Savings Plan and Future Cost Estimation for College of Saint Mary

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$86,146
Monthly savings required$682

How much will it cost to send your child to College of Saint Mary in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $344,585.40 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $681.92 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$33,220.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $681.92 $0.00 $0.00 $681.92
2 $681.92 $681.92 $0.00 $3.86 $1,367.70
3 $1,367.70 $681.92 $0.00 $7.73 $2,057.35
4 $2,057.35 $681.92 $0.00 $11.63 $2,750.90
5 $2,750.90 $681.92 $0.00 $15.55 $3,448.37
6 $3,448.37 $681.92 $0.00 $19.50 $4,149.79
7 $4,149.79 $681.92 $0.00 $23.46 $4,855.17
8 $4,855.17 $681.92 $0.00 $27.45 $5,564.54
9 $5,564.54 $681.92 $0.00 $31.46 $6,277.92
10 $6,277.92 $681.92 $0.00 $35.50 $6,995.34
11 $6,995.34 $681.92 $0.00 $39.55 $7,716.81
12 $7,716.81 $681.92 $0.00 $43.63 $8,442.36
13 $8,442.36 $681.92 $0.00 $47.73 $9,172.01
14 $9,172.01 $681.92 $0.00 $51.86 $9,905.79
15 $9,905.79 $681.92 $0.00 $56.01 $10,643.72
16 $10,643.72 $681.92 $0.00 $60.18 $11,385.82
17 $11,385.82 $681.92 $0.00 $64.38 $12,132.12
18 $12,132.12 $681.92 $0.00 $68.60 $12,882.64
19 $12,882.64 $681.92 $0.00 $72.84 $13,637.40
20 $13,637.40 $681.92 $0.00 $77.11 $14,396.43
21 $14,396.43 $681.92 $0.00 $81.40 $15,159.75
22 $15,159.75 $681.92 $0.00 $85.72 $15,927.39
23 $15,927.39 $681.92 $0.00 $90.06 $16,699.37
24 $16,699.37 $681.92 $0.00 $94.42 $17,475.71
25 $17,475.71 $681.92 $0.00 $98.81 $18,256.44
26 $18,256.44 $681.92 $0.00 $103.22 $19,041.58
27 $19,041.58 $681.92 $0.00 $107.66 $19,831.16
28 $19,831.16 $681.92 $0.00 $112.13 $20,625.21
29 $20,625.21 $681.92 $0.00 $116.62 $21,423.75
30 $21,423.75 $681.92 $0.00 $121.13 $22,226.80
31 $22,226.80 $681.92 $0.00 $125.67 $23,034.39
32 $23,034.39 $681.92 $0.00 $130.24 $23,846.55
33 $23,846.55 $681.92 $0.00 $134.83 $24,663.30
34 $24,663.30 $681.92 $0.00 $139.45 $25,484.67
35 $25,484.67 $681.92 $0.00 $144.09 $26,310.68
36 $26,310.68 $681.92 $0.00 $148.76 $27,141.36
37 $27,141.36 $681.92 $0.00 $153.46 $27,976.74
38 $27,976.74 $681.92 $0.00 $158.18 $28,816.84
39 $28,816.84 $681.92 $0.00 $162.93 $29,661.69
40 $29,661.69 $681.92 $0.00 $167.71 $30,511.32
41 $30,511.32 $681.92 $0.00 $172.52 $31,365.76
42 $31,365.76 $681.92 $0.00 $177.35 $32,225.03
43 $32,225.03 $681.92 $0.00 $182.21 $33,089.16
44 $33,089.16 $681.92 $0.00 $187.09 $33,958.17
45 $33,958.17 $681.92 $0.00 $192.00 $34,832.09
46 $34,832.09 $681.92 $0.00 $196.95 $35,710.96
