| Estimated Annual Cost in 2042 | $68,509 |
| Monthly savings required | $304 |
How much will it cost to send your child to Ridgewater College in 18 years and how much do you need to save? A 2 year degree is estimated to be priced at $137,018.67 for students enrolling in 2042 if tuition increases average 7% per year until then. Assuming you have no current college savings, monthly deposits of $304.38 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.
| Current Annual Cost | $19,584.00 |
| Years until enrollment | 18 |
| Annual Tuition Increase | 7% |
| Current Savings | $0.00 |
| After Tax Return on Savings | 7% |
| Years of enrollment | 2 |
Discover how much will you need to start saving now to afford Ridgewater College in the future.
| Month | Begin | Deposit | Withdraw | Interest | End |
|---|---|---|---|---|---|
| 1 | $0.00 | $304.38 | $0.00 | $0.00 | $304.38 |
| 2 | $304.38 | $304.38 | $0.00 | $1.72 | $610.48 |
| 3 | $610.48 | $304.38 | $0.00 | $3.45 | $918.31 |
| 4 | $918.31 | $304.38 | $0.00 | $5.19 | $1,227.88 |
| 5 | $1,227.88 | $304.38 | $0.00 | $6.94 | $1,539.20 |
| 6 | $1,539.20 | $304.38 | $0.00 | $8.70 | $1,852.28 |
| 7 | $1,852.28 | $304.38 | $0.00 | $10.47 | $2,167.13 |
| 8 | $2,167.13 | $304.38 | $0.00 | $12.25 | $2,483.76 |
| 9 | $2,483.76 | $304.38 | $0.00 | $14.04 | $2,802.18 |
| 10 | $2,802.18 | $304.38 | $0.00 | $15.84 | $3,122.40 |
| 11 | $3,122.40 | $304.38 | $0.00 | $17.65 | $3,444.43 |
| 12 | $3,444.43 | $304.38 | $0.00 | $19.48 | $3,768.29 |
| 13 | $3,768.29 | $304.38 | $0.00 | $21.31 | $4,093.98 |
| 14 | $4,093.98 | $304.38 | $0.00 | $23.15 | $4,421.51 |
| 15 | $4,421.51 | $304.38 | $0.00 | $25.00 | $4,750.89 |
| 16 | $4,750.89 | $304.38 | $0.00 | $26.86 | $5,082.13 |
| 17 | $5,082.13 | $304.38 | $0.00 | $28.74 | $5,415.25 |
| 18 | $5,415.25 | $304.38 | $0.00 | $30.62 | $5,750.25 |
| 19 | $5,750.25 | $304.38 | $0.00 | $32.51 | $6,087.14 |
| 20 | $6,087.14 | $304.38 | $0.00 | $34.42 | $6,425.94 |
| 21 | $6,425.94 | $304.38 | $0.00 | $36.33 | $6,766.65 |
| 22 | $6,766.65 | $304.38 | $0.00 | $38.26 | $7,109.29 |
| 23 | $7,109.29 | $304.38 | $0.00 | $40.20 | $7,453.87 |
| 24 | $7,453.87 | $304.38 | $0.00 | $42.15 | $7,800.40 |
| 25 | $7,800.40 | $304.38 | $0.00 | $44.10 | $8,148.88 |
| 26 | $8,148.88 | $304.38 | $0.00 | $46.07 | $8,499.33 |
| 27 | $8,499.33 | $304.38 | $0.00 | $48.06 | $8,851.77 |
| 28 | $8,851.77 | $304.38 | $0.00 | $50.05 | $9,206.20 |
| 29 | $9,206.20 | $304.38 | $0.00 | $52.05 | $9,562.63 |
