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Annual Costs

Undergraduate Tuition

Bergen Community College tuition is $3,462 per year for in-district residents. This is 14% more expensive than the national average public two year in-district tuition of $3,046. The cost is 19% cheaper than the average New Jersey in-district tuition of $4,274 for 2 year colleges. Tuition ranks 6th in New Jersey amongst 2 year colleges for affordability and is the 15th most expensive 2 year college in the state.

The school charges an additional fees of $1,038 in addition to tuition bringing the total effective in-state tuition to $8,154.

Housing Costs

Bergen Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Paramus area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $12,780.

Books and Supplies

The estimated annual cost for books and supplies is $1,400.

Other Living Expenses

Off-campus students should budget for $3,920 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to Bergen Community College is $22,600 for the 2018/2019 academic year. The total cost for in-state, but not in district residents is $26,254. Out-of-state students who don't possess New Jersey residence can expect a one year cost of $26,626. Students residing at home with parents providing food and housing can expect a total cost of $13,474.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Bergen Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Bergen Community College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$22,600
   In-District Tuition$3,462
   Other Fees$1,038
   Off-Campus Other Budget$3,920
   Books and Supplies$1,400
   Off-Campus Housing Estimate$12,780
In-District Resident Total Budget (Living with Parents)$9,820
   In-District Tuition$3,462
   Other Fees$1,038
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,920
   Books and Supplies$1,400
New Jersey Out of District Total Budget (Living Off Campus)$26,254
   In-State Tuition$7,116
   Other Fees$1,038
   Off-Campus Housing Estimate$12,780
   Off-Campus Other Budget$3,920
   Books and Supplies$1,400
New Jersey Out of District Total Budget (Living with Parents)$13,474
   In-State Tuition$7,116
   Other Fees$1,038
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,920
   Books and Supplies$1,400

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $26,254 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Bergen Community College net price for in-state students is $8,933* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

47% of Bergen Community College students received grant aid in 2014/2015. The average total aid amount was $5,762. 45 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,541. To apply for a Pell Grant to attend Bergen Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Bergen Community College
Financial Aid Summary
Average Annual Net Price$8,933*
Percent of Students Receiving Grant Aid47%
Average Total Grant Aid$5,762
Percent of Students Receiving Pell Grants45%
Average Amount of Pell Grant Aid$4,541

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$9,544
$30,001 to $48,000$14,538
$48,001 to $75,000$14,538
$75,001 to $110,000$14,538
$110,000+n/a

Average Financial Aid Mix - $26,254 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $26,254. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

26%
24%
50%

Grants and Scholarships

 26% - $5,762

Money granted to you by the U.S. Department of Education, Bergen Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 24% - $5,331

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 50% -  $11,241

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Bergen Community College
Passaic County Community College20.3% less expensive
CUNY Bronx Community College32.5% less expensive
CUNY Hostos Community College32.5% less expensive
Rockland Community College33.3% less expensive
Essex County College6.7% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Bergen Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Bergen Community College is $52,508 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $5,708 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $11,416**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Bergen Community College.

New Jersey Resident Tuition Per Semester$3,558
New Jersey Resident Total Cost Per Semester$13,127
Non-New Jersey Resident Tuition Per Semester$3,744
Non-New Jersey Resident Total Cost Per Semester$13,313

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Bergen Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Bergen Community College
Price per credit hour for in district residents$144
Cost for one class for in district residents (3 credit hours)$432
Price per credit hour for New Jersey residents$297
Cost for one class for New Jersey residents (3 credit hours)$891
Price per credit hour for out of state residents$312
Cost for one class for out of state residents (3 credit hours)$936
Cost for one class for out of state residents (4 credit hours)$1,248

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 18% of Bergen Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,331.

Example Loan Payments and Costs

How much are student loan payments for Bergen Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $11,416, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $14,164.64. This could be your effective total out of pocket cost of an education at Bergen Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 47% of students at this school who receive financial aid and you are paying an average annual net price of $5,708. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Bergen Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Bergen Community College Student Loan Payments
Example Payments
Monthly Loan Payment$118.04
Amount Borrowed$11,416.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,748.64
Sum of All Payments over 10 years$14,164.64

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Bergen Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Bergen Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $14,164.64 would be needed to afford a $118.04 monthly payment in the example $11,416.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Bergen Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,480 to $7,116. This amounts to an average annual price increase of 2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $52,508.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Bergen Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$34,345$68,690
Estimated Cost in 10 years for students enrolling in 2030$43,834$87,668
Estimated Cost in 15 years for students enrolling in 2035 $55,945$111,889
Estimated Cost in 18 years for students enrolling in 2038 $64,763$129,526

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Bergen Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 1,511 20% costlier
Registered Nursing/Registered Nurse Associate's Degree 111 32% costlier
Dental Hygiene/Hygienist Associate's Degree 38 36% costlier
Criminal Justice/Police Science Associate's Degree 36 38% costlier
Commercial and Advertising Art Associate's Degree 33 31% costlier
Respiratory Care Therapy/Therapist Associate's Degree 29 37% costlier
Veterinary/Animal Health Technology/Technician and Veterinary Assistant Associate's Degree 23 31% costlier
Medical/Clinical Assistant Associate's Degree 22 31% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 20 26% costlier
Hotel/Motel Administration/Management Associate's Degree 20 21% costlier
Legal Assistant/Paralegal Associate's Degree 17 31% costlier
Computer Programming, Specific Applications Associate's Degree 14 42% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 13 37% costlier
Information Technology Associate's Degree 12 38% costlier
Early Childhood Education and Teaching Associate's Degree 12 40% costlier
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 10 36% costlier
Mechanical Drafting and Mechanical Drafting CAD/CADD Associate's Degree 7 41% costlier
Electrical and Electronic Engineering Technologies/Technicians, Other Associate's Degree 6 27% costlier
Banking and Financial Support Services Associate's Degree 5 36% costlier
Health Professions and Related Clinical Sciences, Other Associate's Degree 5 21% costlier
Applied Horticulture/Horticulture Operations, General Associate's Degree 3 35% costlier
Engineering Technologies Associate's Degree 2 24% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 2 42% costlier
Tourism and Travel Services Marketing Operations Associate's Degree 1 17% costlier
Clinical/Medical Laboratory Technician Associate's Degree 1 44% costlier

Calculators

Use the calculators below to formulate a college savings plan for Bergen Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Bergen Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Bergen Community College student loan.

Prepayment Option

About Bergen Community College

Bergen Community College is a two year community college located in Paramus, New Jersey.  Full time enrollment is 7,320 and part time is 6,032.  Bergen Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Bergen Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
Bergen Community College
400 Paramus Rd
Paramus, New Jersey
07652-1595

For Profit / Not For Profit Status

Bergen Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Bergen Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=183743 IPEDS survey data.