Savings Plan and Future Cost Estimation for CUNY Borough of Manhattan Community College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$68,120
Monthly savings required$303

How much will it cost to send your child to CUNY Borough of Manhattan Community College in 18 years and how much do you need to save?  A 2 year degree is estimated to be priced at $136,240.52 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $302.75 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$27,615.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment2

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $302.75 $0.00 $0.00 $302.75
2 $302.75 $302.75 $0.00 $1.71 $607.21
3 $607.21 $302.75 $0.00 $3.43 $913.39
4 $913.39 $302.75 $0.00 $5.16 $1,221.30
5 $1,221.30 $302.75 $0.00 $6.91 $1,530.96
6 $1,530.96 $302.75 $0.00 $8.66 $1,842.37
7 $1,842.37 $302.75 $0.00 $10.42 $2,155.54
8 $2,155.54 $302.75 $0.00 $12.19 $2,470.48
9 $2,470.48 $302.75 $0.00 $13.97 $2,787.20
10 $2,787.20 $302.75 $0.00 $15.76 $3,105.71
11 $3,105.71 $302.75 $0.00 $17.56 $3,426.02
12 $3,426.02 $302.75 $0.00 $19.37 $3,748.14
13 $3,748.14 $302.75 $0.00 $21.19 $4,072.08
14 $4,072.08 $302.75 $0.00 $23.02 $4,397.85
15 $4,397.85 $302.75 $0.00 $24.87 $4,725.47
16 $4,725.47 $302.75 $0.00 $26.72 $5,054.94
17 $5,054.94 $302.75 $0.00 $28.58 $5,386.27
18 $5,386.27 $302.75 $0.00 $30.45 $5,719.47
19 $5,719.47 $302.75 $0.00 $32.34 $6,054.56
20 $6,054.56 $302.75 $0.00 $34.23 $6,391.54
21 $6,391.54 $302.75 $0.00 $36.14 $6,730.43
22 $6,730.43 $302.75 $0.00 $38.05 $7,071.23
23 $7,071.23 $302.75 $0.00 $39.98 $7,413.96
24 $7,413.96 $302.75 $0.00 $41.92 $7,758.63
25 $7,758.63 $302.75 $0.00 $43.87 $8,105.25
26 $8,105.25 $302.75 $0.00 $45.83 $8,453.83
27 $8,453.83 $302.75 $0.00 $47.80 $8,804.38
28 $8,804.38 $302.75 $0.00 $49.78 $9,156.91
29 $9,156.91 $302.75 $0.00 $51.77 $9,511.43
30 $9,511.43 $302.75 $0.00 $53.78 $9,867.96
31 $9,867.96 $302.75 $0.00 $55.79 $10,226.50
32 $10,226.50 $302.75 $0.00 $57.82 $10,587.07
33 $10,587.07 $302.75 $0.00 $59.86 $10,949.68
34 $10,949.68 $302.75 $0.00 $61.91 $11,314.34
35 $11,314.34 $302.75 $0.00 $63.97 $11,681.06
36 $11,681.06 $302.75 $0.00 $66.05 $12,049.86
37 $12,049.86 $302.75 $0.00 $68.13 $12,420.74
38 $12,420.74 $302.75 $0.00 $70.23 $12,793.72
39 $12,793.72 $302.75 $0.00 $72.34 $13,168.81
40 $13,168.81 $302.75 $0.00 $74.46 $13,546.02
41 $13,546.02 $302.75 $0.00 $76.59 $13,925.36
42 $13,925.36 $302.75 $0.00 $78.74 $14,306.85
43 $14,306.85 $302.75 $0.00 $80.89 $14,690.49
44 $14,690.49 $302.75 $0.00 $83.06 $15,076.30
45 $15,076.30 $302.75 $0.00 $85.24 $15,464.29
46 $15,464.29 $302.75 $0.00 $87.44 $15,854.48
47 $15,854.48 $302.75 $0.00 $89.64 $16,246.87
48 $16,246.87 $302.75 $0.00 $91.86 $16,641.48
49 $16,641.48 $302.75 $0.00 $94.09 $17,038.32
50 $17,038.32 $302.75 $0.00 $96.34 $17,437.41
51 $17,437.41 $302.75 $0.00 $98.59 $17,838.75
