Student Loan Payment Calculator for Columbia University in the City of New York

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $319,008.00 to attend Columbia University in the City of New York. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Columbia University in the City of New York Student Loan Payments
Example Payments
Monthly Loan Payment$3,043.69
Amount Borrowed$319,008.00
Interest Rate2.75%
Term years
Number of Monthly Payments120
Total Interest Cost$46,234.58
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $365,242.58 to afford the $3,043.69 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Columbia University in the City of New York student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $3,043.69 $2,312.63 $731.06 $316,695.37
2 $3,043.69 $2,317.93 $725.76 $314,377.44
3 $3,043.69 $2,323.24 $720.45 $312,054.20
4 $3,043.69 $2,328.56 $715.12 $309,725.64
5 $3,043.69 $2,333.90 $709.79 $307,391.74
6 $3,043.69 $2,339.25 $704.44 $305,052.49
7 $3,043.69 $2,344.61 $699.08 $302,707.88
8 $3,043.69 $2,349.98 $693.71 $300,357.90
9 $3,043.69 $2,355.37 $688.32 $298,002.53
10 $3,043.69 $2,360.77 $682.92 $295,641.76
11 $3,043.69 $2,366.18 $677.51 $293,275.59
12 $3,043.69 $2,371.60 $672.09 $290,903.99
13 $3,043.69 $2,377.03 $666.65 $288,526.96
14 $3,043.69 $2,382.48 $661.21 $286,144.48
15 $3,043.69 $2,387.94 $655.75 $283,756.54
16 $3,043.69 $2,393.41 $650.28 $281,363.12
17 $3,043.69 $2,398.90 $644.79 $278,964.23
18 $3,043.69 $2,404.40 $639.29 $276,559.83
19 $3,043.69 $2,409.91 $633.78 $274,149.93
20 $3,043.69 $2,415.43 $628.26 $271,734.50
21 $3,043.69 $2,420.96 $622.72 $269,313.53
22 $3,043.69 $2,426.51 $617.18 $266,887.02
23 $3,043.69 $2,432.07 $611.62 $264,454.95
24 $3,043.69 $2,437.65 $606.04 $262,017.31
25 $3,043.69 $2,443.23 $600.46 $259,574.07
26 $3,043.69 $2,448.83 $594.86 $257,125.24
27 $3,043.69 $2,454.44 $589.25 $254,670.80
28 $3,043.69 $2,460.07 $583.62 $252,210.73
29 $3,043.69 $2,465.71 $577.98 $249,745.03
30 $3,043.69 $2,471.36 $572.33 $247,273.67
31 $3,043.69 $2,477.02 $566.67 $244,796.65
32 $3,043.69 $2,482.70 $560.99 $242,313.96
33 $3,043.69 $2,488.39 $555.30 $239,825.57
34 $3,043.69 $2,494.09 $549.60 $237,331.48
35 $3,043.69 $2,499.80 $543.88 $234,831.68
36 $3,043.69 $2,505.53 $538.16 $232,326.15
37 $3,043.69 $2,511.27 $532.41 $229,814.87
38 $3,043.69 $2,517.03 $526.66 $227,297.84
39 $3,043.69 $2,522.80 $520.89 $224,775.05
40 $3,043.69 $2,528.58 $515.11 $222,246.47
41 $3,043.69 $2,534.37 $509.31 $219,712.09
42 $3,043.69 $2,540.18 $503.51 $217,171.91
43 $3,043.69 $2,546.00 $497.69 $214,625.91
44 $3,043.69 $2,551.84 $491.85 $212,074.07
45 $3,043.69 $2,557.69 $486.00 $209,516.39
46 $3,043.69 $2,563.55 $480.14 $206,952.84
47 $3,043.69 $2,569.42 $474.27 $204,383.42
48 $3,043.69 $2,575.31 $468.38 $201,808.11
49 $3,043.69 $2,581.21 $462.48 $199,226.90
50 $3,043.69 $2,587.13 $456.56 $196,639.77
51 $3,043.69 $2,593.06 $450.63 $194,046.72
