Savings Plan and Future Cost Estimation for Cayuga County Community College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2041$47,562
Monthly savings required$211

How much will it cost to send your child to Cayuga County Community College in 18 years and how much do you need to save?  A 2 year degree is estimated to be priced at $95,124.15 for students enrolling in 2041 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $211.38 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$19,281.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment2

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $211.38 $0.00 $0.00 $211.38
2 $211.38 $211.38 $0.00 $1.20 $423.96
3 $423.96 $211.38 $0.00 $2.40 $637.74
4 $637.74 $211.38 $0.00 $3.61 $852.73
5 $852.73 $211.38 $0.00 $4.82 $1,068.93
6 $1,068.93 $211.38 $0.00 $6.04 $1,286.35
7 $1,286.35 $211.38 $0.00 $7.27 $1,505.00
8 $1,505.00 $211.38 $0.00 $8.51 $1,724.89
9 $1,724.89 $211.38 $0.00 $9.75 $1,946.02
10 $1,946.02 $211.38 $0.00 $11.00 $2,168.40
11 $2,168.40 $211.38 $0.00 $12.26 $2,392.04
12 $2,392.04 $211.38 $0.00 $13.52 $2,616.94
13 $2,616.94 $211.38 $0.00 $14.80 $2,843.12
14 $2,843.12 $211.38 $0.00 $16.08 $3,070.58
15 $3,070.58 $211.38 $0.00 $17.36 $3,299.32
16 $3,299.32 $211.38 $0.00 $18.65 $3,529.35
17 $3,529.35 $211.38 $0.00 $19.96 $3,760.69
18 $3,760.69 $211.38 $0.00 $21.26 $3,993.33
19 $3,993.33 $211.38 $0.00 $22.58 $4,227.29
20 $4,227.29 $211.38 $0.00 $23.90 $4,462.57
21 $4,462.57 $211.38 $0.00 $25.23 $4,699.18
22 $4,699.18 $211.38 $0.00 $26.57 $4,937.13
23 $4,937.13 $211.38 $0.00 $27.92 $5,176.43
24 $5,176.43 $211.38 $0.00 $29.27 $5,417.08
25 $5,417.08 $211.38 $0.00 $30.63 $5,659.09
26 $5,659.09 $211.38 $0.00 $32.00 $5,902.47
27 $5,902.47 $211.38 $0.00 $33.37 $6,147.22
28 $6,147.22 $211.38 $0.00 $34.76 $6,393.36
29 $6,393.36 $211.38 $0.00 $36.15 $6,640.89
30 $6,640.89 $211.38 $0.00 $37.55 $6,889.82
31 $6,889.82 $211.38 $0.00 $38.96 $7,140.16
32 $7,140.16 $211.38 $0.00 $40.37 $7,391.91
33 $7,391.91 $211.38 $0.00 $41.79 $7,645.08
34 $7,645.08 $211.38 $0.00 $43.23 $7,899.69
35 $7,899.69 $211.38 $0.00 $44.67 $8,155.74
36 $8,155.74 $211.38 $0.00 $46.11 $8,413.23
37 $8,413.23 $211.38 $0.00 $47.57 $8,672.18
38 $8,672.18 $211.38 $0.00 $49.03 $8,932.59
39 $8,932.59 $211.38 $0.00 $50.51 $9,194.48
40 $9,194.48 $211.38 $0.00 $51.99 $9,457.85
41 $9,457.85 $211.38 $0.00 $53.48 $9,722.71
42 $9,722.71 $211.38 $0.00 $54.97 $9,989.06
43 $9,989.06 $211.38 $0.00 $56.48 $10,256.92
44 $10,256.92 $211.38 $0.00 $57.99 $10,526.29
45 $10,526.29 $211.38 $0.00 $59.52 $10,797.19
46 $10,797.19 $211.38 $0.00 $61.05 $11,069.62
47 $11,069.62 $211.38 $0.00 $62.59 $11,343.59
48 $11,343.59 $211.38 $0.00 $64.14 $11,619.11
49 $11,619.11 $211.38 $0.00 $65.70 $11,896.19
50 $11,896.19 $211.38 $0.00 $67.26 $12,174.83
51 $12,174.83 $211.38 $0.00 $68.84 $12,455.05
