How much will it cost and what do you need to save?
| Estimated Annual Cost in 2040 | $73,150 |
| Monthly savings required | $325 |
How much will it cost to send your child to CUNY Hostos Community College in 18 years and how much do you need to save? A 2 year degree is estimated to be priced at $146,300.07 for students enrolling in 2040 if tuition increases average 5% per year until then. Assuming you have no current college savings, monthly deposits of $325.10 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.
| Current Annual Cost | $29,654.00 |
| Years until enrollment | 18 |
| Annual Tuition Increase | 5% |
| Current Savings | $0.00 |
| After Tax Return on Savings | 7% |
| Years of enrollment | 2 |
Discover how much will you need to start saving now to afford CUNY Hostos Community College in the future.
| Month | Begin | Deposit | Withdraw | Interest | End |
|---|---|---|---|---|---|
| 1 | $0.00 | $325.10 | $0.00 | $0.00 | $325.10 |
| 2 | $325.10 | $325.10 | $0.00 | $1.84 | $652.04 |
| 3 | $652.04 | $325.10 | $0.00 | $3.69 | $980.83 |
| 4 | $980.83 | $325.10 | $0.00 | $5.55 | $1,311.48 |
| 5 | $1,311.48 | $325.10 | $0.00 | $7.42 | $1,644.00 |
| 6 | $1,644.00 | $325.10 | $0.00 | $9.30 | $1,978.40 |
| 7 | $1,978.40 | $325.10 | $0.00 | $11.19 | $2,314.69 |
| 8 | $2,314.69 | $325.10 | $0.00 | $13.09 | $2,652.88 |
| 9 | $2,652.88 | $325.10 | $0.00 | $15.00 | $2,992.98 |
| 10 | $2,992.98 | $325.10 | $0.00 | $16.92 | $3,335.00 |
| 11 | $3,335.00 | $325.10 | $0.00 | $18.86 | $3,678.96 |
| 12 | $3,678.96 | $325.10 | $0.00 | $20.80 | $4,024.86 |
| 13 | $4,024.86 | $325.10 | $0.00 | $22.76 | $4,372.72 |
| 14 | $4,372.72 | $325.10 | $0.00 | $24.72 | $4,722.54 |
| 15 | $4,722.54 | $325.10 | $0.00 | $26.70 | $5,074.34 |
| 16 | $5,074.34 | $325.10 | $0.00 | $28.69 | $5,428.13 |
| 17 | $5,428.13 | $325.10 | $0.00 | $30.69 | $5,783.92 |
| 18 | $5,783.92 | $325.10 | $0.00 | $32.70 | $6,141.72 |
| 19 | $6,141.72 | $325.10 | $0.00 | $34.73 | $6,501.55 |
| 20 | $6,501.55 | $325.10 | $0.00 | $36.76 | $6,863.41 |
| 21 | $6,863.41 | $325.10 | $0.00 | $38.81 | $7,227.32 |
| 22 | $7,227.32 | $325.10 | $0.00 | $40.86 | $7,593.28 |
| 23 | $7,593.28 | $325.10 | $0.00 | $42.93 | $7,961.31 |
| 24 | $7,961.31 | $325.10 | $0.00 | $45.01 | $8,331.42 |
| 25 | $8,331.42 | $325.10 | $0.00 | $47.11 | $8,703.63 |
| 26 | $8,703.63 | $325.10 | $0.00 | $49.21 | $9,077.94 |
| 27 | $9,077.94 | $325.10 | $0.00 | $51.33 | $9,454.37 |
| 28 | $9,454.37 | $325.10 | $0.00 | $53.46 | $9,832.93 |
