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Annual Costs

Undergraduate Tuition

Montana State University tuition is $5,490 per year for in-state residents. This is 22% cheaper than the national average public four year tuition of $7,056. The cost is 54% cheaper than the average Montana tuition of $11,906 for 4 year colleges. Tuition ranks 7th in Montana amongst 4 year colleges for affordability and is the 4th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $22,194 which represents a 304% premium.

The school charges an additional fees of $1,589 in addition to tuition bringing the total effective in-state tuition to $7,079.

Housing Costs

On campus room and board is provided by the school at a cost of $9,250 per academic year. Students electing to live off campus elsewhere in Bozeman should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,350.

Other Living Expenses

If living on-campus, students should budget for $3,450 in additional living expenses. Off-campus students should budget for $3,450 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Montana residents to go to MSU is $21,129 for the 2017/2018 academic year. Out-of-state students who don't have Montana residence can expect a one year cost of $37,833.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Montana State University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Montana State University
Estimated Budgets
Montana Resident Total Budget $21,129
   In-State Tuition$5,490
   Other Fees$1,589
   Room and Board$9,250
   On-Campus Other Budget$3,450
   Books and Supplies$1,350
Non-Resident Total Budget $37,833
   Out-of-State Tuition$22,194
   Other Fees$1,589
   Room and Board$9,250
   On-Campus Other Budget$3,450
   Books and Supplies$1,350

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,129 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported MSU net price for in-state students is $14,326* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

78% of Montana State University students received grant aid in 2014/2015. The average total aid amount was $5,585. 27 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,057. To apply for a Pell Grant to attend Montana State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Montana State University
Financial Aid Summary
Average Annual Net Price$14,326*
Percent of Students Receiving Grant Aid78%
Average Total Grant Aid$5,585
Percent of Students Receiving Pell Grants27%
Average Amount of Pell Grant Aid$4,057

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$13,699
$30,001 to $48,000$14,620
$48,001 to $75,000$16,999
$75,001 to $110,000$18,687
$110,000+$18,886

Average Financial Aid Mix - $21,129 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,129. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

32%
33%
35%

Grants and Scholarships

 32% - $5,585

Money granted to you by the U.S. Department of Education, Montana State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 33% - $5,854

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 35% -  $6,240

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Montana State University
University of Idaho2.6% less expensive
South Dakota School of Mines and Technology34.4% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Montana State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at MSU is $84,516 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,489 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $49,956**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $105,645 or $62,445 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Montana State University.

Montana Resident Tuition Per Semester$2,745
Montana Resident Total Cost Per Semester$10,564
Non-Montana Resident Tuition Per Semester$11,097
Non-Montana Resident Total Cost Per Semester$18,916

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Montana State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Montana State University
Price per credit hour for Montana residents$342
Cost for one class for Montana residents (3 credit hours)$1,026
Price per credit hour for out of state residents$1,050
Cost for one class for out of state residents (3 credit hours)$3,150
Cost for one class for out of state residents (4 credit hours)$4,200

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 47% of Montana State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,854. The reported average student debt upon graduation is $26,703.

Example Loan Payments and Costs

How much are student loan payments for Montana State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $49,956, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $61,983.94. This could be your effective total out of pocket cost of an education at Montana State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 78% of students at this school who receive financial aid and you are paying an average annual net price of $12,489. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Montana State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Montana State University Student Loan Payments
Example Payments
Monthly Loan Payment$516.53
Amount Borrowed$49,956.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,027.94
Sum of All Payments over 10 years$61,983.94

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend MSU? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Montana State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $61,983.94 would be needed to afford a $516.53 monthly payment in the example $49,956.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Montana State University in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,330 to $5,490. This amounts to an average annual price increase of 0.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $84,516.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Montana State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$29,057$116,229
Estimated Cost in 10 years for students enrolling in 2029$37,085$148,341
Estimated Cost in 15 years for students enrolling in 2034 $47,331$189,325
Estimated Cost in 18 years for students enrolling in 2037 $54,792$219,168

