Annual Costs

Undergraduate Tuition

The University of Montana tuition is $5,182 per year for in-state residents. This is 26% cheaper than the national average public four year tuition of $7,203. The cost is 56% cheaper than the average Montana tuition of $12,269 for 4 year colleges. Tuition ranks 5th in Montana amongst 4 year colleges for affordability and is the 6th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $22,990 which represents a 344% premium.

The school charges an additional fees of $1,881 in addition to tuition bringing the total effective in-state tuition to $7,063.

Housing Costs

On campus room and board is provided by the school at a cost of $9,178 per academic year. Students electing to live off campus elsewhere in Missoula should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,400.

Other Living Expenses

If living on-campus, students should budget for $2,835 in additional living expenses. Off-campus students should budget for $3,535 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Montana residents to go to The University of Montana is $20,476 for the 2018/2019 academic year. Out-of-state students who don't have Montana residence can expect a one year cost of $38,284.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for The University of Montana and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for The University of Montana
Estimated Budgets
Montana Resident Total Budget $20,476
   In-State Tuition$5,182
   Other Fees$1,881
   Room and Board$9,178
   On-Campus Other Budget$2,835
   Books and Supplies$1,400
Non-Resident Total Budget $38,284
   Out-of-State Tuition$22,990
   Other Fees$1,881
   Room and Board$9,178
   On-Campus Other Budget$2,835
   Books and Supplies$1,400


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $20,476 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported The University of Montana net price for in-state students is $13,112* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

85% of The University of Montana students received grant aid in 2014/2015. The average total aid amount was $5,011. 37 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,450. To apply for a Pell Grant to attend The University of Montana, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for The University of Montana
Financial Aid Summary
Average Annual Net Price$13,112*
Percent of Students Receiving Grant Aid85%
Average Total Grant Aid$5,011
Percent of Students Receiving Pell Grants37%
Average Amount of Pell Grant Aid$4,450

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$11,239
$30,001 to $48,000$11,861
$48,001 to $75,000$13,714
$75,001 to $110,000$15,615

Average Financial Aid Mix - $20,476 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $20,476. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 28% - $5,011

Money granted to you by the U.S. Department of Education, The University of Montana or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 32% - $5,733

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 39% -  $6,897

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. The University of Montana
Montana Tech of the University of Montana5.8% more expensive
The Evergreen State College28.9% more expensive
Oregon Institute of Technology62.5% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at The University of Montana.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at The University of Montana is $81,904 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $13,937 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $55,748**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $102,380 or $69,685 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at The University of Montana.

Montana Resident Tuition Per Semester$2,591
Montana Resident Total Cost Per Semester$10,238
Non-Montana Resident Tuition Per Semester$11,495
Non-Montana Resident Total Cost Per Semester$19,142

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at The University of Montana are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at The University of Montana
Price per credit hour for Montana residents$216
Cost for one class for Montana residents (3 credit hours)$648
Price per credit hour for out of state residents$961
Cost for one class for out of state residents (3 credit hours)$2,883
Cost for one class for out of state residents (4 credit hours)$3,844


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 54% of The University of Montana students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,733.

Example Loan Payments and Costs

How much are student loan payments for The University of Montana? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $55,748, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $69,170.48. This could be your effective total out of pocket cost of an education at The University of Montana. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 85% of students at this school who receive financial aid and you are paying an average annual net price of $13,937. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our The University of Montana student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

The University of Montana Student Loan Payments
Example Payments
Monthly Loan Payment$576.42
Amount Borrowed$55,748.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$13,422.48
Sum of All Payments over 10 years$69,170.48

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend The University of Montana? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending The University of Montana, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $69,170.48 would be needed to afford a $576.42 monthly payment in the example $55,748.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to The University of Montana in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,373 to $5,182. This amounts to an average annual price increase of 3.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $81,904.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for The University of Montana.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$28,159$112,637
Estimated Cost in 10 years for students enrolling in 2030$35,939$143,757
Estimated Cost in 15 years for students enrolling in 2035 $45,868$183,474
Estimated Cost in 18 years for students enrolling in 2038 $53,099$212,394