52 $12,455.05 $211.38 $0.00 $70.42 $12,736.85
53 $12,736.85 $211.38 $0.00 $72.02 $13,020.25
54 $13,020.25 $211.38 $0.00 $73.62 $13,305.25
55 $13,305.25 $211.38 $0.00 $75.23 $13,591.86
56 $13,591.86 $211.38 $0.00 $76.85 $13,880.09
57 $13,880.09 $211.38 $0.00 $78.48 $14,169.95
58 $14,169.95 $211.38 $0.00 $80.12 $14,461.45
59 $14,461.45 $211.38 $0.00 $81.77 $14,754.60
60 $14,754.60 $211.38 $0.00 $83.42 $15,049.40
61 $15,049.40 $211.38 $0.00 $85.09 $15,345.87
62 $15,345.87 $211.38 $0.00 $86.77 $15,644.02
63 $15,644.02 $211.38 $0.00 $88.45 $15,943.85
64 $15,943.85 $211.38 $0.00 $90.15 $16,245.38
65 $16,245.38 $211.38 $0.00 $91.85 $16,548.61
66 $16,548.61 $211.38 $0.00 $93.57 $16,853.56
67 $16,853.56 $211.38 $0.00 $95.29 $17,160.23
68 $17,160.23 $211.38 $0.00 $97.03 $17,468.64
69 $17,468.64 $211.38 $0.00 $98.77 $17,778.79
70 $17,778.79 $211.38 $0.00 $100.52 $18,090.69
71 $18,090.69 $211.38 $0.00 $102.29 $18,404.36
72 $18,404.36 $211.38 $0.00 $104.06 $18,719.80
73 $18,719.80 $211.38 $0.00 $105.84 $19,037.02
74 $19,037.02 $211.38 $0.00 $107.64 $19,356.04
75 $19,356.04 $211.38 $0.00 $109.44 $19,676.86
76 $19,676.86 $211.38 $0.00 $111.26 $19,999.50
77 $19,999.50 $211.38 $0.00 $113.08 $20,323.96
78 $20,323.96 $211.38 $0.00 $114.91 $20,650.25
79 $20,650.25 $211.38 $0.00 $116.76 $20,978.39
80 $20,978.39 $211.38 $0.00 $118.61 $21,308.38
81 $21,308.38 $211.38 $0.00 $120.48 $21,640.24
82 $21,640.24 $211.38 $0.00 $122.36 $21,973.98
83 $21,973.98 $211.38 $0.00 $124.24 $22,309.60
84 $22,309.60 $211.38 $0.00 $126.14 $22,647.12
85 $22,647.12 $211.38 $0.00 $128.05 $22,986.55
86 $22,986.55 $211.38 $0.00 $129.97 $23,327.90
87 $23,327.90 $211.38 $0.00 $131.90 $23,671.18
88 $23,671.18 $211.38 $0.00 $133.84 $24,016.40
89 $24,016.40 $211.38 $0.00 $135.79 $24,363.57
90 $24,363.57 $211.38 $0.00 $137.76 $24,712.71
91 $24,712.71 $211.38 $0.00 $139.73 $25,063.82
92 $25,063.82 $211.38 $0.00 $141.71 $25,416.91
93 $25,416.91 $211.38 $0.00 $143.71 $25,772.00
94 $25,772.00 $211.38 $0.00 $145.72 $26,129.10
95 $26,129.10 $211.38 $0.00 $147.74 $26,488.22
96 $26,488.22 $211.38 $0.00 $149.77 $26,849.37
97 $26,849.37 $211.38 $0.00 $151.81 $27,212.56
98 $27,212.56 $211.38 $0.00 $153.86 $27,577.80
99 $27,577.80 $211.38 $0.00 $155.93 $27,945.11
100 $27,945.11 $211.38 $0.00 $158.01 $28,314.50
101 $28,314.50 $211.38 $0.00 $160.09 $28,685.97
102 $28,685.97 $211.38 $0.00 $162.19 $29,059.54
103 $29,059.54 $211.38 $0.00 $164.31 $29,435.23
104 $29,435.23 $211.38 $0.00 $166.43 $29,813.04
105 $29,813.04 $211.38 $0.00 $168.57 $30,192.99
106 $30,192.99 $211.38 $0.00 $170.72 $30,575.09
107 $30,575.09 $211.38 $0.00 $172.88 $30,959.35
108 $30,959.35 $211.38 $0.00 $175.05 $31,345.78
109 $31,345.78 $211.38 $0.00 $177.23 $31,734.39
110 $31,734.39 $211.38 $0.00 $179.43 $32,125.20
111 $32,125.20 $211.38 $0.00 $181.64 $32,518.22