| 29 | $9,832.93 | $325.10 | $0.00 | $55.60 | $10,213.63 |
| 30 | $10,213.63 | $325.10 | $0.00 | $57.75 | $10,596.48 |
| 31 | $10,596.48 | $325.10 | $0.00 | $59.91 | $10,981.49 |
| 32 | $10,981.49 | $325.10 | $0.00 | $62.09 | $11,368.68 |
| 33 | $11,368.68 | $325.10 | $0.00 | $64.28 | $11,758.06 |
| 34 | $11,758.06 | $325.10 | $0.00 | $66.48 | $12,149.64 |
| 35 | $12,149.64 | $325.10 | $0.00 | $68.70 | $12,543.44 |
| 36 | $12,543.44 | $325.10 | $0.00 | $70.92 | $12,939.46 |
| 37 | $12,939.46 | $325.10 | $0.00 | $73.16 | $13,337.72 |
| 38 | $13,337.72 | $325.10 | $0.00 | $75.41 | $13,738.23 |
| 39 | $13,738.23 | $325.10 | $0.00 | $77.68 | $14,141.01 |
| 40 | $14,141.01 | $325.10 | $0.00 | $79.96 | $14,546.07 |
| 41 | $14,546.07 | $325.10 | $0.00 | $82.25 | $14,953.42 |
| 42 | $14,953.42 | $325.10 | $0.00 | $84.55 | $15,363.07 |
| 43 | $15,363.07 | $325.10 | $0.00 | $86.87 | $15,775.04 |
| 44 | $15,775.04 | $325.10 | $0.00 | $89.19 | $16,189.33 |
| 45 | $16,189.33 | $325.10 | $0.00 | $91.54 | $16,605.97 |
| 46 | $16,605.97 | $325.10 | $0.00 | $93.89 | $17,024.96 |
| 47 | $17,024.96 | $325.10 | $0.00 | $96.26 | $17,446.32 |
| 48 | $17,446.32 | $325.10 | $0.00 | $98.64 | $17,870.06 |
| 49 | $17,870.06 | $325.10 | $0.00 | $101.04 | $18,296.20 |
| 50 | $18,296.20 | $325.10 | $0.00 | $103.45 | $18,724.75 |
| 51 | $18,724.75 | $325.10 | $0.00 | $105.87 | $19,155.72 |
| 52 | $19,155.72 | $325.10 | $0.00 | $108.31 | $19,589.13 |
| 53 | $19,589.13 | $325.10 | $0.00 | $110.76 | $20,024.99 |
| 54 | $20,024.99 | $325.10 | $0.00 | $113.22 | $20,463.31 |
| 55 | $20,463.31 | $325.10 | $0.00 | $115.70 | $20,904.11 |
| 56 | $20,904.11 | $325.10 | $0.00 | $118.19 | $21,347.40 |
| 57 | $21,347.40 | $325.10 | $0.00 | $120.70 | $21,793.20 |
| 58 | $21,793.20 | $325.10 | $0.00 | $123.22 | $22,241.52 |
| 59 | $22,241.52 | $325.10 | $0.00 | $125.76 | $22,692.38 |
| 60 | $22,692.38 | $325.10 | $0.00 | $128.31 | $23,145.79 |
| 61 | $23,145.79 | $325.10 | $0.00 | $130.87 | $23,601.76 |
| 62 | $23,601.76 | $325.10 | $0.00 | $133.45 | $24,060.31 |
| 63 | $24,060.31 | $325.10 | $0.00 | $136.04 | $24,521.45 |
| 64 | $24,521.45 | $325.10 | $0.00 | $138.65 | $24,985.20 |
| 65 | $24,985.20 | $325.10 | $0.00 | $141.27 | $25,451.57 |
| 66 | $25,451.57 | $325.10 | $0.00 | $143.91 | $25,920.58 |
| 67 | $25,920.58 | $325.10 | $0.00 | $146.56 | $26,392.24 |
| 68 | $26,392.24 | $325.10 | $0.00 | $149.23 | $26,866.57 |
| 69 | $26,866.57 | $325.10 | $0.00 | $151.91 | $27,343.58 |