52 $17,838.75 $302.75 $0.00 $100.86 $18,242.36
53 $18,242.36 $302.75 $0.00 $103.14 $18,648.25
54 $18,648.25 $302.75 $0.00 $105.44 $19,056.44
55 $19,056.44 $302.75 $0.00 $107.75 $19,466.94
56 $19,466.94 $302.75 $0.00 $110.07 $19,879.76
57 $19,879.76 $302.75 $0.00 $112.40 $20,294.91
58 $20,294.91 $302.75 $0.00 $114.75 $20,712.41
59 $20,712.41 $302.75 $0.00 $117.11 $21,132.27
60 $21,132.27 $302.75 $0.00 $119.48 $21,554.50
61 $21,554.50 $302.75 $0.00 $121.87 $21,979.12
62 $21,979.12 $302.75 $0.00 $124.27 $22,406.14
63 $22,406.14 $302.75 $0.00 $126.69 $22,835.58
64 $22,835.58 $302.75 $0.00 $129.12 $23,267.45
65 $23,267.45 $302.75 $0.00 $131.56 $23,701.76
66 $23,701.76 $302.75 $0.00 $134.01 $24,138.52
67 $24,138.52 $302.75 $0.00 $136.48 $24,577.75
68 $24,577.75 $302.75 $0.00 $138.97 $25,019.47
69 $25,019.47 $302.75 $0.00 $141.46 $25,463.68
70 $25,463.68 $302.75 $0.00 $143.98 $25,910.41
71 $25,910.41 $302.75 $0.00 $146.50 $26,359.66
72 $26,359.66 $302.75 $0.00 $149.04 $26,811.45
73 $26,811.45 $302.75 $0.00 $151.60 $27,265.80
74 $27,265.80 $302.75 $0.00 $154.16 $27,722.71
75 $27,722.71 $302.75 $0.00 $156.75 $28,182.21
76 $28,182.21 $302.75 $0.00 $159.35 $28,644.31
77 $28,644.31 $302.75 $0.00 $161.96 $29,109.02
78 $29,109.02 $302.75 $0.00 $164.59 $29,576.36
79 $29,576.36 $302.75 $0.00 $167.23 $30,046.34
80 $30,046.34 $302.75 $0.00 $169.89 $30,518.98
81 $30,518.98 $302.75 $0.00 $172.56 $30,994.29
82 $30,994.29 $302.75 $0.00 $175.25 $31,472.29
83 $31,472.29 $302.75 $0.00 $177.95 $31,952.99
84 $31,952.99 $302.75 $0.00 $180.67 $32,436.41
85 $32,436.41 $302.75 $0.00 $183.40 $32,922.56
86 $32,922.56 $302.75 $0.00 $186.15 $33,411.46
87 $33,411.46 $302.75 $0.00 $188.91 $33,903.12
88 $33,903.12 $302.75 $0.00 $191.69 $34,397.56
89 $34,397.56 $302.75 $0.00 $194.49 $34,894.80
90 $34,894.80 $302.75 $0.00 $197.30 $35,394.85
91 $35,394.85 $302.75 $0.00 $200.13 $35,897.73
92 $35,897.73 $302.75 $0.00 $202.97 $36,403.45
93 $36,403.45 $302.75 $0.00 $205.83 $36,912.03
94 $36,912.03 $302.75 $0.00 $208.71 $37,423.49
95 $37,423.49 $302.75 $0.00 $211.60 $37,937.84
96 $37,937.84 $302.75 $0.00 $214.51 $38,455.10
97 $38,455.10 $302.75 $0.00 $217.43 $38,975.28
98 $38,975.28 $302.75 $0.00 $220.37 $39,498.40
99 $39,498.40 $302.75 $0.00 $223.33 $40,024.48
100 $40,024.48 $302.75 $0.00 $226.30 $40,553.53
101 $40,553.53 $302.75 $0.00 $229.30 $41,085.58
102 $41,085.58 $302.75 $0.00 $232.30 $41,620.63
103 $41,620.63 $302.75 $0.00 $235.33 $42,158.71
104 $42,158.71 $302.75 $0.00 $238.37 $42,699.83
105 $42,699.83 $302.75 $0.00 $241.43 $43,244.01
106 $43,244.01 $302.75 $0.00 $244.51 $43,791.27
107 $43,791.27 $302.75 $0.00 $247.60 $44,341.62
108 $44,341.62 $302.75 $0.00 $250.71 $44,895.08
109 $44,895.08 $302.75 $0.00 $253.84 $45,451.67
110 $45,451.67 $302.75 $0.00 $256.99 $46,011.41
111 $46,011.41 $302.75 $0.00 $260.16 $46,574.32
