Annual Costs

Undergraduate Tuition

Rutgers University New Brunswick tuition is $11,619 per year for in-state residents. This is 65% more expensive than the national average public four year tuition of $7,203. The cost is 46% cheaper than the average New Jersey tuition of $22,122 for 4 year colleges. Tuition ranks 12th in New Jersey amongst 4 year colleges for affordability and is the 28th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $27,560 which represents a 137% premium.

The school charges an additional fees of $3,019 in addition to tuition bringing the total effective in-state tuition to $14,638.

Housing Costs

On campus room and board is provided by the school at a cost of $12,452 per academic year. Students electing to live off campus elsewhere in New Brunswick should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,350.

Other Living Expenses

If living on-campus, students should budget for $3,137 in additional living expenses. Off-campus students should budget for $3,137 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New Jersey residents to go to Rutgers is $31,577 for the 2018/2019 academic year. Out-of-state students who don't have New Jersey residence can expect a one year cost of $47,518.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Rutgers University New Brunswick and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Rutgers University New Brunswick
Estimated Budgets
New Jersey Resident Total Budget $31,577
   In-State Tuition$11,619
   Other Fees$3,019
   Room and Board$12,452
   On-Campus Other Budget$3,137
   Books and Supplies$1,350
Non-Resident Total Budget $47,518
   Out-of-State Tuition$27,560
   Other Fees$3,019
   Room and Board$12,452
   On-Campus Other Budget$3,137
   Books and Supplies$1,350


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $31,577 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Rutgers net price for in-state students is $15,917* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

50% of Rutgers University New Brunswick students received grant aid in 2014/2015. The average total aid amount was $12,544. 28 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,533. To apply for a Pell Grant to attend Rutgers University New Brunswick, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Rutgers University New Brunswick
Financial Aid Summary
Average Annual Net Price$15,917*
Percent of Students Receiving Grant Aid50%
Average Total Grant Aid$12,544
Percent of Students Receiving Pell Grants28%
Average Amount of Pell Grant Aid$4,533

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$11,953
$30,001 to $48,000$14,073
$48,001 to $75,000$20,537
$75,001 to $110,000$25,822

Average Financial Aid Mix - $31,577 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $31,577. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 44% - $12,544

Money granted to you by the U.S. Department of Education, Rutgers University New Brunswick or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 20% - $5,826

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 35% -  $10,070

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if Rutgers is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 82/100 for Rutgers University New Brunswick. Considering an average net price paid of $15,905, this leads to an overall value ranking of 80/100. This places the school 35th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Rutgers University New Brunswick
CUNY Bernard M Baruch College43.8% less expensive
State University of New York at New Paltz44.3% less expensive
Penn State Main Campus49.9% more expensive
University at Buffalo42.6% less expensive
University of Pittsburgh Pittsburgh Campus56% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Rutgers University New Brunswick.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Rutgers is $126,308 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $15,905 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $63,620**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $157,885 or $79,525 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Rutgers University New Brunswick.

New Jersey Resident Tuition Per Semester$5,810
New Jersey Resident Total Cost Per Semester$15,788
Non-New Jersey Resident Tuition Per Semester$13,780
Non-New Jersey Resident Total Cost Per Semester$23,759

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Rutgers University New Brunswick are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Rutgers University New Brunswick
Price per credit hour for New Jersey residents$374
Cost for one class for New Jersey residents (3 credit hours)$1,122
Price per credit hour for out of state residents$894
Cost for one class for out of state residents (3 credit hours)$2,682
Cost for one class for out of state residents (4 credit hours)$3,576


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 52% of Rutgers University New Brunswick students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,826. The reported average student debt upon graduation is $27,456.

Example Loan Payments and Costs

How much are student loan payments for Rutgers University New Brunswick? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $63,620, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $78,937.83. This could be your effective total out of pocket cost of an education at Rutgers University New Brunswick. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 50% of students at this school who receive financial aid and you are paying an average annual net price of $15,905. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Rutgers University New Brunswick student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Rutgers University New Brunswick Student Loan Payments
Example Payments
Monthly Loan Payment$657.82
Amount Borrowed$63,620.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$15,317.83
Sum of All Payments over 10 years$78,937.83

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Rutgers? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Rutgers University New Brunswick, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $78,937.83 would be needed to afford a $657.82 monthly payment in the example $63,620.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Rutgers University New Brunswick in the future? In the past four years, this school's published in-state tuition and fee total rose from $10,356 to $11,619. This amounts to an average annual price increase of 2.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $126,308.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Rutgers University New Brunswick.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$43,426$173,703
Estimated Cost in 10 years for students enrolling in 2030$55,423$221,694
Estimated Cost in 15 years for students enrolling in 2035 $70,736$282,944
Estimated Cost in 18 years for students enrolling in 2038 $81,886$327,543