| 30 | $9,562.63 | $304.38 | $0.00 | $54.07 | $9,921.08 |
| 31 | $9,921.08 | $304.38 | $0.00 | $56.10 | $10,281.56 |
| 32 | $10,281.56 | $304.38 | $0.00 | $58.13 | $10,644.07 |
| 33 | $10,644.07 | $304.38 | $0.00 | $60.18 | $11,008.63 |
| 34 | $11,008.63 | $304.38 | $0.00 | $62.24 | $11,375.25 |
| 35 | $11,375.25 | $304.38 | $0.00 | $64.32 | $11,743.95 |
| 36 | $11,743.95 | $304.38 | $0.00 | $66.40 | $12,114.73 |
| 37 | $12,114.73 | $304.38 | $0.00 | $68.50 | $12,487.61 |
| 38 | $12,487.61 | $304.38 | $0.00 | $70.61 | $12,862.60 |
| 39 | $12,862.60 | $304.38 | $0.00 | $72.73 | $13,239.71 |
| 40 | $13,239.71 | $304.38 | $0.00 | $74.86 | $13,618.95 |
| 41 | $13,618.95 | $304.38 | $0.00 | $77.00 | $14,000.33 |
| 42 | $14,000.33 | $304.38 | $0.00 | $79.16 | $14,383.87 |
| 43 | $14,383.87 | $304.38 | $0.00 | $81.33 | $14,769.58 |
| 44 | $14,769.58 | $304.38 | $0.00 | $83.51 | $15,157.47 |
| 45 | $15,157.47 | $304.38 | $0.00 | $85.70 | $15,547.55 |
| 46 | $15,547.55 | $304.38 | $0.00 | $87.91 | $15,939.84 |
| 47 | $15,939.84 | $304.38 | $0.00 | $90.13 | $16,334.35 |
| 48 | $16,334.35 | $304.38 | $0.00 | $92.36 | $16,731.09 |
| 49 | $16,731.09 | $304.38 | $0.00 | $94.60 | $17,130.07 |
| 50 | $17,130.07 | $304.38 | $0.00 | $96.86 | $17,531.31 |
| 51 | $17,531.31 | $304.38 | $0.00 | $99.12 | $17,934.81 |
| 52 | $17,934.81 | $304.38 | $0.00 | $101.41 | $18,340.60 |
| 53 | $18,340.60 | $304.38 | $0.00 | $103.70 | $18,748.68 |
| 54 | $18,748.68 | $304.38 | $0.00 | $106.01 | $19,159.07 |
| 55 | $19,159.07 | $304.38 | $0.00 | $108.33 | $19,571.78 |
| 56 | $19,571.78 | $304.38 | $0.00 | $110.66 | $19,986.82 |
| 57 | $19,986.82 | $304.38 | $0.00 | $113.01 | $20,404.21 |
| 58 | $20,404.21 | $304.38 | $0.00 | $115.37 | $20,823.96 |
| 59 | $20,823.96 | $304.38 | $0.00 | $117.74 | $21,246.08 |
| 60 | $21,246.08 | $304.38 | $0.00 | $120.13 | $21,670.59 |
| 61 | $21,670.59 | $304.38 | $0.00 | $122.53 | $22,097.50 |
| 62 | $22,097.50 | $304.38 | $0.00 | $124.94 | $22,526.82 |
| 63 | $22,526.82 | $304.38 | $0.00 | $127.37 | $22,958.57 |
| 64 | $22,958.57 | $304.38 | $0.00 | $129.81 | $23,392.76 |
| 65 | $23,392.76 | $304.38 | $0.00 | $132.27 | $23,829.41 |
| 66 | $23,829.41 | $304.38 | $0.00 | $134.73 | $24,268.52 |
| 67 | $24,268.52 | $304.38 | $0.00 | $137.22 | $24,710.12 |
| 68 | $24,710.12 | $304.38 | $0.00 | $139.71 | $25,154.21 |
| 69 | $25,154.21 | $304.38 | $0.00 | $142.23 | $25,600.82 |
| 70 | $25,600.82 | $304.38 | $0.00 | $144.75 | $26,049.95 |
