Annual Costs

Undergraduate Tuition

Tuition for South Central College is $4,835 for the 2018/2019 academic year. This is 33% more expensive than the national average public two year college tuition of $3,631. The cost is 16% cheaper than the average Minnesota tuition of $5,772 for 2 year colleges. Tuition ranks 20th in Minnesota amongst 2 year colleges for affordability and is the 15th most expensive 2 year college in the state. Price does not vary by residence.

The school charges an additional fees of $656 in addition to tuition bringing the total effective in-state tuition to $5,491.

Housing Costs

South Central College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the North Mankato area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $6,700.

Books and Supplies

The estimated annual cost for books and supplies is $1,251.

Other Living Expenses

Off-campus students should budget for $4,900 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to South Central College was $18,342 for the 2018/2019 academic year. The cost is the same for all students regardless of Minnesota residence status as there is no in-state discount. Students residing at home with parents providing food and housing can expect a total cost of $10,742.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for South Central College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for South Central College
Estimated Budgets
Minnesota Resident Total Budget (Living Off Campus)$18,342
   In-State Tuition$4,835
   Other Fees$656
   Off-Campus Housing Budget$6,700
   Off-Campus Other Budget$4,900
   Books and Supplies$1,251
Minnesota Resident Total Budget (Living with Parents)$10,742
   In-State Tuition$4,835
   Other Fees$656
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,000
   Books and Supplies$1,251


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $18,342 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported South Central College net price for in-state students is $9,601* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

70% of South Central College students received grant aid in 2014/2015. The average total aid amount was $4,670. 54 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,211. To apply for a Pell Grant to attend South Central College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for South Central College
Financial Aid Summary
Average Annual Net Price$9,601*
Percent of Students Receiving Grant Aid70%
Average Total Grant Aid$4,670
Percent of Students Receiving Pell Grants54%
Average Amount of Pell Grant Aid$4,211

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,622
$30,001 to $48,000$9,568
$48,001 to $75,000$10,571
$75,001 to $110,000$13,218

Average Financial Aid Mix - $18,342 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $18,342. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 35% - $4,670

Money granted to you by the U.S. Department of Education, South Central College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 39% - $5,275

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 26% -  $3,497

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. South Central College
Normandale Community College0.2% more expensive
Riverland Community College2.1% more expensive
Dakota County Technical College4.8% more expensive
Iowa Lakes Community College18.5% more expensive
Inver Hills Community College1.4% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at South Central College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at South Central College is $36,684 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,152 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $22,304**

**Based on a 2 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at South Central College.

Minnesota Resident Tuition Per Semester$2,418
Minnesota Resident Total Cost Per Semester$9,171

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at South Central College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at South Central College
Price per credit hour$161
Cost for one class (3 credit hours)$483
Cost for one class (4 credit hours)$644


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 41% of South Central College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,275.

Example Loan Payments and Costs

How much are student loan payments for South Central College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $22,304, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $27,674.15. This could be your effective total out of pocket cost of an education at South Central College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 70% of students at this school who receive financial aid and you are paying an average annual net price of $11,152. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our South Central College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

South Central College Student Loan Payments
Example Payments
Monthly Loan Payment$230.62
Amount Borrowed$22,304.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$5,370.15
Sum of All Payments over 10 years$27,674.15

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend South Central College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending South Central College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $27,674.15 would be needed to afford a $230.62 monthly payment in the example $22,304.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to South Central College in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 2 year cost of $36,684.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for South Central College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$23,995$47,990
Estimated Cost in 10 years for students enrolling in 2030$30,624$61,248
Estimated Cost in 15 years for students enrolling in 2035 $39,085$78,170
Estimated Cost in 18 years for students enrolling in 2038 $45,246$90,492

Tuition History

What was tuition at South Central College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at South Central College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 81 17% cheaper
Registered Nursing/Registered Nurse Associate's Degree 75 9% cheaper
Accounting Associate's Degree 31 9% cheaper
Computer Systems Networking and Telecommunications Associate's Degree 27 3% cheaper
Human Services Associate's Degree 21 17% cheaper
Child Development Associate's Degree 21 3% costlier
Clinical/Medical Laboratory Technician Associate's Degree 14 1% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 13 2% costlier
Business Administration and Management, General Associate's Degree 13 15% cheaper
Automation Engineer Technology/Technician Associate's Degree 12 1% costlier
Dental Assisting/Assistant Associate's Degree 12 7% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 11 2% cheaper
Civil Engineering Technology/Technician Associate's Degree 10 8% cheaper
Graphic Communications, General Associate's Degree 10 4% costlier
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician Associate's Degree 7 4% costlier
Culinary Arts/Chef Training Associate's Degree 7 10% cheaper
Architectural Drafting and Architectural CAD/CADD Associate's Degree 5 7% cheaper
Legal Administrative Assistant/Secretary Associate's Degree 5 3% cheaper
Commercial and Advertising Art Associate's Degree 5 10% cheaper
Graphic and Printing Equipment Operator, General Production Associate's Degree 4 2% costlier
Computer Numerically Controlled (CNC) Machinist Technology/CNC Machinist Associate's Degree 4 12% cheaper
Agricultural Mechanics and Equipment/Machine Technology Associate's Degree 4 9% costlier
Agribusiness/Agricultural Business Operations Associate's Degree 3 3% costlier
Carpentry/Carpenter Associate's Degree 3 2% cheaper
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 3 0% costlier
Agricultural Production Operations, General Associate's Degree 2 2% costlier
Restaurant/Food Services Management Associate's Degree 2 25% cheaper
Building/Construction Site Management/Manager Associate's Degree 2 13% cheaper
Autobody/Collision and Repair Technology/Technician Associate's Degree 2 0% cheaper
Industrial Safety Technology/Technician Associate's Degree 2 3% cheaper
Marketing/Marketing Management, General Associate's Degree 2 6% cheaper
Office Management and Supervision Associate's Degree 1 1% cheaper
Child Care and Support Services Management Associate's Degree 1 1% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 1 6% cheaper
Business/Office Automation/Technology/Data Entry Associate's Degree 1 4% costlier
Computer Programming/Programmer, General Associate's Degree 1 1% cheaper


Use the calculators below to formulate a college savings plan for South Central College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford South Central College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a South Central College student loan.

Prepayment Option

About South Central College

South Central College is a two year community college located in North Mankato, Minnesota.  Full time enrollment is 1,382 and part time is 1,364.  South Central College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about South Central College at CollegeSimply.

Only undergraduate degrees are offered at this school.

South Central College
1920 Lee Blvd
North Mankato, Minnesota

For Profit / Not For Profit Status

South Central College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

South Central College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=173911 IPEDS survey data.