112 $46,574.32 $302.75 $0.00 $263.34 $47,140.41
113 $47,140.41 $302.75 $0.00 $266.54 $47,709.70
114 $47,709.70 $302.75 $0.00 $269.76 $48,282.21
115 $48,282.21 $302.75 $0.00 $272.99 $48,857.95
116 $48,857.95 $302.75 $0.00 $276.25 $49,436.95
117 $49,436.95 $302.75 $0.00 $279.52 $50,019.22
118 $50,019.22 $302.75 $0.00 $282.82 $50,604.79
119 $50,604.79 $302.75 $0.00 $286.13 $51,193.67
120 $51,193.67 $302.75 $0.00 $289.46 $51,785.88
121 $51,785.88 $302.75 $0.00 $292.80 $52,381.43
122 $52,381.43 $302.75 $0.00 $296.17 $52,980.35
123 $52,980.35 $302.75 $0.00 $299.56 $53,582.66
124 $53,582.66 $302.75 $0.00 $302.96 $54,188.37
125 $54,188.37 $302.75 $0.00 $306.39 $54,797.51
126 $54,797.51 $302.75 $0.00 $309.83 $55,410.09
127 $55,410.09 $302.75 $0.00 $313.30 $56,026.14
128 $56,026.14 $302.75 $0.00 $316.78 $56,645.67
129 $56,645.67 $302.75 $0.00 $320.28 $57,268.70
130 $57,268.70 $302.75 $0.00 $323.81 $57,895.26
131 $57,895.26 $302.75 $0.00 $327.35 $58,525.36
132 $58,525.36 $302.75 $0.00 $330.91 $59,159.02
133 $59,159.02 $302.75 $0.00 $334.49 $59,796.26
134 $59,796.26 $302.75 $0.00 $338.10 $60,437.11
135 $60,437.11 $302.75 $0.00 $341.72 $61,081.58
136 $61,081.58 $302.75 $0.00 $345.36 $61,729.69
137 $61,729.69 $302.75 $0.00 $349.03 $62,381.47
138 $62,381.47 $302.75 $0.00 $352.71 $63,036.93
139 $63,036.93 $302.75 $0.00 $356.42 $63,696.10
140 $63,696.10 $302.75 $0.00 $360.15 $64,359.00
141 $64,359.00 $302.75 $0.00 $363.90 $65,025.65
142 $65,025.65 $302.75 $0.00 $367.66 $65,696.06
143 $65,696.06 $302.75 $0.00 $371.46 $66,370.27
144 $66,370.27 $302.75 $0.00 $375.27 $67,048.29
145 $67,048.29 $302.75 $0.00 $379.10 $67,730.14
146 $67,730.14 $302.75 $0.00 $382.96 $68,415.85
147 $68,415.85 $302.75 $0.00 $386.83 $69,105.43
148 $69,105.43 $302.75 $0.00 $390.73 $69,798.91
149 $69,798.91 $302.75 $0.00 $394.65 $70,496.31
150 $70,496.31 $302.75 $0.00 $398.60 $71,197.66
151 $71,197.66 $302.75 $0.00 $402.56 $71,902.97
152 $71,902.97 $302.75 $0.00 $406.55 $72,612.27
153 $72,612.27 $302.75 $0.00 $410.56 $73,325.58
154 $73,325.58 $302.75 $0.00 $414.59 $74,042.92
155 $74,042.92 $302.75 $0.00 $418.65 $74,764.32
156 $74,764.32 $302.75 $0.00 $422.73 $75,489.80
157 $75,489.80 $302.75 $0.00 $426.83 $76,219.38
158 $76,219.38 $302.75 $0.00 $430.96 $76,953.09
159 $76,953.09 $302.75 $0.00 $435.10 $77,690.94
160 $77,690.94 $302.75 $0.00 $439.28 $78,432.97
161 $78,432.97 $302.75 $0.00 $443.47 $79,179.19
162 $79,179.19 $302.75 $0.00 $447.69 $79,929.63
163 $79,929.63 $302.75 $0.00 $451.93 $80,684.31
164 $80,684.31 $302.75 $0.00 $456.20 $81,443.26
165 $81,443.26 $302.75 $0.00 $460.49 $82,206.50
166 $82,206.50 $302.75 $0.00 $464.81 $82,974.06
167 $82,974.06 $302.75 $0.00 $469.15 $83,745.96
168 $83,745.96 $302.75 $0.00 $473.51 $84,522.22
169 $84,522.22 $302.75 $0.00 $477.90 $85,302.87
170 $85,302.87 $302.75 $0.00 $482.31 $86,087.93
171 $86,087.93 $302.75 $0.00 $486.75 $86,877.43