| 71 | $26,049.95 | $304.38 | $0.00 | $147.29 | $26,501.62 |
| 72 | $26,501.62 | $304.38 | $0.00 | $149.84 | $26,955.84 |
| 73 | $26,955.84 | $304.38 | $0.00 | $152.41 | $27,412.63 |
| 74 | $27,412.63 | $304.38 | $0.00 | $154.99 | $27,872.00 |
| 75 | $27,872.00 | $304.38 | $0.00 | $157.59 | $28,333.97 |
| 76 | $28,333.97 | $304.38 | $0.00 | $160.20 | $28,798.55 |
| 77 | $28,798.55 | $304.38 | $0.00 | $162.83 | $29,265.76 |
| 78 | $29,265.76 | $304.38 | $0.00 | $165.47 | $29,735.61 |
| 79 | $29,735.61 | $304.38 | $0.00 | $168.13 | $30,208.12 |
| 80 | $30,208.12 | $304.38 | $0.00 | $170.80 | $30,683.30 |
| 81 | $30,683.30 | $304.38 | $0.00 | $173.49 | $31,161.17 |
| 82 | $31,161.17 | $304.38 | $0.00 | $176.19 | $31,641.74 |
| 83 | $31,641.74 | $304.38 | $0.00 | $178.91 | $32,125.03 |
| 84 | $32,125.03 | $304.38 | $0.00 | $181.64 | $32,611.05 |
| 85 | $32,611.05 | $304.38 | $0.00 | $184.39 | $33,099.82 |
| 86 | $33,099.82 | $304.38 | $0.00 | $187.15 | $33,591.35 |
| 87 | $33,591.35 | $304.38 | $0.00 | $189.93 | $34,085.66 |
| 88 | $34,085.66 | $304.38 | $0.00 | $192.73 | $34,582.77 |
| 89 | $34,582.77 | $304.38 | $0.00 | $195.54 | $35,082.69 |
| 90 | $35,082.69 | $304.38 | $0.00 | $198.36 | $35,585.43 |
| 91 | $35,585.43 | $304.38 | $0.00 | $201.21 | $36,091.02 |
| 92 | $36,091.02 | $304.38 | $0.00 | $204.06 | $36,599.46 |
| 93 | $36,599.46 | $304.38 | $0.00 | $206.94 | $37,110.78 |
| 94 | $37,110.78 | $304.38 | $0.00 | $209.83 | $37,624.99 |
| 95 | $37,624.99 | $304.38 | $0.00 | $212.74 | $38,142.11 |
| 96 | $38,142.11 | $304.38 | $0.00 | $215.66 | $38,662.15 |
| 97 | $38,662.15 | $304.38 | $0.00 | $218.60 | $39,185.13 |
| 98 | $39,185.13 | $304.38 | $0.00 | $221.56 | $39,711.07 |
| 99 | $39,711.07 | $304.38 | $0.00 | $224.53 | $40,239.98 |
| 100 | $40,239.98 | $304.38 | $0.00 | $227.52 | $40,771.88 |
| 101 | $40,771.88 | $304.38 | $0.00 | $230.53 | $41,306.79 |
| 102 | $41,306.79 | $304.38 | $0.00 | $233.55 | $41,844.72 |
| 103 | $41,844.72 | $304.38 | $0.00 | $236.60 | $42,385.70 |
| 104 | $42,385.70 | $304.38 | $0.00 | $239.65 | $42,929.73 |
| 105 | $42,929.73 | $304.38 | $0.00 | $242.73 | $43,476.84 |
| 106 | $43,476.84 | $304.38 | $0.00 | $245.82 | $44,027.04 |
| 107 | $44,027.04 | $304.38 | $0.00 | $248.94 | $44,580.36 |
| 108 | $44,580.36 | $304.38 | $0.00 | $252.06 | $45,136.80 |
| 109 | $45,136.80 | $304.38 | $0.00 | $255.21 | $45,696.39 |
| 110 | $45,696.39 | $304.38 | $0.00 | $258.37 | $46,259.14 |