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Montana State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business/Commerce, General Bachelor's Degree 184 0% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 162 5% costlier
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 128 19% costlier
Environmental Design/Architecture Bachelor's Degree 89 10% cheaper
Elementary Education and Teaching Bachelor's Degree 83 7% costlier
Cinematography and Film/Video Production Bachelor's Degree 68 11% cheaper
Art/Art Studies, General Bachelor's Degree 62 3% cheaper
Mechanical Engineering Bachelor's Degree 62 11% cheaper
Psychology, General Bachelor's Degree 61 6% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 61 6% cheaper
Cell/Cellular Biology and Histology Bachelor's Degree 60 15% cheaper
History, General Bachelor's Degree 55 8% cheaper
Civil Engineering, General Bachelor's Degree 53 11% cheaper
English Language and Literature, General Bachelor's Degree 48 6% cheaper
Construction Engineering Technology/Technician Bachelor's Degree 47 12% costlier
Chemical Engineering Bachelor's Degree 47 17% cheaper
Biology/Biological Sciences, General Bachelor's Degree 45 6% cheaper
Animal Sciences, General Bachelor's Degree 32 4% costlier
Electrical and Electronics Engineering Bachelor's Degree 30 10% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 29 5% cheaper
Mechanical Engineering/Mechanical Technology/Technician Bachelor's Degree 27 10% costlier
Geology/Earth Science, General Bachelor's Degree 27 9% cheaper
Political Science and Government, General Bachelor's Degree 27 9% cheaper
Plant Sciences, General Bachelor's Degree 24 5% cheaper
Chemistry, General Bachelor's Degree 22 9% cheaper
Economics, General Bachelor's Degree 18 15% cheaper
Computer Science Bachelor's Degree 18 10% cheaper
Sociology Bachelor's Degree 17 8% cheaper
Physics, General Bachelor's Degree 17 14% cheaper
Agricultural Business and Management, General Bachelor's Degree 15 10% costlier
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 15 12% costlier
Medical Microbiology and Bacteriology Bachelor's Degree 15 9% costlier
Industrial Engineering Bachelor's Degree 15 6% cheaper
Music, General Bachelor's Degree 12 8% cheaper
Mathematics, General Bachelor's Degree 12 8% cheaper
Anthropology Bachelor's Degree 12 16% cheaper
Environmental Science Bachelor's Degree 12 12% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 11 10% costlier
Social Science Teacher Education Bachelor's Degree 11 20% costlier
Philosophy Bachelor's Degree 10 16% cheaper
Music Teacher Education Bachelor's Degree 9 0% cheaper
Agricultural Teacher Education Bachelor's Degree 9 14% costlier
Interior Design Associate's Degree 8 80% costlier
Computer Engineering, General Bachelor's Degree 8 11% cheaper
Biotechnology Bachelor's Degree 7 1% costlier
Technical Teacher Education Bachelor's Degree 6 17% costlier
Land Use Planning and Management/Development Bachelor's Degree 5 23% costlier
Geographic Information Science and Cartography Bachelor's Degree 5 16% costlier
American/United States Studies/Civilization Bachelor's Degree 4 27% cheaper
Natural Resources/Conservation, General Bachelor's Degree 4 6% cheaper
Sport and Fitness Administration/Management Bachelor's Degree 4 1% costlier
Range Science and Management Bachelor's Degree 2 15% costlier
CAD/CADD Drafting and/or Design Technology/Technician Associate's Degree 1 97% costlier
Horticultural Science Bachelor's Degree 1 3% costlier
Agricultural Mechanization, General Bachelor's Degree 1 16% costlier
Statistics, General Bachelor's Degree 1 16% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Montana State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Montana State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Montana State University student loan.

Prepayment Option

About Montana State University

Montana State University is a four year public college located in Bozeman, Montana.  Full time enrollment is 12,814 and part time is 3,545. Learn more about getting accepted at Montana State University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Montana State University
Montana State University
Bozeman, Montana
59717

For Profit / Not For Profit Status

Montana State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Montana State University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=180461 IPEDS survey data.