Annual Costs

Undergraduate Tuition

Northwest Missouri State University tuition is $4,501 per year for in-state residents. This is 37% cheaper than the national average public four year tuition of $7,203. The cost is 73% cheaper than the average Missouri tuition of $17,024 for 4 year colleges. Tuition ranks 1st in Missouri amongst 4 year colleges for affordability and is the 68th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $9,752 which represents a 117% premium.

The school charges an additional fees of $3,156 in addition to tuition bringing the total effective in-state tuition to $7,657.

Housing Costs

On campus room and board is provided by the school at a cost of $8,714 per academic year. Students electing to live off campus elsewhere in Maryville should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $400.

Other Living Expenses

If living on-campus, students should budget for $2,575 in additional living expenses. Off-campus students should budget for $2,575 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Missouri residents to go to Northwest is $19,346 for the 2018/2019 academic year. Out-of-state students who don't have Missouri residence can expect a one year cost of $24,597.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Northwest Missouri State University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Northwest Missouri State University
Estimated Budgets
Missouri Resident Total Budget $19,346
   In-State Tuition$4,501
   Other Fees$3,156
   Room and Board$8,714
   On-Campus Other Budget$2,575
   Books and Supplies$400
Non-Resident Total Budget $24,597
   Out-of-State Tuition$9,752
   Other Fees$3,156
   Room and Board$8,714
   On-Campus Other Budget$2,575
   Books and Supplies$400


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,346 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Northwest net price for in-state students is $10,825* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

94% of Northwest Missouri State University students received grant aid in 2014/2015. The average total aid amount was $7,769. 40 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,090. To apply for a Pell Grant to attend Northwest Missouri State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Northwest Missouri State University
Financial Aid Summary
Average Annual Net Price$10,825*
Percent of Students Receiving Grant Aid94%
Average Total Grant Aid$7,769
Percent of Students Receiving Pell Grants40%
Average Amount of Pell Grant Aid$4,090

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,839
$30,001 to $48,000$8,338
$48,001 to $75,000$11,342
$75,001 to $110,000$13,756

Average Financial Aid Mix - $19,346 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,346. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 46% - $7,769

Money granted to you by the U.S. Department of Education, Northwest Missouri State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 35% - $5,826

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 19% -  $3,176

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Northwest Missouri State University
University of Nebraska at Omaha32.3% more expensive
University of Central Missouri47.3% more expensive
University of South Dakota59.8% more expensive
Western Illinois University89.8% more expensive
Wichita State University45.4% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Northwest Missouri State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Northwest is $77,384 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $10,426 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $41,704**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $96,730 or $52,130 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Northwest Missouri State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Northwest Missouri State University
Price per credit hour for Missouri residents$319
Cost for one class for Missouri residents (3 credit hours)$957
Price per credit hour for out of state residents$538
Cost for one class for out of state residents (3 credit hours)$1,614
Cost for one class for out of state residents (4 credit hours)$2,152


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 63% of Northwest Missouri State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,826. The reported average student debt upon graduation is $23,264.

Example Loan Payments and Costs

How much are student loan payments for Northwest Missouri State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $41,704, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $51,745.10. This could be your effective total out of pocket cost of an education at Northwest Missouri State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 94% of students at this school who receive financial aid and you are paying an average annual net price of $10,426. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Northwest Missouri State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Northwest Missouri State University Student Loan Payments
Example Payments
Monthly Loan Payment$431.21
Amount Borrowed$41,704.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$10,041.10
Sum of All Payments over 10 years$51,745.10

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Northwest? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Northwest Missouri State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $51,745.10 would be needed to afford a $431.21 monthly payment in the example $41,704.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Northwest Missouri State University in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,189 to $4,501. This amounts to an average annual price increase of 1.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $77,384.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Northwest Missouri State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$26,605$106,421
Estimated Cost in 10 years for students enrolling in 2030$33,956$135,823
Estimated Cost in 15 years for students enrolling in 2035 $43,337$173,349
Estimated Cost in 18 years for students enrolling in 2038 $50,168$200,673

