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Annual Costs

Undergraduate Tuition

James A Rhodes State College tuition is $3,845 per year for in-state residents. This is 9% more expensive than the national average public two year tuition of $3,532. The cost is 63% cheaper than the average Ohio tuition of $10,375 for 2 year colleges. Tuition ranks 15th in Ohio amongst 2 year colleges for affordability and is the 72nd most expensive 2 year college in the state. If attending from out-of-state, the tuition is $7,689 which represents a 100% premium.

Housing Costs

James A Rhodes State College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Lima area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $7,308.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

Off-campus students should budget for $3,800 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Ohio residents to go to Rhodes State College is $16,153 for the 2017/2018 academic year. Out-of-state students who don't have Ohio residence can expect a one year cost of $19,997. Students residing at home with parents providing food and housing should budget a total cost of $8,576.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for James A Rhodes State College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for James A Rhodes State College
Estimated Budgets
Ohio Resident Total Budget (Living Off Campus)$16,153
   In-State Tuition$3,845
   Other Fees$0
   Off-Campus Housing Budget$7,308
   Off-Campus Other Budget$3,800
   Books and Supplies$1,200
Ohio Resident Total Budget (Living with Parents)$8,576
   In-State Tuition$3,845
   Other Fees$0
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,531
   Books and Supplies$1,200

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $16,153 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Rhodes State College net price for in-state students is $9,888* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

64% of James A Rhodes State College students received grant aid in 2014/2015. The average total aid amount was $4,126. 56 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,423. To apply for a Pell Grant to attend James A Rhodes State College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for James A Rhodes State College
Financial Aid Summary
Average Annual Net Price$9,888*
Percent of Students Receiving Grant Aid64%
Average Total Grant Aid$4,126
Percent of Students Receiving Pell Grants56%
Average Amount of Pell Grant Aid$4,423

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$9,463
$30,001 to $48,000$9,573
$48,001 to $75,000$11,893
$75,001 to $110,000$13,560
$110,000+$13,617

Average Financial Aid Mix - $16,153 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $16,153. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

33%
41%
26%

Grants and Scholarships

 33% - $4,126

Money granted to you by the U.S. Department of Education, James A Rhodes State College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 41% - $5,036

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 26% -  $3,191

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. James A Rhodes State College
Edison State Community College6.1% less expensive
Marion Technical College6.1% more expensive
Northwest State Community College1.8% less expensive
Clark State Community College24.3% less expensive
Ivy Tech Community College Northeast15.9% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at James A Rhodes State College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Rhodes State College is $32,306 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $8,876 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $17,752**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at James A Rhodes State College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at James A Rhodes State College
Price per credit hour for Ohio residents$160
Cost for one class for Ohio residents (3 credit hours)$480
Price per credit hour for out of state residents$320
Cost for one class for out of state residents (3 credit hours)$960
Cost for one class for out of state residents (4 credit hours)$1,280

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 45% of James A Rhodes State College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,036.

Example Loan Payments and Costs

How much are student loan payments for James A Rhodes State College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $17,752, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $22,026.16. This could be your effective total out of pocket cost of an education at James A Rhodes State College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 64% of students at this school who receive financial aid and you are paying an average annual net price of $8,876. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our James A Rhodes State College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

James A Rhodes State College Student Loan Payments
Example Payments
Monthly Loan Payment$183.55
Amount Borrowed$17,752.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$4,274.16
Sum of All Payments over 10 years$22,026.16

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Rhodes State College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending James A Rhodes State College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $22,026.16 would be needed to afford a $183.55 monthly payment in the example $17,752.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to James A Rhodes State College in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $32,306.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for James A Rhodes State College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$21,131$42,262
Estimated Cost in 10 years for students enrolling in 2029$26,969$53,939
Estimated Cost in 15 years for students enrolling in 2034 $34,420$68,841
Estimated Cost in 18 years for students enrolling in 2037 $39,846$79,692

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at James A Rhodes State College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Associate's Degree 151 1% cheaper
Business, Management, Marketing, and Related Support Services, Other Associate's Degree 68 16% cheaper
Computer Programming, Specific Applications Associate's Degree 39 6% costlier
Physical Therapy Technician/Assistant Associate's Degree 33 0% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 30 3% costlier
Social Work Associate's Degree 27 10% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 26 6% cheaper
Occupational Therapist Assistant Associate's Degree 21 1% cheaper
Criminal Justice/Police Science Associate's Degree 20 3% costlier
Child Development Associate's Degree 19 13% costlier
Civil Engineering Technology/Technician Associate's Degree 19 1% costlier
Dental Hygiene/Hygienist Associate's Degree 17 2% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 17 3% costlier
Computer Technology/Computer Systems Technology Associate's Degree 15 4% costlier
Medical/Clinical Assistant Associate's Degree 15 2% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 12 7% costlier
Mechanical Engineering Related Technologies/Technicians, Other Associate's Degree 12 13% cheaper
Corrections Associate's Degree 8 14% costlier
Marketing/Marketing Management, General Associate's Degree 7 3% costlier
Legal Assistant/Paralegal Associate's Degree 7 1% cheaper
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 5 9% cheaper
Environmental Control Technologies/Technicians, Other Associate's Degree 5 9% costlier
Multi-/Interdisciplinary Studies, Other Associate's Degree 5 8% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 4 11% costlier
Industrial Technology/Technician Associate's Degree 4 14% costlier
Robotics Technology/Technician Associate's Degree 3 7% cheaper
Finance and Financial Management Services, Other Associate's Degree 3 26% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 2 10% cheaper
Quality Control Technology/Technician Associate's Degree 1 14% costlier

Calculators

Use the calculators below to formulate a college savings plan for James A Rhodes State College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford James A Rhodes State College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a James A Rhodes State College student loan.

Prepayment Option

About James A Rhodes State College

James A Rhodes State College is a two year community college located in Lima, Ohio.  Full time enrollment is 1,057 and part time is 3,518.  James A Rhodes State College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about James A Rhodes State College at CollegeSimply.

Only undergraduate degrees are offered at this school.

Address
James A Rhodes State College
4240 Campus Dr
Lima, Ohio
45804

For Profit / Not For Profit Status

James A Rhodes State College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

James A Rhodes State College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=203678 IPEDS survey data.