Cost to Attend Ocean County College

Ocean County College
Toms River, New Jersey

Annual Costs

Undergraduate Tuition

Ocean County College tuition is $3,630 per year for in-district residents. This is 17% more expensive than the national average public two year in-district tuition of $3,105. The cost is 17% cheaper than the average New Jersey in-district tuition of $4,389 for 2 year colleges. Tuition ranks 9th in New Jersey amongst 2 year colleges for affordability and is the 12th most expensive 2 year college in the state.

The school charges an additional fees of $945 in addition to tuition bringing the total effective in-state tuition to $5,115.

Housing Costs

Ocean County College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Toms River area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $21,804.

Books and Supplies

The estimated annual cost for books and supplies is $2,838.

Other Living Expenses

Off-campus students should budget for $5,480 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to OCC is $34,697 for the 2019/2020 academic year. The total cost for in-state, but not in district residents is $35,237. Out-of-state students who don't possess New Jersey residence can expect a one year cost of $37,817. Students residing at home with parents providing food and housing can expect a total cost of $13,433.

Citation: Price data from the U.S. Department of Education's 2020 IPEDS survey response for Ocean County College and represent reported costs for the 2019-2020 academic year.

Costs and Tuition for Ocean County College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$34,697
   In-District Tuition$3,630
   Other Fees$945
   Off-Campus Other Budget$5,480
   Books and Supplies$2,838
   Off-Campus Housing Estimate$21,804
In-District Resident Total Budget (Living with Parents)$12,893
   In-District Tuition$3,630
   Other Fees$945
   Family Provided Room and Board$0
   With-Family Other Living Budget$5,480
   Books and Supplies$2,838
New Jersey Out of District Total Budget (Living Off Campus)$35,237
   In-State Tuition$4,170
   Other Fees$945
   Off-Campus Housing Estimate$21,804
   Off-Campus Other Budget$5,480
   Books and Supplies$2,838
New Jersey Out of District Total Budget (Living with Parents)$13,433
   In-State Tuition$4,170
   Other Fees$945
   Family Provided Room and Board$0
   With-Family Other Living Budget$5,480
   Books and Supplies$2,838
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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $35,237 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported OCC net price for in-state students is $11,687* for the 2018/2019 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

49% of Ocean County College students received grant aid in 2018/2019. The average total aid amount was $5,453. 42 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2018/2019 was $4,671. To apply for a Pell Grant to attend Ocean County College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Ocean County College
Financial Aid Summary
Average Annual Net Price$11,687*
Percent of Students Receiving Grant Aid49%
Average Total Grant Aid$5,453
Percent of Students Receiving Pell Grants42%
Average Amount of Pell Grant Aid$4,671

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2018/2019 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,450
$30,001 to $48,000$10,895
$48,001 to $75,000$13,748
$75,001 to $110,000$16,231

Average Financial Aid Mix - $35,237 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $35,237. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

Grants and Scholarships
18% - $5,453

Money granted to you by the U.S. Department of Education, Ocean County College or other organizations. These are not loans and do not need to be repaid.

Federal Loans
16% - $4,823

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket
65% -  $19,481

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Ocean County College
Brookdale Community College82.4% more expensive
Burlington County College8.7% less expensive
Mercer County Community College6.3% more expensive
Middlesex County College31.2% more expensive
CUNY Kingsborough Community College15.1% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Ocean County College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at OCC is $70,474 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $6,914 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $13,828**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Ocean County College.

New Jersey Resident Tuition Per Semester$2,085
New Jersey Resident Total Cost Per Semester$17,618
Non-New Jersey Resident Tuition Per Semester$3,375
Non-New Jersey Resident Total Cost Per Semester$18,908

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Ocean County College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Ocean County College
Price per credit hour for in district residents$121
Cost for one class for in district residents (3 credit hours)$363
Price per credit hour for New Jersey residents$139
Cost for one class for New Jersey residents (3 credit hours)$417
Price per credit hour for out of state residents$225
Cost for one class for out of state residents (3 credit hours)$675
Cost for one class for out of state residents (4 credit hours)$900

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 14% of Ocean County College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,823.

Example Loan Payments and Costs

How much are student loan payments for Ocean County College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $13,828, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $15,832.12. This could be your effective total out of pocket cost of an education at Ocean County College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 49% of students at this school who receive financial aid and you are paying an average annual net price of $6,914. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Ocean County College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Ocean County College Student Loan Payments
Example Payments
Monthly Loan Payment$131.93
Amount Borrowed$13,828.00
Interest Rate2.75%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,004.12
Sum of All Payments over 10 years$15,832.12

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend OCC? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Ocean County College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $15,832.12 would be needed to afford a $131.93 monthly payment in the example $13,828.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Ocean County College in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,192 to $4,170. This amounts to an average annual price increase of 6.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $70,474.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Ocean County College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2026$46,097$92,193
Estimated Cost in 10 years for students enrolling in 2031$58,832$117,665
Estimated Cost in 15 years for students enrolling in 2036 $75,087$150,173
Estimated Cost in 18 years for students enrolling in 2039 $86,922$173,844


Use the calculators below to formulate a college savings plan for Ocean County College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Ocean County College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Ocean County College student loan.

Prepayment Option

About Ocean County College

Ocean County College is a two year community college located in Toms River, New Jersey.  Full time enrollment is 4,427 and part time is 3,749.  Ocean County College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Ocean County College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Ocean County College
College Drive
Toms River, New Jersey

For Profit / Not For Profit Status

Ocean County College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Ocean County College cost and financial aid data source: U.S. Department of Education IPEDS survey data. Data last updated January 2021 and reflects academic year 2019/2020 costs reported by the school.