Savings Plan and Future Cost Estimation for Cleveland State University

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$73,764
Monthly savings required$584

How much will it cost to send your child to Cleveland State University in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $295,055.14 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $583.90 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$28,445.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $583.90 $0.00 $0.00 $583.90
2 $583.90 $583.90 $0.00 $3.30 $1,171.10
3 $1,171.10 $583.90 $0.00 $6.62 $1,761.62
4 $1,761.62 $583.90 $0.00 $9.96 $2,355.48
5 $2,355.48 $583.90 $0.00 $13.32 $2,952.70
6 $2,952.70 $583.90 $0.00 $16.69 $3,553.29
7 $3,553.29 $583.90 $0.00 $20.09 $4,157.28
8 $4,157.28 $583.90 $0.00 $23.51 $4,764.69
9 $4,764.69 $583.90 $0.00 $26.94 $5,375.53
10 $5,375.53 $583.90 $0.00 $30.39 $5,989.82
11 $5,989.82 $583.90 $0.00 $33.87 $6,607.59
12 $6,607.59 $583.90 $0.00 $37.36 $7,228.85
13 $7,228.85 $583.90 $0.00 $40.87 $7,853.62
14 $7,853.62 $583.90 $0.00 $44.41 $8,481.93
15 $8,481.93 $583.90 $0.00 $47.96 $9,113.79
16 $9,113.79 $583.90 $0.00 $51.53 $9,749.22
17 $9,749.22 $583.90 $0.00 $55.12 $10,388.24
18 $10,388.24 $583.90 $0.00 $58.74 $11,030.88
19 $11,030.88 $583.90 $0.00 $62.37 $11,677.15
20 $11,677.15 $583.90 $0.00 $66.02 $12,327.07
21 $12,327.07 $583.90 $0.00 $69.70 $12,980.67
22 $12,980.67 $583.90 $0.00 $73.39 $13,637.96
23 $13,637.96 $583.90 $0.00 $77.11 $14,298.97
24 $14,298.97 $583.90 $0.00 $80.85 $14,963.72
25 $14,963.72 $583.90 $0.00 $84.61 $15,632.23
26 $15,632.23 $583.90 $0.00 $88.39 $16,304.52
27 $16,304.52 $583.90 $0.00 $92.19 $16,980.61
28 $16,980.61 $583.90 $0.00 $96.01 $17,660.52
29 $17,660.52 $583.90 $0.00 $99.86 $18,344.28
30 $18,344.28 $583.90 $0.00 $103.72 $19,031.90
31 $19,031.90 $583.90 $0.00 $107.61 $19,723.41
32 $19,723.41 $583.90 $0.00 $111.52 $20,418.83
33 $20,418.83 $583.90 $0.00 $115.45 $21,118.18
34 $21,118.18 $583.90 $0.00 $119.41 $21,821.49
35 $21,821.49 $583.90 $0.00 $123.38 $22,528.77
36 $22,528.77 $583.90 $0.00 $127.38 $23,240.05
37 $23,240.05 $583.90 $0.00 $131.40 $23,955.35
38 $23,955.35 $583.90 $0.00 $135.45 $24,674.70
39 $24,674.70 $583.90 $0.00 $139.51 $25,398.11
40 $25,398.11 $583.90 $0.00 $143.60 $26,125.61
41 $26,125.61 $583.90 $0.00 $147.72 $26,857.23
42 $26,857.23 $583.90 $0.00 $151.85 $27,592.98
43 $27,592.98 $583.90 $0.00 $156.01 $28,332.89
44 $28,332.89 $583.90 $0.00 $160.20 $29,076.99
45 $29,076.99 $583.90 $0.00 $164.41 $29,825.30
46 $29,825.30 $583.90 $0.00 $168.64 $30,577.84