| 70 | $27,343.58 | $325.10 | $0.00 | $154.60 | $27,823.28 |
| 71 | $27,823.28 | $325.10 | $0.00 | $157.32 | $28,305.70 |
| 72 | $28,305.70 | $325.10 | $0.00 | $160.04 | $28,790.84 |
| 73 | $28,790.84 | $325.10 | $0.00 | $162.79 | $29,278.73 |
| 74 | $29,278.73 | $325.10 | $0.00 | $165.55 | $29,769.38 |
| 75 | $29,769.38 | $325.10 | $0.00 | $168.32 | $30,262.80 |
| 76 | $30,262.80 | $325.10 | $0.00 | $171.11 | $30,759.01 |
| 77 | $30,759.01 | $325.10 | $0.00 | $173.92 | $31,258.03 |
| 78 | $31,258.03 | $325.10 | $0.00 | $176.74 | $31,759.87 |
| 79 | $31,759.87 | $325.10 | $0.00 | $179.57 | $32,264.54 |
| 80 | $32,264.54 | $325.10 | $0.00 | $182.43 | $32,772.07 |
| 81 | $32,772.07 | $325.10 | $0.00 | $185.30 | $33,282.47 |
| 82 | $33,282.47 | $325.10 | $0.00 | $188.18 | $33,795.75 |
| 83 | $33,795.75 | $325.10 | $0.00 | $191.09 | $34,311.94 |
| 84 | $34,311.94 | $325.10 | $0.00 | $194.00 | $34,831.04 |
| 85 | $34,831.04 | $325.10 | $0.00 | $196.94 | $35,353.08 |
| 86 | $35,353.08 | $325.10 | $0.00 | $199.89 | $35,878.07 |
| 87 | $35,878.07 | $325.10 | $0.00 | $202.86 | $36,406.03 |
| 88 | $36,406.03 | $325.10 | $0.00 | $205.84 | $36,936.97 |
| 89 | $36,936.97 | $325.10 | $0.00 | $208.85 | $37,470.92 |
| 90 | $37,470.92 | $325.10 | $0.00 | $211.87 | $38,007.89 |
| 91 | $38,007.89 | $325.10 | $0.00 | $214.90 | $38,547.89 |
| 92 | $38,547.89 | $325.10 | $0.00 | $217.96 | $39,090.95 |
| 93 | $39,090.95 | $325.10 | $0.00 | $221.03 | $39,637.08 |
| 94 | $39,637.08 | $325.10 | $0.00 | $224.11 | $40,186.29 |
| 95 | $40,186.29 | $325.10 | $0.00 | $227.22 | $40,738.61 |
| 96 | $40,738.61 | $325.10 | $0.00 | $230.34 | $41,294.05 |
| 97 | $41,294.05 | $325.10 | $0.00 | $233.48 | $41,852.63 |
| 98 | $41,852.63 | $325.10 | $0.00 | $236.64 | $42,414.37 |
| 99 | $42,414.37 | $325.10 | $0.00 | $239.82 | $42,979.29 |
| 100 | $42,979.29 | $325.10 | $0.00 | $243.01 | $43,547.40 |
| 101 | $43,547.40 | $325.10 | $0.00 | $246.22 | $44,118.72 |
| 102 | $44,118.72 | $325.10 | $0.00 | $249.45 | $44,693.27 |
| 103 | $44,693.27 | $325.10 | $0.00 | $252.70 | $45,271.07 |
| 104 | $45,271.07 | $325.10 | $0.00 | $255.97 | $45,852.14 |
| 105 | $45,852.14 | $325.10 | $0.00 | $259.25 | $46,436.49 |
| 106 | $46,436.49 | $325.10 | $0.00 | $262.56 | $47,024.15 |
| 107 | $47,024.15 | $325.10 | $0.00 | $265.88 | $47,615.13 |
| 108 | $47,615.13 | $325.10 | $0.00 | $269.22 | $48,209.45 |
| 109 | $48,209.45 | $325.10 | $0.00 | $272.58 | $48,807.13 |
| 110 | $48,807.13 | $325.10 | $0.00 | $275.96 | $49,408.19 |
