Degree 1 34% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 1 17% cheaper
Experimental Psychology Bachelor's Degree 1 28% cheaper
Botany/Plant Biology Bachelor's Degree 1 29% cheaper
French Language Teacher Education Bachelor's Degree 1 16% cheaper
Accounting Bachelor's Degree 1 23% cheaper
Political Science and Government, General Bachelor's Degree 1 31% cheaper
Spanish Language Teacher Education Bachelor's Degree 1 21% cheaper
Social Sciences, General Bachelor's Degree 1 25% cheaper


Use the calculators below to formulate a college savings plan for Northern Michigan University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Northern Michigan University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Northern Michigan University student loan.

Prepayment Option

About Northern Michigan University

Northern Michigan University is a four year public college located in Marquette, Michigan.  Full time enrollment is 6,470 and part time is 1,395.

Students attending this school may pursue both undergraduate and graduate degrees.

Northern Michigan University
1401 Presque Isle Avenue
Marquette, Michigan

For Profit / Not For Profit Status

Northern Michigan University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Northern Michigan University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=171456 IPEDS survey data.