| 111 | $46,259.14 | $304.38 | $0.00 | $261.56 | $46,825.08 |
| 112 | $46,825.08 | $304.38 | $0.00 | $264.76 | $47,394.22 |
| 113 | $47,394.22 | $304.38 | $0.00 | $267.97 | $47,966.57 |
| 114 | $47,966.57 | $304.38 | $0.00 | $271.21 | $48,542.16 |
| 115 | $48,542.16 | $304.38 | $0.00 | $274.46 | $49,121.00 |
| 116 | $49,121.00 | $304.38 | $0.00 | $277.74 | $49,703.12 |
| 117 | $49,703.12 | $304.38 | $0.00 | $281.03 | $50,288.53 |
| 118 | $50,288.53 | $304.38 | $0.00 | $284.34 | $50,877.25 |
| 119 | $50,877.25 | $304.38 | $0.00 | $287.67 | $51,469.30 |
| 120 | $51,469.30 | $304.38 | $0.00 | $291.01 | $52,064.69 |
| 121 | $52,064.69 | $304.38 | $0.00 | $294.38 | $52,663.45 |
| 122 | $52,663.45 | $304.38 | $0.00 | $297.77 | $53,265.60 |
| 123 | $53,265.60 | $304.38 | $0.00 | $301.17 | $53,871.15 |
| 124 | $53,871.15 | $304.38 | $0.00 | $304.60 | $54,480.13 |
| 125 | $54,480.13 | $304.38 | $0.00 | $308.04 | $55,092.55 |
| 126 | $55,092.55 | $304.38 | $0.00 | $311.50 | $55,708.43 |
| 127 | $55,708.43 | $304.38 | $0.00 | $314.98 | $56,327.79 |
| 128 | $56,327.79 | $304.38 | $0.00 | $318.49 | $56,950.66 |
| 129 | $56,950.66 | $304.38 | $0.00 | $322.01 | $57,577.05 |
| 130 | $57,577.05 | $304.38 | $0.00 | $325.55 | $58,206.98 |
| 131 | $58,206.98 | $304.38 | $0.00 | $329.11 | $58,840.47 |
| 132 | $58,840.47 | $304.38 | $0.00 | $332.69 | $59,477.54 |
| 133 | $59,477.54 | $304.38 | $0.00 | $336.29 | $60,118.21 |
| 134 | $60,118.21 | $304.38 | $0.00 | $339.92 | $60,762.51 |
| 135 | $60,762.51 | $304.38 | $0.00 | $343.56 | $61,410.45 |
| 136 | $61,410.45 | $304.38 | $0.00 | $347.22 | $62,062.05 |
| 137 | $62,062.05 | $304.38 | $0.00 | $350.91 | $62,717.34 |
| 138 | $62,717.34 | $304.38 | $0.00 | $354.61 | $63,376.33 |
| 139 | $63,376.33 | $304.38 | $0.00 | $358.34 | $64,039.05 |
| 140 | $64,039.05 | $304.38 | $0.00 | $362.09 | $64,705.52 |
| 141 | $64,705.52 | $304.38 | $0.00 | $365.85 | $65,375.75 |
| 142 | $65,375.75 | $304.38 | $0.00 | $369.64 | $66,049.77 |
| 143 | $66,049.77 | $304.38 | $0.00 | $373.46 | $66,727.61 |
| 144 | $66,727.61 | $304.38 | $0.00 | $377.29 | $67,409.28 |
| 145 | $67,409.28 | $304.38 | $0.00 | $381.14 | $68,094.80 |
| 146 | $68,094.80 | $304.38 | $0.00 | $385.02 | $68,784.20 |
| 147 | $68,784.20 | $304.38 | $0.00 | $388.92 | $69,477.50 |
| 148 | $69,477.50 | $304.38 | $0.00 | $392.84 | $70,174.72 |
| 149 | $70,174.72 | $304.38 | $0.00 | $396.78 | $70,875.88 |
| 150 | $70,875.88 | $304.38 | $0.00 | $400.74 | $71,581.00 |
