Annual Costs

Undergraduate Tuition

Tuition for St Catherine University is $37,590 for the 2018/2019 academic year. This is 37% more expensive than the national average private non-profit four year college tuition of $28,471. The cost is 79% more expensive than the average Minnesota tuition of $21,771 for 4 year colleges. Tuition ranks 50th in Minnesota amongst 4 year colleges for affordability and is the 10th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $580 in addition to tuition bringing the total effective in-state tuition to $38,170.

Housing Costs

On campus room and board is provided by the school at a cost of $9,196 per academic year. Students electing to live off campus elsewhere in Saint Paul should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $2,350 in additional living expenses. Off-campus students should budget for $2,350 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to St. Kate's was $50,716 for the 2018/2019 academic year. The cost is the same for all students regardless of Minnesota residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for St Catherine University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for St Catherine University
Estimated Budgets
Minnesota Resident Total Budget $50,716
   In-State Tuition$37,590
   Other Fees$580
   Room and Board$9,196
   On-Campus Other Budget$2,350
   Books and Supplies$1,000
Non-Resident Total Budget $50,716
   Out-of-State Tuition$37,590
   Other Fees$580
   Room and Board$9,196
   On-Campus Other Budget$2,350
   Books and Supplies$1,000


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $50,716 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported St. Kate's net price for in-state students is $22,146* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

99% of St Catherine University students received grant aid in 2014/2015. The average total aid amount was $21,003. 47 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,199. To apply for a Pell Grant to attend St Catherine University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for St Catherine University
Financial Aid Summary
Average Annual Net Price$22,146*
Percent of Students Receiving Grant Aid99%
Average Total Grant Aid$21,003
Percent of Students Receiving Pell Grants47%
Average Amount of Pell Grant Aid$4,199

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$20,362
$30,001 to $48,000$23,170
$48,001 to $75,000$18,761
$75,001 to $110,000$22,693

Average Financial Aid Mix - $50,716 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $50,716. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 43% - $21,003

Money granted to you by the U.S. Department of Education, St Catherine University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 13% - $6,408

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 43% -  $20,955

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. St Catherine University
North Central University39.2% less expensive
Bethany Lutheran College30.1% less expensive
Upper Iowa University23.3% less expensive
University of Sioux Falls25.6% less expensive
Loras College16.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at St Catherine University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at St. Kate's is $202,864 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $21,923 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $87,692**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $253,580 or $109,615 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at St Catherine University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at St Catherine University
Price per credit hour$1,011
Cost for one class (3 credit hours)$3,033
Cost for one class (4 credit hours)$4,044


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 78% of St Catherine University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,408. The reported average student debt upon graduation is $39,607.

Example Loan Payments and Costs

How much are student loan payments for St Catherine University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $87,692, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $108,805.66. This could be your effective total out of pocket cost of an education at St Catherine University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 99% of students at this school who receive financial aid and you are paying an average annual net price of $21,923. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our St Catherine University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

St Catherine University Student Loan Payments
Example Payments
Monthly Loan Payment$906.71
Amount Borrowed$87,692.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$21,113.66
Sum of All Payments over 10 years$108,805.66

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend St. Kate's? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending St Catherine University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $108,805.66 would be needed to afford a $906.71 monthly payment in the example $87,692.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to St Catherine University in the future? In the past four years, this school's published in-state tuition and fee total rose from $32,896 to $37,590. This amounts to an average annual price increase of 2.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $202,864.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for St Catherine University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$69,746$278,985
Estimated Cost in 10 years for students enrolling in 2030$89,016$356,064
Estimated Cost in 15 years for students enrolling in 2035 $113,609$454,438
Estimated Cost in 18 years for students enrolling in 2038 $131,517$526,068

