Annual Costs

Undergraduate Tuition

Miami University tuition is $12,168 per year for in-state residents. This is 71% more expensive than the national average public four year tuition of $7,203. The cost is 38% cheaper than the average Ohio tuition of $19,795 for 4 year colleges. Tuition ranks 44th in Ohio amongst 4 year colleges for affordability and is the 61st most expensive 4 year college in the state. If attending from out-of-state, the tuition is $31,421 which represents a 158% premium.

The school charges an additional fees of $2,790 in addition to tuition bringing the total effective in-state tuition to $14,958.

Housing Costs

On campus room and board is provided by the school at a cost of $13,202 per academic year. Students electing to live off campus elsewhere in Oxford should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,216.

Other Living Expenses

If living on-campus, students should budget for $2,435 in additional living expenses. Off-campus students should budget for $2,435 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Ohio residents to go to Miami is $31,811 for the 2018/2019 academic year. Out-of-state students who don't have Ohio residence can expect a one year cost of $51,064.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Miami University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Miami University
Estimated Budgets
Ohio Resident Total Budget $31,811
   In-State Tuition$12,168
   Other Fees$2,790
   Room and Board$13,202
   On-Campus Other Budget$2,435
   Books and Supplies$1,216
Non-Resident Total Budget $51,064
   Out-of-State Tuition$31,421
   Other Fees$2,790
   Room and Board$13,202
   On-Campus Other Budget$2,435
   Books and Supplies$1,216


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $31,811 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Miami net price for in-state students is $21,775* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

66% of Miami University students received grant aid in 2014/2015. The average total aid amount was $10,055. 10 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,144. To apply for a Pell Grant to attend Miami University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Miami University
Financial Aid Summary
Average Annual Net Price$21,775*
Percent of Students Receiving Grant Aid66%
Average Total Grant Aid$10,055
Percent of Students Receiving Pell Grants10%
Average Amount of Pell Grant Aid$4,144

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$15,924
$30,001 to $48,000$18,783
$48,001 to $75,000$22,922
$75,001 to $110,000$24,797

Average Financial Aid Mix - $31,811 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $31,811. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 34% - $10,055

Money granted to you by the U.S. Department of Education, Miami University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 19% - $5,654

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 47% -  $13,667

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if Miami is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 79/100 for Miami University. Considering an average net price paid of $22,210, this leads to an overall value ranking of 72/100. This places the school 82nd on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Miami University
Purdue University Main Campus24.3% less expensive
Michigan State University18.8% more expensive
Virginia Military Institute27% less expensive
Penn State Main Campus43.1% more expensive
University at Buffalo45.2% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Miami University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Miami is $127,244 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $22,210 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $88,840**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $159,055 or $111,050 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Miami University.

Ohio Resident Tuition Per Semester$6,084
Ohio Resident Total Cost Per Semester$15,906
Non-Ohio Resident Tuition Per Semester$15,710
Non-Ohio Resident Total Cost Per Semester$25,532

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Miami University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Miami University
Price per credit hour for Ohio residents$596
Cost for one class for Ohio residents (3 credit hours)$1,788
Price per credit hour for out of state residents$1,344
Cost for one class for out of state residents (3 credit hours)$4,032
Cost for one class for out of state residents (4 credit hours)$5,376


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 39% of Miami University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,654. The reported average student debt upon graduation is $27,817.

Example Loan Payments and Costs

How much are student loan payments for Miami University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $88,840, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $110,230.07. This could be your effective total out of pocket cost of an education at Miami University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 66% of students at this school who receive financial aid and you are paying an average annual net price of $22,210. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Miami University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Miami University Student Loan Payments
Example Payments
Monthly Loan Payment$918.58
Amount Borrowed$88,840.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$21,390.07
Sum of All Payments over 10 years$110,230.07

