Savings Plan and Future Cost Estimation for Paul Smiths College of Arts and Science

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2039$122,122
Monthly savings required$967

How much will it cost to send your child to Paul Smiths College of Arts and Science in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $488,487.67 for students enrolling in 2039 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $966.70 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$47,093.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $966.70 $0.00 $0.00 $966.70
2 $966.70 $966.70 $0.00 $5.47 $1,938.87
3 $1,938.87 $966.70 $0.00 $10.96 $2,916.53
4 $2,916.53 $966.70 $0.00 $16.49 $3,899.72
5 $3,899.72 $966.70 $0.00 $22.05 $4,888.47
6 $4,888.47 $966.70 $0.00 $27.64 $5,882.81
7 $5,882.81 $966.70 $0.00 $33.26 $6,882.77
8 $6,882.77 $966.70 $0.00 $38.92 $7,888.39
9 $7,888.39 $966.70 $0.00 $44.60 $8,899.69
10 $8,899.69 $966.70 $0.00 $50.32 $9,916.71
11 $9,916.71 $966.70 $0.00 $56.07 $10,939.48
12 $10,939.48 $966.70 $0.00 $61.85 $11,968.03
13 $11,968.03 $966.70 $0.00 $67.67 $13,002.40
14 $13,002.40 $966.70 $0.00 $73.52 $14,042.62
15 $14,042.62 $966.70 $0.00 $79.40 $15,088.72
16 $15,088.72 $966.70 $0.00 $85.31 $16,140.73
17 $16,140.73 $966.70 $0.00 $91.26 $17,198.69
18 $17,198.69 $966.70 $0.00 $97.24 $18,262.63
19 $18,262.63 $966.70 $0.00 $103.26 $19,332.59
20 $19,332.59 $966.70 $0.00 $109.31 $20,408.60
21 $20,408.60 $966.70 $0.00 $115.39 $21,490.69
22 $21,490.69 $966.70 $0.00 $121.51 $22,578.90
23 $22,578.90 $966.70 $0.00 $127.66 $23,673.26
24 $23,673.26 $966.70 $0.00 $133.85 $24,773.81
25 $24,773.81 $966.70 $0.00 $140.07 $25,880.58
26 $25,880.58 $966.70 $0.00 $146.33 $26,993.61
27 $26,993.61 $966.70 $0.00 $152.63 $28,112.94
28 $28,112.94 $966.70 $0.00 $158.95 $29,238.59
29 $29,238.59 $966.70 $0.00 $165.32 $30,370.61
30 $30,370.61 $966.70 $0.00 $171.72 $31,509.03
31 $31,509.03 $966.70 $0.00 $178.16 $32,653.89
32 $32,653.89 $966.70 $0.00 $184.63 $33,805.22
33 $33,805.22 $966.70 $0.00 $191.14 $34,963.06
34 $34,963.06 $966.70 $0.00 $197.69 $36,127.45
35 $36,127.45 $966.70 $0.00 $204.27 $37,298.42
36 $37,298.42 $966.70 $0.00 $210.89 $38,476.01
37 $38,476.01 $966.70 $0.00 $217.55 $39,660.26
38 $39,660.26 $966.70 $0.00 $224.24 $40,851.20
39 $40,851.20 $966.70 $0.00 $230.98 $42,048.88
40 $42,048.88 $966.70 $0.00 $237.75 $43,253.33
41 $43,253.33 $966.70 $0.00 $244.56 $44,464.59
42 $44,464.59 $966.70 $0.00 $251.41 $45,682.70
43 $45,682.70 $966.70 $0.00 $258.30 $46,907.70
44 $46,907.70 $966.70 $0.00 $265.22 $48,139.62
45 $48,139.62 $966.70 $0.00 $272.19 $49,378.51
46 $49,378.51 $966.70 $0.00 $279.19 $50,624.40
