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Annual Costs

Undergraduate Tuition

University of North Carolina at Wilmington tuition is $4,443 per year for in-state residents. This is 37% cheaper than the national average public four year tuition of $7,056. The cost is 76% cheaper than the average North Carolina tuition of $18,281 for 4 year colleges. Tuition ranks 12th in North Carolina amongst 4 year colleges for affordability and is the 56th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $18,508 which represents a 317% premium.

The school charges an additional fees of $2,557 in addition to tuition bringing the total effective in-state tuition to $7,000.

Housing Costs

On campus room and board is provided by the school at a cost of $10,490 per academic year. Students electing to live off campus elsewhere in Wilmington should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,126.

Other Living Expenses

If living on-campus, students should budget for $5,997 in additional living expenses. Off-campus students should budget for $3,882 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state North Carolina residents to go to UNCW is $24,613 for the 2017/2018 academic year. Out-of-state students who don't have North Carolina residence can expect a one year cost of $38,678.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of North Carolina at Wilmington and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of North Carolina at Wilmington
Estimated Budgets
North Carolina Resident Total Budget $24,613
   In-State Tuition$4,443
   Other Fees$2,557
   Room and Board$10,490
   On-Campus Other Budget$5,997
   Books and Supplies$1,126
Non-Resident Total Budget $38,678
   Out-of-State Tuition$18,508
   Other Fees$2,557
   Room and Board$10,490
   On-Campus Other Budget$5,997
   Books and Supplies$1,126

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $24,613 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UNCW net price for in-state students is $14,418* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

48% of University of North Carolina at Wilmington students received grant aid in 2014/2015. The average total aid amount was $5,744. 24 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,294. To apply for a Pell Grant to attend University of North Carolina at Wilmington, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of North Carolina at Wilmington
Financial Aid Summary
Average Annual Net Price$14,418*
Percent of Students Receiving Grant Aid48%
Average Total Grant Aid$5,744
Percent of Students Receiving Pell Grants24%
Average Amount of Pell Grant Aid$4,294

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,912
$30,001 to $48,000$11,818
$48,001 to $75,000$15,683
$75,001 to $110,000$19,045
$110,000+$19,860

Average Financial Aid Mix - $24,613 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $24,613. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

31%
29%
40%

Grants and Scholarships

 31% - $5,744

Money granted to you by the U.S. Department of Education, University of North Carolina at Wilmington or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 29% - $5,465

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 40% -  $7,407

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if UNCW is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 66/100 for University of North Carolina at Wilmington. Considering an average net price paid of $9,855, this leads to an overall value ranking of 78/100. This places the school 49th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of North Carolina at Wilmington
University of North Carolina at Charlotte14.2% less expensive
Appalachian State University4.5% less expensive
University of Mary Washington35.8% more expensive
St Mary's College of Maryland162.1% more expensive
James Madison University40.7% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of North Carolina at Wilmington.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UNCW is $98,452 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,855 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $39,420**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $123,065 or $49,275 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of North Carolina at Wilmington.

North Carolina Resident Tuition Per Semester$2,222
North Carolina Resident Total Cost Per Semester$12,306
Non-North Carolina Resident Tuition Per Semester$9,254
Non-North Carolina Resident Total Cost Per Semester$19,339

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of North Carolina at Wilmington are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of North Carolina at Wilmington
Price per credit hour for North Carolina residents$234
Cost for one class for North Carolina residents (3 credit hours)$702
Price per credit hour for out of state residents$699
Cost for one class for out of state residents (3 credit hours)$2,097
Cost for one class for out of state residents (4 credit hours)$2,796

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 52% of University of North Carolina at Wilmington students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,465. The reported average student debt upon graduation is $23,575.

Example Loan Payments and Costs

How much are student loan payments for University of North Carolina at Wilmington? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $39,420, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $48,911.18. This could be your effective total out of pocket cost of an education at University of North Carolina at Wilmington. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 48% of students at this school who receive financial aid and you are paying an average annual net price of $9,855. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of North Carolina at Wilmington student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of North Carolina at Wilmington Student Loan Payments
Example Payments
Monthly Loan Payment$407.59
Amount Borrowed$39,420.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,491.18
Sum of All Payments over 10 years$48,911.18

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UNCW? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of North Carolina at Wilmington, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $48,911.18 would be needed to afford a $407.59 monthly payment in the example $39,420.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of North Carolina at Wilmington in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,743 to $4,443. This amounts to an average annual price increase of 3.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $98,452.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of North Carolina at Wilmington.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$33,849$135,394
Estimated Cost in 10 years for students enrolling in 2029$43,200$172,801
Estimated Cost in 15 years for students enrolling in 2034 $55,136$220,543
Estimated Cost in 18 years for students enrolling in 2037 $63,827$255,306