47 $35,710.96 $681.92 $0.00 $201.91 $36,594.79
48 $36,594.79 $681.92 $0.00 $206.91 $37,483.62
49 $37,483.62 $681.92 $0.00 $211.94 $38,377.48
50 $38,377.48 $681.92 $0.00 $216.99 $39,276.39
51 $39,276.39 $681.92 $0.00 $222.07 $40,180.38
52 $40,180.38 $681.92 $0.00 $227.19 $41,089.49
53 $41,089.49 $681.92 $0.00 $232.33 $42,003.74
54 $42,003.74 $681.92 $0.00 $237.50 $42,923.16
55 $42,923.16 $681.92 $0.00 $242.69 $43,847.77
56 $43,847.77 $681.92 $0.00 $247.92 $44,777.61
57 $44,777.61 $681.92 $0.00 $253.18 $45,712.71
58 $45,712.71 $681.92 $0.00 $258.47 $46,653.10
59 $46,653.10 $681.92 $0.00 $263.78 $47,598.80
60 $47,598.80 $681.92 $0.00 $269.13 $48,549.85
61 $48,549.85 $681.92 $0.00 $274.51 $49,506.28
62 $49,506.28 $681.92 $0.00 $279.92 $50,468.12
63 $50,468.12 $681.92 $0.00 $285.35 $51,435.39
64 $51,435.39 $681.92 $0.00 $290.82 $52,408.13
65 $52,408.13 $681.92 $0.00 $296.32 $53,386.37
66 $53,386.37 $681.92 $0.00 $301.85 $54,370.14
67 $54,370.14 $681.92 $0.00 $307.42 $55,359.48
68 $55,359.48 $681.92 $0.00 $313.01 $56,354.41
69 $56,354.41 $681.92 $0.00 $318.64 $57,354.97
70 $57,354.97 $681.92 $0.00 $324.29 $58,361.18
71 $58,361.18 $681.92 $0.00 $329.98 $59,373.08
72 $59,373.08 $681.92 $0.00 $335.70 $60,390.70
73 $60,390.70 $681.92 $0.00 $341.46 $61,414.08
74 $61,414.08 $681.92 $0.00 $347.24 $62,443.24
75 $62,443.24 $681.92 $0.00 $353.06 $63,478.22
76 $63,478.22 $681.92 $0.00 $358.92 $64,519.06
77 $64,519.06 $681.92 $0.00 $364.80 $65,565.78
78 $65,565.78 $681.92 $0.00 $370.72 $66,618.42
79 $66,618.42 $681.92 $0.00 $376.67 $67,677.01
80 $67,677.01 $681.92 $0.00 $382.66 $68,741.59
81 $68,741.59 $681.92 $0.00 $388.67 $69,812.18
82 $69,812.18 $681.92 $0.00 $394.73 $70,888.83
83 $70,888.83 $681.92 $0.00 $400.82 $71,971.57
84 $71,971.57 $681.92 $0.00 $406.94 $73,060.43
85 $73,060.43 $681.92 $0.00 $413.09 $74,155.44
86 $74,155.44 $681.92 $0.00 $419.29 $75,256.65
87 $75,256.65 $681.92 $0.00 $425.51 $76,364.08
88 $76,364.08 $681.92 $0.00 $431.77 $77,477.77
89 $77,477.77 $681.92 $0.00 $438.07 $78,597.76
90 $78,597.76 $681.92 $0.00 $444.40 $79,724.08
91 $79,724.08 $681.92 $0.00 $450.77 $80,856.77
92 $80,856.77 $681.92 $0.00 $457.18 $81,995.87
93 $81,995.87 $681.92 $0.00 $463.62 $83,141.41
94 $83,141.41 $681.92 $0.00 $470.09 $84,293.42
95 $84,293.42 $681.92 $0.00 $476.61 $85,451.95
96 $85,451.95 $681.92 $0.00 $483.16 $86,617.03
97 $86,617.03 $681.92 $0.00 $489.75 $87,788.70
98 $87,788.70 $681.92 $0.00 $496.37 $88,966.99
99 $88,966.99 $681.92 $0.00 $503.03 $90,151.94
100 $90,151.94 $681.92 $0.00 $509.73 $91,343.59
101 $91,343.59 $681.92 $0.00 $516.47 $92,541.98
