Annual Costs

Undergraduate Tuition

Tuition for Minnesota State University Moorhead is $7,410 for the 2018/2019 academic year. This is 3% more expensive than the national average public four year college tuition of $7,203. The cost is 66% cheaper than the average Minnesota tuition of $21,771 for 4 year colleges. Tuition ranks 5th in Minnesota amongst 4 year colleges for affordability and is the 55th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $1,058 in addition to tuition bringing the total effective in-state tuition to $8,468.

Housing Costs

On campus room and board is provided by the school at a cost of $9,008 per academic year. Students electing to live off campus elsewhere in Moorhead should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $800.

Other Living Expenses

If living on-campus, students should budget for $3,470 in additional living expenses. Off-campus students should budget for $3,470 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to MSU Moorhead was $21,746 for the 2018/2019 academic year. The cost is the same for all students regardless of Minnesota residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Minnesota State University Moorhead and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Minnesota State University Moorhead
Estimated Budgets
Minnesota Resident Total Budget $21,746
   In-State Tuition$7,410
   Other Fees$1,058
   Room and Board$9,008
   On-Campus Other Budget$3,470
   Books and Supplies$800
Non-Resident Total Budget $29,156
   Out-of-State Tuition$14,820
   Other Fees$1,058
   Room and Board$9,008
   On-Campus Other Budget$3,470
   Books and Supplies$800


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,746 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported MSU Moorhead net price for in-state students is $14,349* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

64% of Minnesota State University Moorhead students received grant aid in 2014/2015. The average total aid amount was $4,221. 31 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,880. To apply for a Pell Grant to attend Minnesota State University Moorhead, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Minnesota State University Moorhead
Financial Aid Summary
Average Annual Net Price$14,349*
Percent of Students Receiving Grant Aid64%
Average Total Grant Aid$4,221
Percent of Students Receiving Pell Grants31%
Average Amount of Pell Grant Aid$3,880

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$11,497
$30,001 to $48,000$11,395
$48,001 to $75,000$14,521
$75,001 to $110,000$17,437

Average Financial Aid Mix - $21,746 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,746. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 23% - $4,221

Money granted to you by the U.S. Department of Education, Minnesota State University Moorhead or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 33% - $6,109

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 43% -  $7,946

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Minnesota State University Moorhead
North Dakota State University Main Campus2.8% less expensive
University of Minnesota Duluth62.2% more expensive
Minnesota State University Mankato3.1% less expensive
University of Wisconsin River Falls13.3% less expensive
University of Wisconsin Eau Claire0.7% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Minnesota State University Moorhead.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at MSU Moorhead is $86,984 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,684 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $46,736**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $108,730 or $58,420 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Minnesota State University Moorhead.

Minnesota Resident Tuition Per Semester$3,705
Minnesota Resident Total Cost Per Semester$10,873

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Minnesota State University Moorhead are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Minnesota State University Moorhead
Price per credit hour for Minnesota residents$239
Cost for one class for Minnesota residents (3 credit hours)$717
Price per credit hour$478
Cost for one class (3 credit hours)$1,434
Cost for one class (4 credit hours)$1,912


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 68% of Minnesota State University Moorhead students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,109.

Example Loan Payments and Costs

How much are student loan payments for Minnesota State University Moorhead? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $46,736, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $57,988.66. This could be your effective total out of pocket cost of an education at Minnesota State University Moorhead. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 64% of students at this school who receive financial aid and you are paying an average annual net price of $11,684. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Minnesota State University Moorhead student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Minnesota State University Moorhead Student Loan Payments
Example Payments
Monthly Loan Payment$483.24
Amount Borrowed$46,736.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,252.66
Sum of All Payments over 10 years$57,988.66

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend MSU Moorhead? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Minnesota State University Moorhead, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $57,988.66 would be needed to afford a $483.24 monthly payment in the example $46,736.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Minnesota State University Moorhead in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,898 to $7,410. This amounts to an average annual price increase of 1.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $86,984.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Minnesota State University Moorhead.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$29,906$119,623
Estimated Cost in 10 years for students enrolling in 2030$38,168$152,673
Estimated Cost in 15 years for students enrolling in 2035 $48,713$194,854
Estimated Cost in 18 years for students enrolling in 2038 $56,392$225,568