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of North Carolina at Wilmington to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Elementary Education and Teaching Bachelor's Degree 180 9% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 113 8% costlier
Finance, General Bachelor's Degree 103 4% costlier
Social Work Bachelor's Degree 48 7% costlier
Management Information Systems, General Bachelor's Degree 40 5% costlier
Health and Physical Education/Fitness, General Bachelor's Degree 40 7% costlier
Kinesiology and Exercise Science Bachelor's Degree 39 0% costlier
Computer Science Bachelor's Degree 30 8% cheaper
Environmental Studies Bachelor's Degree 29 21% cheaper
Therapeutic Recreation/Recreational Therapy Bachelor's Degree 27 15% costlier
Business/Managerial Economics Bachelor's Degree 23 4% cheaper
Spanish Language and Literature Bachelor's Degree 20 10% cheaper
Psychology, General Bachelor's Degree 18 4% cheaper
Public Health Education and Promotion Bachelor's Degree 18 7% costlier
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 14 14% costlier
English Language and Literature, General Bachelor's Degree 12 4% cheaper
Athletic Training/Trainer Bachelor's Degree 11 3% costlier
Mathematics Teacher Education Bachelor's Degree 11 9% costlier
Special Education and Teaching, General Bachelor's Degree 10 9% costlier
English/Language Arts Teacher Education Bachelor's Degree 9 10% costlier
Cinematography and Film/Video Production Bachelor's Degree 7 9% cheaper
Kindergarten/Preschool Education and Teaching Bachelor's Degree 7 22% costlier
Political Science and Government, General Bachelor's Degree 7 7% cheaper
Criminology Bachelor's Degree 6 5% cheaper
Sociology Bachelor's Degree 6 6% cheaper
Creative Writing Bachelor's Degree 6 16% cheaper
Education/Teaching of Individuals with Multiple Disabilities Bachelor's Degree 6 16% costlier
Speech Communication and Rhetoric Bachelor's Degree 5 3% cheaper
Environmental Science Bachelor's Degree 5 10% cheaper
Chemistry, General Bachelor's Degree 5 7% cheaper
Spanish Language Teacher Education Bachelor's Degree 5 7% costlier
Business Administration and Management, General Bachelor's Degree 4 12% costlier
Philosophy and Religious Studies, Other Bachelor's Degree 4 4% cheaper
Art History, Criticism and Conservation Bachelor's Degree 4 21% cheaper
French Language and Literature Bachelor's Degree 4 16% cheaper
History, General Bachelor's Degree 3 5% cheaper
Anthropology Bachelor's Degree 3 14% cheaper
Economics, General Bachelor's Degree 3 14% cheaper
Marketing/Marketing Management, General Bachelor's Degree 3 6% costlier
Biology/Biological Sciences, General Bachelor's Degree 2 4% cheaper
Music Teacher Education Bachelor's Degree 2 2% costlier
Mathematics, General Bachelor's Degree 2 6% cheaper
Health Professions and Related Clinical Sciences, Other Bachelor's Degree 2 0% cheaper
Accounting Bachelor's Degree 2 4% costlier
Marine Biology and Biological Oceanography Bachelor's Degree 2 7% cheaper
Physics, General Bachelor's Degree 2 12% cheaper
Music, General Bachelor's Degree 1 6% cheaper
Geography Bachelor's Degree 1 5% costlier
Geology/Earth Science, General Bachelor's Degree 1 7% cheaper
German Language and Literature Bachelor's Degree 1 18% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 1 14% costlier
Music Performance, General Bachelor's Degree 1 3% cheaper
Statistics, General Bachelor's Degree 1 14% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 9% cheaper
Fine/Studio Arts, General Bachelor's Degree 1 10% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of North Carolina at Wilmington or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of North Carolina at Wilmington in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of North Carolina at Wilmington student loan.

Prepayment Option

About University of North Carolina at Wilmington

University of North Carolina at Wilmington is a four year public college located in Wilmington, North Carolina.  Full time enrollment is 12,786 and part time is 2,954. Learn more about getting accepted at University of North Carolina at Wilmington at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of North Carolina at Wilmington
601 South College Road
Wilmington, North Carolina
28403-5963

For Profit / Not For Profit Status

University of North Carolina at Wilmington is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of North Carolina at Wilmington cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=199218 IPEDS survey data.