172 $86,877.43 $302.75 $0.00 $491.22 $87,671.40
173 $87,671.40 $302.75 $0.00 $495.71 $88,469.86
174 $88,469.86 $302.75 $0.00 $500.22 $89,272.83
175 $89,272.83 $302.75 $0.00 $504.76 $90,080.34
176 $90,080.34 $302.75 $0.00 $509.33 $90,892.42
177 $90,892.42 $302.75 $0.00 $513.92 $91,709.09
178 $91,709.09 $302.75 $0.00 $518.54 $92,530.38
179 $92,530.38 $302.75 $0.00 $523.18 $93,356.31
180 $93,356.31 $302.75 $0.00 $527.85 $94,186.91
181 $94,186.91 $302.75 $0.00 $532.55 $95,022.21
182 $95,022.21 $302.75 $0.00 $537.27 $95,862.23
183 $95,862.23 $302.75 $0.00 $542.02 $96,707.00
184 $96,707.00 $302.75 $0.00 $546.80 $97,556.55
185 $97,556.55 $302.75 $0.00 $551.60 $98,410.90
186 $98,410.90 $302.75 $0.00 $556.43 $99,270.08
187 $99,270.08 $302.75 $0.00 $561.29 $100,134.12
188 $100,134.12 $302.75 $0.00 $566.17 $101,003.04
189 $101,003.04 $302.75 $0.00 $571.09 $101,876.88
190 $101,876.88 $302.75 $0.00 $576.03 $102,755.66
191 $102,755.66 $302.75 $0.00 $581.00 $103,639.41
192 $103,639.41 $302.75 $0.00 $585.99 $104,528.15
193 $104,528.15 $302.75 $0.00 $591.02 $105,421.92
194 $105,421.92 $302.75 $0.00 $596.07 $106,320.74
195 $106,320.74 $302.75 $0.00 $601.15 $107,224.64
196 $107,224.64 $302.75 $0.00 $606.26 $108,133.65
197 $108,133.65 $302.75 $0.00 $611.40 $109,047.80
198 $109,047.80 $302.75 $0.00 $616.57 $109,967.12
199 $109,967.12 $302.75 $0.00 $621.77 $110,891.64
200 $110,891.64 $302.75 $0.00 $627.00 $111,821.39
201 $111,821.39 $302.75 $0.00 $632.25 $112,756.39
202 $112,756.39 $302.75 $0.00 $637.54 $113,696.68
203 $113,696.68 $302.75 $0.00 $642.86 $114,642.29
204 $114,642.29 $302.75 $0.00 $648.20 $115,593.24
205 $115,593.24 $302.75 $0.00 $653.58 $116,549.57
206 $116,549.57 $302.75 $0.00 $658.99 $117,511.31
207 $117,511.31 $302.75 $0.00 $664.43 $118,478.49
208 $118,478.49 $302.75 $0.00 $669.89 $119,451.13
209 $119,451.13 $302.75 $0.00 $675.39 $120,429.27
210 $120,429.27 $302.75 $0.00 $680.92 $121,412.94
211 $121,412.94 $302.75 $0.00 $686.49 $122,402.18
212 $122,402.18 $302.75 $0.00 $692.08 $123,397.01
213 $123,397.01 $302.75 $0.00 $697.70 $124,397.46
214 $124,397.46 $302.75 $0.00 $703.36 $125,403.57
215 $125,403.57 $302.75 $0.00 $709.05 $126,415.37
216 $126,415.37 $302.75 $0.00 $714.77 $127,432.89
217 $127,432.89 $302.75 $66,458.79 $720.52 $61,997.37
218 $61,997.37 $302.75 $0.00 $350.54 $62,650.66
219 $62,650.66 $302.75 $0.00 $354.24 $63,307.65
220 $63,307.65 $302.75 $0.00 $357.95 $63,968.35
221 $63,968.35 $302.75 $0.00 $361.69 $64,632.79
222 $64,632.79 $302.75 $0.00 $365.44 $65,300.98
223 $65,300.98 $302.75 $0.00 $369.22 $65,972.95
224 $65,972.95 $302.75 $0.00 $373.02 $66,648.72
225 $66,648.72 $302.75 $0.00 $376.84 $67,328.31
226 $67,328.31 $302.75 $0.00 $380.68 $68,011.74
227 $68,011.74 $302.75 $0.00 $384.55 $68,699.04
228 $68,699.04 $302.75 $0.00 $388.43 $69,390.22
229 $69,390.22 $0.00 $69,781.73 $392.34 $0.83