Cost to Attend Morrisville State College

M
Morrisville State College
Morrisville, New York

Annual Costs

Undergraduate Tuition

Morrisville State College tuition is $7,070 per year for in-state residents. This is 4% cheaper than the national average public four year tuition of $7,357. The cost is 70% cheaper than the average New York tuition of $23,406 for 4 year colleges. Tuition ranks 24th in New York amongst 4 year colleges for affordability and is the 162nd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $16,980 which represents a 140% premium.

The school charges an additional fees of $1,800 in addition to tuition bringing the total effective in-state tuition to $8,870.

Housing Costs

On campus room and board is provided by the school at a cost of $15,600 per academic year. Students electing to live off campus elsewhere in Morrisville should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,600.

Other Living Expenses

If living on-campus, students should budget for $2,730 in additional living expenses. Off-campus students should budget for $2,730 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New York residents to go to Morrisville State College is $28,800 for the 2019/2020 academic year. Out-of-state students who don't have New York residence can expect a one year cost of $38,710.

Citation: Price data from the U.S. Department of Education's 2020 IPEDS survey response for Morrisville State College and represent reported costs for the 2019-2020 academic year.

Costs and Tuition for Morrisville State College
Estimated Budgets
New York Resident Total Budget $28,800
   In-State Tuition$7,070
   Other Fees$1,800
   Room and Board$15,600
   On-Campus Other Budget$2,730
   Books and Supplies$1,600
Non-Resident Total Budget $38,710
   Out-of-State Tuition$16,980
   Other Fees$1,800
   Room and Board$15,600
   On-Campus Other Budget$2,730
   Books and Supplies$1,600
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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $28,800 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Morrisville State College net price for in-state students is $19,016* for the 2018/2019 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

88% of Morrisville State College students received grant aid in 2018/2019. The average total aid amount was $9,013. 71 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2018/2019 was $4,599. To apply for a Pell Grant to attend Morrisville State College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Morrisville State College
Financial Aid Summary
Average Annual Net Price$19,016*
Percent of Students Receiving Grant Aid88%
Average Total Grant Aid$9,013
Percent of Students Receiving Pell Grants71%
Average Amount of Pell Grant Aid$4,599

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2018/2019 academic year.

Family Income Avg. Net Price
$0 to $30,000$15,995
$30,001 to $48,000$18,766
$48,001 to $75,000$21,917
$75,001 to $110,000$23,215
$110,000+$26,666

Average Financial Aid Mix - $28,800 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $28,800. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

35%
22%
43%
Grants and Scholarships
35% - $9,013

Money granted to you by the U.S. Department of Education, Morrisville State College or other organizations. These are not loans and do not need to be repaid.

Federal Loans
22% - $5,861

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket
43% -  $11,196

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Morrisville State College
Mansfield University of Pennsylvania9.1% more expensive
SUNY College of Technology at Canton0% less expensive
Castleton State College59.9% more expensive
East Stroudsburg University of Pennsylvania20.3% more expensive
Lock Haven University9.1% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Morrisville State College.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Morrisville State College is $115,200 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $13,490 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $53,960**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $144,000 or $67,450 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2018/2019 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Morrisville State College.

New York Resident Tuition Per Semester$3,535
New York Resident Total Cost Per Semester$14,400
Non-New York Resident Tuition Per Semester$8,490
Non-New York Resident Total Cost Per Semester$19,355

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Morrisville State College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Morrisville State College
Price per credit hour for New York residents$295
Cost for one class for New York residents (3 credit hours)$885
Price per credit hour for out of state residents$472
Cost for one class for out of state residents (3 credit hours)$1,416
Cost for one class for out of state residents (4 credit hours)$1,888

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 81% of Morrisville State College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,861.

Example Loan Payments and Costs

How much are student loan payments for Morrisville State College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $53,960, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $61,780.55. This could be your effective total out of pocket cost of an education at Morrisville State College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 88% of students at this school who receive financial aid and you are paying an average annual net price of $13,490. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Morrisville State College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Morrisville State College Student Loan Payments
Example Payments
Monthly Loan Payment$514.84
Amount Borrowed$53,960.00
Interest Rate2.75%
Term10 years
Number of Monthly Payments120
Total Interest Cost$7,820.55
Sum of All Payments over 10 years$61,780.55

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Morrisville State College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Morrisville State College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $61,780.55 would be needed to afford a $514.84 monthly payment in the example $53,960.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Morrisville State College in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,170 to $7,070. This amounts to an average annual price increase of 2.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $115,200.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Morrisville State College.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2026$39,607$158,427
Estimated Cost in 10 years for students enrolling in 2031$50,549$202,197
Estimated Cost in 15 years for students enrolling in 2036 $64,515$258,061
Estimated Cost in 18 years for students enrolling in 2039 $74,684$298,737

Calculators

Use the calculators below to formulate a college savings plan for Morrisville State College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Morrisville State College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Morrisville State College student loan.

Prepayment Option

About Morrisville State College

Morrisville State College is a four year public college located in Morrisville, New York.  Full time enrollment is 2,508 and part time is 478. Learn more about getting accepted at Morrisville State College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
Morrisville State College
Whipple Administration Building- Route 20
Morrisville, New York
13408

For Profit / Not For Profit Status

Morrisville State College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Morrisville State College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=196051 IPEDS survey data. Data last updated January 2021 and reflects academic year 2019/2020 costs reported by the school.