Savings Plan and Future Cost Estimation for CUNY Hostos Community College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$73,150
Monthly savings required$325

How much will it cost to send your child to CUNY Hostos Community College in 18 years and how much do you need to save?  A 2 year degree is estimated to be priced at $146,300.07 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $325.10 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$29,654.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment2

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $325.10 $0.00 $0.00 $325.10
2 $325.10 $325.10 $0.00 $1.84 $652.04
3 $652.04 $325.10 $0.00 $3.69 $980.83
4 $980.83 $325.10 $0.00 $5.55 $1,311.48
5 $1,311.48 $325.10 $0.00 $7.42 $1,644.00
6 $1,644.00 $325.10 $0.00 $9.30 $1,978.40
7 $1,978.40 $325.10 $0.00 $11.19 $2,314.69
8 $2,314.69 $325.10 $0.00 $13.09 $2,652.88
9 $2,652.88 $325.10 $0.00 $15.00 $2,992.98
10 $2,992.98 $325.10 $0.00 $16.92 $3,335.00
11 $3,335.00 $325.10 $0.00 $18.86 $3,678.96
12 $3,678.96 $325.10 $0.00 $20.80 $4,024.86
13 $4,024.86 $325.10 $0.00 $22.76 $4,372.72
14 $4,372.72 $325.10 $0.00 $24.72 $4,722.54
15 $4,722.54 $325.10 $0.00 $26.70 $5,074.34
16 $5,074.34 $325.10 $0.00 $28.69 $5,428.13
17 $5,428.13 $325.10 $0.00 $30.69 $5,783.92
18 $5,783.92 $325.10 $0.00 $32.70 $6,141.72
19 $6,141.72 $325.10 $0.00 $34.73 $6,501.55
20 $6,501.55 $325.10 $0.00 $36.76 $6,863.41
21 $6,863.41 $325.10 $0.00 $38.81 $7,227.32
22 $7,227.32 $325.10 $0.00 $40.86 $7,593.28
23 $7,593.28 $325.10 $0.00 $42.93 $7,961.31
24 $7,961.31 $325.10 $0.00 $45.01 $8,331.42
25 $8,331.42 $325.10 $0.00 $47.11 $8,703.63
26 $8,703.63 $325.10 $0.00 $49.21 $9,077.94
27 $9,077.94 $325.10 $0.00 $51.33 $9,454.37
28 $9,454.37 $325.10 $0.00 $53.46 $9,832.93
29 $9,832.93 $325.10 $0.00 $55.60 $10,213.63
30 $10,213.63 $325.10 $0.00 $57.75 $10,596.48
31 $10,596.48 $325.10 $0.00 $59.91 $10,981.49
32 $10,981.49 $325.10 $0.00 $62.09 $11,368.68
33 $11,368.68 $325.10 $0.00 $64.28 $11,758.06
34 $11,758.06 $325.10 $0.00 $66.48 $12,149.64
35 $12,149.64 $325.10 $0.00 $68.70 $12,543.44
36 $12,543.44 $325.10 $0.00 $70.92 $12,939.46
37 $12,939.46 $325.10 $0.00 $73.16 $13,337.72
38 $13,337.72 $325.10 $0.00 $75.41 $13,738.23
39 $13,738.23 $325.10 $0.00 $77.68 $14,141.01
40 $14,141.01 $325.10 $0.00 $79.96 $14,546.07
41 $14,546.07 $325.10 $0.00 $82.25 $14,953.42
42 $14,953.42 $325.10 $0.00 $84.55 $15,363.07
43 $15,363.07 $325.10 $0.00 $86.87 $15,775.04
44 $15,775.04 $325.10 $0.00 $89.19 $16,189.33
45 $16,189.33 $325.10 $0.00 $91.54 $16,605.97
46 $16,605.97 $325.10 $0.00 $93.89 $17,024.96
47 $17,024.96 $325.10 $0.00 $96.26 $17,446.32
48 $17,446.32 $325.10 $0.00 $98.64 $17,870.06
49 $17,870.06 $325.10 $0.00 $101.04 $18,296.20
50 $18,296.20 $325.10 $0.00 $103.45 $18,724.75
51 $18,724.75 $325.10 $0.00 $105.87 $19,155.72