47 $30,577.84 $583.90 $0.00 $172.89 $31,334.63
48 $31,334.63 $583.90 $0.00 $177.17 $32,095.70
49 $32,095.70 $583.90 $0.00 $181.47 $32,861.07
50 $32,861.07 $583.90 $0.00 $185.80 $33,630.77
51 $33,630.77 $583.90 $0.00 $190.15 $34,404.82
52 $34,404.82 $583.90 $0.00 $194.53 $35,183.25
53 $35,183.25 $583.90 $0.00 $198.93 $35,966.08
54 $35,966.08 $583.90 $0.00 $203.36 $36,753.34
55 $36,753.34 $583.90 $0.00 $207.81 $37,545.05
56 $37,545.05 $583.90 $0.00 $212.29 $38,341.24
57 $38,341.24 $583.90 $0.00 $216.79 $39,141.93
58 $39,141.93 $583.90 $0.00 $221.31 $39,947.14
59 $39,947.14 $583.90 $0.00 $225.87 $40,756.91
60 $40,756.91 $583.90 $0.00 $230.45 $41,571.26
61 $41,571.26 $583.90 $0.00 $235.05 $42,390.21
62 $42,390.21 $583.90 $0.00 $239.68 $43,213.79
63 $43,213.79 $583.90 $0.00 $244.34 $44,042.03
64 $44,042.03 $583.90 $0.00 $249.02 $44,874.95
65 $44,874.95 $583.90 $0.00 $253.73 $45,712.58
66 $45,712.58 $583.90 $0.00 $258.47 $46,554.95
67 $46,554.95 $583.90 $0.00 $263.23 $47,402.08
68 $47,402.08 $583.90 $0.00 $268.02 $48,254.00
69 $48,254.00 $583.90 $0.00 $272.84 $49,110.74
70 $49,110.74 $583.90 $0.00 $277.68 $49,972.32
71 $49,972.32 $583.90 $0.00 $282.55 $50,838.77
72 $50,838.77 $583.90 $0.00 $287.45 $51,710.12
73 $51,710.12 $583.90 $0.00 $292.38 $52,586.40
74 $52,586.40 $583.90 $0.00 $297.33 $53,467.63
75 $53,467.63 $583.90 $0.00 $302.31 $54,353.84
76 $54,353.84 $583.90 $0.00 $307.32 $55,245.06
77 $55,245.06 $583.90 $0.00 $312.36 $56,141.32
78 $56,141.32 $583.90 $0.00 $317.43 $57,042.65
79 $57,042.65 $583.90 $0.00 $322.53 $57,949.08
80 $57,949.08 $583.90 $0.00 $327.65 $58,860.63
81 $58,860.63 $583.90 $0.00 $332.81 $59,777.34
82 $59,777.34 $583.90 $0.00 $337.99 $60,699.23
83 $60,699.23 $583.90 $0.00 $343.20 $61,626.33
84 $61,626.33 $583.90 $0.00 $348.44 $62,558.67
85 $62,558.67 $583.90 $0.00 $353.72 $63,496.29
86 $63,496.29 $583.90 $0.00 $359.02 $64,439.21
87 $64,439.21 $583.90 $0.00 $364.35 $65,387.46
88 $65,387.46 $583.90 $0.00 $369.71 $66,341.07
89 $66,341.07 $583.90 $0.00 $375.10 $67,300.07
90 $67,300.07 $583.90 $0.00 $380.52 $68,264.49
91 $68,264.49 $583.90 $0.00 $385.98 $69,234.37
92 $69,234.37 $583.90 $0.00 $391.46 $70,209.73
93 $70,209.73 $583.90 $0.00 $396.98 $71,190.61
94 $71,190.61 $583.90 $0.00 $402.52 $72,177.03
95 $72,177.03 $583.90 $0.00 $408.10 $73,169.03
96 $73,169.03 $583.90 $0.00 $413.71 $74,166.64
97 $74,166.64 $583.90 $0.00 $419.35 $75,169.89
98 $75,169.89 $583.90 $0.00 $425.02 $76,178.81
99 $76,178.81 $583.90 $0.00 $430.73 $77,193.44
100 $77,193.44 $583.90 $0.00 $436.46 $78,213.80
101 $78,213.80 $583.90 $0.00 $442.23 $79,239.93