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at The University of Montana to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Education, General Bachelor's Degree 92 11% cheaper
Biology/Biological Sciences, General Bachelor's Degree 80 5% cheaper
Health and Physical Education/Fitness, General Bachelor's Degree 75 6% costlier
Accounting Bachelor's Degree 66 3% costlier
General Studies Associate's Degree 50 81% costlier
Business Administration and Management, General Bachelor's Degree 43 11% costlier
Natural Resources/Conservation, General Bachelor's Degree 42 5% cheaper
Drawing Bachelor's Degree 42 10% cheaper
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 42 14% costlier
Licensed Practical/Vocational Nurse Training Associate's Degree 37 89% costlier
Social Work Bachelor's Degree 36 6% costlier
Environmental Studies Bachelor's Degree 33 22% cheaper
Cinematography and Film/Video Production Bachelor's Degree 28 10% cheaper
Computer and Information Sciences and Support Services, Other Associate's Degree 27 73% costlier
Visual and Performing Arts, General Bachelor's Degree 26 6% cheaper
Surgical Technology/Technologist Associate's Degree 25 97% costlier
Forestry, General Bachelor's Degree 24 4% costlier
Economics, General Bachelor's Degree 21 14% cheaper
Registered Nursing/Registered Nurse Associate's Degree 19 90% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 18 10% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 18 13% costlier
Radio, Television, and Digital Communication, Other Bachelor's Degree 15 7% cheaper
Radiologic Technology/Science - Radiographer Associate's Degree 13 97% costlier
Geology/Earth Science, General Bachelor's Degree 13 8% cheaper
Energy Management and Systems Technology/Technician Associate's Degree 13 105% costlier
Chemistry, General Bachelor's Degree 12 8% cheaper
Marketing/Marketing Management, General Associate's Degree 12 97% costlier
Carpentry/Carpenter Associate's Degree 12 104% costlier
Japanese Language and Literature Bachelor's Degree 12 27% cheaper
Heavy Equipment Maintenance Technology/Technician Associate's Degree 12 86% costlier
Welding Technology/Welder Associate's Degree 11 109% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 10 7% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 10 96% costlier
Psychology, General Bachelor's Degree 9 5% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 9 6% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 8 105% costlier
Legal Assistant/Paralegal Associate's Degree 8 89% costlier
Restaurant, Culinary, and Catering Management/Manager Associate's Degree 7 85% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 7 95% costlier
Medical/Clinical Assistant Associate's Degree 7 88% costlier
Computer and Information Sciences, General Bachelor's Degree 6 4% costlier
French Language and Literature Bachelor's Degree 6 17% cheaper
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 6 28% cheaper
Dance, General Bachelor's Degree 6 15% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 6 97% costlier
Spanish Language and Literature Bachelor's Degree 6 11% cheaper
History and Philosophy of Science and Technology Bachelor's Degree 5 31% cheaper
Health Information/Medical Records Administration/Administrator Associate's Degree 5 76% costlier
Russian Language and Literature Bachelor's Degree 4 27% cheaper
Political Science and Government, General Bachelor's Degree 4 8% cheaper
Asian Studies/Civilization Bachelor's Degree 4 27% cheaper
Athletic Training/Trainer Bachelor's Degree 4 2% costlier
Sociology Bachelor's Degree 4 7% cheaper
Music Performance, General Bachelor's Degree 4 4% cheaper
Anthropology Bachelor's Degree 3 15% cheaper
Geological and Earth Sciences/Geosciences, Other Bachelor's Degree 2 18% cheaper
Speech Communication and Rhetoric Bachelor's Degree 2 4% cheaper
English Language and Literature, General Bachelor's Degree 2 5% cheaper
History, General Bachelor's Degree 2 6% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 2 9% cheaper
Mathematics, General Bachelor's Degree 1 7% cheaper
Music, Other Bachelor's Degree 1 13% cheaper
Philosophy Bachelor's Degree 1 15% cheaper
Geography Bachelor's Degree 1 4% costlier
German Language and Literature Bachelor's Degree 1 19% cheaper
Microbiology, General Bachelor's Degree 1 3% cheaper
Physics, General Bachelor's Degree 1 13% cheaper
American Indian/Native American Studies Bachelor's Degree 1 3% costlier
Journalism Bachelor's Degree 1 1% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 1 5% cheaper


Use the calculators below to formulate a college savings plan for The University of Montana or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford The University of Montana in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a The University of Montana student loan.

Prepayment Option

About The University of Montana

The University of Montana is a four year public college located in Missoula, Montana.  Full time enrollment is 9,048 and part time is 3,371. Learn more about getting accepted at The University of Montana at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

The University of Montana
Missoula- Montana
Missoula, Montana

For Profit / Not For Profit Status

The University of Montana is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

The University of Montana cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=180489 IPEDS survey data.