52 $19,155.72 $325.10 $0.00 $108.31 $19,589.13
53 $19,589.13 $325.10 $0.00 $110.76 $20,024.99
54 $20,024.99 $325.10 $0.00 $113.22 $20,463.31
55 $20,463.31 $325.10 $0.00 $115.70 $20,904.11
56 $20,904.11 $325.10 $0.00 $118.19 $21,347.40
57 $21,347.40 $325.10 $0.00 $120.70 $21,793.20
58 $21,793.20 $325.10 $0.00 $123.22 $22,241.52
59 $22,241.52 $325.10 $0.00 $125.76 $22,692.38
60 $22,692.38 $325.10 $0.00 $128.31 $23,145.79
61 $23,145.79 $325.10 $0.00 $130.87 $23,601.76
62 $23,601.76 $325.10 $0.00 $133.45 $24,060.31
63 $24,060.31 $325.10 $0.00 $136.04 $24,521.45
64 $24,521.45 $325.10 $0.00 $138.65 $24,985.20
65 $24,985.20 $325.10 $0.00 $141.27 $25,451.57
66 $25,451.57 $325.10 $0.00 $143.91 $25,920.58
67 $25,920.58 $325.10 $0.00 $146.56 $26,392.24
68 $26,392.24 $325.10 $0.00 $149.23 $26,866.57
69 $26,866.57 $325.10 $0.00 $151.91 $27,343.58
70 $27,343.58 $325.10 $0.00 $154.60 $27,823.28
71 $27,823.28 $325.10 $0.00 $157.32 $28,305.70
72 $28,305.70 $325.10 $0.00 $160.04 $28,790.84
73 $28,790.84 $325.10 $0.00 $162.79 $29,278.73
74 $29,278.73 $325.10 $0.00 $165.55 $29,769.38
75 $29,769.38 $325.10 $0.00 $168.32 $30,262.80
76 $30,262.80 $325.10 $0.00 $171.11 $30,759.01
77 $30,759.01 $325.10 $0.00 $173.92 $31,258.03
78 $31,258.03 $325.10 $0.00 $176.74 $31,759.87
79 $31,759.87 $325.10 $0.00 $179.57 $32,264.54
80 $32,264.54 $325.10 $0.00 $182.43 $32,772.07
81 $32,772.07 $325.10 $0.00 $185.30 $33,282.47
82 $33,282.47 $325.10 $0.00 $188.18 $33,795.75
83 $33,795.75 $325.10 $0.00 $191.09 $34,311.94
84 $34,311.94 $325.10 $0.00 $194.00 $34,831.04
85 $34,831.04 $325.10 $0.00 $196.94 $35,353.08
86 $35,353.08 $325.10 $0.00 $199.89 $35,878.07
87 $35,878.07 $325.10 $0.00 $202.86 $36,406.03
88 $36,406.03 $325.10 $0.00 $205.84 $36,936.97
89 $36,936.97 $325.10 $0.00 $208.85 $37,470.92
90 $37,470.92 $325.10 $0.00 $211.87 $38,007.89
91 $38,007.89 $325.10 $0.00 $214.90 $38,547.89
92 $38,547.89 $325.10 $0.00 $217.96 $39,090.95
93 $39,090.95 $325.10 $0.00 $221.03 $39,637.08
94 $39,637.08 $325.10 $0.00 $224.11 $40,186.29
95 $40,186.29 $325.10 $0.00 $227.22 $40,738.61
96 $40,738.61 $325.10 $0.00 $230.34 $41,294.05
97 $41,294.05 $325.10 $0.00 $233.48 $41,852.63
98 $41,852.63 $325.10 $0.00 $236.64 $42,414.37
99 $42,414.37 $325.10 $0.00 $239.82 $42,979.29
100 $42,979.29 $325.10 $0.00 $243.01 $43,547.40
101 $43,547.40 $325.10 $0.00 $246.22 $44,118.72
102 $44,118.72 $325.10 $0.00 $249.45 $44,693.27
103 $44,693.27 $325.10 $0.00 $252.70 $45,271.07
104 $45,271.07 $325.10 $0.00 $255.97 $45,852.14
105 $45,852.14 $325.10 $0.00 $259.25 $46,436.49
106 $46,436.49 $325.10 $0.00 $262.56 $47,024.15
107 $47,024.15 $325.10 $0.00 $265.88 $47,615.13
108 $47,615.13 $325.10 $0.00 $269.22 $48,209.45
109 $48,209.45 $325.10 $0.00 $272.58 $48,807.13
110 $48,807.13 $325.10 $0.00 $275.96 $49,408.19
111 $49,408.19 $325.10 $0.00 $279.36 $50,012.65
112 $50,012.65 $325.10 $0.00 $282.78 $50,620.53