| 111 | $49,408.19 | $325.10 | $0.00 | $279.36 | $50,012.65 |
| 112 | $50,012.65 | $325.10 | $0.00 | $282.78 | $50,620.53 |
| 113 | $50,620.53 | $325.10 | $0.00 | $286.22 | $51,231.85 |
| 114 | $51,231.85 | $325.10 | $0.00 | $289.67 | $51,846.62 |
| 115 | $51,846.62 | $325.10 | $0.00 | $293.15 | $52,464.87 |
| 116 | $52,464.87 | $325.10 | $0.00 | $296.64 | $53,086.61 |
| 117 | $53,086.61 | $325.10 | $0.00 | $300.16 | $53,711.87 |
| 118 | $53,711.87 | $325.10 | $0.00 | $303.69 | $54,340.66 |
| 119 | $54,340.66 | $325.10 | $0.00 | $307.25 | $54,973.01 |
| 120 | $54,973.01 | $325.10 | $0.00 | $310.83 | $55,608.94 |
| 121 | $55,608.94 | $325.10 | $0.00 | $314.42 | $56,248.46 |
| 122 | $56,248.46 | $325.10 | $0.00 | $318.04 | $56,891.60 |
| 123 | $56,891.60 | $325.10 | $0.00 | $321.67 | $57,538.37 |
| 124 | $57,538.37 | $325.10 | $0.00 | $325.33 | $58,188.80 |
| 125 | $58,188.80 | $325.10 | $0.00 | $329.01 | $58,842.91 |
| 126 | $58,842.91 | $325.10 | $0.00 | $332.71 | $59,500.72 |
| 127 | $59,500.72 | $325.10 | $0.00 | $336.43 | $60,162.25 |
| 128 | $60,162.25 | $325.10 | $0.00 | $340.17 | $60,827.52 |
| 129 | $60,827.52 | $325.10 | $0.00 | $343.93 | $61,496.55 |
| 130 | $61,496.55 | $325.10 | $0.00 | $347.71 | $62,169.36 |
| 131 | $62,169.36 | $325.10 | $0.00 | $351.51 | $62,845.97 |
| 132 | $62,845.97 | $325.10 | $0.00 | $355.34 | $63,526.41 |
| 133 | $63,526.41 | $325.10 | $0.00 | $359.19 | $64,210.70 |
| 134 | $64,210.70 | $325.10 | $0.00 | $363.06 | $64,898.86 |
| 135 | $64,898.86 | $325.10 | $0.00 | $366.95 | $65,590.91 |
| 136 | $65,590.91 | $325.10 | $0.00 | $370.86 | $66,286.87 |
| 137 | $66,286.87 | $325.10 | $0.00 | $374.80 | $66,986.77 |
| 138 | $66,986.77 | $325.10 | $0.00 | $378.75 | $67,690.62 |
| 139 | $67,690.62 | $325.10 | $0.00 | $382.73 | $68,398.45 |
| 140 | $68,398.45 | $325.10 | $0.00 | $386.73 | $69,110.28 |
| 141 | $69,110.28 | $325.10 | $0.00 | $390.76 | $69,826.14 |
| 142 | $69,826.14 | $325.10 | $0.00 | $394.81 | $70,546.05 |
| 143 | $70,546.05 | $325.10 | $0.00 | $398.88 | $71,270.03 |
| 144 | $71,270.03 | $325.10 | $0.00 | $402.97 | $71,998.10 |
| 145 | $71,998.10 | $325.10 | $0.00 | $407.09 | $72,730.29 |
| 146 | $72,730.29 | $325.10 | $0.00 | $411.23 | $73,466.62 |
| 147 | $73,466.62 | $325.10 | $0.00 | $415.39 | $74,207.11 |
| 148 | $74,207.11 | $325.10 | $0.00 | $419.58 | $74,951.79 |
| 149 | $74,951.79 | $325.10 | $0.00 | $423.79 | $75,700.68 |
| 150 | $75,700.68 | $325.10 | $0.00 | $428.02 | $76,453.80 |