Tuition History

What was tuition at St. Kate's five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at St Catherine University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Associate's Degree 133 151% costlier
Occupational Therapy/Therapist Bachelor's Degree 26 20% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 25 140% costlier
Elementary Education and Teaching Bachelor's Degree 24 43% costlier
Communication, General Bachelor's Degree 20 31% costlier
Physical Therapy Technician/Assistant Associate's Degree 18 153% costlier
Physical Education Teaching and Coaching Bachelor's Degree 18 45% costlier
Occupational Therapist Assistant Associate's Degree 13 152% costlier
Speech Communication and Rhetoric Bachelor's Degree 12 28% costlier
Selling Skills and Sales Operations Bachelor's Degree 10 50% costlier
Fashion Merchandising Bachelor's Degree 10 35% costlier
Dietetics/Dietitian Bachelor's Degree 9 40% costlier
Health Information/Medical Records Technology/Technician Associate's Degree 8 165% costlier
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 8 159% costlier
Sign Language Interpretation and Translation Bachelor's Degree 7 40% costlier
Art/Art Studies, General Bachelor's Degree 6 29% costlier
Ophthalmic Technician/Technologist Associate's Degree 6 83% costlier
Business Administration and Management, General Bachelor's Degree 6 47% costlier
Chemistry, General Bachelor's Degree 4 22% costlier
Philosophy Bachelor's Degree 4 12% costlier
Public Health Education and Promotion Bachelor's Degree 3 41% costlier
Accounting Bachelor's Degree 3 36% costlier
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 3 27% costlier
Respiratory Care Therapy/Therapist Bachelor's Degree 3 48% costlier
International Economics Bachelor's Degree 3 1% cheaper
French Language and Literature Bachelor's Degree 3 10% costlier
Management Information Systems, General Bachelor's Degree 3 38% costlier
Nutrition Sciences Bachelor's Degree 2 13% costlier
Women's Studies Bachelor's Degree 2 7% costlier
Ethics Bachelor's Degree 2 3% cheaper
Digital Communication and Media/Multimedia Bachelor's Degree 2 18% costlier
Peace Studies and Conflict Resolution Bachelor's Degree 2 4% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 2 21% costlier
Foods, Nutrition, and Related Services, Other Bachelor's Degree 2 23% costlier
Information Science/Studies Bachelor's Degree 2 30% costlier
Latin American Studies Bachelor's Degree 1 4% cheaper
American Sign Language (ASL) Bachelor's Degree 1 24% costlier
Music, General Bachelor's Degree 1 23% costlier
International Relations and Affairs Bachelor's Degree 1 8% costlier
Psychology, General Bachelor's Degree 1 25% costlier
Foodservice Systems Administration/Management Bachelor's Degree 1 31% costlier
Health and Physical Education/Fitness, Other Bachelor's Degree 1 40% costlier
Music Teacher Education Bachelor's Degree 1 34% costlier
Sociology Bachelor's Degree 1 23% costlier
History, General Bachelor's Degree 1 24% costlier
Criminal Justice/Safety Studies Bachelor's Degree 1 49% costlier
English Language and Literature, General Bachelor's Degree 1 26% costlier
Japanese Language and Literature Bachelor's Degree 1 3% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 19% costlier
Anthropology Bachelor's Degree 1 12% costlier
Biology/Biological Sciences, General Bachelor's Degree 1 25% costlier
Theology/Theological Studies Bachelor's Degree 1 31% costlier
Spanish Language and Literature Bachelor's Degree 1 18% costlier
Computer Science Bachelor's Degree 1 21% costlier
Actuarial Science Bachelor's Degree 1 20% costlier
Ethnic Studies Bachelor's Degree 1 4% costlier
Physics, General Bachelor's Degree 1 15% costlier
Health Information/Medical Records Administration/Administrator Bachelor's Degree 1 59% costlier
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 1 63% costlier
Political Science and Government, General Bachelor's Degree 1 22% costlier
Psychology, Other Bachelor's Degree 1 9% costlier
Fashion/Apparel Design Bachelor's Degree 1 12% costlier
Journalism Bachelor's Degree 1 31% costlier
Social Work Bachelor's Degree 1 41% costlier
Accounting and Finance Bachelor's Degree 1 17% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 1 128% costlier
Religion/Religious Studies Bachelor's Degree 1 7% costlier
Musical Theatre Bachelor's Degree 1 20% costlier
Applied Economics Bachelor's Degree 1 12% costlier
Mathematics, General Bachelor's Degree 1 24% costlier


Use the calculators below to formulate a college savings plan for St Catherine University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford St Catherine University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a St Catherine University student loan.

Prepayment Option

About St Catherine University

St Catherine University is a four year private college located in Saint Paul, Minnesota.  The school is affiliated with the Roman Catholic faith.  Full time enrollment is 2,709 and part time is 2,077. Learn more about getting accepted at St Catherine University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

St Catherine University
2004 Randolph Ave
Saint Paul, Minnesota

For Profit / Not For Profit Status

St Catherine University is a private not for profit institution.

St Catherine University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=175005 IPEDS survey data.