| 151 | $71,581.00 | $304.38 | $0.00 | $404.73 | $72,290.11 |
| 152 | $72,290.11 | $304.38 | $0.00 | $408.74 | $73,003.23 |
| 153 | $73,003.23 | $304.38 | $0.00 | $412.77 | $73,720.38 |
| 154 | $73,720.38 | $304.38 | $0.00 | $416.83 | $74,441.59 |
| 155 | $74,441.59 | $304.38 | $0.00 | $420.90 | $75,166.87 |
| 156 | $75,166.87 | $304.38 | $0.00 | $425.00 | $75,896.25 |
| 157 | $75,896.25 | $304.38 | $0.00 | $429.13 | $76,629.76 |
| 158 | $76,629.76 | $304.38 | $0.00 | $433.28 | $77,367.42 |
| 159 | $77,367.42 | $304.38 | $0.00 | $437.45 | $78,109.25 |
| 160 | $78,109.25 | $304.38 | $0.00 | $441.64 | $78,855.27 |
| 161 | $78,855.27 | $304.38 | $0.00 | $445.86 | $79,605.51 |
| 162 | $79,605.51 | $304.38 | $0.00 | $450.10 | $80,359.99 |
| 163 | $80,359.99 | $304.38 | $0.00 | $454.37 | $81,118.74 |
| 164 | $81,118.74 | $304.38 | $0.00 | $458.66 | $81,881.78 |
| 165 | $81,881.78 | $304.38 | $0.00 | $462.97 | $82,649.13 |
| 166 | $82,649.13 | $304.38 | $0.00 | $467.31 | $83,420.82 |
| 167 | $83,420.82 | $304.38 | $0.00 | $471.67 | $84,196.87 |
| 168 | $84,196.87 | $304.38 | $0.00 | $476.06 | $84,977.31 |
| 169 | $84,977.31 | $304.38 | $0.00 | $480.47 | $85,762.16 |
| 170 | $85,762.16 | $304.38 | $0.00 | $484.91 | $86,551.45 |
| 171 | $86,551.45 | $304.38 | $0.00 | $489.37 | $87,345.20 |
| 172 | $87,345.20 | $304.38 | $0.00 | $493.86 | $88,143.44 |
| 173 | $88,143.44 | $304.38 | $0.00 | $498.38 | $88,946.20 |
| 174 | $88,946.20 | $304.38 | $0.00 | $502.91 | $89,753.49 |
| 175 | $89,753.49 | $304.38 | $0.00 | $507.48 | $90,565.35 |
| 176 | $90,565.35 | $304.38 | $0.00 | $512.07 | $91,381.80 |
| 177 | $91,381.80 | $304.38 | $0.00 | $516.69 | $92,202.87 |
| 178 | $92,202.87 | $304.38 | $0.00 | $521.33 | $93,028.58 |
| 179 | $93,028.58 | $304.38 | $0.00 | $526.00 | $93,858.96 |
| 180 | $93,858.96 | $304.38 | $0.00 | $530.69 | $94,694.03 |
| 181 | $94,694.03 | $304.38 | $0.00 | $535.41 | $95,533.82 |
| 182 | $95,533.82 | $304.38 | $0.00 | $540.16 | $96,378.36 |
| 183 | $96,378.36 | $304.38 | $0.00 | $544.94 | $97,227.68 |
| 184 | $97,227.68 | $304.38 | $0.00 | $549.74 | $98,081.80 |
| 185 | $98,081.80 | $304.38 | $0.00 | $554.57 | $98,940.75 |
| 186 | $98,940.75 | $304.38 | $0.00 | $559.43 | $99,804.56 |
| 187 | $99,804.56 | $304.38 | $0.00 | $564.31 | $100,673.25 |
| 188 | $100,673.25 | $304.38 | $0.00 | $569.22 | $101,546.85 |
| 189 | $101,546.85 | $304.38 | $0.00 | $574.16 | $102,425.39 |
| 190 | $102,425.39 | $304.38 | $0.00 | $579.13 | $103,308.90 |