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Miami? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Miami University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $110,230.07 would be needed to afford a $918.58 monthly payment in the example $88,840.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Miami University in the future? In the past four years, this school's published in-state tuition and fee total rose from $11,270 to $12,168. This amounts to an average annual price increase of 1.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $127,244.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Miami University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$43,748$174,990
Estimated Cost in 10 years for students enrolling in 2030$55,834$223,337
Estimated Cost in 15 years for students enrolling in 2035 $71,260$285,041
Estimated Cost in 18 years for students enrolling in 2038 $82,493$329,970

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Miami University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
General Studies Associate's Degree 138 142% costlier
Early Childhood Education and Teaching Bachelor's Degree 107 47% costlier
Registered Nursing/Registered Nurse Associate's Degree 95 153% costlier
Mass Communication/Media Studies Bachelor's Degree 82 34% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 74 27% costlier
Public Relations/Image Management Bachelor's Degree 66 29% costlier
Rhetoric and Composition Bachelor's Degree 63 37% costlier
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 59 50% costlier
Architecture Bachelor's Degree 57 7% costlier
Mechanical Engineering Bachelor's Degree 48 20% costlier
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 45 32% costlier
Computer and Information Sciences, General Bachelor's Degree 38 38% costlier
Environmental Science Bachelor's Degree 37 19% costlier
Special Education and Teaching, General Bachelor's Degree 36 43% costlier
Business Administration and Management, General Bachelor's Degree 35 48% costlier
Human Development and Family Studies, General Bachelor's Degree 35 38% costlier
Microbiology, General Bachelor's Degree 31 29% costlier
English/Language Arts Teacher Education Bachelor's Degree 31 46% costlier
Art/Art Studies, General Bachelor's Degree 26 30% costlier
Engineering/Industrial Management Bachelor's Degree 26 30% costlier
History, General Bachelor's Degree 24 25% costlier
Chemical Engineering Bachelor's Degree 24 12% costlier
Social Work Bachelor's Degree 22 42% costlier
City/Urban, Community and Regional Planning Bachelor's Degree 21 25% costlier
Mathematics Teacher Education Bachelor's Degree 21 44% costlier
Art Teacher Education Bachelor's Degree 20 41% costlier
Data Processing and Data Processing Technology/Technician Associate's Degree 18 187% costlier
Art History, Criticism and Conservation Bachelor's Degree 18 4% costlier
Interior Architecture Bachelor's Degree 18 30% costlier
Accounting Bachelor's Degree 16 37% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 15 20% costlier
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 15 131% costlier
Commercial and Advertising Art Bachelor's Degree 15 35% costlier
Social Studies Teacher Education Bachelor's Degree 14 37% costlier
Political Science and Government, General Bachelor's Degree 12 23% costlier
Criminal Justice/Police Science Associate's Degree 12 164% costlier
Finance, General Bachelor's Degree 11 37% costlier
Physics, General Bachelor's Degree 11 16% costlier
Athletic Training/Trainer Bachelor's Degree 11 36% costlier
Physical Education Teaching and Coaching Bachelor's Degree 11 46% costlier
Kindergarten/Preschool Education and Teaching Associate's Degree 11 144% costlier
Psychology, General Bachelor's Degree 9 26% costlier
Spanish Language and Literature Bachelor's Degree 9 19% costlier
Latin American Studies Bachelor's Degree 9 4% cheaper
English Language and Literature, General Bachelor's Degree 9 27% costlier
East Asian Studies Bachelor's Degree 9 10% cheaper
Creative Writing Bachelor's Degree 8 11% costlier
Marketing/Marketing Management, General Associate's Degree 8 162% costlier
Journalism Bachelor's Degree 8 32% costlier
Economics, General Bachelor's Degree 7 14% costlier
Wood Science and Wood Products/Pulp and Paper Technology Bachelor's Degree 7 26% costlier
Spanish Language Teacher Education Bachelor's Degree 7 41% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 7 4% cheaper
