Annual Costs

Undergraduate Tuition

Ozarks Technical Community College tuition is $2,592 per year for in-district residents. This is 15% cheaper than the national average public two year in-district tuition of $3,046. The cost is 70% cheaper than the average Missouri in-district tuition of $8,606 for 2 year colleges. Tuition ranks 6th in Missouri amongst 2 year colleges for affordability and is the 26th most expensive 2 year college in the state.

The school charges an additional fees of $800 in addition to tuition bringing the total effective in-state tuition to $4,640.

Housing Costs

Ozarks Technical Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Springfield area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $5,929.

Books and Supplies

The estimated annual cost for books and supplies is $800.

Other Living Expenses

Off-campus students should budget for $5,120 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to OTC is $15,241 for the 2018/2019 academic year. The total cost for in-state, but not in district residents is $16,489. Out-of-state students who don't possess Missouri residence can expect a one year cost of $17,449. Students residing at home with parents providing food and housing can expect a total cost of $8,624.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Ozarks Technical Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Ozarks Technical Community College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$15,241
   In-District Tuition$2,592
   Other Fees$800
   Off-Campus Other Budget$5,120
   Books and Supplies$800
   Off-Campus Housing Estimate$5,929
In-District Resident Total Budget (Living with Parents)$7,376
   In-District Tuition$2,592
   Other Fees$800
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,184
   Books and Supplies$800
Missouri Out of District Total Budget (Living Off Campus)$16,489
   In-State Tuition$3,840
   Other Fees$800
   Off-Campus Housing Estimate$5,929
   Off-Campus Other Budget$5,120
   Books and Supplies$800
Missouri Out of District Total Budget (Living with Parents)$8,624
   In-State Tuition$3,840
   Other Fees$800
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,184
   Books and Supplies$800


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $16,489 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported OTC net price for in-state students is $5,604* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

89% of Ozarks Technical Community College students received grant aid in 2014/2015. The average total aid amount was $4,777. 54 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,115. To apply for a Pell Grant to attend Ozarks Technical Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Ozarks Technical Community College
Financial Aid Summary
Average Annual Net Price$5,604*
Percent of Students Receiving Grant Aid89%
Average Total Grant Aid$4,777
Percent of Students Receiving Pell Grants54%
Average Amount of Pell Grant Aid$4,115

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,625
$30,001 to $48,000$7,224
$48,001 to $75,000$9,573
$75,001 to $110,000$10,889

Average Financial Aid Mix - $16,489 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $16,489. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 42% - $4,777

Money granted to you by the U.S. Department of Education, Ozarks Technical Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 13% - $1,515

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 45% -  $5,077

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Ozarks Technical Community College
Crowder College12.2% less expensive
North Arkansas College40% less expensive
NorthWest Arkansas Community College4.3% less expensive
Arkansas State University Mountain Home40% less expensive
Missouri State University West Plains2.3% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Ozarks Technical Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at OTC is $32,978 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $6,275 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $12,550**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Ozarks Technical Community College.

Missouri Resident Tuition Per Semester$1,920
Missouri Resident Total Cost Per Semester$8,244
Non-Missouri Resident Tuition Per Semester$2,400
Non-Missouri Resident Total Cost Per Semester$8,724

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Ozarks Technical Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Ozarks Technical Community College
Price per credit hour for in district residents$108
Cost for one class for in district residents (3 credit hours)$324
Price per credit hour for Missouri residents$160
Cost for one class for Missouri residents (3 credit hours)$480
Price per credit hour for out of state residents$200
Cost for one class for out of state residents (3 credit hours)$600
Cost for one class for out of state residents (4 credit hours)$800


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 59% of Ozarks Technical Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $1,515.