47 $50,624.40 $966.70 $0.00 $286.24 $51,877.34
48 $51,877.34 $966.70 $0.00 $293.32 $53,137.36
49 $53,137.36 $966.70 $0.00 $300.45 $54,404.51
50 $54,404.51 $966.70 $0.00 $307.61 $55,678.82
51 $55,678.82 $966.70 $0.00 $314.82 $56,960.34
52 $56,960.34 $966.70 $0.00 $322.06 $58,249.10
53 $58,249.10 $966.70 $0.00 $329.35 $59,545.15
54 $59,545.15 $966.70 $0.00 $336.68 $60,848.53
55 $60,848.53 $966.70 $0.00 $344.05 $62,159.28
56 $62,159.28 $966.70 $0.00 $351.46 $63,477.44
57 $63,477.44 $966.70 $0.00 $358.91 $64,803.05
58 $64,803.05 $966.70 $0.00 $366.41 $66,136.16
59 $66,136.16 $966.70 $0.00 $373.94 $67,476.80
60 $67,476.80 $966.70 $0.00 $381.52 $68,825.02
61 $68,825.02 $966.70 $0.00 $389.15 $70,180.87
62 $70,180.87 $966.70 $0.00 $396.81 $71,544.38
63 $71,544.38 $966.70 $0.00 $404.52 $72,915.60
64 $72,915.60 $966.70 $0.00 $412.28 $74,294.58
65 $74,294.58 $966.70 $0.00 $420.07 $75,681.35
66 $75,681.35 $966.70 $0.00 $427.91 $77,075.96
67 $77,075.96 $966.70 $0.00 $435.80 $78,478.46
68 $78,478.46 $966.70 $0.00 $443.73 $79,888.89
69 $79,888.89 $966.70 $0.00 $451.70 $81,307.29
70 $81,307.29 $966.70 $0.00 $459.72 $82,733.71
71 $82,733.71 $966.70 $0.00 $467.79 $84,168.20
72 $84,168.20 $966.70 $0.00 $475.90 $85,610.80
73 $85,610.80 $966.70 $0.00 $484.06 $87,061.56
74 $87,061.56 $966.70 $0.00 $492.26 $88,520.52
75 $88,520.52 $966.70 $0.00 $500.51 $89,987.73
76 $89,987.73 $966.70 $0.00 $508.80 $91,463.23
77 $91,463.23 $966.70 $0.00 $517.15 $92,947.08
78 $92,947.08 $966.70 $0.00 $525.54 $94,439.32
79 $94,439.32 $966.70 $0.00 $533.97 $95,939.99
80 $95,939.99 $966.70 $0.00 $542.46 $97,449.15
81 $97,449.15 $966.70 $0.00 $550.99 $98,966.84
82 $98,966.84 $966.70 $0.00 $559.57 $100,493.11
83 $100,493.11 $966.70 $0.00 $568.20 $102,028.01
84 $102,028.01 $966.70 $0.00 $576.88 $103,571.59
85 $103,571.59 $966.70 $0.00 $585.61 $105,123.90
86 $105,123.90 $966.70 $0.00 $594.39 $106,684.99
87 $106,684.99 $966.70 $0.00 $603.21 $108,254.90
88 $108,254.90 $966.70 $0.00 $612.09 $109,833.69
89 $109,833.69 $966.70 $0.00 $621.02 $111,421.41
90 $111,421.41 $966.70 $0.00 $629.99 $113,018.10
91 $113,018.10 $966.70 $0.00 $639.02 $114,623.82
92 $114,623.82 $966.70 $0.00 $648.10 $116,238.62
93 $116,238.62 $966.70 $0.00 $657.23 $117,862.55
94 $117,862.55 $966.70 $0.00 $666.41 $119,495.66
95 $119,495.66 $966.70 $0.00 $675.65 $121,138.01
96 $121,138.01 $966.70 $0.00 $684.93 $122,789.64
97 $122,789.64 $966.70 $0.00 $694.27 $124,450.61
98 $124,450.61 $966.70 $0.00 $703.66 $126,120.97
99 $126,120.97 $966.70 $0.00 $713.11 $127,800.78
100 $127,800.78 $966.70 $0.00 $722.60 $129,490.08
101 $129,490.08 $966.70 $0.00 $732.16 $131,188.94