| 151 | $76,453.80 | $325.10 | $0.00 | $432.28 | $77,211.18 |
| 152 | $77,211.18 | $325.10 | $0.00 | $436.56 | $77,972.84 |
| 153 | $77,972.84 | $325.10 | $0.00 | $440.87 | $78,738.81 |
| 154 | $78,738.81 | $325.10 | $0.00 | $445.20 | $79,509.11 |
| 155 | $79,509.11 | $325.10 | $0.00 | $449.56 | $80,283.77 |
| 156 | $80,283.77 | $325.10 | $0.00 | $453.94 | $81,062.81 |
| 157 | $81,062.81 | $325.10 | $0.00 | $458.34 | $81,846.25 |
| 158 | $81,846.25 | $325.10 | $0.00 | $462.77 | $82,634.12 |
| 159 | $82,634.12 | $325.10 | $0.00 | $467.23 | $83,426.45 |
| 160 | $83,426.45 | $325.10 | $0.00 | $471.71 | $84,223.26 |
| 161 | $84,223.26 | $325.10 | $0.00 | $476.21 | $85,024.57 |
| 162 | $85,024.57 | $325.10 | $0.00 | $480.74 | $85,830.41 |
| 163 | $85,830.41 | $325.10 | $0.00 | $485.30 | $86,640.81 |
| 164 | $86,640.81 | $325.10 | $0.00 | $489.88 | $87,455.79 |
| 165 | $87,455.79 | $325.10 | $0.00 | $494.49 | $88,275.38 |
| 166 | $88,275.38 | $325.10 | $0.00 | $499.12 | $89,099.60 |
| 167 | $89,099.60 | $325.10 | $0.00 | $503.78 | $89,928.48 |
| 168 | $89,928.48 | $325.10 | $0.00 | $508.47 | $90,762.05 |
| 169 | $90,762.05 | $325.10 | $0.00 | $513.18 | $91,600.33 |
| 170 | $91,600.33 | $325.10 | $0.00 | $517.92 | $92,443.35 |
| 171 | $92,443.35 | $325.10 | $0.00 | $522.69 | $93,291.14 |
| 172 | $93,291.14 | $325.10 | $0.00 | $527.48 | $94,143.72 |
| 173 | $94,143.72 | $325.10 | $0.00 | $532.30 | $95,001.12 |
| 174 | $95,001.12 | $325.10 | $0.00 | $537.15 | $95,863.37 |
| 175 | $95,863.37 | $325.10 | $0.00 | $542.03 | $96,730.50 |
| 176 | $96,730.50 | $325.10 | $0.00 | $546.93 | $97,602.53 |
| 177 | $97,602.53 | $325.10 | $0.00 | $551.86 | $98,479.49 |
| 178 | $98,479.49 | $325.10 | $0.00 | $556.82 | $99,361.41 |
| 179 | $99,361.41 | $325.10 | $0.00 | $561.80 | $100,248.31 |
| 180 | $100,248.31 | $325.10 | $0.00 | $566.82 | $101,140.23 |
| 181 | $101,140.23 | $325.10 | $0.00 | $571.86 | $102,037.19 |
| 182 | $102,037.19 | $325.10 | $0.00 | $576.93 | $102,939.22 |
| 183 | $102,939.22 | $325.10 | $0.00 | $582.03 | $103,846.35 |
| 184 | $103,846.35 | $325.10 | $0.00 | $587.16 | $104,758.61 |
| 185 | $104,758.61 | $325.10 | $0.00 | $592.32 | $105,676.03 |
| 186 | $105,676.03 | $325.10 | $0.00 | $597.51 | $106,598.64 |
| 187 | $106,598.64 | $325.10 | $0.00 | $602.72 | $107,526.46 |
| 188 | $107,526.46 | $325.10 | $0.00 | $607.97 | $108,459.53 |
| 189 | $108,459.53 | $325.10 | $0.00 | $613.25 | $109,397.88 |
| 190 | $109,397.88 | $325.10 | $0.00 | $618.55 | $110,341.53 |
