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Annual Costs

Undergraduate Tuition

Salem Community College tuition is $4,950 per year for in-district residents. This is 67% more expensive than the national average public two year in-district tuition of $2,965. The cost is 19% more expensive than the average New Jersey in-district tuition of $4,157 for 2 year colleges. Tuition ranks 19th in New Jersey amongst 2 year colleges for affordability and is the 2nd most expensive 2 year college in the state.

Housing Costs

Salem Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Carneys Point area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $10,000.

Books and Supplies

The estimated annual cost for books and supplies is $2,000.

Other Living Expenses

Off-campus students should budget for $4,000 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to SCC is $20,950 for the 2017/2018 academic year. The total cost for in-state, but not in district residents is $21,700. Out-of-state students who don't possess New Jersey residence can expect a one year cost of $22,450. Students residing at home with parents providing food and housing can expect a total cost of $11,700.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Salem Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Salem Community College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$20,950
   In-District Tuition$4,950
   Other Fees$0
   Off-Campus Other Budget$4,000
   Books and Supplies$2,000
   Off-Campus Housing Estimate$10,000
In-District Resident Total Budget (Living with Parents)$10,950
   In-District Tuition$4,950
   Other Fees$0
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,000
   Books and Supplies$2,000
New Jersey Out of District Total Budget (Living Off Campus)$21,700
   In-State Tuition$5,700
   Other Fees$0
   Off-Campus Housing Estimate$10,000
   Off-Campus Other Budget$4,000
   Books and Supplies$2,000
New Jersey Out of District Total Budget (Living with Parents)$11,700
   In-State Tuition$5,700
   Other Fees$0
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,000
   Books and Supplies$2,000

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,700 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported SCC net price for in-state students is $5,718* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

66% of Salem Community College students received grant aid in 2014/2015. The average total aid amount was $4,675. 55 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,013. To apply for a Pell Grant to attend Salem Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Salem Community College
Financial Aid Summary
Average Annual Net Price$5,718*
Percent of Students Receiving Grant Aid66%
Average Total Grant Aid$4,675
Percent of Students Receiving Pell Grants55%
Average Amount of Pell Grant Aid$4,013

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$4,803
$30,001 to $48,000$5,296
$48,001 to $75,000$7,414
$75,001 to $110,000$9,909
$110,000+n/a

Average Financial Aid Mix - $21,700 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,700. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

26%
26%
48%

Grants and Scholarships

 26% - $4,675

Money granted to you by the U.S. Department of Education, Salem Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 26% - $4,527

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 48% -  $8,498

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Salem Community College
Delaware Technical and Community College Stanton Wilmington44.4% less expensive
Delaware County Community College27.9% more expensive
Gloucester County College28.1% less expensive
Camden County College41.6% less expensive
Community College of Philadelphia62.5% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Salem Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at SCC is $43,400 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $4,625 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $9,250**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Salem Community College.

New Jersey Resident Tuition Per Semester$2,850
New Jersey Resident Total Cost Per Semester$10,850
Non-New Jersey Resident Tuition Per Semester$3,225
Non-New Jersey Resident Total Cost Per Semester$11,225

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Salem Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Salem Community College
Price per credit hour for in district residents$165
Cost for one class for in district residents (3 credit hours)$495
Price per credit hour for New Jersey residents$190
Cost for one class for New Jersey residents (3 credit hours)$570
Price per credit hour for out of state residents$215
Cost for one class for out of state residents (3 credit hours)$645
Cost for one class for out of state residents (4 credit hours)$860

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 20% of Salem Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,527.

Example Loan Payments and Costs

How much are student loan payments for Salem Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $9,250, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $11,477.13. This could be your effective total out of pocket cost of an education at Salem Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 66% of students at this school who receive financial aid and you are paying an average annual net price of $4,625. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Salem Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Salem Community College Student Loan Payments
Example Payments
Monthly Loan Payment$95.64
Amount Borrowed$9,250.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,227.13
Sum of All Payments over 10 years$11,477.13

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend SCC? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Salem Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $11,477.13 would be needed to afford a $95.64 monthly payment in the example $9,250.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Salem Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,750 to $5,700. This amounts to an average annual price increase of 10.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $43,400.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Salem Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$28,388$56,775
Estimated Cost in 10 years for students enrolling in 2029$36,231$72,461
Estimated Cost in 15 years for students enrolling in 2034 $46,241$92,481
Estimated Cost in 18 years for students enrolling in 2037 $53,529$107,058

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Salem Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Nuclear/Nuclear Power Technology/Technician Associate's Degree 27 30% costlier
Registered Nursing/Registered Nurse Associate's Degree 27 11% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 24 1% costlier
Business Administration and Management, General Associate's Degree 16 4% costlier
Education, General Associate's Degree 14 19% costlier
Precision Production, Other Associate's Degree 9 38% costlier
Corrections Associate's Degree 8 28% costlier
Biology/Biological Sciences, General Associate's Degree 8 21% costlier
Energy Management and Systems Technology/Technician Associate's Degree 6 20% costlier
Social Sciences, General Associate's Degree 5 8% costlier
Allied Health Diagnostic, Intervention, and Treatment Professions, Other Associate's Degree 4 26% costlier
Computer Graphics Associate's Degree 4 6% costlier
Psychology, General Associate's Degree 4 14% costlier
Sculpture Associate's Degree 4 10% costlier
Political Science and Government, General Associate's Degree 4 9% costlier
Sport and Fitness Administration/Management Associate's Degree 4 0% cheaper
Physical Fitness Technician Associate's Degree 3 1% cheaper
Journalism Associate's Degree 2 15% costlier
English Language and Literature, General Associate's Degree 2 13% costlier
Industrial and Product Design Associate's Degree 2 22% costlier
Graphic Design Associate's Degree 1 1% costlier
Sociology Associate's Degree 1 16% costlier
Forensic Science and Technology Associate's Degree 1 24% costlier
Accounting and Business/Management Associate's Degree 1 12% costlier

Calculators

Use the calculators below to formulate a college savings plan for Salem Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Salem Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Salem Community College student loan.

Prepayment Option

About Salem Community College

Salem Community College is a two year community college located in Carneys Point, New Jersey.  Full time enrollment is 547 and part time is 446.  Salem Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Salem Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
Salem Community College
460 Hollywood Avenue
Carneys Point, New Jersey
08069-2799

For Profit / Not For Profit Status

Salem Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Salem Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=186469 IPEDS survey data.