Student Loan Payment Calculator for Southern Oregon University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $116,140.00 to attend Southern Oregon University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Southern Oregon University Student Loan Payments
Example Payments
Monthly Loan Payment$1,161.02
Amount Borrowed$116,140.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$23,181.87
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $139,321.87 to afford the $1,161.02 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Southern Oregon University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,161.02 $800.01 $361.00 $115,339.99
2 $1,161.02 $802.50 $358.52 $114,537.49
3 $1,161.02 $804.99 $356.02 $113,732.49
4 $1,161.02 $807.50 $353.52 $112,924.99
5 $1,161.02 $810.01 $351.01 $112,114.99
6 $1,161.02 $812.52 $348.49 $111,302.46
7 $1,161.02 $815.05 $345.97 $110,487.41
8 $1,161.02 $817.58 $343.43 $109,669.83
9 $1,161.02 $820.13 $340.89 $108,849.70
10 $1,161.02 $822.67 $338.34 $108,027.03
11 $1,161.02 $825.23 $335.78 $107,201.80
12 $1,161.02 $827.80 $333.22 $106,374.00
13 $1,161.02 $830.37 $330.65 $105,543.63
14 $1,161.02 $832.95 $328.06 $104,710.68
15 $1,161.02 $835.54 $325.48 $103,875.14
16 $1,161.02 $838.14 $322.88 $103,037.00
17 $1,161.02 $840.74 $320.27 $102,196.26
18 $1,161.02 $843.36 $317.66 $101,352.90
19 $1,161.02 $845.98 $315.04 $100,506.93
20 $1,161.02 $848.61 $312.41 $99,658.32
21 $1,161.02 $851.24 $309.77 $98,807.08
22 $1,161.02 $853.89 $307.13 $97,953.19
23 $1,161.02 $856.54 $304.47 $97,096.64
24 $1,161.02 $859.21 $301.81 $96,237.44
25 $1,161.02 $861.88 $299.14 $95,375.56
26 $1,161.02 $864.56 $296.46 $94,511.00
27 $1,161.02 $867.24 $293.77 $93,643.76
28 $1,161.02 $869.94 $291.08 $92,773.82
29 $1,161.02 $872.64 $288.37 $91,901.17
30 $1,161.02 $875.36 $285.66 $91,025.82
31 $1,161.02 $878.08 $282.94 $90,147.74
32 $1,161.02 $880.81 $280.21 $89,266.93
33 $1,161.02 $883.54 $277.47 $88,383.39
34 $1,161.02 $886.29 $274.73 $87,497.10
35 $1,161.02 $889.05 $271.97 $86,608.05
36 $1,161.02 $891.81 $269.21 $85,716.25
37 $1,161.02 $894.58 $266.43 $84,821.67
38 $1,161.02 $897.36 $263.65 $83,924.30
39 $1,161.02 $900.15 $260.86 $83,024.15
40 $1,161.02 $902.95 $258.07 $82,121.20
41 $1,161.02 $905.76 $255.26 $81,215.45
42 $1,161.02 $908.57 $252.44 $80,306.88
43 $1,161.02 $911.40 $249.62 $79,395.48
44 $1,161.02 $914.23 $246.79 $78,481.25
45 $1,161.02 $917.07 $243.95 $77,564.18
46 $1,161.02 $919.92 $241.10 $76,644.26
47 $1,161.02 $922.78 $238.24 $75,721.48
48 $1,161.02 $925.65 $235.37 $74,795.84
49 $1,161.02 $928.53 $232.49 $73,867.31
50 $1,161.02 $931.41 $229.60 $72,935.90
51 $1,161.02 $934.31 $226.71 $72,001.59
52 $1,161.02 $937.21 $223.80 $71,064.38
53 $1,161.02 $940.12 $220.89 $70,124.26