| 191 | $110,341.53 | $325.10 | $0.00 | $623.89 | $111,290.52 |
| 192 | $111,290.52 | $325.10 | $0.00 | $629.25 | $112,244.87 |
| 193 | $112,244.87 | $325.10 | $0.00 | $634.65 | $113,204.62 |
| 194 | $113,204.62 | $325.10 | $0.00 | $640.08 | $114,169.80 |
| 195 | $114,169.80 | $325.10 | $0.00 | $645.53 | $115,140.43 |
| 196 | $115,140.43 | $325.10 | $0.00 | $651.02 | $116,116.55 |
| 197 | $116,116.55 | $325.10 | $0.00 | $656.54 | $117,098.19 |
| 198 | $117,098.19 | $325.10 | $0.00 | $662.09 | $118,085.38 |
| 199 | $118,085.38 | $325.10 | $0.00 | $667.67 | $119,078.15 |
| 200 | $119,078.15 | $325.10 | $0.00 | $673.29 | $120,076.54 |
| 201 | $120,076.54 | $325.10 | $0.00 | $678.93 | $121,080.57 |
| 202 | $121,080.57 | $325.10 | $0.00 | $684.61 | $122,090.28 |
| 203 | $122,090.28 | $325.10 | $0.00 | $690.32 | $123,105.70 |
| 204 | $123,105.70 | $325.10 | $0.00 | $696.06 | $124,126.86 |
| 205 | $124,126.86 | $325.10 | $0.00 | $701.83 | $125,153.79 |
| 206 | $125,153.79 | $325.10 | $0.00 | $707.64 | $126,186.53 |
| 207 | $126,186.53 | $325.10 | $0.00 | $713.48 | $127,225.11 |
| 208 | $127,225.11 | $325.10 | $0.00 | $719.35 | $128,269.56 |
| 209 | $128,269.56 | $325.10 | $0.00 | $725.25 | $129,319.91 |
| 210 | $129,319.91 | $325.10 | $0.00 | $731.19 | $130,376.20 |
| 211 | $130,376.20 | $325.10 | $0.00 | $737.17 | $131,438.47 |
| 212 | $131,438.47 | $325.10 | $0.00 | $743.17 | $132,506.74 |
| 213 | $132,506.74 | $325.10 | $0.00 | $749.21 | $133,581.05 |
| 214 | $133,581.05 | $325.10 | $0.00 | $755.29 | $134,661.44 |
| 215 | $134,661.44 | $325.10 | $0.00 | $761.40 | $135,747.94 |
| 216 | $135,747.94 | $325.10 | $0.00 | $767.54 | $136,840.58 |
| 217 | $136,840.58 | $325.10 | $71,365.89 | $773.72 | $66,573.51 |
| 218 | $66,573.51 | $325.10 | $0.00 | $376.42 | $67,275.03 |
| 219 | $67,275.03 | $325.10 | $0.00 | $380.38 | $67,980.51 |
| 220 | $67,980.51 | $325.10 | $0.00 | $384.37 | $68,689.98 |
| 221 | $68,689.98 | $325.10 | $0.00 | $388.38 | $69,403.46 |
| 222 | $69,403.46 | $325.10 | $0.00 | $392.42 | $70,120.98 |
| 223 | $70,120.98 | $325.10 | $0.00 | $396.47 | $70,842.55 |
| 224 | $70,842.55 | $325.10 | $0.00 | $400.55 | $71,568.20 |
| 225 | $71,568.20 | $325.10 | $0.00 | $404.66 | $72,297.96 |
| 226 | $72,297.96 | $325.10 | $0.00 | $408.78 | $73,031.84 |
| 227 | $73,031.84 | $325.10 | $0.00 | $412.93 | $73,769.87 |
| 228 | $73,769.87 | $325.10 | $0.00 | $417.11 | $74,512.08 |
| 229 | $74,512.08 | $0.00 | $74,934.18 | $421.30 | ($0.80) |