Student Loan Payment Calculator for University of Phoenix Jersey City Campus

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $66,600.00 to attend University of Phoenix Jersey City Campus. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of Phoenix Jersey City Campus Student Loan Payments
Example Payments
Monthly Loan Payment$665.78
Amount Borrowed$66,600.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$13,293.55
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $79,893.55 to afford the $665.78 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Phoenix Jersey City Campus student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $665.78 $458.76 $207.02 $66,141.24
2 $665.78 $460.19 $205.59 $65,681.04
3 $665.78 $461.62 $204.16 $65,219.42
4 $665.78 $463.06 $202.72 $64,756.37
5 $665.78 $464.50 $201.28 $64,291.87
6 $665.78 $465.94 $199.84 $63,825.93
7 $665.78 $467.39 $198.39 $63,358.55
8 $665.78 $468.84 $196.94 $62,889.71
9 $665.78 $470.30 $195.48 $62,419.41
10 $665.78 $471.76 $194.02 $61,947.65
11 $665.78 $473.23 $192.55 $61,474.42
12 $665.78 $474.70 $191.08 $60,999.73
13 $665.78 $476.17 $189.61 $60,523.56
14 $665.78 $477.65 $188.13 $60,045.90
15 $665.78 $479.14 $186.64 $59,566.77
16 $665.78 $480.63 $185.15 $59,086.14
17 $665.78 $482.12 $183.66 $58,604.02
18 $665.78 $483.62 $182.16 $58,120.40
19 $665.78 $485.12 $180.66 $57,635.28
20 $665.78 $486.63 $179.15 $57,148.65
21 $665.78 $488.14 $177.64 $56,660.51
22 $665.78 $489.66 $176.12 $56,170.85
23 $665.78 $491.18 $174.60 $55,679.67
24 $665.78 $492.71 $173.07 $55,186.96
25 $665.78 $494.24 $171.54 $54,692.72
26 $665.78 $495.78 $170.00 $54,196.94
27 $665.78 $497.32 $168.46 $53,699.62
28 $665.78 $498.86 $166.92 $53,200.76
29 $665.78 $500.41 $165.37 $52,700.35
30 $665.78 $501.97 $163.81 $52,198.38
31 $665.78 $503.53 $162.25 $51,694.85
32 $665.78 $505.09 $160.68 $51,189.75
33 $665.78 $506.66 $159.11 $50,683.09
34 $665.78 $508.24 $157.54 $50,174.85
35 $665.78 $509.82 $155.96 $49,665.03
36 $665.78 $511.40 $154.38 $49,153.62
37 $665.78 $512.99 $152.79 $48,640.63
38 $665.78 $514.59 $151.19 $48,126.04
39 $665.78 $516.19 $149.59 $47,609.86
40 $665.78 $517.79 $147.99 $47,092.06
41 $665.78 $519.40 $146.38 $46,572.66
42 $665.78 $521.02 $144.76 $46,051.64
43 $665.78 $522.64 $143.14 $45,529.01
44 $665.78 $524.26 $141.52 $45,004.75
45 $665.78 $525.89 $139.89 $44,478.86
46 $665.78 $527.52 $138.26 $43,951.33
47 $665.78 $529.16 $136.62 $43,422.17
48 $665.78 $530.81 $134.97 $42,891.36
49 $665.78 $532.46 $133.32 $42,358.90
50 $665.78 $534.11 $131.67 $41,824.79
51 $665.78 $535.77 $130.01 $41,289.01
52 $665.78 $537.44 $128.34 $40,751.58
53 $665.78 $539.11 $126.67 $40,212.47
54 $665.78 $540.79 $124.99 $39,671.68
55 $665.78 $542.47 $123.31 $39,129.21
56 $665.78 $544.15 $121.63 $38,585.06
57 $665.78 $545.84 $119.94 $38,039.22
58 $665.78 $547.54 $118.24 $37,491.67
59 $665.78 $549.24 $116.54 $36,942.43
60 $665.78 $550.95 $114.83 $36,391.48
61 $665.78 $552.66 $113.12 $35,838.82
62 $665.78 $554.38 $111.40 $35,284.44
63 $665.78 $556.10 $109.68 $34,728.33
64 $665.78 $557.83 $107.95 $34,170.50
65 $665.78 $559.57 $106.21 $33,610.94
66 $665.78 $561.31 $104.47 $33,049.63
67 $665.78 $563.05 $102.73 $32,486.58
68 $665.78 $564.80 $100.98 $31,921.78
69 $665.78 $566.56 $99.22 $31,355.22
70 $665.78 $568.32 $97.46 $30,786.91
71 $665.78 $570.08 $95.70 $30,216.82
72 $665.78 $571.86 $93.92 $29,644.97
73 $665.78 $573.63 $92.15 $29,071.33
74 $665.78 $575.42 $90.36 $28,495.92
75 $665.78 $577.20 $88.57 $27,918.71
76 $665.78 $579.00 $86.78 $27,339.71
77 $665.78 $580.80 $84.98 $26,758.92
78 $665.78 $582.60 $83.18 $26,176.31
79 $665.78 $584.41 $81.36 $25,591.90
80 $665.78 $586.23 $79.55 $25,005.67
81 $665.78 $588.05 $77.73 $24,417.61
82 $665.78 $589.88 $75.90 $23,827.73
83 $665.78 $591.72 $74.06 $23,236.02
84 $665.78 $593.55 $72.23 $22,642.46
85 $665.78 $595.40 $70.38 $22,047.06
86 $665.78 $597.25 $68.53 $21,449.81
87 $665.78 $599.11 $66.67 $20,850.71
88 $665.78 $600.97 $64.81 $20,249.74
89 $665.78 $602.84 $62.94 $19,646.90
90 $665.78 $604.71 $61.07 $19,042.19
91 $665.78 $606.59 $59.19 $18,435.60
92 $665.78 $608.48 $57.30 $17,827.12
93 $665.78 $610.37 $55.41 $17,216.76
94 $665.78 $612.26 $53.52 $16,604.49
95 $665.78 $614.17 $51.61 $15,990.33
96 $665.78 $616.08 $49.70 $15,374.25
97 $665.78 $617.99 $47.79 $14,756.26
98 $665.78 $619.91 $45.87 $14,136.35
99 $665.78 $621.84 $43.94 $13,514.51
100 $665.78 $623.77 $42.01 $12,890.74
101 $665.78 $625.71 $40.07 $12,265.02
102 $665.78 $627.66 $38.12 $11,637.37
103 $665.78 $629.61 $36.17 $11,007.76
104 $665.78 $631.56 $34.22 $10,376.20
105 $665.78 $633.53 $32.25 $9,742.67
106 $665.78 $635.50 $30.28 $9,107.18
107 $665.78 $637.47 $28.31 $8,469.70
108 $665.78 $639.45 $26.33 $7,830.25
109 $665.78 $641.44 $24.34 $7,188.81
110 $665.78 $643.43 $22.35 $6,545.38
111 $665.78 $645.43 $20.35 $5,899.94
112 $665.78 $647.44 $18.34 $5,252.50
113 $665.78 $649.45 $16.33 $4,603.05
114 $665.78 $651.47 $14.31 $3,951.58
115 $665.78 $653.50 $12.28 $3,298.08
116 $665.78 $655.53 $10.25 $2,642.55
117 $665.78 $657.57 $8.21 $1,984.99
118 $665.78 $659.61 $6.17 $1,325.38
119 $665.78 $661.66 $4.12 $663.72
120 $665.78 $663.72 $2.06 $0.00