Annual Costs

Undergraduate Tuition

University of Minnesota Duluth tuition is $12,016 per year for in-state residents. This is 70% more expensive than the national average public four year tuition of $7,056. The cost is 44% cheaper than the average Minnesota tuition of $21,305 for 4 year colleges. Tuition ranks 11th in Minnesota amongst 4 year colleges for affordability and is the 49th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $17,134 which represents a 43% premium.

The school charges an additional fees of $1,328 in addition to tuition bringing the total effective in-state tuition to $13,344.

Housing Costs

On campus room and board is provided by the school at a cost of $7,608 per academic year. Students electing to live off campus elsewhere in Duluth should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $2,272 in additional living expenses. Off-campus students should budget for $2,272 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Minnesota residents to go to University of Minnesota-Duluth is $24,424 for the 2017/2018 academic year. Out-of-state students who don't have Minnesota residence can expect a one year cost of $29,542.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Minnesota Duluth and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Minnesota Duluth
Estimated Budgets
Minnesota Resident Total Budget $24,424
   In-State Tuition$12,016
   Other Fees$1,328
   Room and Board$7,608
   On-Campus Other Budget$2,272
   Books and Supplies$1,200
Non-Resident Total Budget $29,542
   Out-of-State Tuition$17,134
   Other Fees$1,328
   Room and Board$7,608
   On-Campus Other Budget$2,272
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $24,424 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Minnesota-Duluth net price for in-state students is $15,681* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

59% of University of Minnesota Duluth students received grant aid in 2014/2015. The average total aid amount was $7,277. 25 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,190. To apply for a Pell Grant to attend University of Minnesota Duluth, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Minnesota Duluth
Financial Aid Summary
Average Annual Net Price$15,681*
Percent of Students Receiving Grant Aid59%
Average Total Grant Aid$7,277
Percent of Students Receiving Pell Grants25%
Average Amount of Pell Grant Aid$4,190

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,312
$30,001 to $48,000$9,870
$48,001 to $75,000$14,524
$75,001 to $110,000$20,074

Average Financial Aid Mix - $24,424 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $24,424. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 33% - $7,277

Money granted to you by the U.S. Department of Education, University of Minnesota Duluth or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 25% - $5,486

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 42% -  $9,389

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Minnesota Duluth
University of Wisconsin Eau Claire38.7% less expensive
Winona State University38.6% less expensive
Minnesota State University Moorhead38.3% less expensive
North Dakota State University Main Campus40.1% less expensive
University of Northern Iowa37.9% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Minnesota Duluth.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Minnesota-Duluth is $97,696 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $16,018 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $64,072**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $122,120 or $80,090 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Minnesota Duluth.

Minnesota Resident Tuition Per Semester$6,008
Minnesota Resident Total Cost Per Semester$12,212
Non-Minnesota Resident Tuition Per Semester$8,567
Non-Minnesota Resident Total Cost Per Semester$14,771

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Minnesota Duluth are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Minnesota Duluth
Price per credit hour for Minnesota residents$462
Cost for one class for Minnesota residents (3 credit hours)$1,386
Price per credit hour for out of state residents$659
Cost for one class for out of state residents (3 credit hours)$1,977
Cost for one class for out of state residents (4 credit hours)$2,636


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 64% of University of Minnesota Duluth students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,486. The reported average student debt upon graduation is $31,085.

Example Loan Payments and Costs

How much are student loan payments for University of Minnesota Duluth? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $64,072, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $79,498.66. This could be your effective total out of pocket cost of an education at University of Minnesota Duluth. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 59% of students at this school who receive financial aid and you are paying an average annual net price of $16,018. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Minnesota Duluth student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Minnesota Duluth Student Loan Payments
Example Payments
Monthly Loan Payment$662.49
Amount Borrowed$64,072.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$15,426.66
Sum of All Payments over 10 years$79,498.66

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Minnesota-Duluth? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Minnesota Duluth, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $79,498.66 would be needed to afford a $662.49 monthly payment in the example $64,072.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Minnesota Duluth in the future? In the past four years, this school's published in-state tuition and fee total rose from $11,720 to $12,016. This amounts to an average annual price increase of 0.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $97,696.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Minnesota Duluth.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$33,589$134,355
Estimated Cost in 10 years for students enrolling in 2029$42,869$171,475
Estimated Cost in 15 years for students enrolling in 2034 $54,712$218,850
Estimated Cost in 18 years for students enrolling in 2037 $63,336$253,346