Example Loan Payments and Costs

How much are student loan payments for Ozarks Technical Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $12,550, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $15,571.67. This could be your effective total out of pocket cost of an education at Ozarks Technical Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 89% of students at this school who receive financial aid and you are paying an average annual net price of $6,275. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Ozarks Technical Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Ozarks Technical Community College Student Loan Payments
Example Payments
Monthly Loan Payment$129.76
Amount Borrowed$12,550.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$3,021.67
Sum of All Payments over 10 years$15,571.67

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend OTC? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Ozarks Technical Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $15,571.67 would be needed to afford a $129.76 monthly payment in the example $12,550.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Ozarks Technical Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $2,916 to $3,840. This amounts to an average annual price increase of 6.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $32,978.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Ozarks Technical Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$21,571$43,141
Estimated Cost in 10 years for students enrolling in 2030$27,530$55,061
Estimated Cost in 15 years for students enrolling in 2035 $35,136$70,273
Estimated Cost in 18 years for students enrolling in 2038 $40,675$81,350

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Ozarks Technical Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 689 24% cheaper
Teacher Education and Professional Development, Specific Subject Areas, Other Associate's Degree 96 48% costlier
Marketing/Marketing Management, General Associate's Degree 34 10% cheaper
Registered Nursing/Registered Nurse Associate's Degree 33 14% cheaper
Child Care Provider/Assistant Associate's Degree 29 12% cheaper
Dental Assisting/Assistant Associate's Degree 24 12% cheaper
Culinary Arts/Chef Training Associate's Degree 23 15% cheaper
Occupational Therapist Assistant Associate's Degree 22 13% cheaper
Accounting Technology/Technician and Bookkeeping Associate's Degree 22 11% cheaper
Physical Therapy Technician/Assistant Associate's Degree 22 13% cheaper
Drafting and Design Technology/Technician, General Associate's Degree 21 2% costlier
Health Information/Medical Records Technology/Technician Associate's Degree 20 9% cheaper
Graphic Communications, General Associate's Degree 19 1% cheaper
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 19 4% cheaper
Communications Technology/Technician Associate's Degree 18 15% cheaper
Restaurant, Culinary, and Catering Management/Manager Associate's Degree 17 16% cheaper
Dental Hygiene/Hygienist Associate's Degree 13 11% cheaper
Autobody/Collision and Repair Technology/Technician Associate's Degree 13 5% cheaper
Computer Systems Networking and Telecommunications Associate's Degree 13 7% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 12 10% cheaper
Biomedical Technology/Technician Associate's Degree 11 13% cheaper
Computer Programming/Programmer, General Associate's Degree 10 6% cheaper
Heavy/Industrial Equipment Maintenance Technologies, Other Associate's Degree 9 9% costlier
Heating, Ventilation, Air Conditioning and Refrigeration Engineering Technology/Technician Associate's Degree 9 14% cheaper
Turf and Turfgrass Management Associate's Degree 7 14% cheaper
Construction Engineering Technology/Technician Associate's Degree 7 11% cheaper
Fire Science/Fire-fighting Associate's Degree 7 5% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 6 7% cheaper
Surgical Technology/Technologist Associate's Degree 6 10% cheaper
Diesel Mechanics Technology/Technician Associate's Degree 5 4% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 4 3% cheaper
Machine Tool Technology/Machinist Associate's Degree 3 3% cheaper
Graphic and Printing Equipment Operator, General Production Associate's Degree 2 3% cheaper
Manufacturing Engineering Technology/Technician Associate's Degree 2 2% cheaper
Welding Technology/Welder Associate's Degree 2 5% cheaper
Engineering, General Associate's Degree 1 7% cheaper
Management Information Systems, General Associate's Degree 1 19% cheaper


Use the calculators below to formulate a college savings plan for Ozarks Technical Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Ozarks Technical Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Ozarks Technical Community College student loan.

Prepayment Option

About Ozarks Technical Community College

Ozarks Technical Community College is a two year community college located in Springfield, Missouri.  Full time enrollment is 5,509 and part time is 6,712.  Ozarks Technical Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Ozarks Technical Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Ozarks Technical Community College
1001 E. Chestnut Expressway
Springfield, Missouri

For Profit / Not For Profit Status

Ozarks Technical Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Ozarks Technical Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=177472 IPEDS survey data.