Annual Costs

Undergraduate Tuition

Chadron State College tuition is $5,136 per year for in-state residents. This is 25% cheaper than the national average public four year tuition of $7,203. The cost is 70% cheaper than the average Nebraska tuition of $17,888 for 4 year colleges. Tuition ranks 2nd in Nebraska amongst 4 year colleges for affordability and is the 24th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $5,166 which represents a 1% premium.

The school charges an additional fees of $1,986 in addition to tuition bringing the total effective in-state tuition to $7,122.

Housing Costs

On campus room and board is provided by the school at a cost of $7,072 per academic year. Students electing to live off campus elsewhere in Chadron should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,680.

Other Living Expenses

If living on-campus, students should budget for $4,794 in additional living expenses. Off-campus students should budget for $4,794 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Nebraska residents to go to Chadron State College is $20,668 for the 2018/2019 academic year. Out-of-state students who don't have Nebraska residence can expect a one year cost of $20,698.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Chadron State College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Chadron State College
Estimated Budgets
Nebraska Resident Total Budget $20,668
   In-State Tuition$5,136
   Other Fees$1,986
   Room and Board$7,072
   On-Campus Other Budget$4,794
   Books and Supplies$1,680
Non-Resident Total Budget $20,698
   Out-of-State Tuition$5,166
   Other Fees$1,986
   Room and Board$7,072
   On-Campus Other Budget$4,794
   Books and Supplies$1,680


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $20,668 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Chadron State College net price for in-state students is $11,344* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

82% of Chadron State College students received grant aid in 2014/2015. The average total aid amount was $4,926. 39 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,890. To apply for a Pell Grant to attend Chadron State College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Chadron State College
Financial Aid Summary
Average Annual Net Price$11,344*
Percent of Students Receiving Grant Aid82%
Average Total Grant Aid$4,926
Percent of Students Receiving Pell Grants39%
Average Amount of Pell Grant Aid$3,890

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,629
$30,001 to $48,000$9,589
$48,001 to $75,000$11,977
$75,001 to $110,000$12,956

Average Financial Aid Mix - $20,668 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $20,668. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 31% - $4,926

Money granted to you by the U.S. Department of Education, Chadron State College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 31% - $4,898

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 38% -  $6,050

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Chadron State College.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Chadron State College is $82,672 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,125 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $36,500**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $103,340 or $45,625 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Chadron State College.

Nebraska Resident Tuition Per Semester$2,568
Nebraska Resident Total Cost Per Semester$10,334
Non-Nebraska Resident Tuition Per Semester$2,583
Non-Nebraska Resident Total Cost Per Semester$10,349

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Chadron State College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Chadron State College
Price per credit hour for Nebraska residents$172
Cost for one class for Nebraska residents (3 credit hours)$516
Price per credit hour for out of state residents$173
Cost for one class for out of state residents (3 credit hours)$519
Cost for one class for out of state residents (4 credit hours)$692


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 55% of Chadron State College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,898.

Example Loan Payments and Costs

How much are student loan payments for Chadron State College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $36,500, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $45,288.13. This could be your effective total out of pocket cost of an education at Chadron State College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 82% of students at this school who receive financial aid and you are paying an average annual net price of $9,125. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Chadron State College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Chadron State College Student Loan Payments
Example Payments
Monthly Loan Payment$377.40
Amount Borrowed$36,500.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$8,788.13
Sum of All Payments over 10 years$45,288.13

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Chadron State College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Chadron State College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $45,288.13 would be needed to afford a $377.40 monthly payment in the example $36,500.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Chadron State College in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,260 to $5,136. This amounts to an average annual price increase of 4.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $82,672.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Chadron State College.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$28,423$113,693
Estimated Cost in 10 years for students enrolling in 2030$36,276$145,105
Estimated Cost in 15 years for students enrolling in 2035 $46,299$185,194
Estimated Cost in 18 years for students enrolling in 2038 $53,596$214,386

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Chadron State College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Biology/Biological Sciences, General Bachelor's Degree 34 49% cheaper
Corrections and Criminal Justice, Other Bachelor's Degree 30 37% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 22 51% cheaper
Range Science and Management Bachelor's Degree 17 37% cheaper
Parks, Recreation, Leisure, and Fitness Studies, Other Bachelor's Degree 9 37% cheaper
Art/Art Studies, General Bachelor's Degree 8 47% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 8 35% cheaper
Business Teacher Education Bachelor's Degree 7 32% cheaper
Speech Communication and Rhetoric Bachelor's Degree 6 48% cheaper
Social Work Bachelor's Degree 6 43% cheaper
Mathematics, General Bachelor's Degree 5 50% cheaper
Social Science Teacher Education Bachelor's Degree 5 35% cheaper
Business Administration and Management, General Bachelor's Degree 4 40% cheaper
Information Science/Studies Bachelor's Degree 4 47% cheaper
Mathematics Teacher Education Bachelor's Degree 3 42% cheaper
Art Teacher Education Bachelor's Degree 3 43% cheaper
Library and Information Science Bachelor's Degree 3 24% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 3 51% cheaper
History Teacher Education Bachelor's Degree 3 40% cheaper
History, General Bachelor's Degree 3 49% cheaper
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 3 39% cheaper
Physical Sciences Bachelor's Degree 2 49% cheaper
Elementary Education and Teaching Bachelor's Degree 2 42% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 2 41% cheaper
English/Language Arts Teacher Education Bachelor's Degree 2 41% cheaper
Health/Medical Preparatory Programs, Other Bachelor's Degree 2 46% cheaper
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 2 33% cheaper
Special Education and Teaching, General Bachelor's Degree 2 42% cheaper
Drama and Dance Teacher Education Bachelor's Degree 1 44% cheaper
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 1 34% cheaper
School Librarian/School Library Media Specialist Bachelor's Degree 1 34% cheaper
Biology Teacher Education Bachelor's Degree 1 38% cheaper
Industrial Production Technologies/Technicians, Other Bachelor's Degree 1 28% cheaper
Music Teacher Education Bachelor's Degree 1 45% cheaper
Psychology, General Bachelor's Degree 1 49% cheaper
English Language and Literature, General Bachelor's Degree 1 48% cheaper


Use the calculators below to formulate a college savings plan for Chadron State College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Chadron State College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Chadron State College student loan.

Prepayment Option

About Chadron State College

Chadron State College is a four year public college located in Chadron, Nebraska.  Full time enrollment is 1,829 and part time is 1,148.  Chadron State College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Chadron State College at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Chadron State College
1000 Main St
Chadron, Nebraska

For Profit / Not For Profit Status

Chadron State College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Chadron State College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=180948 IPEDS survey data.