Manufacturing Engineering Bachelor's Degree 6 34% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 6 43% costlier
Philosophy Bachelor's Degree 6 13% costlier
Digital Communication and Media/Multimedia Bachelor's Degree 6 19% costlier
Anthropology Bachelor's Degree 6 13% costlier
Computer Engineering, General Bachelor's Degree 6 20% costlier
Music, General Bachelor's Degree 5 24% costlier
American/United States Studies/Civilization Bachelor's Degree 5 2% cheaper
Engineering, General Bachelor's Degree 5 12% costlier
Science Teacher Education/General Science Teacher Education Bachelor's Degree 5 49% costlier
Management Information Systems, General Bachelor's Degree 5 39% costlier
Women's Studies Bachelor's Degree 4 8% costlier
Multi-/Interdisciplinary Studies, Other Associate's Degree 4 175% costlier
Management Science Bachelor's Degree 4 23% costlier
French Language Teacher Education Bachelor's Degree 4 50% costlier
French Language and Literature Bachelor's Degree 4 11% costlier
Religion/Religious Studies Bachelor's Degree 3 7% costlier
Organizational Behavior Studies Bachelor's Degree 3 20% costlier
German Language and Literature Bachelor's Degree 3 8% costlier
Office Management and Supervision Associate's Degree 3 175% costlier
Biochemistry Bachelor's Degree 3 10% costlier
Sociology Bachelor's Degree 3 24% costlier
Public Administration Bachelor's Degree 3 50% costlier
Biology Teacher Education Bachelor's Degree 3 52% costlier
Geography Bachelor's Degree 3 38% costlier
Music Performance, General Bachelor's Degree 3 28% costlier
Operations Management and Supervision Bachelor's Degree 3 56% costlier
Latin Teacher Education Bachelor's Degree 3 6% costlier
Botany/Plant Biology Bachelor's Degree 3 26% costlier
Zoology/Animal Biology Bachelor's Degree 3 29% costlier
Italian Studies Bachelor's Degree 2 18% cheaper
Computer Software Engineering Bachelor's Degree 2 32% costlier
Chemistry Teacher Education Bachelor's Degree 2 43% costlier
International Relations and Affairs Bachelor's Degree 2 9% costlier
Music Teacher Education Bachelor's Degree 2 35% costlier
Mathematics, General Bachelor's Degree 2 25% costlier
Electrical and Electronics Engineering Bachelor's Degree 2 21% costlier
Gerontology Bachelor's Degree 2 44% costlier
Computer Systems Analysis/Analyst Bachelor's Degree 2 78% costlier
Health and Physical Education/Fitness, General Bachelor's Degree 2 41% costlier
Business/Managerial Economics Bachelor's Degree 1 27% costlier
Environmental Studies Bachelor's Degree 1 4% costlier
Professional, Technical, Business, and Scientific Writing Bachelor's Degree 1 32% costlier
Statistics, General Bachelor's Degree 1 14% costlier
Business/Commerce, General Associate's Degree 1 131% costlier
Geology/Earth Science, General Bachelor's Degree 1 23% costlier
Health Teacher Education Bachelor's Degree 1 45% costlier
Engineering Physics/Applied Physics Bachelor's Degree 1 4% costlier
Sport and Fitness Administration/Management Bachelor's Degree 1 36% costlier
Latin Language and Literature Bachelor's Degree 1 2% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 1 173% costlier
Chemistry, General Bachelor's Degree 1 23% costlier
Linguistics Bachelor's Degree 1 3% costlier
African-American/Black Studies Bachelor's Degree 1 8% costlier
Speech Communication and Rhetoric Associate's Degree 1 144% costlier
Elementary Education and Teaching Associate's Degree 1 185% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 1 162% costlier
Kinesiology and Exercise Science Bachelor's Degree 1 33% costlier
Dietetics/Dietitian Bachelor's Degree 1 40% costlier


Use the calculators below to formulate a college savings plan for Miami University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Miami University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Miami University student loan.

Prepayment Option

About Miami University

Miami University is a four year public college located in Oxford, Ohio.  Full time enrollment is 17,399 and part time is 2,298. Learn more about getting accepted at Miami University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Miami University
501 East High St
Oxford, Ohio

For Profit / Not For Profit Status

Miami University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Miami University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=204024 IPEDS survey data.