Savings Plan and Future Cost Estimation for CUNY City College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$79,666
Monthly savings required$631

How much will it cost to send your child to CUNY City College in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $318,663.70 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $630.62 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$30,721.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $630.62 $0.00 $0.00 $630.62
2 $630.62 $630.62 $0.00 $3.57 $1,264.81
3 $1,264.81 $630.62 $0.00 $7.15 $1,902.58
4 $1,902.58 $630.62 $0.00 $10.76 $2,543.96
5 $2,543.96 $630.62 $0.00 $14.38 $3,188.96
6 $3,188.96 $630.62 $0.00 $18.03 $3,837.61
7 $3,837.61 $630.62 $0.00 $21.70 $4,489.93
8 $4,489.93 $630.62 $0.00 $25.39 $5,145.94
9 $5,145.94 $630.62 $0.00 $29.10 $5,805.66
10 $5,805.66 $630.62 $0.00 $32.83 $6,469.11
11 $6,469.11 $630.62 $0.00 $36.58 $7,136.31
12 $7,136.31 $630.62 $0.00 $40.35 $7,807.28
13 $7,807.28 $630.62 $0.00 $44.14 $8,482.04
14 $8,482.04 $630.62 $0.00 $47.96 $9,160.62
15 $9,160.62 $630.62 $0.00 $51.80 $9,843.04
16 $9,843.04 $630.62 $0.00 $55.65 $10,529.31
17 $10,529.31 $630.62 $0.00 $59.53 $11,219.46
18 $11,219.46 $630.62 $0.00 $63.44 $11,913.52
19 $11,913.52 $630.62 $0.00 $67.36 $12,611.50
20 $12,611.50 $630.62 $0.00 $71.31 $13,313.43
21 $13,313.43 $630.62 $0.00 $75.28 $14,019.33
22 $14,019.33 $630.62 $0.00 $79.27 $14,729.22
23 $14,729.22 $630.62 $0.00 $83.28 $15,443.12
24 $15,443.12 $630.62 $0.00 $87.32 $16,161.06
25 $16,161.06 $630.62 $0.00 $91.38 $16,883.06
26 $16,883.06 $630.62 $0.00 $95.46 $17,609.14
27 $17,609.14 $630.62 $0.00 $99.56 $18,339.32
28 $18,339.32 $630.62 $0.00 $103.69 $19,073.63
29 $19,073.63 $630.62 $0.00 $107.85 $19,812.10
30 $19,812.10 $630.62 $0.00 $112.02 $20,554.74
31 $20,554.74 $630.62 $0.00 $116.22 $21,301.58
32 $21,301.58 $630.62 $0.00 $120.44 $22,052.64
33 $22,052.64 $630.62 $0.00 $124.69 $22,807.95
34 $22,807.95 $630.62 $0.00 $128.96 $23,567.53
35 $23,567.53 $630.62 $0.00 $133.25 $24,331.40
36 $24,331.40 $630.62 $0.00 $137.57 $25,099.59
37 $25,099.59 $630.62 $0.00 $141.92 $25,872.13
38 $25,872.13 $630.62 $0.00 $146.28 $26,649.03
39 $26,649.03 $630.62 $0.00 $150.68 $27,430.33
40 $27,430.33 $630.62 $0.00 $155.10 $28,216.05
41 $28,216.05 $630.62 $0.00 $159.54 $29,006.21
42 $29,006.21 $630.62 $0.00 $164.01 $29,800.84
43 $29,800.84 $630.62 $0.00 $168.50 $30,599.96
44 $30,599.96 $630.62 $0.00 $173.02 $31,403.60
45 $31,403.60 $630.62 $0.00 $177.56 $32,211.78
46 $32,211.78 $630.62 $0.00 $182.13 $33,024.53
47 $33,024.53 $630.62 $0.00 $186.73 $33,841.88