102 $92,541.98 $681.92 $0.00 $523.25 $93,747.15
103 $93,747.15 $681.92 $0.00 $530.06 $94,959.13
104 $94,959.13 $681.92 $0.00 $536.91 $96,177.96
105 $96,177.96 $681.92 $0.00 $543.80 $97,403.68
106 $97,403.68 $681.92 $0.00 $550.73 $98,636.33
107 $98,636.33 $681.92 $0.00 $557.70 $99,875.95
108 $99,875.95 $681.92 $0.00 $564.71 $101,122.58
109 $101,122.58 $681.92 $0.00 $571.76 $102,376.26
110 $102,376.26 $681.92 $0.00 $578.85 $103,637.03
111 $103,637.03 $681.92 $0.00 $585.98 $104,904.93
112 $104,904.93 $681.92 $0.00 $593.15 $106,180.00
113 $106,180.00 $681.92 $0.00 $600.36 $107,462.28
114 $107,462.28 $681.92 $0.00 $607.61 $108,751.81
115 $108,751.81 $681.92 $0.00 $614.90 $110,048.63
116 $110,048.63 $681.92 $0.00 $622.23 $111,352.78
117 $111,352.78 $681.92 $0.00 $629.60 $112,664.30
118 $112,664.30 $681.92 $0.00 $637.02 $113,983.24
119 $113,983.24 $681.92 $0.00 $644.48 $115,309.64
120 $115,309.64 $681.92 $0.00 $651.98 $116,643.54
121 $116,643.54 $681.92 $0.00 $659.52 $117,984.98
122 $117,984.98 $681.92 $0.00 $667.10 $119,334.00
123 $119,334.00 $681.92 $0.00 $674.73 $120,690.65
124 $120,690.65 $681.92 $0.00 $682.40 $122,054.97
125 $122,054.97 $681.92 $0.00 $690.12 $123,427.01
126 $123,427.01 $681.92 $0.00 $697.87 $124,806.80
127 $124,806.80 $681.92 $0.00 $705.68 $126,194.40
128 $126,194.40 $681.92 $0.00 $713.52 $127,589.84
129 $127,589.84 $681.92 $0.00 $721.41 $128,993.17
130 $128,993.17 $681.92 $0.00 $729.35 $130,404.44
131 $130,404.44 $681.92 $0.00 $737.33 $131,823.69
132 $131,823.69 $681.92 $0.00 $745.35 $133,250.96
133 $133,250.96 $681.92 $0.00 $753.42 $134,686.30
134 $134,686.30 $681.92 $0.00 $761.54 $136,129.76
135 $136,129.76 $681.92 $0.00 $769.70 $137,581.38
136 $137,581.38 $681.92 $0.00 $777.91 $139,041.21
137 $139,041.21 $681.92 $0.00 $786.16 $140,509.29
138 $140,509.29 $681.92 $0.00 $794.46 $141,985.67
139 $141,985.67 $681.92 $0.00 $802.81 $143,470.40
140 $143,470.40 $681.92 $0.00 $811.20 $144,963.52
141 $144,963.52 $681.92 $0.00 $819.64 $146,465.08
142 $146,465.08 $681.92 $0.00 $828.13 $147,975.13
143 $147,975.13 $681.92 $0.00 $836.67 $149,493.72
144 $149,493.72 $681.92 $0.00 $845.26 $151,020.90
145 $151,020.90 $681.92 $0.00 $853.89 $152,556.71
146 $152,556.71 $681.92 $0.00 $862.58 $154,101.21
147 $154,101.21 $681.92 $0.00 $871.31 $155,654.44
148 $155,654.44 $681.92 $0.00 $880.09 $157,216.45
149 $157,216.45 $681.92 $0.00 $888.92 $158,787.29
150 $158,787.29 $681.92 $0.00 $897.81 $160,367.02
151 $160,367.02 $681.92 $0.00 $906.74 $161,955.68
152 $161,955.68 $681.92 $0.00 $915.72 $163,553.32
153 $163,553.32 $681.92 $0.00 $924.75 $165,159.99
