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Annual Costs

Undergraduate Tuition

SUNY Westchester Community College tuition is $4,280 per year for in-state residents. This is 21% more expensive than the national average public two year tuition of $3,532. The cost is 56% cheaper than the average New York tuition of $9,759 for 2 year colleges. Tuition ranks 6th in New York amongst 2 year colleges for affordability and is the 62nd most expensive 2 year college in the state. If attending from out-of-state, the tuition is $11,770 which represents a 175% premium.

The school charges an additional fees of $463 in addition to tuition bringing the total effective in-state tuition to $4,743.

Housing Costs

SUNY Westchester Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Valhalla area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $9,300.

Books and Supplies

The estimated annual cost for books and supplies is $2,000.

Other Living Expenses

Off-campus students should budget for $3,400 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New York residents to go to SUNY Westchester Community College is $19,443 for the 2017/2018 academic year. Out-of-state students who don't have New York residence can expect a one year cost of $26,933. Students residing at home with parents providing food and housing should budget a total cost of $10,143.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for SUNY Westchester Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for SUNY Westchester Community College
Estimated Budgets
New York Resident Total Budget (Living Off Campus)$19,443
   In-State Tuition$4,280
   Other Fees$463
   Off-Campus Housing Budget$9,300
   Off-Campus Other Budget$3,400
   Books and Supplies$2,000
New York Resident Total Budget (Living with Parents)$10,143
   In-State Tuition$4,280
   Other Fees$463
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,400
   Books and Supplies$2,000

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,443 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported SUNY Westchester Community College net price for in-state students is $6,027* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

61% of SUNY Westchester Community College students received grant aid in 2014/2015. The average total aid amount was $6,054. 54 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,556. To apply for a Pell Grant to attend SUNY Westchester Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for SUNY Westchester Community College
Financial Aid Summary
Average Annual Net Price$6,027*
Percent of Students Receiving Grant Aid61%
Average Total Grant Aid$6,054
Percent of Students Receiving Pell Grants54%
Average Amount of Pell Grant Aid$4,556

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$4,793
$30,001 to $48,000$6,209
$48,001 to $75,000$9,121
$75,001 to $110,000$11,665
$110,000+$12,193

Average Financial Aid Mix - $19,443 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,443. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

38%
28%
34%

Grants and Scholarships

 38% - $6,054

Money granted to you by the U.S. Department of Education, SUNY Westchester Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 28% - $4,509

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 34% -  $5,480

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. SUNY Westchester Community College
CUNY Bronx Community College12.1% more expensive
Rockland Community College7.1% more expensive
Norwalk Community College10.8% less expensive
Bergen Community College63.7% more expensive
CUNY Hostos Community College12.1% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at SUNY Westchester Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at SUNY Westchester Community College is $38,886 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,541 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $15,082**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at SUNY Westchester Community College.

New York Resident Tuition Per Semester$2,140
New York Resident Total Cost Per Semester$9,722
Non-New York Resident Tuition Per Semester$5,885
Non-New York Resident Total Cost Per Semester$13,466

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at SUNY Westchester Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at SUNY Westchester Community College
Price per credit hour for New York residents$179
Cost for one class for New York residents (3 credit hours)$537
Price per credit hour for out of state residents$493
Cost for one class for out of state residents (3 credit hours)$1,479
Cost for one class for out of state residents (4 credit hours)$1,972

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 9% of SUNY Westchester Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,509.

Example Loan Payments and Costs

How much are student loan payments for SUNY Westchester Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $15,082, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $18,713.30. This could be your effective total out of pocket cost of an education at SUNY Westchester Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 61% of students at this school who receive financial aid and you are paying an average annual net price of $7,541. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our SUNY Westchester Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

SUNY Westchester Community College Student Loan Payments
Example Payments
Monthly Loan Payment$155.94
Amount Borrowed$15,082.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$3,631.30
Sum of All Payments over 10 years$18,713.30

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend SUNY Westchester Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending SUNY Westchester Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $18,713.30 would be needed to afford a $155.94 monthly payment in the example $15,082.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to SUNY Westchester Community College in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $38,886.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for SUNY Westchester Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$25,435$50,870
Estimated Cost in 10 years for students enrolling in 2029$32,462$64,925
Estimated Cost in 15 years for students enrolling in 2034 $41,431$82,862
Estimated Cost in 18 years for students enrolling in 2037 $47,962$95,923

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at SUNY Westchester Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Humanities/Humanistic Studies Associate's Degree 415 22% costlier
Business Administration and Management, General Associate's Degree 75 25% costlier
Registered Nursing/Registered Nurse Associate's Degree 74 33% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 61 38% costlier
Child Care and Support Services Management Associate's Degree 54 48% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 53 21% costlier
Criminal Justice/Police Science Associate's Degree 51 39% costlier
General Merchandising, Sales, and Related Marketing Operations, Other Associate's Degree 40 27% costlier
Community Organization and Advocacy Associate's Degree 39 20% costlier
Art/Art Studies, General Associate's Degree 39 38% costlier
Speech Communication and Rhetoric Associate's Degree 38 29% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 29 27% costlier
Respiratory Care Therapy/Therapist Associate's Degree 28 39% costlier
International Business/Trade/Commerce Associate's Degree 21 18% costlier
Civil Engineering Technology/Technician Associate's Degree 20 36% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 19 44% costlier
Retailing and Retail Operations Associate's Degree 18 33% costlier
Information Science/Studies Associate's Degree 14 22% costlier
Communications Systems Installation and Repair Technology Associate's Degree 14 40% costlier
Legal Assistant/Paralegal Associate's Degree 10 33% costlier
Engineering, General Associate's Degree 10 43% costlier
Dietitian Assistant Associate's Degree 10 19% costlier
Computer and Information Sciences, General Associate's Degree 7 36% costlier
Corrections Associate's Degree 6 53% costlier
Management Information Systems and Services, Other Associate's Degree 5 34% costlier
Substance Abuse/Addiction Counseling Associate's Degree 5 42% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 4 49% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 4 37% costlier
Marketing/Marketing Management, General Associate's Degree 4 38% costlier
Foodservice Systems Administration/Management Associate's Degree 4 22% costlier
Computer and Information Sciences and Support Services, Other Associate's Degree 4 22% costlier
Restaurant, Culinary, and Catering Management/Manager Associate's Degree 3 30% costlier
Human Development, Family Studies, and Related Services, Other Associate's Degree 3 56% costlier
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 1 22% costlier
Film/Cinema/Video Studies Associate's Degree 1 26% costlier
Teacher Education, Multiple Levels Associate's Degree 1 72% costlier

Calculators

Use the calculators below to formulate a college savings plan for SUNY Westchester Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford SUNY Westchester Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a SUNY Westchester Community College student loan.

Prepayment Option

About SUNY Westchester Community College

SUNY Westchester Community College is a two year community college located in Valhalla, New York.  Full time enrollment is 6,973 and part time is 5,869.  SUNY Westchester Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about SUNY Westchester Community College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
SUNY Westchester Community College
75 Grasslands Road
Valhalla, New York
10595

For Profit / Not For Profit Status

SUNY Westchester Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

SUNY Westchester Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=197294 IPEDS survey data.