102 $79,239.93 $583.90 $0.00 $448.03 $80,271.86
103 $80,271.86 $583.90 $0.00 $453.87 $81,309.63
104 $81,309.63 $583.90 $0.00 $459.74 $82,353.27
105 $82,353.27 $583.90 $0.00 $465.64 $83,402.81
106 $83,402.81 $583.90 $0.00 $471.57 $84,458.28
107 $84,458.28 $583.90 $0.00 $477.54 $85,519.72
108 $85,519.72 $583.90 $0.00 $483.54 $86,587.16
109 $86,587.16 $583.90 $0.00 $489.58 $87,660.64
110 $87,660.64 $583.90 $0.00 $495.65 $88,740.19
111 $88,740.19 $583.90 $0.00 $501.75 $89,825.84
112 $89,825.84 $583.90 $0.00 $507.89 $90,917.63
113 $90,917.63 $583.90 $0.00 $514.06 $92,015.59
114 $92,015.59 $583.90 $0.00 $520.27 $93,119.76
115 $93,119.76 $583.90 $0.00 $526.51 $94,230.17
116 $94,230.17 $583.90 $0.00 $532.79 $95,346.86
117 $95,346.86 $583.90 $0.00 $539.11 $96,469.87
118 $96,469.87 $583.90 $0.00 $545.45 $97,599.22
119 $97,599.22 $583.90 $0.00 $551.84 $98,734.96
120 $98,734.96 $583.90 $0.00 $558.26 $99,877.12
121 $99,877.12 $583.90 $0.00 $564.72 $101,025.74
122 $101,025.74 $583.90 $0.00 $571.21 $102,180.85
123 $102,180.85 $583.90 $0.00 $577.75 $103,342.50
124 $103,342.50 $583.90 $0.00 $584.31 $104,510.71
125 $104,510.71 $583.90 $0.00 $590.92 $105,685.53
126 $105,685.53 $583.90 $0.00 $597.56 $106,866.99
127 $106,866.99 $583.90 $0.00 $604.24 $108,055.13
128 $108,055.13 $583.90 $0.00 $610.96 $109,249.99
129 $109,249.99 $583.90 $0.00 $617.72 $110,451.61
130 $110,451.61 $583.90 $0.00 $624.51 $111,660.02
131 $111,660.02 $583.90 $0.00 $631.34 $112,875.26
132 $112,875.26 $583.90 $0.00 $638.21 $114,097.37
133 $114,097.37 $583.90 $0.00 $645.12 $115,326.39
134 $115,326.39 $583.90 $0.00 $652.07 $116,562.36
135 $116,562.36 $583.90 $0.00 $659.06 $117,805.32
136 $117,805.32 $583.90 $0.00 $666.09 $119,055.31
137 $119,055.31 $583.90 $0.00 $673.16 $120,312.37
138 $120,312.37 $583.90 $0.00 $680.26 $121,576.53
139 $121,576.53 $583.90 $0.00 $687.41 $122,847.84
140 $122,847.84 $583.90 $0.00 $694.60 $124,126.34
141 $124,126.34 $583.90 $0.00 $701.83 $125,412.07
142 $125,412.07 $583.90 $0.00 $709.10 $126,705.07
143 $126,705.07 $583.90 $0.00 $716.41 $128,005.38
144 $128,005.38 $583.90 $0.00 $723.76 $129,313.04
145 $129,313.04 $583.90 $0.00 $731.15 $130,628.09
146 $130,628.09 $583.90 $0.00 $738.59 $131,950.58
147 $131,950.58 $583.90 $0.00 $746.07 $133,280.55
148 $133,280.55 $583.90 $0.00 $753.59 $134,618.04
149 $134,618.04 $583.90 $0.00 $761.15 $135,963.09
150 $135,963.09 $583.90 $0.00 $768.76 $137,315.75
151 $137,315.75 $583.90 $0.00 $776.40 $138,676.05
152 $138,676.05 $583.90 $0.00 $784.09 $140,044.04
153 $140,044.04 $583.90 $0.00 $791.83 $141,419.77