154 $165,159.99 $681.92 $0.00 $933.84 $166,775.75
155 $166,775.75 $681.92 $0.00 $942.97 $168,400.64
156 $168,400.64 $681.92 $0.00 $952.16 $170,034.72
157 $170,034.72 $681.92 $0.00 $961.40 $171,678.04
158 $171,678.04 $681.92 $0.00 $970.69 $173,330.65
159 $173,330.65 $681.92 $0.00 $980.04 $174,992.61
160 $174,992.61 $681.92 $0.00 $989.43 $176,663.96
161 $176,663.96 $681.92 $0.00 $998.88 $178,344.76
162 $178,344.76 $681.92 $0.00 $1,008.39 $180,035.07
163 $180,035.07 $681.92 $0.00 $1,017.94 $181,734.93
164 $181,734.93 $681.92 $0.00 $1,027.56 $183,444.41
165 $183,444.41 $681.92 $0.00 $1,037.22 $185,163.55
166 $185,163.55 $681.92 $0.00 $1,046.94 $186,892.41
167 $186,892.41 $681.92 $0.00 $1,056.72 $188,631.05
168 $188,631.05 $681.92 $0.00 $1,066.55 $190,379.52
169 $190,379.52 $681.92 $0.00 $1,076.43 $192,137.87
170 $192,137.87 $681.92 $0.00 $1,086.38 $193,906.17
171 $193,906.17 $681.92 $0.00 $1,096.37 $195,684.46
172 $195,684.46 $681.92 $0.00 $1,106.43 $197,472.81
173 $197,472.81 $681.92 $0.00 $1,116.54 $199,271.27
174 $199,271.27 $681.92 $0.00 $1,126.71 $201,079.90
175 $201,079.90 $681.92 $0.00 $1,136.93 $202,898.75
176 $202,898.75 $681.92 $0.00 $1,147.22 $204,727.89
177 $204,727.89 $681.92 $0.00 $1,157.56 $206,567.37
178 $206,567.37 $681.92 $0.00 $1,167.96 $208,417.25
179 $208,417.25 $681.92 $0.00 $1,178.42 $210,277.59
180 $210,277.59 $681.92 $0.00 $1,188.94 $212,148.45
181 $212,148.45 $681.92 $0.00 $1,199.52 $214,029.89
182 $214,029.89 $681.92 $0.00 $1,210.16 $215,921.97
183 $215,921.97 $681.92 $0.00 $1,220.85 $217,824.74
184 $217,824.74 $681.92 $0.00 $1,231.61 $219,738.27
185 $219,738.27 $681.92 $0.00 $1,242.43 $221,662.62
186 $221,662.62 $681.92 $0.00 $1,253.31 $223,597.85
187 $223,597.85 $681.92 $0.00 $1,264.25 $225,544.02
188 $225,544.02 $681.92 $0.00 $1,275.26 $227,501.20
189 $227,501.20 $681.92 $0.00 $1,286.32 $229,469.44
190 $229,469.44 $681.92 $0.00 $1,297.45 $231,448.81
191 $231,448.81 $681.92 $0.00 $1,308.65 $233,439.38
192 $233,439.38 $681.92 $0.00 $1,319.90 $235,441.20
193 $235,441.20 $681.92 $0.00 $1,331.22 $237,454.34
194 $237,454.34 $681.92 $0.00 $1,342.60 $239,478.86
195 $239,478.86 $681.92 $0.00 $1,354.05 $241,514.83
196 $241,514.83 $681.92 $0.00 $1,365.56 $243,562.31
197 $243,562.31 $681.92 $0.00 $1,377.14 $245,621.37
198 $245,621.37 $681.92 $0.00 $1,388.78 $247,692.07
199 $247,692.07 $681.92 $0.00 $1,400.49 $249,774.48
200 $249,774.48 $681.92 $0.00 $1,412.26 $251,868.66
201 $251,868.66 $681.92 $0.00 $1,424.10 $253,974.68
202 $253,974.68 $681.92 $0.00 $1,436.01 $256,092.61
