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Annual Costs

Undergraduate Tuition

Tuition for College of the Ozarks is $18,700 for the 2017/2018 academic year. This is 33% cheaper than the national average private non-profit four year college tuition of $27,755. The cost is 11% more expensive than the average Missouri tuition of $16,783 for 4 year colleges. Tuition ranks 42nd in Missouri amongst 4 year colleges for affordability and is the 27th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $430 in addition to tuition bringing the total effective in-state tuition to $19,130.

Housing Costs

On campus room and board is provided by the school at a cost of $7,100 per academic year. Students electing to live off campus elsewhere in Point Lookout should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $2,309 in additional living expenses. Off-campus students should budget for $3,504 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to College of the Ozarks was $29,539 for the 2017/2018 academic year. The cost is the same for all students regardless of Missouri residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for College of the Ozarks and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for College of the Ozarks
Estimated Budgets
Missouri Resident Total Budget $29,539
   In-State Tuition$18,700
   Other Fees$430
   Room and Board$7,100
   On-Campus Other Budget$2,309
   Books and Supplies$1,000
Non-Resident Total Budget $29,539
   Out-of-State Tuition$18,700
   Other Fees$430
   Room and Board$7,100
   On-Campus Other Budget$2,309
   Books and Supplies$1,000

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $29,539 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported College of the Ozarks net price for in-state students is $14,152* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

100% of College of the Ozarks students received grant aid in 2014/2015. The average total aid amount was $12,664. 61 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,938. To apply for a Pell Grant to attend College of the Ozarks, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for College of the Ozarks
Financial Aid Summary
Average Annual Net Price$14,152*
Percent of Students Receiving Grant Aid100%
Average Total Grant Aid$12,664
Percent of Students Receiving Pell Grants61%
Average Amount of Pell Grant Aid$3,938

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,296
$30,001 to $48,000$10,095
$48,001 to $75,000$11,068
$75,001 to $110,000$12,174
$110,000+$13,158

Average Financial Aid Mix - $29,539 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $29,539. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

47%
0%
53%

Grants and Scholarships

 47% - $12,664

Money granted to you by the U.S. Department of Education, College of the Ozarks or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 0% - $0

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 53% -  $14,566

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. College of the Ozarks
Hendrix College133.8% more expensive
Ouachita Baptist University35.3% more expensive
Rockhurst University91.4% more expensive
Kansas City Art Institute100% more expensive
Central Christian College of the Bible59.9% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at College of the Ozarks.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at College of the Ozarks is $118,156 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,476 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $37,904**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $147,695 or $47,380 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at College of the Ozarks.

Missouri Resident Tuition Per Semester$9,350
Missouri Resident Total Cost Per Semester$14,770

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at College of the Ozarks are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at College of the Ozarks
Price per credit hour$310
Cost for one class (3 credit hours)$930
Cost for one class (4 credit hours)$1,240

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 0% of College of the Ozarks students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $0.

Example Loan Payments and Costs

How much are student loan payments for College of the Ozarks? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $37,904, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $47,030.17. This could be your effective total out of pocket cost of an education at College of the Ozarks. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 100% of students at this school who receive financial aid and you are paying an average annual net price of $9,476. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our College of the Ozarks student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

College of the Ozarks Student Loan Payments
Example Payments
Monthly Loan Payment$391.92
Amount Borrowed$37,904.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,126.17
Sum of All Payments over 10 years$47,030.17

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend College of the Ozarks? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending College of the Ozarks, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $47,030.17 would be needed to afford a $391.92 monthly payment in the example $37,904.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to College of the Ozarks in the future? In the past four years, this school's published in-state tuition and fee total rose from $17,900 to $18,700. This amounts to an average annual price increase of 0.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $118,156.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for College of the Ozarks.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$40,623$162,492
Estimated Cost in 10 years for students enrolling in 2029$51,846$207,386
Estimated Cost in 15 years for students enrolling in 2034 $66,171$264,682
Estimated Cost in 18 years for students enrolling in 2037 $76,601$306,403