154 $141,419.77 $583.90 $0.00 $799.61 $142,803.28
155 $142,803.28 $583.90 $0.00 $807.43 $144,194.61
156 $144,194.61 $583.90 $0.00 $815.30 $145,593.81
157 $145,593.81 $583.90 $0.00 $823.21 $147,000.92
158 $147,000.92 $583.90 $0.00 $831.16 $148,415.98
159 $148,415.98 $583.90 $0.00 $839.17 $149,839.05
160 $149,839.05 $583.90 $0.00 $847.21 $151,270.16
161 $151,270.16 $583.90 $0.00 $855.30 $152,709.36
162 $152,709.36 $583.90 $0.00 $863.44 $154,156.70
163 $154,156.70 $583.90 $0.00 $871.62 $155,612.22
164 $155,612.22 $583.90 $0.00 $879.85 $157,075.97
165 $157,075.97 $583.90 $0.00 $888.13 $158,548.00
166 $158,548.00 $583.90 $0.00 $896.45 $160,028.35
167 $160,028.35 $583.90 $0.00 $904.82 $161,517.07
168 $161,517.07 $583.90 $0.00 $913.24 $163,014.21
169 $163,014.21 $583.90 $0.00 $921.71 $164,519.82
170 $164,519.82 $583.90 $0.00 $930.22 $166,033.94
171 $166,033.94 $583.90 $0.00 $938.78 $167,556.62
172 $167,556.62 $583.90 $0.00 $947.39 $169,087.91
173 $169,087.91 $583.90 $0.00 $956.05 $170,627.86
174 $170,627.86 $583.90 $0.00 $964.75 $172,176.51
175 $172,176.51 $583.90 $0.00 $973.51 $173,733.92
176 $173,733.92 $583.90 $0.00 $982.32 $175,300.14
177 $175,300.14 $583.90 $0.00 $991.17 $176,875.21
178 $176,875.21 $583.90 $0.00 $1,000.08 $178,459.19
179 $178,459.19 $583.90 $0.00 $1,009.03 $180,052.12
180 $180,052.12 $583.90 $0.00 $1,018.04 $181,654.06
181 $181,654.06 $583.90 $0.00 $1,027.10 $183,265.06
182 $183,265.06 $583.90 $0.00 $1,036.21 $184,885.17
183 $184,885.17 $583.90 $0.00 $1,045.37 $186,514.44
184 $186,514.44 $583.90 $0.00 $1,054.58 $188,152.92
185 $188,152.92 $583.90 $0.00 $1,063.84 $189,800.66
186 $189,800.66 $583.90 $0.00 $1,073.16 $191,457.72
187 $191,457.72 $583.90 $0.00 $1,082.53 $193,124.15
188 $193,124.15 $583.90 $0.00 $1,091.95 $194,800.00
189 $194,800.00 $583.90 $0.00 $1,101.43 $196,485.33
190 $196,485.33 $583.90 $0.00 $1,110.96 $198,180.19
191 $198,180.19 $583.90 $0.00 $1,120.54 $199,884.63
192 $199,884.63 $583.90 $0.00 $1,130.18 $201,598.71
193 $201,598.71 $583.90 $0.00 $1,139.87 $203,322.48
194 $203,322.48 $583.90 $0.00 $1,149.61 $205,055.99
195 $205,055.99 $583.90 $0.00 $1,159.42 $206,799.31
196 $206,799.31 $583.90 $0.00 $1,169.27 $208,552.48
197 $208,552.48 $583.90 $0.00 $1,179.19 $210,315.57
198 $210,315.57 $583.90 $0.00 $1,189.15 $212,088.62
199 $212,088.62 $583.90 $0.00 $1,199.18 $213,871.70
200 $213,871.70 $583.90 $0.00 $1,209.26 $215,664.86
201 $215,664.86 $583.90 $0.00 $1,219.40 $217,468.16
202 $217,468.16 $583.90 $0.00 $1,229.60 $219,281.66
203 $219,281.66 $583.90 $0.00 $1,239.85 $221,105.41