102 $131,188.94 $966.70 $0.00 $741.76 $132,897.40
103 $132,897.40 $966.70 $0.00 $751.42 $134,615.52
104 $134,615.52 $966.70 $0.00 $761.14 $136,343.36
105 $136,343.36 $966.70 $0.00 $770.91 $138,080.97
106 $138,080.97 $966.70 $0.00 $780.73 $139,828.40
107 $139,828.40 $966.70 $0.00 $790.61 $141,585.71
108 $141,585.71 $966.70 $0.00 $800.55 $143,352.96
109 $143,352.96 $966.70 $0.00 $810.54 $145,130.20
110 $145,130.20 $966.70 $0.00 $820.59 $146,917.49
111 $146,917.49 $966.70 $0.00 $830.69 $148,714.88
112 $148,714.88 $966.70 $0.00 $840.86 $150,522.44
113 $150,522.44 $966.70 $0.00 $851.08 $152,340.22
114 $152,340.22 $966.70 $0.00 $861.35 $154,168.27
115 $154,168.27 $966.70 $0.00 $871.69 $156,006.66
116 $156,006.66 $966.70 $0.00 $882.08 $157,855.44
117 $157,855.44 $966.70 $0.00 $892.54 $159,714.68
118 $159,714.68 $966.70 $0.00 $903.05 $161,584.43
119 $161,584.43 $966.70 $0.00 $913.62 $163,464.75
120 $163,464.75 $966.70 $0.00 $924.25 $165,355.70
121 $165,355.70 $966.70 $0.00 $934.95 $167,257.35
122 $167,257.35 $966.70 $0.00 $945.70 $169,169.75
123 $169,169.75 $966.70 $0.00 $956.51 $171,092.96
124 $171,092.96 $966.70 $0.00 $967.38 $173,027.04
125 $173,027.04 $966.70 $0.00 $978.32 $174,972.06
126 $174,972.06 $966.70 $0.00 $989.32 $176,928.08
127 $176,928.08 $966.70 $0.00 $1,000.38 $178,895.16
128 $178,895.16 $966.70 $0.00 $1,011.50 $180,873.36
129 $180,873.36 $966.70 $0.00 $1,022.68 $182,862.74
130 $182,862.74 $966.70 $0.00 $1,033.93 $184,863.37
131 $184,863.37 $966.70 $0.00 $1,045.24 $186,875.31
132 $186,875.31 $966.70 $0.00 $1,056.62 $188,898.63
133 $188,898.63 $966.70 $0.00 $1,068.06 $190,933.39
134 $190,933.39 $966.70 $0.00 $1,079.57 $192,979.66
135 $192,979.66 $966.70 $0.00 $1,091.14 $195,037.50
136 $195,037.50 $966.70 $0.00 $1,102.77 $197,106.97
137 $197,106.97 $966.70 $0.00 $1,114.47 $199,188.14
138 $199,188.14 $966.70 $0.00 $1,126.24 $201,281.08
139 $201,281.08 $966.70 $0.00 $1,138.07 $203,385.85
140 $203,385.85 $966.70 $0.00 $1,149.97 $205,502.52
141 $205,502.52 $966.70 $0.00 $1,161.94 $207,631.16
142 $207,631.16 $966.70 $0.00 $1,173.98 $209,771.84
143 $209,771.84 $966.70 $0.00 $1,186.08 $211,924.62
144 $211,924.62 $966.70 $0.00 $1,198.25 $214,089.57
145 $214,089.57 $966.70 $0.00 $1,210.49 $216,266.76
146 $216,266.76 $966.70 $0.00 $1,222.80 $218,456.26
147 $218,456.26 $966.70 $0.00 $1,235.18 $220,658.14
148 $220,658.14 $966.70 $0.00 $1,247.63 $222,872.47
149 $222,872.47 $966.70 $0.00 $1,260.15 $225,099.32
150 $225,099.32 $966.70 $0.00 $1,272.74 $227,338.76
151 $227,338.76 $966.70 $0.00 $1,285.41 $229,590.87
152 $229,590.87 $966.70 $0.00 $1,298.14 $231,855.71