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at College of the Ozarks to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business Administration and Management, General Bachelor's Degree 30 14% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 20 18% cheaper
Accounting Bachelor's Degree 9 21% cheaper
History, General Bachelor's Degree 9 28% cheaper
Early Childhood Education and Teaching Bachelor's Degree 9 15% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 8 30% cheaper
Printing Management Bachelor's Degree 6 0% costlier
HEALTH PROFESSIONS AND RELATED PROGRAMS Bachelor's Degree 6 23% cheaper
Health and Physical Education/Fitness, General Bachelor's Degree 6 18% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 6 16% cheaper
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 5 12% cheaper
Dietetics/Dietitian Bachelor's Degree 5 19% cheaper
Music Teacher Education Bachelor's Degree 4 22% cheaper
Public Relations, Advertising, and Applied Communication, Other Bachelor's Degree 4 29% cheaper
Meeting and Event Planning Bachelor's Degree 3 31% cheaper
Marketing/Marketing Management, General Bachelor's Degree 3 19% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 3 13% cheaper
English/Language Arts Teacher Education Bachelor's Degree 3 16% cheaper
Music, General Bachelor's Degree 3 28% cheaper
Animal Sciences, General Bachelor's Degree 3 19% cheaper
Horticultural Science Bachelor's Degree 3 20% cheaper
Culinary Arts/Chef Training Bachelor's Degree 3 25% cheaper
Graphic Design Bachelor's Degree 3 27% cheaper
Ecology Bachelor's Degree 2 32% cheaper
Art Teacher Education Bachelor's Degree 2 19% cheaper
Restaurant/Food Services Management Bachelor's Degree 2 23% cheaper
Biology/Biological Sciences, General Bachelor's Degree 2 27% cheaper
History Teacher Education Bachelor's Degree 2 15% cheaper
Agricultural Teacher Education Bachelor's Degree 2 11% cheaper
Painting Bachelor's Degree 2 34% cheaper
Hospitality Administration/Management, General Bachelor's Degree 2 18% cheaper
International Business/Trade/Commerce Bachelor's Degree 2 28% cheaper
Chemistry, General Bachelor's Degree 2 29% cheaper
Acting Bachelor's Degree 2 33% cheaper
Business/Managerial Economics Bachelor's Degree 2 26% cheaper
Corrections Bachelor's Degree 2 2% cheaper
Agricultural Business and Management, General Bachelor's Degree 1 14% cheaper
Ceramic Arts and Ceramics Bachelor's Degree 1 37% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 1 7% cheaper
Social Work Bachelor's Degree 1 18% cheaper
Agronomy and Crop Science Bachelor's Degree 1 18% cheaper
Child Development Bachelor's Degree 1 13% cheaper
Computer Science Bachelor's Degree 1 30% cheaper
Design and Visual Communications, General Bachelor's Degree 1 25% cheaper
Philosophy and Religious Studies, Other Bachelor's Degree 1 26% cheaper
Elementary Education and Teaching Bachelor's Degree 1 17% cheaper
Journalism Bachelor's Degree 1 24% cheaper
Psychology, General Bachelor's Degree 1 27% cheaper
Molecular Biology Bachelor's Degree 1 39% cheaper
Spanish Language and Literature Bachelor's Degree 1 31% cheaper
Radio and Television Broadcasting Technology/Technician Bachelor's Degree 1 24% cheaper
Criminal Justice/Police Science Bachelor's Degree 1 12% cheaper
Mathematics, General Bachelor's Degree 1 28% cheaper
Business Teacher Education Bachelor's Degree 1 3% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 1 20% cheaper
Information Technology Bachelor's Degree 1 13% cheaper
Sociology Bachelor's Degree 1 28% cheaper
Mathematics Teacher Education Bachelor's Degree 1 17% cheaper
English Language and Literature, General Bachelor's Degree 1 26% cheaper
Speech Communication and Rhetoric Bachelor's Degree 1 26% cheaper
Biomedical Sciences, General Bachelor's Degree 1 23% cheaper
Spanish Language Teacher Education Bachelor's Degree 1 18% cheaper

Calculators

Use the calculators below to formulate a college savings plan for College of the Ozarks or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford College of the Ozarks in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a College of the Ozarks student loan.

Prepayment Option

About College of the Ozarks

College of the Ozarks is a four year private college located in Point Lookout, Missouri.  The school is affiliated with the Presbyterian Church (USA) faith.  Full time enrollment is 1,499 and part time is 18. Learn more about getting accepted at College of the Ozarks at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
College of the Ozarks
100 Opportunity Avenue
Point Lookout, Missouri
65726-0017

For Profit / Not For Profit Status

College of the Ozarks is a private not for profit institution.

College of the Ozarks cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=178697 IPEDS survey data.