48 $33,841.88 $630.62 $0.00 $191.35 $34,663.85
49 $34,663.85 $630.62 $0.00 $195.99 $35,490.46
50 $35,490.46 $630.62 $0.00 $200.67 $36,321.75
51 $36,321.75 $630.62 $0.00 $205.37 $37,157.74
52 $37,157.74 $630.62 $0.00 $210.10 $37,998.46
53 $37,998.46 $630.62 $0.00 $214.85 $38,843.93
54 $38,843.93 $630.62 $0.00 $219.63 $39,694.18
55 $39,694.18 $630.62 $0.00 $224.44 $40,549.24
56 $40,549.24 $630.62 $0.00 $229.27 $41,409.13
57 $41,409.13 $630.62 $0.00 $234.13 $42,273.88
58 $42,273.88 $630.62 $0.00 $239.02 $43,143.52
59 $43,143.52 $630.62 $0.00 $243.94 $44,018.08
60 $44,018.08 $630.62 $0.00 $248.88 $44,897.58
61 $44,897.58 $630.62 $0.00 $253.86 $45,782.06
62 $45,782.06 $630.62 $0.00 $258.86 $46,671.54
63 $46,671.54 $630.62 $0.00 $263.89 $47,566.05
64 $47,566.05 $630.62 $0.00 $268.95 $48,465.62
65 $48,465.62 $630.62 $0.00 $274.03 $49,370.27
66 $49,370.27 $630.62 $0.00 $279.15 $50,280.04
67 $50,280.04 $630.62 $0.00 $284.29 $51,194.95
68 $51,194.95 $630.62 $0.00 $289.46 $52,115.03
69 $52,115.03 $630.62 $0.00 $294.67 $53,040.32
70 $53,040.32 $630.62 $0.00 $299.90 $53,970.84
71 $53,970.84 $630.62 $0.00 $305.16 $54,906.62
72 $54,906.62 $630.62 $0.00 $310.45 $55,847.69
73 $55,847.69 $630.62 $0.00 $315.77 $56,794.08
74 $56,794.08 $630.62 $0.00 $321.12 $57,745.82
75 $57,745.82 $630.62 $0.00 $326.50 $58,702.94
76 $58,702.94 $630.62 $0.00 $331.91 $59,665.47
77 $59,665.47 $630.62 $0.00 $337.36 $60,633.45
78 $60,633.45 $630.62 $0.00 $342.83 $61,606.90
79 $61,606.90 $630.62 $0.00 $348.33 $62,585.85
80 $62,585.85 $630.62 $0.00 $353.87 $63,570.34
81 $63,570.34 $630.62 $0.00 $359.44 $64,560.40
82 $64,560.40 $630.62 $0.00 $365.03 $65,556.05
83 $65,556.05 $630.62 $0.00 $370.66 $66,557.33
84 $66,557.33 $630.62 $0.00 $376.32 $67,564.27
85 $67,564.27 $630.62 $0.00 $382.02 $68,576.91
86 $68,576.91 $630.62 $0.00 $387.74 $69,595.27
87 $69,595.27 $630.62 $0.00 $393.50 $70,619.39
88 $70,619.39 $630.62 $0.00 $399.29 $71,649.30
89 $71,649.30 $630.62 $0.00 $405.12 $72,685.04
90 $72,685.04 $630.62 $0.00 $410.97 $73,726.63
91 $73,726.63 $630.62 $0.00 $416.86 $74,774.11
92 $74,774.11 $630.62 $0.00 $422.78 $75,827.51
93 $75,827.51 $630.62 $0.00 $428.74 $76,886.87
94 $76,886.87 $630.62 $0.00 $434.73 $77,952.22
95 $77,952.22 $630.62 $0.00 $440.75 $79,023.59
96 $79,023.59 $630.62 $0.00 $446.81 $80,101.02
97 $80,101.02 $630.62 $0.00 $452.90 $81,184.54
98 $81,184.54 $630.62 $0.00 $459.03 $82,274.19
99 $82,274.19 $630.62 $0.00 $465.19 $83,370.00
100 $83,370.00 $630.62 $0.00 $471.39 $84,472.01
101 $84,472.01 $630.62 $0.00 $477.62 $85,580.25