113 $50,620.53 $325.10 $0.00 $286.22 $51,231.85
114 $51,231.85 $325.10 $0.00 $289.67 $51,846.62
115 $51,846.62 $325.10 $0.00 $293.15 $52,464.87
116 $52,464.87 $325.10 $0.00 $296.64 $53,086.61
117 $53,086.61 $325.10 $0.00 $300.16 $53,711.87
118 $53,711.87 $325.10 $0.00 $303.69 $54,340.66
119 $54,340.66 $325.10 $0.00 $307.25 $54,973.01
120 $54,973.01 $325.10 $0.00 $310.83 $55,608.94
121 $55,608.94 $325.10 $0.00 $314.42 $56,248.46
122 $56,248.46 $325.10 $0.00 $318.04 $56,891.60
123 $56,891.60 $325.10 $0.00 $321.67 $57,538.37
124 $57,538.37 $325.10 $0.00 $325.33 $58,188.80
125 $58,188.80 $325.10 $0.00 $329.01 $58,842.91
126 $58,842.91 $325.10 $0.00 $332.71 $59,500.72
127 $59,500.72 $325.10 $0.00 $336.43 $60,162.25
128 $60,162.25 $325.10 $0.00 $340.17 $60,827.52
129 $60,827.52 $325.10 $0.00 $343.93 $61,496.55
130 $61,496.55 $325.10 $0.00 $347.71 $62,169.36
131 $62,169.36 $325.10 $0.00 $351.51 $62,845.97
132 $62,845.97 $325.10 $0.00 $355.34 $63,526.41
133 $63,526.41 $325.10 $0.00 $359.19 $64,210.70
134 $64,210.70 $325.10 $0.00 $363.06 $64,898.86
135 $64,898.86 $325.10 $0.00 $366.95 $65,590.91
136 $65,590.91 $325.10 $0.00 $370.86 $66,286.87
137 $66,286.87 $325.10 $0.00 $374.80 $66,986.77
138 $66,986.77 $325.10 $0.00 $378.75 $67,690.62
139 $67,690.62 $325.10 $0.00 $382.73 $68,398.45
140 $68,398.45 $325.10 $0.00 $386.73 $69,110.28
141 $69,110.28 $325.10 $0.00 $390.76 $69,826.14
142 $69,826.14 $325.10 $0.00 $394.81 $70,546.05
143 $70,546.05 $325.10 $0.00 $398.88 $71,270.03
144 $71,270.03 $325.10 $0.00 $402.97 $71,998.10
145 $71,998.10 $325.10 $0.00 $407.09 $72,730.29
146 $72,730.29 $325.10 $0.00 $411.23 $73,466.62
147 $73,466.62 $325.10 $0.00 $415.39 $74,207.11
148 $74,207.11 $325.10 $0.00 $419.58 $74,951.79
149 $74,951.79 $325.10 $0.00 $423.79 $75,700.68
150 $75,700.68 $325.10 $0.00 $428.02 $76,453.80
151 $76,453.80 $325.10 $0.00 $432.28 $77,211.18
152 $77,211.18 $325.10 $0.00 $436.56 $77,972.84
153 $77,972.84 $325.10 $0.00 $440.87 $78,738.81
154 $78,738.81 $325.10 $0.00 $445.20 $79,509.11
155 $79,509.11 $325.10 $0.00 $449.56 $80,283.77
156 $80,283.77 $325.10 $0.00 $453.94 $81,062.81
157 $81,062.81 $325.10 $0.00 $458.34 $81,846.25
158 $81,846.25 $325.10 $0.00 $462.77 $82,634.12
159 $82,634.12 $325.10 $0.00 $467.23 $83,426.45
160 $83,426.45 $325.10 $0.00 $471.71 $84,223.26
161 $84,223.26 $325.10 $0.00 $476.21 $85,024.57
162 $85,024.57 $325.10 $0.00 $480.74 $85,830.41
163 $85,830.41 $325.10 $0.00 $485.30 $86,640.81
164 $86,640.81 $325.10 $0.00 $489.88 $87,455.79
165 $87,455.79 $325.10 $0.00 $494.49 $88,275.38
166 $88,275.38 $325.10 $0.00 $499.12 $89,099.60
167 $89,099.60 $325.10 $0.00 $503.78 $89,928.48
168 $89,928.48 $325.10 $0.00 $508.47 $90,762.05
169 $90,762.05 $325.10 $0.00 $513.18 $91,600.33
170 $91,600.33 $325.10 $0.00 $517.92 $92,443.35
171 $92,443.35 $325.10 $0.00 $522.69 $93,291.14