54 $1,161.02 $943.05 $217.97 $69,181.21
55 $1,161.02 $945.98 $215.04 $68,235.24
56 $1,161.02 $948.92 $212.10 $67,286.32
57 $1,161.02 $951.87 $209.15 $66,334.45
58 $1,161.02 $954.83 $206.19 $65,379.63
59 $1,161.02 $957.79 $203.22 $64,421.83
60 $1,161.02 $960.77 $200.24 $63,461.06
61 $1,161.02 $963.76 $197.26 $62,497.30
62 $1,161.02 $966.75 $194.26 $61,530.55
63 $1,161.02 $969.76 $191.26 $60,560.79
64 $1,161.02 $972.77 $188.24 $59,588.02
65 $1,161.02 $975.80 $185.22 $58,612.22
66 $1,161.02 $978.83 $182.19 $57,633.39
67 $1,161.02 $981.87 $179.14 $56,651.52
68 $1,161.02 $984.92 $176.09 $55,666.60
69 $1,161.02 $987.99 $173.03 $54,678.61
70 $1,161.02 $991.06 $169.96 $53,687.56
71 $1,161.02 $994.14 $166.88 $52,693.42
72 $1,161.02 $997.23 $163.79 $51,696.19
73 $1,161.02 $1,000.33 $160.69 $50,695.87
74 $1,161.02 $1,003.44 $157.58 $49,692.43
75 $1,161.02 $1,006.55 $154.46 $48,685.88
76 $1,161.02 $1,009.68 $151.33 $47,676.19
77 $1,161.02 $1,012.82 $148.19 $46,663.37
78 $1,161.02 $1,015.97 $145.05 $45,647.40
79 $1,161.02 $1,019.13 $141.89 $44,628.27
80 $1,161.02 $1,022.30 $138.72 $43,605.98
81 $1,161.02 $1,025.47 $135.54 $42,580.50
82 $1,161.02 $1,028.66 $132.35 $41,551.84
83 $1,161.02 $1,031.86 $129.16 $40,519.98
84 $1,161.02 $1,035.07 $125.95 $39,484.92
85 $1,161.02 $1,038.28 $122.73 $38,446.63
86 $1,161.02 $1,041.51 $119.50 $37,405.12
87 $1,161.02 $1,044.75 $116.27 $36,360.37
88 $1,161.02 $1,048.00 $113.02 $35,312.38
89 $1,161.02 $1,051.25 $109.76 $34,261.13
90 $1,161.02 $1,054.52 $106.50 $33,206.61
91 $1,161.02 $1,057.80 $103.22 $32,148.81
92 $1,161.02 $1,061.09 $99.93 $31,087.72
93 $1,161.02 $1,064.38 $96.63 $30,023.34
94 $1,161.02 $1,067.69 $93.32 $28,955.64
95 $1,161.02 $1,071.01 $90.00 $27,884.63
96 $1,161.02 $1,074.34 $86.67 $26,810.29
97 $1,161.02 $1,077.68 $83.34 $25,732.61
98 $1,161.02 $1,081.03 $79.99 $24,651.58
99 $1,161.02 $1,084.39 $76.63 $23,567.19
100 $1,161.02 $1,087.76 $73.25 $22,479.43
101 $1,161.02 $1,091.14 $69.87 $21,388.29
102 $1,161.02 $1,094.53 $66.48 $20,293.75
103 $1,161.02 $1,097.94 $63.08 $19,195.82
104 $1,161.02 $1,101.35 $59.67 $18,094.47
105 $1,161.02 $1,104.77 $56.24 $16,989.70
106 $1,161.02 $1,108.21 $52.81 $15,881.49
107 $1,161.02 $1,111.65 $49.36 $14,769.84
108 $1,161.02 $1,115.11 $45.91 $13,654.73
109 $1,161.02 $1,118.57 $42.44 $12,536.16
110 $1,161.02 $1,122.05 $38.97 $11,414.11
111 $1,161.02 $1,125.54 $35.48 $10,288.58
112 $1,161.02 $1,129.04 $31.98 $9,159.54
113 $1,161.02 $1,132.54 $28.47 $8,027.00
114 $1,161.02 $1,136.06 $24.95 $6,890.93
115 $1,161.02 $1,139.60 $21.42 $5,751.34
116 $1,161.02 $1,143.14 $17.88 $4,608.20
117 $1,161.02 $1,146.69 $14.32 $3,461.51
118 $1,161.02 $1,150.26 $10.76 $2,311.25
119 $1,161.02 $1,153.83 $7.18 $1,157.42
120 $1,161.02 $1,157.42 $3.60 $0.00