102 $85,580.25 $630.62 $0.00 $483.88 $86,694.75
103 $86,694.75 $630.62 $0.00 $490.18 $87,815.55
104 $87,815.55 $630.62 $0.00 $496.52 $88,942.69
105 $88,942.69 $630.62 $0.00 $502.89 $90,076.20
106 $90,076.20 $630.62 $0.00 $509.30 $91,216.12
107 $91,216.12 $630.62 $0.00 $515.75 $92,362.49
108 $92,362.49 $630.62 $0.00 $522.23 $93,515.34
109 $93,515.34 $630.62 $0.00 $528.75 $94,674.71
110 $94,674.71 $630.62 $0.00 $535.30 $95,840.63
111 $95,840.63 $630.62 $0.00 $541.90 $97,013.15
112 $97,013.15 $630.62 $0.00 $548.53 $98,192.30
113 $98,192.30 $630.62 $0.00 $555.19 $99,378.11
114 $99,378.11 $630.62 $0.00 $561.90 $100,570.63
115 $100,570.63 $630.62 $0.00 $568.64 $101,769.89
116 $101,769.89 $630.62 $0.00 $575.42 $102,975.93
117 $102,975.93 $630.62 $0.00 $582.24 $104,188.79
118 $104,188.79 $630.62 $0.00 $589.10 $105,408.51
119 $105,408.51 $630.62 $0.00 $596.00 $106,635.13
120 $106,635.13 $630.62 $0.00 $602.93 $107,868.68
121 $107,868.68 $630.62 $0.00 $609.91 $109,109.21
122 $109,109.21 $630.62 $0.00 $616.92 $110,356.75
123 $110,356.75 $630.62 $0.00 $623.97 $111,611.34
124 $111,611.34 $630.62 $0.00 $631.07 $112,873.03
125 $112,873.03 $630.62 $0.00 $638.20 $114,141.85
126 $114,141.85 $630.62 $0.00 $645.37 $115,417.84
127 $115,417.84 $630.62 $0.00 $652.59 $116,701.05
128 $116,701.05 $630.62 $0.00 $659.84 $117,991.51
129 $117,991.51 $630.62 $0.00 $667.14 $119,289.27
130 $119,289.27 $630.62 $0.00 $674.48 $120,594.37
131 $120,594.37 $630.62 $0.00 $681.86 $121,906.85
132 $121,906.85 $630.62 $0.00 $689.28 $123,226.75
133 $123,226.75 $630.62 $0.00 $696.74 $124,554.11
134 $124,554.11 $630.62 $0.00 $704.25 $125,888.98
135 $125,888.98 $630.62 $0.00 $711.79 $127,231.39
136 $127,231.39 $630.62 $0.00 $719.38 $128,581.39
137 $128,581.39 $630.62 $0.00 $727.02 $129,939.03
138 $129,939.03 $630.62 $0.00 $734.69 $131,304.34
139 $131,304.34 $630.62 $0.00 $742.41 $132,677.37
140 $132,677.37 $630.62 $0.00 $750.18 $134,058.17
141 $134,058.17 $630.62 $0.00 $757.98 $135,446.77
142 $135,446.77 $630.62 $0.00 $765.84 $136,843.23
143 $136,843.23 $630.62 $0.00 $773.73 $138,247.58
144 $138,247.58 $630.62 $0.00 $781.67 $139,659.87
145 $139,659.87 $630.62 $0.00 $789.66 $141,080.15
146 $141,080.15 $630.62 $0.00 $797.69 $142,508.46
147 $142,508.46 $630.62 $0.00 $805.76 $143,944.84
148 $143,944.84 $630.62 $0.00 $813.89 $145,389.35
149 $145,389.35 $630.62 $0.00 $822.05 $146,842.02
150 $146,842.02 $630.62 $0.00 $830.27 $148,302.91
151 $148,302.91 $630.62 $0.00 $838.53 $149,772.06
152 $149,772.06 $630.62 $0.00 $846.83 $151,249.51
153 $151,249.51 $630.62 $0.00 $855.19 $152,735.32