153 $231,855.71 $966.70 $0.00 $1,310.95 $234,133.36
154 $234,133.36 $966.70 $0.00 $1,323.82 $236,423.88
155 $236,423.88 $966.70 $0.00 $1,336.77 $238,727.35
156 $238,727.35 $966.70 $0.00 $1,349.80 $241,043.85
157 $241,043.85 $966.70 $0.00 $1,362.90 $243,373.45
158 $243,373.45 $966.70 $0.00 $1,376.07 $245,716.22
159 $245,716.22 $966.70 $0.00 $1,389.32 $248,072.24
160 $248,072.24 $966.70 $0.00 $1,402.64 $250,441.58
161 $250,441.58 $966.70 $0.00 $1,416.03 $252,824.31
162 $252,824.31 $966.70 $0.00 $1,429.51 $255,220.52
163 $255,220.52 $966.70 $0.00 $1,443.05 $257,630.27
164 $257,630.27 $966.70 $0.00 $1,456.68 $260,053.65
165 $260,053.65 $966.70 $0.00 $1,470.38 $262,490.73
166 $262,490.73 $966.70 $0.00 $1,484.16 $264,941.59
167 $264,941.59 $966.70 $0.00 $1,498.02 $267,406.31
168 $267,406.31 $966.70 $0.00 $1,511.95 $269,884.96
169 $269,884.96 $966.70 $0.00 $1,525.97 $272,377.63
170 $272,377.63 $966.70 $0.00 $1,540.06 $274,884.39
171 $274,884.39 $966.70 $0.00 $1,554.24 $277,405.33
172 $277,405.33 $966.70 $0.00 $1,568.49 $279,940.52
173 $279,940.52 $966.70 $0.00 $1,582.82 $282,490.04
174 $282,490.04 $966.70 $0.00 $1,597.24 $285,053.98
175 $285,053.98 $966.70 $0.00 $1,611.74 $287,632.42
176 $287,632.42 $966.70 $0.00 $1,626.32 $290,225.44
177 $290,225.44 $966.70 $0.00 $1,640.98 $292,833.12
178 $292,833.12 $966.70 $0.00 $1,655.72 $295,455.54
179 $295,455.54 $966.70 $0.00 $1,670.55 $298,092.79
180 $298,092.79 $966.70 $0.00 $1,685.46 $300,744.95
181 $300,744.95 $966.70 $0.00 $1,700.46 $303,412.11
182 $303,412.11 $966.70 $0.00 $1,715.54 $306,094.35
183 $306,094.35 $966.70 $0.00 $1,730.70 $308,791.75
184 $308,791.75 $966.70 $0.00 $1,745.95 $311,504.40
185 $311,504.40 $966.70 $0.00 $1,761.29 $314,232.39
186 $314,232.39 $966.70 $0.00 $1,776.72 $316,975.81
187 $316,975.81 $966.70 $0.00 $1,792.23 $319,734.74
188 $319,734.74 $966.70 $0.00 $1,807.83 $322,509.27
189 $322,509.27 $966.70 $0.00 $1,823.51 $325,299.48
190 $325,299.48 $966.70 $0.00 $1,839.29 $328,105.47
191 $328,105.47 $966.70 $0.00 $1,855.16 $330,927.33
192 $330,927.33 $966.70 $0.00 $1,871.11 $333,765.14
193 $333,765.14 $966.70 $0.00 $1,887.16 $336,619.00
194 $336,619.00 $966.70 $0.00 $1,903.29 $339,488.99
195 $339,488.99 $966.70 $0.00 $1,919.52 $342,375.21
196 $342,375.21 $966.70 $0.00 $1,935.84 $345,277.75
197 $345,277.75 $966.70 $0.00 $1,952.25 $348,196.70
198 $348,196.70 $966.70 $0.00 $1,968.75 $351,132.15
199 $351,132.15 $966.70 $0.00 $1,985.35 $354,084.20
200 $354,084.20 $966.70 $0.00 $2,002.04 $357,052.94
201 $357,052.94 $966.70 $0.00 $2,018.83 $360,038.47
202 $360,038.47 $966.70 $0.00 $2,035.71 $363,040.88