204 $221,105.41 $583.90 $0.00 $1,250.16 $222,939.47
205 $222,939.47 $583.90 $0.00 $1,260.53 $224,783.90
206 $224,783.90 $583.90 $0.00 $1,270.96 $226,638.76
207 $226,638.76 $583.90 $0.00 $1,281.45 $228,504.11
208 $228,504.11 $583.90 $0.00 $1,292.00 $230,380.01
209 $230,380.01 $583.90 $0.00 $1,302.60 $232,266.51
210 $232,266.51 $583.90 $0.00 $1,313.27 $234,163.68
211 $234,163.68 $583.90 $0.00 $1,324.00 $236,071.58
212 $236,071.58 $583.90 $0.00 $1,334.78 $237,990.26
213 $237,990.26 $583.90 $0.00 $1,345.63 $239,919.79
214 $239,919.79 $583.90 $0.00 $1,356.54 $241,860.23
215 $241,860.23 $583.90 $0.00 $1,367.51 $243,811.64
216 $243,811.64 $583.90 $0.00 $1,378.55 $245,774.09
217 $245,774.09 $583.90 $68,456.28 $1,389.64 $179,291.35
218 $179,291.35 $583.90 $0.00 $1,013.74 $180,888.99
219 $180,888.99 $583.90 $0.00 $1,022.77 $182,495.66
220 $182,495.66 $583.90 $0.00 $1,031.86 $184,111.42
221 $184,111.42 $583.90 $0.00 $1,040.99 $185,736.31
222 $185,736.31 $583.90 $0.00 $1,050.18 $187,370.39
223 $187,370.39 $583.90 $0.00 $1,059.42 $189,013.71
224 $189,013.71 $583.90 $0.00 $1,068.71 $190,666.32
225 $190,666.32 $583.90 $0.00 $1,078.06 $192,328.28
226 $192,328.28 $583.90 $0.00 $1,087.45 $193,999.63
227 $193,999.63 $583.90 $0.00 $1,096.90 $195,680.43
228 $195,680.43 $583.90 $0.00 $1,106.41 $197,370.74
229 $197,370.74 $583.90 $71,879.10 $1,115.96 $127,191.50
230 $127,191.50 $583.90 $0.00 $719.16 $128,494.56
231 $128,494.56 $583.90 $0.00 $726.53 $129,804.99
232 $129,804.99 $583.90 $0.00 $733.94 $131,122.83
233 $131,122.83 $583.90 $0.00 $741.39 $132,448.12
234 $132,448.12 $583.90 $0.00 $748.88 $133,780.90
235 $133,780.90 $583.90 $0.00 $756.42 $135,121.22
236 $135,121.22 $583.90 $0.00 $764.00 $136,469.12
237 $136,469.12 $583.90 $0.00 $771.62 $137,824.64
238 $137,824.64 $583.90 $0.00 $779.28 $139,187.82
239 $139,187.82 $583.90 $0.00 $786.99 $140,558.71
240 $140,558.71 $583.90 $0.00 $794.74 $141,937.35
241 $141,937.35 $583.90 $75,473.05 $802.53 $67,850.73
242 $67,850.73 $583.90 $0.00 $383.64 $68,818.27
243 $68,818.27 $583.90 $0.00 $389.11 $69,791.28
244 $69,791.28 $583.90 $0.00 $394.61 $70,769.79
245 $70,769.79 $583.90 $0.00 $400.14 $71,753.83
246 $71,753.83 $583.90 $0.00 $405.71 $72,743.44
247 $72,743.44 $583.90 $0.00 $411.30 $73,738.64
248 $73,738.64 $583.90 $0.00 $416.93 $74,739.47
249 $74,739.47 $583.90 $0.00 $422.59 $75,745.96
250 $75,745.96 $583.90 $0.00 $428.28 $76,758.14
251 $76,758.14 $583.90 $0.00 $434.00 $77,776.04
252 $77,776.04 $583.90 $0.00 $439.76 $78,799.70
253 $78,799.70 $0.00 $79,246.71 $445.54 ($1.47)