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Northwest Missouri State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Multi-/Interdisciplinary Studies, Other Associate's Degree 73 32% costlier
Marketing/Marketing Management, General Bachelor's Degree 26 32% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 25 30% cheaper
Social Psychology Bachelor's Degree 24 25% cheaper
Public Relations/Image Management Bachelor's Degree 22 38% cheaper
Industrial Production Technologies/Technicians, Other Bachelor's Degree 22 15% cheaper
Radio and Television Bachelor's Degree 22 36% cheaper
Agriculture, General Bachelor's Degree 17 25% cheaper
Social Science Teacher Education Bachelor's Degree 15 22% cheaper
Industrial and Organizational Psychology Bachelor's Degree 14 45% cheaper
Animal Sciences, General Bachelor's Degree 14 33% cheaper
Music Teacher Education Bachelor's Degree 13 35% cheaper
Sociology Bachelor's Degree 12 40% cheaper
History, General Bachelor's Degree 12 40% cheaper
Finance, General Bachelor's Degree 11 34% cheaper
Accounting Bachelor's Degree 11 34% cheaper
English/Language Arts Teacher Education Bachelor's Degree 10 30% cheaper
Horticultural Science Bachelor's Degree 10 33% cheaper
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 9 28% cheaper
Fine/Studio Arts, General Bachelor's Degree 9 43% cheaper
Political Science and Government, General Bachelor's Degree 9 41% cheaper
Agricultural Teacher Education Bachelor's Degree 8 26% cheaper
Computer and Information Sciences, General Bachelor's Degree 7 33% cheaper
Management Information Systems, General Bachelor's Degree 7 33% cheaper
Administrative Assistant and Secretarial Science, General Bachelor's Degree 6 10% cheaper
Psychology, General Bachelor's Degree 6 39% cheaper
Organizational Communication, General Bachelor's Degree 6 38% cheaper
Dietetics/Dietitian Bachelor's Degree 6 32% cheaper
Mathematics Teacher Education Bachelor's Degree 5 31% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 5 27% cheaper
Chemistry, General Bachelor's Degree 5 41% cheaper
Mathematics, General Bachelor's Degree 5 40% cheaper
English Language and Literature, General Bachelor's Degree 4 39% cheaper
Philosophy Bachelor's Degree 4 46% cheaper
Education/Teaching of Individuals with Multiple Disabilities Bachelor's Degree 4 26% cheaper
Rhetoric and Composition Bachelor's Degree 4 34% cheaper
Elementary Education and Teaching Bachelor's Degree 4 31% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 4 42% cheaper
Music, General Bachelor's Degree 3 40% cheaper
Teacher Education and Professional Development, Specific Subject Areas, Other Bachelor's Degree 3 35% cheaper
Statistics, General Bachelor's Degree 3 45% cheaper
Spanish Language Teacher Education Bachelor's Degree 3 32% cheaper
Geography Bachelor's Degree 3 33% cheaper
Business Administration and Management, General Bachelor's Degree 2 29% cheaper
Marine Biology and Biological Oceanography Bachelor's Degree 2 41% cheaper
Spanish Language and Literature Bachelor's Degree 2 43% cheaper
Agribusiness/Agricultural Business Operations Bachelor's Degree 2 18% cheaper
Advertising Bachelor's Degree 2 37% cheaper
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 2 21% cheaper
Business/Managerial Economics Bachelor's Degree 2 39% cheaper
Human Development and Family Studies, General Bachelor's Degree 2 34% cheaper
International Business/Trade/Commerce Bachelor's Degree 2 40% cheaper
Pre-Veterinary Studies Bachelor's Degree 1 38% cheaper
Chemistry Teacher Education Bachelor's Degree 1 31% cheaper
Economics, General Bachelor's Degree 1 45% cheaper
Humanities/Humanistic Studies Bachelor's Degree 1 42% cheaper
Geology/Earth Science, General Bachelor's Degree 1 41% cheaper
Geography, Other Bachelor's Degree 1 23% cheaper
Journalism Bachelor's Degree 1 36% cheaper
Apparel and Textile Marketing Management Bachelor's Degree 1 35% cheaper
Biology Teacher Education Bachelor's Degree 1 27% cheaper
Business Teacher Education Bachelor's Degree 1 19% cheaper
Public Administration Bachelor's Degree 1 28% cheaper
Agronomy and Crop Science Bachelor's Degree 1 32% cheaper
Biology/Biological Sciences, General Bachelor's Degree 1 39% cheaper
Web Page, Digital/Multimedia and Information Resources Design Bachelor's Degree 1 15% cheaper
Physics, General Bachelor's Degree 1 44% cheaper
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 1 27% cheaper
Physiological Psychology/Psychobiology Bachelor's Degree 1 50% cheaper


Use the calculators below to formulate a college savings plan for Northwest Missouri State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Northwest Missouri State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Northwest Missouri State University student loan.

Prepayment Option

About Northwest Missouri State University

Northwest Missouri State University is a four year public college located in Maryville, Missouri.  Full time enrollment is 5,359 and part time is 1,171. Learn more about getting accepted at Northwest Missouri State University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Northwest Missouri State University
800 University Drive
Maryville, Missouri

For Profit / Not For Profit Status

Northwest Missouri State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Northwest Missouri State University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=178624 IPEDS survey data.