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Rutgers University New Brunswick to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Psychology, General Bachelor's Degree 626 18% costlier
Speech Communication and Rhetoric Bachelor's Degree 436 20% costlier
Economics, General Bachelor's Degree 383 6% costlier
Political Science and Government, General Bachelor's Degree 310 14% costlier
Biology/Biological Sciences, General Bachelor's Degree 305 18% costlier
English Language and Literature, General Bachelor's Degree 261 18% costlier
History, General Bachelor's Degree 250 16% costlier
Criminal Justice/Safety Studies Bachelor's Degree 238 40% costlier
Kinesiology and Exercise Science Bachelor's Degree 218 23% costlier
Journalism Bachelor's Degree 197 23% costlier
Finance, General Bachelor's Degree 145 28% costlier
Accounting Bachelor's Degree 136 28% costlier
Cell/Cellular Biology and Histology Bachelor's Degree 131 7% costlier
Mechanical Engineering Bachelor's Degree 127 12% costlier
Public Health, General Bachelor's Degree 124 16% costlier
Sociology Bachelor's Degree 114 15% costlier
Labor and Industrial Relations Bachelor's Degree 113 10% costlier
Electrical and Electronics Engineering Bachelor's Degree 112 13% costlier
Information Science/Studies Bachelor's Degree 87 21% costlier
Mathematics, General Bachelor's Degree 85 16% costlier
Bioengineering and Biomedical Engineering Bachelor's Degree 85 7% cheaper
Civil Engineering, General Bachelor's Degree 82 12% costlier
Art/Art Studies, General Bachelor's Degree 81 21% costlier
Nutrition Sciences Bachelor's Degree 78 6% costlier
Computer and Information Sciences, General Bachelor's Degree 77 29% costlier
Anthropology Bachelor's Degree 65 5% costlier
Marketing/Marketing Management, General Bachelor's Degree 64 31% costlier
Animal Sciences, General Bachelor's Degree 61 30% costlier
Chemical Engineering Bachelor's Degree 59 4% costlier
Philosophy Bachelor's Degree 55 5% costlier
Chemistry, General Bachelor's Degree 53 14% costlier
Natural Resources Management and Policy Bachelor's Degree 50 24% costlier
Social Work Bachelor's Degree 49 32% costlier
Social Sciences, Other Bachelor's Degree 46 1% costlier
Biotechnology Bachelor's Degree 43 27% costlier
Physics, Other Bachelor's Degree 40 2% costlier
Art History, Criticism and Conservation Bachelor's Degree 39 3% cheaper
Environmental Studies Bachelor's Degree 38 3% cheaper
Spanish Language and Literature Bachelor's Degree 38 10% costlier
Molecular Genetics Bachelor's Degree 34 5% costlier
Molecular Biology Bachelor's Degree 32 2% cheaper
Music Performance, General Bachelor's Degree 30 19% costlier
Business Administration and Management, General Bachelor's Degree 30 38% costlier
Statistics, General Bachelor's Degree 29 6% costlier
Environmental Science Bachelor's Degree 28 11% costlier
Environmental Design/Architecture Bachelor's Degree 28 14% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 27 12% costlier
American/United States Studies/Civilization Bachelor's Degree 25 8% cheaper
Geography Bachelor's Degree 22 29% costlier
Linguistics Bachelor's Degree 21 4% cheaper
Urban Studies/Affairs Bachelor's Degree 20 2% costlier
Biochemistry Bachelor's Degree 19 2% costlier
Food Science Bachelor's Degree 19 21% costlier
Religion/Religious Studies Bachelor's Degree 19 0% cheaper
Dance, General Bachelor's Degree 18 5% costlier
Women's Studies Bachelor's Degree 17 0% costlier
Meteorology Bachelor's Degree 15 25% costlier
Music, General Bachelor's Degree 15 15% costlier
Logistics, Materials, and Supply Chain Management Bachelor's Degree 14 30% costlier
Plant Sciences, General Bachelor's Degree 14 19% costlier
Near and Middle Eastern Studies Bachelor's Degree 13 21% cheaper
Industrial Engineering Bachelor's Degree 13 18% costlier
African-American/Black Studies Bachelor's Degree 12 1% costlier
Ceramic Sciences and Engineering Bachelor's Degree 12 12% costlier
Engineering Science Bachelor's Degree 12 1% cheaper
French Language and Literature Bachelor's Degree 11 3% costlier
German Language and Literature Bachelor's Degree 11 1% costlier
Marine Biology and Biological Oceanography Bachelor's Degree 10 14% costlier
Italian Language and Literature Bachelor's Degree 10 9% cheaper
Geology/Earth Science, General Bachelor's Degree 10 15% costlier
Microbiology, General Bachelor's Degree 10 20% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 10 13% costlier
Chinese Language and Literature Bachelor's Degree 9 12% cheaper
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 7 10% cheaper
East Asian Studies Bachelor's Degree 6 17% cheaper
Comparative Literature Bachelor's Degree 6 15% cheaper
Biometry/Biometrics Bachelor's Degree 6 15% cheaper
Astrophysics Bachelor's Degree 5 17% cheaper
Jewish/Judaic Studies Bachelor's Degree 4 4% cheaper
Portuguese Language and Literature Bachelor's Degree 4 1% costlier
Russian Studies Bachelor's Degree 4 15% cheaper
Hispanic-American, Puerto Rican, and Mexican-American/Chicano Studies Bachelor's Degree 4 2% cheaper
Agriculture, General Bachelor's Degree 3 45% costlier
Agricultural Engineering Bachelor's Degree 3 14% costlier
Latin American Studies Bachelor's Degree 3 10% cheaper
Medieval and Renaissance Studies Bachelor's Degree 2 20% cheaper
Russian Language and Literature Bachelor's Degree 1 9% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 1 33% costlier


Use the calculators below to formulate a college savings plan for Rutgers University New Brunswick or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Rutgers University New Brunswick in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Rutgers University New Brunswick student loan.

Prepayment Option

About Rutgers University New Brunswick

Rutgers University New Brunswick is a four year public college located in New Brunswick, New Jersey.  Full time enrollment is 42,749 and part time is 7,397. Learn more about getting accepted at Rutgers University New Brunswick at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Rutgers University New Brunswick
83 Somerset St
New Brunswick, New Jersey

For Profit / Not For Profit Status

Rutgers University New Brunswick is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Rutgers University New Brunswick cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=186380 IPEDS survey data.