154 $152,735.32 $630.62 $0.00 $863.59 $154,229.53
155 $154,229.53 $630.62 $0.00 $872.04 $155,732.19
156 $155,732.19 $630.62 $0.00 $880.53 $157,243.34
157 $157,243.34 $630.62 $0.00 $889.08 $158,763.04
158 $158,763.04 $630.62 $0.00 $897.67 $160,291.33
159 $160,291.33 $630.62 $0.00 $906.31 $161,828.26
160 $161,828.26 $630.62 $0.00 $915.00 $163,373.88
161 $163,373.88 $630.62 $0.00 $923.74 $164,928.24
162 $164,928.24 $630.62 $0.00 $932.53 $166,491.39
163 $166,491.39 $630.62 $0.00 $941.37 $168,063.38
164 $168,063.38 $630.62 $0.00 $950.25 $169,644.25
165 $169,644.25 $630.62 $0.00 $959.19 $171,234.06
166 $171,234.06 $630.62 $0.00 $968.18 $172,832.86
167 $172,832.86 $630.62 $0.00 $977.22 $174,440.70
168 $174,440.70 $630.62 $0.00 $986.31 $176,057.63
169 $176,057.63 $630.62 $0.00 $995.46 $177,683.71
170 $177,683.71 $630.62 $0.00 $1,004.65 $179,318.98
171 $179,318.98 $630.62 $0.00 $1,013.90 $180,963.50
172 $180,963.50 $630.62 $0.00 $1,023.19 $182,617.31
173 $182,617.31 $630.62 $0.00 $1,032.54 $184,280.47
174 $184,280.47 $630.62 $0.00 $1,041.95 $185,953.04
175 $185,953.04 $630.62 $0.00 $1,051.41 $187,635.07
176 $187,635.07 $630.62 $0.00 $1,060.92 $189,326.61
177 $189,326.61 $630.62 $0.00 $1,070.48 $191,027.71
178 $191,027.71 $630.62 $0.00 $1,080.10 $192,738.43
179 $192,738.43 $630.62 $0.00 $1,089.77 $194,458.82
180 $194,458.82 $630.62 $0.00 $1,099.50 $196,188.94
181 $196,188.94 $630.62 $0.00 $1,109.28 $197,928.84
182 $197,928.84 $630.62 $0.00 $1,119.12 $199,678.58
183 $199,678.58 $630.62 $0.00 $1,129.01 $201,438.21
184 $201,438.21 $630.62 $0.00 $1,138.96 $203,207.79
185 $203,207.79 $630.62 $0.00 $1,148.97 $204,987.38
186 $204,987.38 $630.62 $0.00 $1,159.03 $206,777.03
187 $206,777.03 $630.62 $0.00 $1,169.15 $208,576.80
188 $208,576.80 $630.62 $0.00 $1,179.32 $210,386.74
189 $210,386.74 $630.62 $0.00 $1,189.56 $212,206.92
190 $212,206.92 $630.62 $0.00 $1,199.85 $214,037.39
191 $214,037.39 $630.62 $0.00 $1,210.20 $215,878.21
192 $215,878.21 $630.62 $0.00 $1,220.61 $217,729.44
193 $217,729.44 $630.62 $0.00 $1,231.07 $219,591.13
194 $219,591.13 $630.62 $0.00 $1,241.60 $221,463.35
195 $221,463.35 $630.62 $0.00 $1,252.19 $223,346.16
196 $223,346.16 $630.62 $0.00 $1,262.83 $225,239.61
197 $225,239.61 $630.62 $0.00 $1,273.54 $227,143.77
198 $227,143.77 $630.62 $0.00 $1,284.30 $229,058.69
199 $229,058.69 $630.62 $0.00 $1,295.13 $230,984.44
200 $230,984.44 $630.62 $0.00 $1,306.02 $232,921.08
201 $232,921.08 $630.62 $0.00 $1,316.97 $234,868.67
202 $234,868.67 $630.62 $0.00 $1,327.98 $236,827.27
203 $236,827.27 $630.62 $0.00 $1,339.06 $238,796.95
