Annual Costs

Undergraduate Tuition

Northwest Mississippi Community College tuition is $3,000 per year for in-state residents. This is 17% cheaper than the national average public two year tuition of $3,631. The cost is 47% cheaper than the average Mississippi tuition of $5,674 for 2 year colleges. Tuition ranks 9th in Mississippi amongst 2 year colleges for affordability and is the 12th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $3,000 which represents a 0% premium.

Housing Costs

On campus room and board is provided by the school at a cost of $3,400 per academic year. Students electing to live off campus elsewhere in Senatobia should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,500.

Other Living Expenses

If living on-campus, students should budget for $1,520 in additional living expenses. Off-campus students should budget for $2,166 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Mississippi residents to go to Northwest Mississippi Community College is $9,420 for the 2018/2019 academic year. Out-of-state students who don't have Mississippi residence can expect a one year cost of $9,420.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Northwest Mississippi Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Northwest Mississippi Community College
Estimated Budgets
Mississippi Resident Total Budget $9,420
   In-State Tuition$3,000
   Other Fees$0
   Room and Board$3,400
   On-Campus Other Budget$1,520
   Books and Supplies$1,500


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $9,420 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Northwest Mississippi Community College net price for in-state students is $5,650* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

84% of Northwest Mississippi Community College students received grant aid in 2014/2015. The average total aid amount was $4,669. 61 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,376. To apply for a Pell Grant to attend Northwest Mississippi Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Northwest Mississippi Community College
Financial Aid Summary
Average Annual Net Price$5,650*
Percent of Students Receiving Grant Aid84%
Average Total Grant Aid$4,669
Percent of Students Receiving Pell Grants61%
Average Amount of Pell Grant Aid$4,376

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,152
$30,001 to $48,000$5,251
$48,001 to $75,000$7,358
$75,001 to $110,000$9,586

Average Financial Aid Mix - $9,420 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $9,420. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 59% - $4,669

Money granted to you by the U.S. Department of Education, Northwest Mississippi Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 43% - $3,368

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 -2% -  ($137)

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Northwest Mississippi Community College
Southwest Tennessee Community College31.2% more expensive
Phillips Community College of the University of Arkansas16% less expensive
Mid South Community College10.4% less expensive
Coahoma Community College5% less expensive
East Arkansas Community College5% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Northwest Mississippi Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Northwest Mississippi Community College is $18,840 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $2,943 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $5,886**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Northwest Mississippi Community College.

Mississippi Resident Tuition Per Semester$1,500
Mississippi Resident Total Cost Per Semester$4,710
Non-Mississippi Resident Tuition Per Semester$1,500
Non-Mississippi Resident Total Cost Per Semester$4,710

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Northwest Mississippi Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Northwest Mississippi Community College
Price per credit hour for Mississippi residents$125
Cost for one class for Mississippi residents (3 credit hours)$375
Price per credit hour for out of state residents$225
Cost for one class for out of state residents (3 credit hours)$675
Cost for one class for out of state residents (4 credit hours)$900


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 19% of Northwest Mississippi Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,368.

Example Loan Payments and Costs

How much are student loan payments for Northwest Mississippi Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $5,886, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $7,303.18. This could be your effective total out of pocket cost of an education at Northwest Mississippi Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 84% of students at this school who receive financial aid and you are paying an average annual net price of $2,943. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Northwest Mississippi Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Northwest Mississippi Community College Student Loan Payments
Example Payments
Monthly Loan Payment$60.86
Amount Borrowed$5,886.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$1,417.18
Sum of All Payments over 10 years$7,303.18

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Northwest Mississippi Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Northwest Mississippi Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $7,303.18 would be needed to afford a $60.86 monthly payment in the example $5,886.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Northwest Mississippi Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $2,250 to $3,000. This amounts to an average annual price increase of 6.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $18,840.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Northwest Mississippi Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$12,323$24,646
Estimated Cost in 10 years for students enrolling in 2030$15,728$31,456
Estimated Cost in 15 years for students enrolling in 2035 $20,073$40,146
Estimated Cost in 18 years for students enrolling in 2038 $23,237$46,474