203 $256,092.61 $681.92 $0.00 $1,447.98 $258,222.51
204 $258,222.51 $681.92 $0.00 $1,460.03 $260,364.46
205 $260,364.46 $681.92 $0.00 $1,472.14 $262,518.52
206 $262,518.52 $681.92 $0.00 $1,484.32 $264,684.76
207 $264,684.76 $681.92 $0.00 $1,496.57 $266,863.25
208 $266,863.25 $681.92 $0.00 $1,508.88 $269,054.05
209 $269,054.05 $681.92 $0.00 $1,521.27 $271,257.24
210 $271,257.24 $681.92 $0.00 $1,533.73 $273,472.89
211 $273,472.89 $681.92 $0.00 $1,546.26 $275,701.07
212 $275,701.07 $681.92 $0.00 $1,558.85 $277,941.84
213 $277,941.84 $681.92 $0.00 $1,571.52 $280,195.28
214 $280,195.28 $681.92 $0.00 $1,584.26 $282,461.46
215 $282,461.46 $681.92 $0.00 $1,597.08 $284,740.46
216 $284,740.46 $681.92 $0.00 $1,609.96 $287,032.34
217 $287,032.34 $681.92 $79,947.89 $1,622.92 $209,389.29
218 $209,389.29 $681.92 $0.00 $1,183.92 $211,255.13
219 $211,255.13 $681.92 $0.00 $1,194.47 $213,131.52
220 $213,131.52 $681.92 $0.00 $1,205.08 $215,018.52
221 $215,018.52 $681.92 $0.00 $1,215.75 $216,916.19
222 $216,916.19 $681.92 $0.00 $1,226.48 $218,824.59
223 $218,824.59 $681.92 $0.00 $1,237.27 $220,743.78
224 $220,743.78 $681.92 $0.00 $1,248.12 $222,673.82
225 $222,673.82 $681.92 $0.00 $1,259.03 $224,614.77
226 $224,614.77 $681.92 $0.00 $1,270.00 $226,566.69
227 $226,566.69 $681.92 $0.00 $1,281.04 $228,529.65
228 $228,529.65 $681.92 $0.00 $1,292.14 $230,503.71
229 $230,503.71 $681.92 $83,945.29 $1,303.30 $148,543.64
230 $148,543.64 $681.92 $0.00 $839.89 $150,065.45
231 $150,065.45 $681.92 $0.00 $848.49 $151,595.86
232 $151,595.86 $681.92 $0.00 $857.15 $153,134.93
233 $153,134.93 $681.92 $0.00 $865.85 $154,682.70
234 $154,682.70 $681.92 $0.00 $874.60 $156,239.22
235 $156,239.22 $681.92 $0.00 $883.40 $157,804.54
236 $157,804.54 $681.92 $0.00 $892.25 $159,378.71
237 $159,378.71 $681.92 $0.00 $901.15 $160,961.78
238 $160,961.78 $681.92 $0.00 $910.10 $162,553.80
239 $162,553.80 $681.92 $0.00 $919.10 $164,154.82
240 $164,154.82 $681.92 $0.00 $928.16 $165,764.90
241 $165,764.90 $681.92 $88,142.55 $937.26 $79,241.53
242 $79,241.53 $681.92 $0.00 $448.04 $80,371.49
243 $80,371.49 $681.92 $0.00 $454.43 $81,507.84
244 $81,507.84 $681.92 $0.00 $460.86 $82,650.62
245 $82,650.62 $681.92 $0.00 $467.32 $83,799.86
246 $83,799.86 $681.92 $0.00 $473.82 $84,955.60
247 $84,955.60 $681.92 $0.00 $480.35 $86,117.87
248 $86,117.87 $681.92 $0.00 $486.92 $87,286.71
249 $87,286.71 $681.92 $0.00 $493.53 $88,462.16
250 $88,462.16 $681.92 $0.00 $500.18 $89,644.26
251 $89,644.26 $681.92 $0.00 $506.86 $90,833.04
252 $90,833.04 $681.92 $0.00 $513.58 $92,028.54
253 $92,028.54 $0.00 $92,549.68 $520.34 ($0.80)