112 $32,518.22 $211.38 $0.00 $183.86 $32,913.46
113 $32,913.46 $211.38 $0.00 $186.10 $33,310.94
114 $33,310.94 $211.38 $0.00 $188.34 $33,710.66
115 $33,710.66 $211.38 $0.00 $190.60 $34,112.64
116 $34,112.64 $211.38 $0.00 $192.88 $34,516.90
117 $34,516.90 $211.38 $0.00 $195.16 $34,923.44
118 $34,923.44 $211.38 $0.00 $197.46 $35,332.28
119 $35,332.28 $211.38 $0.00 $199.77 $35,743.43
120 $35,743.43 $211.38 $0.00 $202.10 $36,156.91
121 $36,156.91 $211.38 $0.00 $204.44 $36,572.73
122 $36,572.73 $211.38 $0.00 $206.79 $36,990.90
123 $36,990.90 $211.38 $0.00 $209.15 $37,411.43
124 $37,411.43 $211.38 $0.00 $211.53 $37,834.34
125 $37,834.34 $211.38 $0.00 $213.92 $38,259.64
126 $38,259.64 $211.38 $0.00 $216.33 $38,687.35
127 $38,687.35 $211.38 $0.00 $218.74 $39,117.47
128 $39,117.47 $211.38 $0.00 $221.18 $39,550.03
129 $39,550.03 $211.38 $0.00 $223.62 $39,985.03
130 $39,985.03 $211.38 $0.00 $226.08 $40,422.49
131 $40,422.49 $211.38 $0.00 $228.55 $40,862.42
132 $40,862.42 $211.38 $0.00 $231.04 $41,304.84
133 $41,304.84 $211.38 $0.00 $233.54 $41,749.76
134 $41,749.76 $211.38 $0.00 $236.06 $42,197.20
135 $42,197.20 $211.38 $0.00 $238.59 $42,647.17
136 $42,647.17 $211.38 $0.00 $241.13 $43,099.68
137 $43,099.68 $211.38 $0.00 $243.69 $43,554.75
138 $43,554.75 $211.38 $0.00 $246.26 $44,012.39
139 $44,012.39 $211.38 $0.00 $248.85 $44,472.62
140 $44,472.62 $211.38 $0.00 $251.45 $44,935.45
141 $44,935.45 $211.38 $0.00 $254.07 $45,400.90
142 $45,400.90 $211.38 $0.00 $256.70 $45,868.98
143 $45,868.98 $211.38 $0.00 $259.35 $46,339.71
144 $46,339.71 $211.38 $0.00 $262.01 $46,813.10
145 $46,813.10 $211.38 $0.00 $264.69 $47,289.17
146 $47,289.17 $211.38 $0.00 $267.38 $47,767.93
147 $47,767.93 $211.38 $0.00 $270.09 $48,249.40
148 $48,249.40 $211.38 $0.00 $272.81 $48,733.59
149 $48,733.59 $211.38 $0.00 $275.55 $49,220.52
150 $49,220.52 $211.38 $0.00 $278.30 $49,710.20
151 $49,710.20 $211.38 $0.00 $281.07 $50,202.65
152 $50,202.65 $211.38 $0.00 $283.85 $50,697.88
153 $50,697.88 $211.38 $0.00 $286.65 $51,195.91
154 $51,195.91 $211.38 $0.00 $289.47 $51,696.76
155 $51,696.76 $211.38 $0.00 $292.30 $52,200.44
156 $52,200.44 $211.38 $0.00 $295.15 $52,706.97
157 $52,706.97 $211.38 $0.00 $298.01 $53,216.36
158 $53,216.36 $211.38 $0.00 $300.89 $53,728.63
159 $53,728.63 $211.38 $0.00 $303.79 $54,243.80
160 $54,243.80 $211.38 $0.00 $306.70 $54,761.88
161 $54,761.88 $211.38 $0.00 $309.63 $55,282.89
162 $55,282.89 $211.38 $0.00 $312.58 $55,806.85
163 $55,806.85 $211.38 $0.00 $315.54 $56,333.77
164 $56,333.77 $211.38 $0.00 $318.52 $56,863.67
165 $56,863.67 $211.38 $0.00 $321.52 $57,396.57
166 $57,396.57 $211.38 $0.00 $324.53 $57,932.48
167 $57,932.48 $211.38 $0.00 $327.56 $58,471.42
168 $58,471.42 $211.38 $0.00 $330.61 $59,013.41
169 $59,013.41 $211.38 $0.00 $333.67 $59,558.46
170 $59,558.46 $211.38 $0.00 $336.75 $60,106.59