Tuition History

What was tuition at University of Minnesota-Duluth five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$11,322$13,832 19.4%
2011$9,482$11,482 -15.3%
2010$11,193$13,193 7.3%
2009$10,430$12,430 13.5%
2008$9,188$18,814 1.6%
2007$9,042$20,150 6.2%
2006$8,512$19,619 7.3%
2005$7,934$19,039 12.5%
2004$7,050$19,412 12.6%
2003$6,259$16,517 15.5%
2002$5,421$14,459 12.5%
2001$4,818$13,015 4.8%
2000$4,599$12,369 -2.7%
1999$4,725$13,405 4.5%
1998$4,522$12,305 8%
1997$4,187$11,341 11.8%
1996$3,745$10,232 13.2%
1995$3,308$9,141 5.5%
1994$3,137$8,706 3.1%
1993$3,044$8,449 10.7%
1992$2,750$7,576 10%
1991$2,501$5,856 10.8%
1990$2,258$5,262 7.3%
1989$2,105$4,880 5%
1988$2,005$4,608 6.1%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Minnesota Duluth to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Psychology, General Bachelor's Degree 144 27% cheaper
Biology/Biological Sciences, General Bachelor's Degree 104 27% cheaper
Accounting Bachelor's Degree 101 21% cheaper
Mechanical Engineering Bachelor's Degree 63 30% cheaper
Teacher Education, Multiple Levels Bachelor's Degree 57 22% cheaper
Kindergarten/Preschool Education and Teaching Bachelor's Degree 42 7% cheaper
Cell/Cellular Biology and Histology Bachelor's Degree 31 34% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 26 18% cheaper
Chemical Engineering Bachelor's Degree 26 35% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 25 30% cheaper
Electrical and Electronics Engineering Bachelor's Degree 23 30% cheaper
Mathematics and Statistics, Other Bachelor's Degree 20 35% cheaper
Social Studies Teacher Education Bachelor's Degree 16 21% cheaper
Geography Bachelor's Degree 15 20% cheaper
Athletic Training/Trainer Bachelor's Degree 14 22% cheaper
Criminology Bachelor's Degree 14 27% cheaper
Fine/Studio Arts, General Bachelor's Degree 14 32% cheaper
Industrial Engineering Bachelor's Degree 13 27% cheaper
Mathematics Teacher Education Bachelor's Degree 12 17% cheaper
Education, Other Bachelor's Degree 11 21% cheaper
Music Teacher Education Bachelor's Degree 10 22% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 9 15% cheaper
Biochemistry Bachelor's Degree 9 37% cheaper
Mathematics, General Bachelor's Degree 8 28% cheaper
Speech Communication and Rhetoric Bachelor's Degree 8 26% cheaper
Sociology Bachelor's Degree 6 28% cheaper
Chemistry, General Bachelor's Degree 6 29% cheaper
Political Science and Government, General Bachelor's Degree 6 29% cheaper
International Relations and Affairs Bachelor's Degree 6 37% cheaper
American Indian/Native American Studies Bachelor's Degree 5 20% cheaper
Art History, Criticism and Conservation Bachelor's Degree 5 40% cheaper
Marketing/Marketing Management, General Bachelor's Degree 5 19% cheaper
Finance, General Bachelor's Degree 5 21% cheaper
Biomedical Sciences, General Bachelor's Degree 4 23% cheaper
Women's Studies Bachelor's Degree 4 38% cheaper
Business Administration and Management, General Bachelor's Degree 4 14% cheaper
Foreign Language Teacher Education Bachelor's Degree 4 23% cheaper
Music, General Bachelor's Degree 4 28% cheaper
German Language and Literature Bachelor's Degree 3 37% cheaper
English Language and Literature, General Bachelor's Degree 3 26% cheaper
Physics, General Bachelor's Degree 3 33% cheaper
Spanish Language and Literature Bachelor's Degree 3 31% cheaper
Philosophy Bachelor's Degree 3 35% cheaper
History, General Bachelor's Degree 3 28% cheaper
Environmental Studies Bachelor's Degree 2 40% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 2 16% cheaper
Music Theory and Composition Bachelor's Degree 2 37% cheaper
Commercial and Advertising Art Bachelor's Degree 2 22% cheaper
Music Performance, General Bachelor's Degree 2 26% cheaper
Health/Health Care Administration/Management Bachelor's Degree 2 10% cheaper
Economics, General Bachelor's Degree 2 34% cheaper
Communication, Journalism, and Related Programs, Other Bachelor's Degree 2 28% cheaper
Computer Systems Networking and Telecommunications Bachelor's Degree 2 10% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 1 30% cheaper
Art Teacher Education Bachelor's Degree 1 19% cheaper
Art/Art Studies, General Bachelor's Degree 1 25% cheaper
Kinesiology and Exercise Science Bachelor's Degree 1 23% cheaper
Health Teacher Education Bachelor's Degree 1 16% cheaper
Computer Science Bachelor's Degree 1 30% cheaper
Elementary Education and Teaching Bachelor's Degree 1 17% cheaper
Urban Studies/Affairs Bachelor's Degree 1 37% cheaper
Environmental Science Bachelor's Degree 1 31% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 1 14% cheaper
Anthropology Bachelor's Degree 1 35% cheaper
Teacher Education and Professional Development, Specific Subject Areas, Other Bachelor's Degree 1 22% cheaper
Geology/Earth Science, General Bachelor's Degree 1 29% cheaper


Use the calculators below to formulate a college savings plan for University of Minnesota Duluth or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Minnesota Duluth in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Minnesota Duluth student loan.

Prepayment Option

About University of Minnesota Duluth

University of Minnesota Duluth is a four year public college located in Duluth, Minnesota.  Full time enrollment is 9,416 and part time is 1,602.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Minnesota Duluth
515 Darland Administration Bldg
Duluth, Minnesota

For Profit / Not For Profit Status

University of Minnesota Duluth is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Minnesota Duluth cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=174233 IPEDS survey data.