52 $3,043.69 $2,599.00 $444.69 $191,447.72
53 $3,043.69 $2,604.95 $438.73 $188,842.77
54 $3,043.69 $2,610.92 $432.76 $186,231.84
55 $3,043.69 $2,616.91 $426.78 $183,614.93
56 $3,043.69 $2,622.90 $420.78 $180,992.03
57 $3,043.69 $2,628.91 $414.77 $178,363.12
58 $3,043.69 $2,634.94 $408.75 $175,728.18
59 $3,043.69 $2,640.98 $402.71 $173,087.20
60 $3,043.69 $2,647.03 $396.66 $170,440.17
61 $3,043.69 $2,653.10 $390.59 $167,787.07
62 $3,043.69 $2,659.18 $384.51 $165,127.90
63 $3,043.69 $2,665.27 $378.42 $162,462.63
64 $3,043.69 $2,671.38 $372.31 $159,791.25
65 $3,043.69 $2,677.50 $366.19 $157,113.75
66 $3,043.69 $2,683.64 $360.05 $154,430.11
67 $3,043.69 $2,689.79 $353.90 $151,740.33
68 $3,043.69 $2,695.95 $347.74 $149,044.38
69 $3,043.69 $2,702.13 $341.56 $146,342.25
70 $3,043.69 $2,708.32 $335.37 $143,633.93
71 $3,043.69 $2,714.53 $329.16 $140,919.40
72 $3,043.69 $2,720.75 $322.94 $138,198.65
73 $3,043.69 $2,726.98 $316.71 $135,471.67
74 $3,043.69 $2,733.23 $310.46 $132,738.44
75 $3,043.69 $2,739.50 $304.19 $129,998.94
76 $3,043.69 $2,745.77 $297.91 $127,253.17
77 $3,043.69 $2,752.07 $291.62 $124,501.10
78 $3,043.69 $2,758.37 $285.32 $121,742.73
79 $3,043.69 $2,764.69 $278.99 $118,978.03
80 $3,043.69 $2,771.03 $272.66 $116,207.00
81 $3,043.69 $2,777.38 $266.31 $113,429.62
82 $3,043.69 $2,783.75 $259.94 $110,645.88
83 $3,043.69 $2,790.12 $253.56 $107,855.75
84 $3,043.69 $2,796.52 $247.17 $105,059.23
85 $3,043.69 $2,802.93 $240.76 $102,256.31
86 $3,043.69 $2,809.35 $234.34 $99,446.96
87 $3,043.69 $2,815.79 $227.90 $96,631.17
88 $3,043.69 $2,822.24 $221.45 $93,808.93
89 $3,043.69 $2,828.71 $214.98 $90,980.22
90 $3,043.69 $2,835.19 $208.50 $88,145.02
91 $3,043.69 $2,841.69 $202.00 $85,303.33
92 $3,043.69 $2,848.20 $195.49 $82,455.13
93 $3,043.69 $2,854.73 $188.96 $79,600.40
94 $3,043.69 $2,861.27 $182.42 $76,739.13
95 $3,043.69 $2,867.83 $175.86 $73,871.31
96 $3,043.69 $2,874.40 $169.29 $70,996.91
97 $3,043.69 $2,880.99 $162.70 $68,115.92
98 $3,043.69 $2,887.59 $156.10 $65,228.33
99 $3,043.69 $2,894.21 $149.48 $62,334.12
100 $3,043.69 $2,900.84 $142.85 $59,433.28
101 $3,043.69 $2,907.49 $136.20 $56,525.80
102 $3,043.69 $2,914.15 $129.54 $53,611.65
103 $3,043.69 $2,920.83 $122.86 $50,690.82
104 $3,043.69 $2,927.52 $116.17 $47,763.30
105 $3,043.69 $2,934.23 $109.46 $44,829.07
106 $3,043.69 $2,940.95 $102.73 $41,888.11
107 $3,043.69 $2,947.69 $95.99 $38,940.42
108 $3,043.69 $2,954.45 $89.24 $35,985.97
109 $3,043.69 $2,961.22 $82.47 $33,024.75
110 $3,043.69 $2,968.01 $75.68 $30,056.74
111 $3,043.69 $2,974.81 $68.88 $27,081.93
112 $3,043.69 $2,981.63 $62.06 $24,100.31
113 $3,043.69 $2,988.46 $55.23 $21,111.85
114 $3,043.69 $2,995.31 $48.38 $18,116.54
115 $3,043.69 $3,002.17 $41.52 $15,114.37
116 $3,043.69 $3,009.05 $34.64 $12,105.32
117 $3,043.69 $3,015.95 $27.74 $9,089.37
118 $3,043.69 $3,022.86 $20.83 $6,066.51
119 $3,043.69 $3,029.79 $13.90 $3,036.73
120 $3,043.69 $3,036.73 $6.96 $0.00