171 $60,106.59 $211.38 $0.00 $339.85 $60,657.82
172 $60,657.82 $211.38 $0.00 $342.97 $61,212.17
173 $61,212.17 $211.38 $0.00 $346.10 $61,769.65
174 $61,769.65 $211.38 $0.00 $349.25 $62,330.28
175 $62,330.28 $211.38 $0.00 $352.42 $62,894.08
176 $62,894.08 $211.38 $0.00 $355.61 $63,461.07
177 $63,461.07 $211.38 $0.00 $358.82 $64,031.27
178 $64,031.27 $211.38 $0.00 $362.04 $64,604.69
179 $64,604.69 $211.38 $0.00 $365.28 $65,181.35
180 $65,181.35 $211.38 $0.00 $368.54 $65,761.27
181 $65,761.27 $211.38 $0.00 $371.82 $66,344.47
182 $66,344.47 $211.38 $0.00 $375.12 $66,930.97
183 $66,930.97 $211.38 $0.00 $378.44 $67,520.79
184 $67,520.79 $211.38 $0.00 $381.77 $68,113.94
185 $68,113.94 $211.38 $0.00 $385.13 $68,710.45
186 $68,710.45 $211.38 $0.00 $388.50 $69,310.33
187 $69,310.33 $211.38 $0.00 $391.89 $69,913.60
188 $69,913.60 $211.38 $0.00 $395.30 $70,520.28
189 $70,520.28 $211.38 $0.00 $398.73 $71,130.39
190 $71,130.39 $211.38 $0.00 $402.18 $71,743.95
191 $71,743.95 $211.38 $0.00 $405.65 $72,360.98
192 $72,360.98 $211.38 $0.00 $409.14 $72,981.50
193 $72,981.50 $211.38 $0.00 $412.65 $73,605.53
194 $73,605.53 $211.38 $0.00 $416.18 $74,233.09
195 $74,233.09 $211.38 $0.00 $419.72 $74,864.19
196 $74,864.19 $211.38 $0.00 $423.29 $75,498.86
197 $75,498.86 $211.38 $0.00 $426.88 $76,137.12
198 $76,137.12 $211.38 $0.00 $430.49 $76,778.99
199 $76,778.99 $211.38 $0.00 $434.12 $77,424.49
200 $77,424.49 $211.38 $0.00 $437.77 $78,073.64
201 $78,073.64 $211.38 $0.00 $441.44 $78,726.46
202 $78,726.46 $211.38 $0.00 $445.13 $79,382.97
203 $79,382.97 $211.38 $0.00 $448.84 $80,043.19
204 $80,043.19 $211.38 $0.00 $452.58 $80,707.15
205 $80,707.15 $211.38 $0.00 $456.33 $81,374.86
206 $81,374.86 $211.38 $0.00 $460.11 $82,046.35
207 $82,046.35 $211.38 $0.00 $463.90 $82,721.63
208 $82,721.63 $211.38 $0.00 $467.72 $83,400.73
209 $83,400.73 $211.38 $0.00 $471.56 $84,083.67
210 $84,083.67 $211.38 $0.00 $475.42 $84,770.47
211 $84,770.47 $211.38 $0.00 $479.30 $85,461.15
212 $85,461.15 $211.38 $0.00 $483.21 $86,155.74
213 $86,155.74 $211.38 $0.00 $487.14 $86,854.26
214 $86,854.26 $211.38 $0.00 $491.09 $87,556.73
215 $87,556.73 $211.38 $0.00 $495.06 $88,263.17
216 $88,263.17 $211.38 $0.00 $499.05 $88,973.60
217 $88,973.60 $211.38 $46,402.03 $503.07 $43,286.02
218 $43,286.02 $211.38 $0.00 $244.75 $43,742.15
219 $43,742.15 $211.38 $0.00 $247.32 $44,200.85
220 $44,200.85 $211.38 $0.00 $249.92 $44,662.15
221 $44,662.15 $211.38 $0.00 $252.53 $45,126.06
222 $45,126.06 $211.38 $0.00 $255.15 $45,592.59
223 $45,592.59 $211.38 $0.00 $257.79 $46,061.76
224 $46,061.76 $211.38 $0.00 $260.44 $46,533.58
225 $46,533.58 $211.38 $0.00 $263.11 $47,008.07
226 $47,008.07 $211.38 $0.00 $265.79 $47,485.24
227 $47,485.24 $211.38 $0.00 $268.49 $47,965.11
228 $47,965.11 $211.38 $0.00 $271.20 $48,447.69
229 $48,447.69 $0.00 $48,722.13 $273.93 ($0.51)