Annual Costs

Undergraduate Tuition

Finger Lakes Community College tuition is $4,584 per year for in-state residents. This is 26% more expensive than the national average public two year tuition of $3,631. The cost is 53% cheaper than the average New York tuition of $9,679 for 2 year colleges. Tuition ranks 10th in New York amongst 2 year colleges for affordability and is the 58th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $6,876 which represents a 50% premium.

The school charges an additional fees of $574 in addition to tuition bringing the total effective in-state tuition to $5,158.

Housing Costs

Finger Lakes Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Canandaigua area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $9,737.

Books and Supplies

The estimated annual cost for books and supplies is $900.

Other Living Expenses

Off-campus students should budget for $3,129 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New York residents to go to Finger Lakes Community College is $18,924 for the 2018/2019 academic year. Out-of-state students who don't have New York residence can expect a one year cost of $21,216. Students residing at home with parents providing food and housing should budget a total cost of $10,296.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Finger Lakes Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Finger Lakes Community College
Estimated Budgets
New York Resident Total Budget (Living Off Campus)$18,924
   In-State Tuition$4,584
   Other Fees$574
   Off-Campus Housing Budget$9,737
   Off-Campus Other Budget$3,129
   Books and Supplies$900
New York Resident Total Budget (Living with Parents)$10,296
   In-State Tuition$4,584
   Other Fees$574
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,238
   Books and Supplies$900


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $18,924 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Finger Lakes Community College net price for in-state students is $10,095* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

71% of Finger Lakes Community College students received grant aid in 2014/2015. The average total aid amount was $5,039. 55 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,184. To apply for a Pell Grant to attend Finger Lakes Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Finger Lakes Community College
Financial Aid Summary
Average Annual Net Price$10,095*
Percent of Students Receiving Grant Aid71%
Average Total Grant Aid$5,039
Percent of Students Receiving Pell Grants55%
Average Amount of Pell Grant Aid$4,184

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$7,831
$30,001 to $48,000$9,008
$48,001 to $75,000$12,502
$75,001 to $110,000$14,581

Average Financial Aid Mix - $18,924 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $18,924. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 32% - $5,039

Money granted to you by the U.S. Department of Education, Finger Lakes Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 31% - $4,832

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 38% -  $5,924

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Finger Lakes Community College
Monroe Community College4.5% less expensive
Cayuga County Community College1.6% more expensive
Genesee Community College9.5% less expensive
Corning Community College2.7% more expensive
Onondaga Community College6.9% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Finger Lakes Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Finger Lakes Community College is $37,848 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $8,560 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $17,120**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Finger Lakes Community College.

New York Resident Tuition Per Semester$2,292
New York Resident Total Cost Per Semester$9,462
Non-New York Resident Tuition Per Semester$3,438
Non-New York Resident Total Cost Per Semester$10,608

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Finger Lakes Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Finger Lakes Community College
Price per credit hour for New York residents$191
Cost for one class for New York residents (3 credit hours)$573
Price per credit hour for out of state residents$287
Cost for one class for out of state residents (3 credit hours)$861
Cost for one class for out of state residents (4 credit hours)$1,148


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 51% of Finger Lakes Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,832.

Example Loan Payments and Costs

How much are student loan payments for Finger Lakes Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $17,120, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $21,241.99. This could be your effective total out of pocket cost of an education at Finger Lakes Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 71% of students at this school who receive financial aid and you are paying an average annual net price of $8,560. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Finger Lakes Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Finger Lakes Community College Student Loan Payments
Example Payments
Monthly Loan Payment$177.02
Amount Borrowed$17,120.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$4,121.99
Sum of All Payments over 10 years$21,241.99

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Finger Lakes Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Finger Lakes Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $21,241.99 would be needed to afford a $177.02 monthly payment in the example $17,120.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Finger Lakes Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,654 to $4,584. This amounts to an average annual price increase of 5.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $37,848.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Finger Lakes Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$24,756$49,512
Estimated Cost in 10 years for students enrolling in 2030$31,596$63,192
Estimated Cost in 15 years for students enrolling in 2035 $40,325$80,650
Estimated Cost in 18 years for students enrolling in 2038 $46,681$93,363

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Finger Lakes Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 311 4% cheaper
Business Administration and Management, General Associate's Degree 90 2% cheaper
Natural Resources/Conservation, General Associate's Degree 68 13% costlier
Registered Nursing/Registered Nurse Associate's Degree 56 5% costlier
Criminal Justice/Safety Studies Associate's Degree 45 10% costlier
Community Organization and Advocacy Associate's Degree 41 5% cheaper
Music, Other Associate's Degree 33 12% costlier
Music, General Associate's Degree 20 9% costlier
Massage Therapy/Therapeutic Massage Associate's Degree 19 2% costlier
Substance Abuse/Addiction Counseling Associate's Degree 19 12% costlier
Commercial and Advertising Art Associate's Degree 18 5% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 18 9% costlier
Natural Resources Management and Policy, Other Associate's Degree 17 1% cheaper
Speech Communication and Rhetoric Associate's Degree 17 1% costlier
Fine/Studio Arts, General Associate's Degree 15 6% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 11 13% costlier
Wildlife, Fish and Wildlands Science and Management Associate's Degree 11 25% costlier
Tourism and Travel Services Marketing Operations Associate's Degree 11 6% cheaper
Physical Education Teaching and Coaching Associate's Degree 10 32% costlier
Information Science/Studies Associate's Degree 9 4% cheaper
Legal Assistant/Paralegal Associate's Degree 8 5% costlier
Sport and Fitness Administration/Management Associate's Degree 8 6% cheaper
Engineering, General Associate's Degree 8 13% costlier
Biology Technician/Biotechnology Laboratory Technician Associate's Degree 7 18% costlier
Hotel/Motel Administration/Management Associate's Degree 7 3% cheaper
Computer Science Associate's Degree 6 2% costlier
Architectural Engineering Technology/Technician Associate's Degree 5 3% costlier
Retailing and Retail Operations Associate's Degree 4 5% costlier
Food Science Associate's Degree 4 16% costlier
Ornamental Horticulture Associate's Degree 3 3% cheaper
Emergency Care Attendant (EMT Ambulance) Associate's Degree 3 10% costlier
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 3 4% cheaper
Computer Programming, Other Associate's Degree 2 15% costlier
Design and Visual Communications, General Associate's Degree 2 5% costlier
Drama and Dramatics/Theatre Arts, General Associate's Degree 1 10% costlier
E-Commerce/Electronic Commerce Associate's Degree 1 2% costlier


Use the calculators below to formulate a college savings plan for Finger Lakes Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Finger Lakes Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Finger Lakes Community College student loan.

Prepayment Option

About Finger Lakes Community College

Finger Lakes Community College is a two year community college located in Canandaigua, New York.  Full time enrollment is 2,377 and part time is 3,567.  Finger Lakes Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Finger Lakes Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Finger Lakes Community College
3325 Marvin Sands Drive
Canandaigua, New York

For Profit / Not For Profit Status

Finger Lakes Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Finger Lakes Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=191199 IPEDS survey data.