172 $93,291.14 $325.10 $0.00 $527.48 $94,143.72
173 $94,143.72 $325.10 $0.00 $532.30 $95,001.12
174 $95,001.12 $325.10 $0.00 $537.15 $95,863.37
175 $95,863.37 $325.10 $0.00 $542.03 $96,730.50
176 $96,730.50 $325.10 $0.00 $546.93 $97,602.53
177 $97,602.53 $325.10 $0.00 $551.86 $98,479.49
178 $98,479.49 $325.10 $0.00 $556.82 $99,361.41
179 $99,361.41 $325.10 $0.00 $561.80 $100,248.31
180 $100,248.31 $325.10 $0.00 $566.82 $101,140.23
181 $101,140.23 $325.10 $0.00 $571.86 $102,037.19
182 $102,037.19 $325.10 $0.00 $576.93 $102,939.22
183 $102,939.22 $325.10 $0.00 $582.03 $103,846.35
184 $103,846.35 $325.10 $0.00 $587.16 $104,758.61
185 $104,758.61 $325.10 $0.00 $592.32 $105,676.03
186 $105,676.03 $325.10 $0.00 $597.51 $106,598.64
187 $106,598.64 $325.10 $0.00 $602.72 $107,526.46
188 $107,526.46 $325.10 $0.00 $607.97 $108,459.53
189 $108,459.53 $325.10 $0.00 $613.25 $109,397.88
190 $109,397.88 $325.10 $0.00 $618.55 $110,341.53
191 $110,341.53 $325.10 $0.00 $623.89 $111,290.52
192 $111,290.52 $325.10 $0.00 $629.25 $112,244.87
193 $112,244.87 $325.10 $0.00 $634.65 $113,204.62
194 $113,204.62 $325.10 $0.00 $640.08 $114,169.80
195 $114,169.80 $325.10 $0.00 $645.53 $115,140.43
196 $115,140.43 $325.10 $0.00 $651.02 $116,116.55
197 $116,116.55 $325.10 $0.00 $656.54 $117,098.19
198 $117,098.19 $325.10 $0.00 $662.09 $118,085.38
199 $118,085.38 $325.10 $0.00 $667.67 $119,078.15
200 $119,078.15 $325.10 $0.00 $673.29 $120,076.54
201 $120,076.54 $325.10 $0.00 $678.93 $121,080.57
202 $121,080.57 $325.10 $0.00 $684.61 $122,090.28
203 $122,090.28 $325.10 $0.00 $690.32 $123,105.70
204 $123,105.70 $325.10 $0.00 $696.06 $124,126.86
205 $124,126.86 $325.10 $0.00 $701.83 $125,153.79
206 $125,153.79 $325.10 $0.00 $707.64 $126,186.53
207 $126,186.53 $325.10 $0.00 $713.48 $127,225.11
208 $127,225.11 $325.10 $0.00 $719.35 $128,269.56
209 $128,269.56 $325.10 $0.00 $725.25 $129,319.91
210 $129,319.91 $325.10 $0.00 $731.19 $130,376.20
211 $130,376.20 $325.10 $0.00 $737.17 $131,438.47
212 $131,438.47 $325.10 $0.00 $743.17 $132,506.74
213 $132,506.74 $325.10 $0.00 $749.21 $133,581.05
214 $133,581.05 $325.10 $0.00 $755.29 $134,661.44
215 $134,661.44 $325.10 $0.00 $761.40 $135,747.94
216 $135,747.94 $325.10 $0.00 $767.54 $136,840.58
217 $136,840.58 $325.10 $71,365.89 $773.72 $66,573.51
218 $66,573.51 $325.10 $0.00 $376.42 $67,275.03
219 $67,275.03 $325.10 $0.00 $380.38 $67,980.51
220 $67,980.51 $325.10 $0.00 $384.37 $68,689.98
221 $68,689.98 $325.10 $0.00 $388.38 $69,403.46
222 $69,403.46 $325.10 $0.00 $392.42 $70,120.98
223 $70,120.98 $325.10 $0.00 $396.47 $70,842.55
224 $70,842.55 $325.10 $0.00 $400.55 $71,568.20
225 $71,568.20 $325.10 $0.00 $404.66 $72,297.96
226 $72,297.96 $325.10 $0.00 $408.78 $73,031.84
227 $73,031.84 $325.10 $0.00 $412.93 $73,769.87
228 $73,769.87 $325.10 $0.00 $417.11 $74,512.08
229 $74,512.08 $0.00 $74,934.18 $421.30 ($0.80)