Annual Costs

Undergraduate Tuition

Granite State College tuition is $7,368 per year for in-state residents. This is 4% more expensive than the national average public four year tuition of $7,056. The cost is 69% cheaper than the average New Hampshire tuition of $23,962 for 4 year colleges. Tuition ranks 1st in New Hampshire amongst 4 year colleges for affordability and is the 18th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $8,280 which represents a 12% premium.

The school charges an additional fees of $225 in addition to tuition bringing the total effective in-state tuition to $7,593.

Housing Costs

Granite State College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Concord area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $9,810.

Books and Supplies

The estimated annual cost for books and supplies is $900.

Other Living Expenses

Off-campus students should budget for $2,754 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New Hampshire residents to go to GSC is $21,057 for the 2017/2018 academic year. Out-of-state students who don't have New Hampshire residence can expect a one year cost of $21,969. Students residing at home with parents providing food and housing should budget a total cost of $11,247.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Granite State College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Granite State College
Estimated Budgets
New Hampshire Resident Total Budget (Living Off Campus)$21,057
   In-State Tuition$7,368
   Other Fees$225
   Off-Campus Housing Budget$9,810
   Off-Campus Other Budget$2,754
   Books and Supplies$900
New Hampshire Resident Total Budget (Living with Parents)$11,247
   In-State Tuition$7,368
   Other Fees$225
   Family Provided Room and Board$0
   With-Family Other Living Budget$2,754
   Books and Supplies$900
Non-Resident Total Budget (Living Off Campus)$21,969
   Out-of-State Tuition$8,280
   Other Fees$225
   Off-Campus Housing Budget$9,810
   Off-Campus Other Budget$2,754
   Books and Supplies$900


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,057 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported GSC net price for in-state students is $13,716* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

72% of Granite State College students received grant aid in 2014/2015. The average total aid amount was $4,122. 72 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,616. To apply for a Pell Grant to attend Granite State College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Granite State College
Financial Aid Summary
Average Annual Net Price$13,716*
Percent of Students Receiving Grant Aid72%
Average Total Grant Aid$4,122
Percent of Students Receiving Pell Grants72%
Average Amount of Pell Grant Aid$3,616

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$14,065
$30,001 to $48,000$15,655
$48,001 to $75,000$14,323
$75,001 to $110,000n/a

Average Financial Aid Mix - $21,057 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,057. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 23% - $4,122

Money granted to you by the U.S. Department of Education, Granite State College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 23% - $4,173

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 55% -  $10,008

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Granite State College.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at GSC is $84,228 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,076 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $36,304**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $105,285 or $45,380 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Granite State College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Granite State College
Price per credit hour for New Hampshire residents$307
Cost for one class for New Hampshire residents (3 credit hours)$921
Price per credit hour for out of state residents$345
Cost for one class for out of state residents (3 credit hours)$1,035
Cost for one class for out of state residents (4 credit hours)$1,380


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 83% of Granite State College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,173.

Example Loan Payments and Costs

How much are student loan payments for Granite State College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $36,304, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $45,044.94. This could be your effective total out of pocket cost of an education at Granite State College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 72% of students at this school who receive financial aid and you are paying an average annual net price of $9,076. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Granite State College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Granite State College Student Loan Payments
Example Payments
Monthly Loan Payment$375.37
Amount Borrowed$36,304.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$8,740.94
Sum of All Payments over 10 years$45,044.94

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend GSC? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Granite State College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $45,044.94 would be needed to afford a $375.37 monthly payment in the example $36,304.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Granite State College in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,840 to $7,368. This amounts to an average annual price increase of 1.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $84,228.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Granite State College.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$28,958$115,833
Estimated Cost in 10 years for students enrolling in 2029$36,959$147,836
Estimated Cost in 15 years for students enrolling in 2034 $47,170$188,680
Estimated Cost in 18 years for students enrolling in 2037 $54,605$218,421

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Granite State College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 105 45% cheaper
General Studies Associate's Degree 41 4% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 39 48% cheaper
Business Administration and Management, General Associate's Degree 32 2% costlier
Behavioral Sciences Associate's Degree 14 16% costlier
Criminal Justice/Law Enforcement Administration Bachelor's Degree 12 31% cheaper
Early Childhood Education and Teaching Associate's Degree 7 15% costlier
Information Technology Bachelor's Degree 5 35% cheaper


Use the calculators below to formulate a college savings plan for Granite State College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Granite State College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Granite State College student loan.

Prepayment Option

About Granite State College

Granite State College is a four year public college located in Concord, New Hampshire.  Full time enrollment is 1,009 and part time is 1,132.  Granite State College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Students attending this school may pursue both undergraduate and graduate degrees.

Granite State College
8 Old Suncook Road
Concord, New Hampshire

For Profit / Not For Profit Status

Granite State College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Granite State College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=183257 IPEDS survey data.