Tuition History

What was tuition at MSU Moorhead five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Minnesota State University Moorhead to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 79 19% cheaper
Elementary Education and Teaching Bachelor's Degree 67 18% cheaper
Social Work Bachelor's Degree 51 19% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 42 24% cheaper
Construction Management Bachelor's Degree 32 18% cheaper
Art/Art Studies, General Bachelor's Degree 31 26% cheaper
Film/Cinema/Video Studies Bachelor's Degree 27 43% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 26 30% cheaper
Speech Communication and Rhetoric Bachelor's Degree 26 27% cheaper
Special Education and Teaching, General Bachelor's Degree 22 18% cheaper
Social Studies Teacher Education Bachelor's Degree 20 22% cheaper
Fine/Studio Arts, General Bachelor's Degree 19 32% cheaper
Health Services Administration Bachelor's Degree 16 13% cheaper
Legal Assistant/Paralegal Bachelor's Degree 15 6% cheaper
Mathematics Teacher Education Bachelor's Degree 14 18% cheaper
Computer Science Bachelor's Degree 13 31% cheaper
Biochemistry and Molecular Biology Bachelor's Degree 12 42% cheaper
Liberal Arts and Sciences/Liberal Studies Associate's Degree 11 31% costlier
Music Management Bachelor's Degree 10 27% cheaper
Community Health and Preventive Medicine Bachelor's Degree 9 15% cheaper
Kinesiology and Exercise Science Bachelor's Degree 9 24% cheaper
Economics, General Bachelor's Degree 9 35% cheaper
Art Teacher Education Bachelor's Degree 8 20% cheaper
Athletic Training/Trainer Bachelor's Degree 8 23% cheaper
Political Science and Government, General Bachelor's Degree 7 30% cheaper
History, General Bachelor's Degree 7 29% cheaper
Multi-/Interdisciplinary Studies, General Bachelor's Degree 7 27% cheaper
Industrial Technology/Technician Bachelor's Degree 6 2% cheaper
Music Teacher Education Bachelor's Degree 6 23% cheaper
Early Childhood Education and Teaching Bachelor's Degree 6 16% cheaper
Physics, General Bachelor's Degree 6 34% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 5 14% cheaper
Music Performance, General Bachelor's Degree 5 27% cheaper
Music, General Bachelor's Degree 5 29% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 4 17% cheaper
Health Teacher Education Bachelor's Degree 4 17% cheaper
Business Administration and Management, General Bachelor's Degree 4 16% cheaper
Biology Teacher Education Bachelor's Degree 3 13% cheaper
Chemistry, General Bachelor's Degree 3 30% cheaper
Sociology Bachelor's Degree 3 29% cheaper
East Asian Studies Bachelor's Degree 2 49% cheaper
Health and Physical Education/Fitness, General Bachelor's Degree 2 19% cheaper
Anthropology Bachelor's Degree 2 35% cheaper
Biology/Biological Sciences, General Bachelor's Degree 2 28% cheaper
Finance, General Bachelor's Degree 2 22% cheaper
Geology/Earth Science, General Bachelor's Degree 2 30% cheaper
Gerontology Bachelor's Degree 2 18% cheaper
LEGAL PROFESSIONS AND STUDIES Bachelor's Degree 2 28% cheaper
English/Language Arts Teacher Education Bachelor's Degree 2 17% cheaper
International Business/Trade/Commerce Bachelor's Degree 2 29% cheaper
International/Global Studies Bachelor's Degree 1 34% cheaper
Women's Studies Bachelor's Degree 1 39% cheaper
Operations Management and Supervision Bachelor's Degree 1 11% cheaper
Mass Communication/Media Studies Bachelor's Degree 1 23% cheaper
Philosophy Bachelor's Degree 1 35% cheaper
Spanish Language Teacher Education Bachelor's Degree 1 20% cheaper
Mathematics, General Bachelor's Degree 1 29% cheaper
Information Science/Studies Bachelor's Degree 1 25% cheaper
Marketing/Marketing Management, General Bachelor's Degree 1 20% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 31% cheaper
Psychology, General Bachelor's Degree 1 28% cheaper
Ethnic Studies Bachelor's Degree 1 40% cheaper
Accounting Bachelor's Degree 1 22% cheaper
Chemistry Teacher Education Bachelor's Degree 1 18% cheaper
Graphic Communications, General Bachelor's Degree 1 23% cheaper
Earth Science Teacher Education Bachelor's Degree 1 12% cheaper
Spanish Language and Literature Bachelor's Degree 1 32% cheaper


Use the calculators below to formulate a college savings plan for Minnesota State University Moorhead or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Minnesota State University Moorhead in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Minnesota State University Moorhead student loan.

Prepayment Option

About Minnesota State University Moorhead

Minnesota State University Moorhead is a four year public college located in Moorhead, Minnesota.  Full time enrollment is 4,459 and part time is 1,464. Learn more about getting accepted at Minnesota State University Moorhead at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Minnesota State University Moorhead
1104 7th Ave S
Moorhead, Minnesota

For Profit / Not For Profit Status

Minnesota State University Moorhead is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Minnesota State University Moorhead cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=174358 IPEDS survey data.