Tuition History

What was tuition at Northwest Mississippi Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$1,950$3,950 0%
2011$1,950$3,950 14.7%
2010$1,700$3,700 0%
2009$1,700$3,700 0%
2008$1,700$3,700 0%
2007$1,700$3,700 0%
2006$1,700$3,700 30.8%
2005$1,300$3,300 8.3%
2004$1,200$3,200 0%
2003$1,200$3,200 0%
2002$1,200$3,200 20%
2001$1,000$3,000 0%
2000$1,000$2,000 -5.7%
1999$1,060$2,520 0%
1998$1,060$2,520 0%
1997$1,060$2,080 0%
1996$1,060$2,080 0%
1995$1,060$2,060 0%
1994$1,060$2,060 -2.8%
1993$1,090$2,000 10.1%
1992$990$1,990 7.1%
1991$924$1,924 9.5%
1990$844$1,544 0%
1989$844$1,554 0%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Northwest Mississippi Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
General Studies Associate's Degree 144 55% cheaper
Business Administration and Management, General Associate's Degree 89 56% cheaper
Registered Nursing/Registered Nurse Associate's Degree 86 53% cheaper
Elementary Education and Teaching Associate's Degree 67 48% cheaper
Medical Administrative/Executive Assistant and Medical Secretary Associate's Degree 63 51% cheaper
Accounting Associate's Degree 41 53% cheaper
Criminal Justice/Law Enforcement Administration Associate's Degree 38 55% cheaper
Surgical Technology/Technologist Associate's Degree 36 52% cheaper
Child Care Provider/Assistant Associate's Degree 27 52% cheaper
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 21 48% cheaper
Cardiovascular Technology/Technologist Associate's Degree 18 57% cheaper
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing, Other Associate's Degree 18 48% cheaper
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician Associate's Degree 15 46% cheaper
Legal Assistant/Paralegal Associate's Degree 15 54% cheaper
Social Work Associate's Degree 15 48% cheaper
Secondary Education and Teaching Associate's Degree 13 46% cheaper
Tool and Die Technology/Technician Associate's Degree 12 39% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 11 50% cheaper
Agricultural Mechanization, Other Associate's Degree 10 26% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 10 51% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 9 52% cheaper
Psychology, General Associate's Degree 9 52% cheaper
Dental Hygiene/Hygienist Associate's Degree 9 52% cheaper
Graphic Design Associate's Degree 9 58% cheaper
Civil Engineering Technology/Technician Associate's Degree 8 53% cheaper
Funeral Service and Mortuary Science, General Associate's Degree 8 54% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 8 48% cheaper
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 7 56% cheaper
Physical Education Teaching and Coaching Associate's Degree 7 41% cheaper
Accounting Technology/Technician and Bookkeeping Associate's Degree 6 52% cheaper
Computer Programming/Programmer, General Associate's Degree 6 49% cheaper
Liberal Arts and Sciences/Liberal Studies Associate's Degree 6 58% cheaper
Art/Art Studies, General Associate's Degree 6 52% cheaper
Music Teacher Education Associate's Degree 6 37% cheaper
Information Science/Studies Associate's Degree 6 57% cheaper
Physical Therapy/Therapist Associate's Degree 5 41% cheaper
Office Management and Supervision Associate's Degree 5 49% cheaper
Animal/Livestock Husbandry and Production Associate's Degree 5 56% cheaper
Hospitality Administration/Management, General Associate's Degree 4 53% cheaper
Pre-Veterinary Studies Associate's Degree 3 36% cheaper
Pre-Pharmacy Studies Associate's Degree 3 47% cheaper
Kinesiology and Exercise Science Associate's Degree 3 46% cheaper
Drafting and Design Technology/Technician, General Associate's Degree 3 45% cheaper
Engineering, General Associate's Degree 2 50% cheaper
Pre-Medicine/Pre-Medical Studies Associate's Degree 2 41% cheaper
Computer Systems Networking and Telecommunications Associate's Degree 2 50% cheaper
Parks, Recreation and Leisure Facilities Management, General Associate's Degree 2 47% cheaper
Forensic Science and Technology Associate's Degree 2 48% cheaper
Computer Science Associate's Degree 2 55% cheaper
Airframe Mechanics and Aircraft Maintenance Technology/Technician Associate's Degree 2 53% cheaper
Occupational Therapy/Therapist Associate's Degree 2 49% cheaper
Forestry, General Associate's Degree 2 41% cheaper
Animal Sciences, General Associate's Degree 1 53% cheaper
Broadcast Journalism Associate's Degree 1 48% cheaper
Drama and Dramatics/Theatre Arts, General Associate's Degree 1 51% cheaper
Business Teacher Education Associate's Degree 1 27% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Associate's Degree 1 48% cheaper
Biological and Biomedical Sciences, Other Associate's Degree 1 52% cheaper
Marketing/Marketing Management, General Associate's Degree 1 52% cheaper
Journalism, Other Associate's Degree 1 41% cheaper
Cytotechnology/Cytotechnologist Associate's Degree 1 9% cheaper
Health Information/Medical Records Administration/Administrator Associate's Degree 1 57% cheaper


Use the calculators below to formulate a college savings plan for Northwest Mississippi Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Northwest Mississippi Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Northwest Mississippi Community College student loan.

Prepayment Option

About Northwest Mississippi Community College

Northwest Mississippi Community College is a two year community college located in Senatobia, Mississippi.  Full time enrollment is 4,652 and part time is 2,966.  Northwest Mississippi Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Northwest Mississippi Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Northwest Mississippi Community College
4975 Hwy 51 N
Senatobia, Mississippi

For Profit / Not For Profit Status

Northwest Mississippi Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Northwest Mississippi Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=176178 IPEDS survey data.