| 191 | $103,308.90 | $304.38 | $0.00 | $584.12 | $104,197.40 |
| 192 | $104,197.40 | $304.38 | $0.00 | $589.15 | $105,090.93 |
| 193 | $105,090.93 | $304.38 | $0.00 | $594.20 | $105,989.51 |
| 194 | $105,989.51 | $304.38 | $0.00 | $599.28 | $106,893.17 |
| 195 | $106,893.17 | $304.38 | $0.00 | $604.39 | $107,801.94 |
| 196 | $107,801.94 | $304.38 | $0.00 | $609.53 | $108,715.85 |
| 197 | $108,715.85 | $304.38 | $0.00 | $614.70 | $109,634.93 |
| 198 | $109,634.93 | $304.38 | $0.00 | $619.89 | $110,559.20 |
| 199 | $110,559.20 | $304.38 | $0.00 | $625.12 | $111,488.70 |
| 200 | $111,488.70 | $304.38 | $0.00 | $630.37 | $112,423.45 |
| 201 | $112,423.45 | $304.38 | $0.00 | $635.66 | $113,363.49 |
| 202 | $113,363.49 | $304.38 | $0.00 | $640.97 | $114,308.84 |
| 203 | $114,308.84 | $304.38 | $0.00 | $646.32 | $115,259.54 |
| 204 | $115,259.54 | $304.38 | $0.00 | $651.69 | $116,215.61 |
| 205 | $116,215.61 | $304.38 | $0.00 | $657.10 | $117,177.09 |
| 206 | $117,177.09 | $304.38 | $0.00 | $662.54 | $118,144.01 |
| 207 | $118,144.01 | $304.38 | $0.00 | $668.00 | $119,116.39 |
| 208 | $119,116.39 | $304.38 | $0.00 | $673.50 | $120,094.27 |
| 209 | $120,094.27 | $304.38 | $0.00 | $679.03 | $121,077.68 |
| 210 | $121,077.68 | $304.38 | $0.00 | $684.59 | $122,066.65 |
| 211 | $122,066.65 | $304.38 | $0.00 | $690.18 | $123,061.21 |
| 212 | $123,061.21 | $304.38 | $0.00 | $695.81 | $124,061.40 |
| 213 | $124,061.40 | $304.38 | $0.00 | $701.46 | $125,067.24 |
| 214 | $125,067.24 | $304.38 | $0.00 | $707.15 | $126,078.77 |
| 215 | $126,078.77 | $304.38 | $0.00 | $712.87 | $127,096.02 |
| 216 | $127,096.02 | $304.38 | $0.00 | $718.62 | $128,119.02 |
| 217 | $128,119.02 | $304.38 | $66,192.59 | $724.40 | $62,955.21 |
| 218 | $62,955.21 | $304.38 | $0.00 | $355.96 | $63,615.55 |
| 219 | $63,615.55 | $304.38 | $0.00 | $359.69 | $64,279.62 |
| 220 | $64,279.62 | $304.38 | $0.00 | $363.45 | $64,947.45 |
| 221 | $64,947.45 | $304.38 | $0.00 | $367.22 | $65,619.05 |
| 222 | $65,619.05 | $304.38 | $0.00 | $371.02 | $66,294.45 |
| 223 | $66,294.45 | $304.38 | $0.00 | $374.84 | $66,973.67 |
| 224 | $66,973.67 | $304.38 | $0.00 | $378.68 | $67,656.73 |
| 225 | $67,656.73 | $304.38 | $0.00 | $382.54 | $68,343.65 |
| 226 | $68,343.65 | $304.38 | $0.00 | $386.42 | $69,034.45 |
| 227 | $69,034.45 | $304.38 | $0.00 | $390.33 | $69,729.16 |
| 228 | $69,729.16 | $304.38 | $0.00 | $394.26 | $70,427.80 |
| 229 | $70,427.80 | $0.00 | $70,826.08 | $398.21 | -$0.07 |