203 $363,040.88 $966.70 $0.00 $2,052.69 $366,060.27
204 $366,060.27 $966.70 $0.00 $2,069.76 $369,096.73
205 $369,096.73 $966.70 $0.00 $2,086.93 $372,150.36
206 $372,150.36 $966.70 $0.00 $2,104.19 $375,221.25
207 $375,221.25 $966.70 $0.00 $2,121.56 $378,309.51
208 $378,309.51 $966.70 $0.00 $2,139.02 $381,415.23
209 $381,415.23 $966.70 $0.00 $2,156.58 $384,538.51
210 $384,538.51 $966.70 $0.00 $2,174.24 $387,679.45
211 $387,679.45 $966.70 $0.00 $2,192.00 $390,838.15
212 $390,838.15 $966.70 $0.00 $2,209.86 $394,014.71
213 $394,014.71 $966.70 $0.00 $2,227.82 $397,209.23
214 $397,209.23 $966.70 $0.00 $2,245.88 $400,421.81
215 $400,421.81 $966.70 $0.00 $2,264.04 $403,652.55
216 $403,652.55 $966.70 $0.00 $2,282.31 $406,901.56
217 $406,901.56 $966.70 $113,334.92 $2,300.68 $296,834.02
218 $296,834.02 $966.70 $0.00 $1,678.34 $299,479.06
219 $299,479.06 $966.70 $0.00 $1,693.30 $302,139.06
220 $302,139.06 $966.70 $0.00 $1,708.34 $304,814.10
221 $304,814.10 $966.70 $0.00 $1,723.46 $307,504.26
222 $307,504.26 $966.70 $0.00 $1,738.67 $310,209.63
223 $310,209.63 $966.70 $0.00 $1,753.97 $312,930.30
224 $312,930.30 $966.70 $0.00 $1,769.35 $315,666.35
225 $315,666.35 $966.70 $0.00 $1,784.82 $318,417.87
226 $318,417.87 $966.70 $0.00 $1,800.38 $321,184.95
227 $321,184.95 $966.70 $0.00 $1,816.03 $323,967.68
228 $323,967.68 $966.70 $0.00 $1,831.76 $326,766.14
229 $326,766.14 $966.70 $119,001.67 $1,847.58 $210,578.75
230 $210,578.75 $966.70 $0.00 $1,190.64 $212,736.09
231 $212,736.09 $966.70 $0.00 $1,202.84 $214,905.63
232 $214,905.63 $966.70 $0.00 $1,215.11 $217,087.44
233 $217,087.44 $966.70 $0.00 $1,227.44 $219,281.58
234 $219,281.58 $966.70 $0.00 $1,239.85 $221,488.13
235 $221,488.13 $966.70 $0.00 $1,252.33 $223,707.16
236 $223,707.16 $966.70 $0.00 $1,264.87 $225,938.73
237 $225,938.73 $966.70 $0.00 $1,277.49 $228,182.92
238 $228,182.92 $966.70 $0.00 $1,290.18 $230,439.80
239 $230,439.80 $966.70 $0.00 $1,302.94 $232,709.44
240 $232,709.44 $966.70 $0.00 $1,315.77 $234,991.91
241 $234,991.91 $966.70 $124,951.75 $1,328.68 $112,335.54
242 $112,335.54 $966.70 $0.00 $635.16 $113,937.40
243 $113,937.40 $966.70 $0.00 $644.22 $115,548.32
244 $115,548.32 $966.70 $0.00 $653.33 $117,168.35
245 $117,168.35 $966.70 $0.00 $662.49 $118,797.54
246 $118,797.54 $966.70 $0.00 $671.70 $120,435.94
247 $120,435.94 $966.70 $0.00 $680.96 $122,083.60
248 $122,083.60 $966.70 $0.00 $690.28 $123,740.58
249 $123,740.58 $966.70 $0.00 $699.65 $125,406.93
250 $125,406.93 $966.70 $0.00 $709.07 $127,082.70
251 $127,082.70 $966.70 $0.00 $718.54 $128,767.94
252 $128,767.94 $966.70 $0.00 $728.07 $130,462.71
253 $130,462.71 $0.00 $131,199.34 $737.66 $1.03