204 $238,796.95 $630.62 $0.00 $1,350.19 $240,777.76
205 $240,777.76 $630.62 $0.00 $1,361.39 $242,769.77
206 $242,769.77 $630.62 $0.00 $1,372.66 $244,773.05
207 $244,773.05 $630.62 $0.00 $1,383.98 $246,787.65
208 $246,787.65 $630.62 $0.00 $1,395.37 $248,813.64
209 $248,813.64 $630.62 $0.00 $1,406.83 $250,851.09
210 $250,851.09 $630.62 $0.00 $1,418.35 $252,900.06
211 $252,900.06 $630.62 $0.00 $1,429.93 $254,960.61
212 $254,960.61 $630.62 $0.00 $1,441.58 $257,032.81
213 $257,032.81 $630.62 $0.00 $1,453.30 $259,116.73
214 $259,116.73 $630.62 $0.00 $1,465.08 $261,212.43
215 $261,212.43 $630.62 $0.00 $1,476.93 $263,319.98
216 $263,319.98 $630.62 $0.00 $1,488.85 $265,439.45
217 $265,439.45 $630.62 $73,933.75 $1,500.83 $193,637.15
218 $193,637.15 $630.62 $0.00 $1,094.85 $195,362.62
219 $195,362.62 $630.62 $0.00 $1,104.61 $197,097.85
220 $197,097.85 $630.62 $0.00 $1,114.42 $198,842.89
221 $198,842.89 $630.62 $0.00 $1,124.29 $200,597.80
222 $200,597.80 $630.62 $0.00 $1,134.21 $202,362.63
223 $202,362.63 $630.62 $0.00 $1,144.19 $204,137.44
224 $204,137.44 $630.62 $0.00 $1,154.22 $205,922.28
225 $205,922.28 $630.62 $0.00 $1,164.31 $207,717.21
226 $207,717.21 $630.62 $0.00 $1,174.46 $209,522.29
227 $209,522.29 $630.62 $0.00 $1,184.67 $211,337.58
228 $211,337.58 $630.62 $0.00 $1,194.93 $213,163.13
229 $213,163.13 $630.62 $77,630.44 $1,205.26 $137,368.57
230 $137,368.57 $630.62 $0.00 $776.70 $138,775.89
231 $138,775.89 $630.62 $0.00 $784.66 $140,191.17
232 $140,191.17 $630.62 $0.00 $792.66 $141,614.45
233 $141,614.45 $630.62 $0.00 $800.71 $143,045.78
234 $143,045.78 $630.62 $0.00 $808.80 $144,485.20
235 $144,485.20 $630.62 $0.00 $816.94 $145,932.76
236 $145,932.76 $630.62 $0.00 $825.13 $147,388.51
237 $147,388.51 $630.62 $0.00 $833.36 $148,852.49
238 $148,852.49 $630.62 $0.00 $841.63 $150,324.74
239 $150,324.74 $630.62 $0.00 $849.96 $151,805.32
240 $151,805.32 $630.62 $0.00 $858.33 $153,294.27
241 $153,294.27 $630.62 $81,511.96 $866.75 $73,279.68
242 $73,279.68 $630.62 $0.00 $414.33 $74,324.63
243 $74,324.63 $630.62 $0.00 $420.24 $75,375.49
244 $75,375.49 $630.62 $0.00 $426.18 $76,432.29
245 $76,432.29 $630.62 $0.00 $432.16 $77,495.07
246 $77,495.07 $630.62 $0.00 $438.17 $78,563.86
247 $78,563.86 $630.62 $0.00 $444.21 $79,638.69
248 $79,638.69 $630.62 $0.00 $450.29 $80,719.60
249 $80,719.60 $630.62 $0.00 $456.40 $81,806.62
250 $81,806.62 $630.62 $0.00 $462.55 $82,899.79
251 $82,899.79 $630.62 $0.00 $468.73 $83,999.14
252 $83,999.14 $630.62 $0.00 $474.94 $85,104.70
253 $85,104.70 $0.00 $85,587.56 $481.19 ($1.67)