Annual Costs

Undergraduate Tuition

Tuition for Commonwealth Technical Institute is $12,444 for the 2018/2019 academic year. This is 18% cheaper than the national average college tuition of $15,084. The cost is 4% cheaper than the average Pennsylvania tuition of $12,962 for 2 year colleges. Tuition ranks 29th in Pennsylvania amongst 2 year colleges for affordability and is the 30th most expensive 2 year college in the state. Price does not vary by residence.

The school charges an additional fees of $150 in addition to tuition bringing the total effective in-state tuition to $12,594.

Housing Costs

On campus room and board is provided by the school at a cost of $14,274 per academic year. Students electing to live off campus elsewhere in Johnstown should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $0.

Other Living Expenses

If living on-campus, students should budget for $5,277 in additional living expenses. Off-campus students should budget for $7,588 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to CTI was $32,145 for the 2018/2019 academic year. The cost is the same for all students regardless of Pennsylvania residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Commonwealth Technical Institute and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Commonwealth Technical Institute
Estimated Budgets
Pennsylvania Resident Total Budget $32,145
   In-State Tuition$12,444
   Other Fees$150
   Room and Board$14,274
   On-Campus Other Budget$5,277
   Books and Supplies$0
Non-Resident Total Budget $32,145
   Out-of-State Tuition$12,444
   Other Fees$150
   Room and Board$14,274
   On-Campus Other Budget$5,277
   Books and Supplies$0


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $32,145 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported CTI net price for in-state students is $28,445* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

52% of Commonwealth Technical Institute students received grant aid in 2014/2015. The average total aid amount was $4,984. 51 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,499. To apply for a Pell Grant to attend Commonwealth Technical Institute, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Commonwealth Technical Institute
Financial Aid Summary
Average Annual Net Price$28,445*
Percent of Students Receiving Grant Aid52%
Average Total Grant Aid$4,984
Percent of Students Receiving Pell Grants51%
Average Amount of Pell Grant Aid$4,499

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$27,931
$30,001 to $48,000$29,155
$48,001 to $75,000$29,790
$75,001 to $110,000n/a

Average Financial Aid Mix - $32,145 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $32,145. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 19% - $4,984

Money granted to you by the U.S. Department of Education, Commonwealth Technical Institute or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 0% - $0

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 81% -  $21,884

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Commonwealth Technical Institute
Pittsburgh Institute of Aeronautics72.3% more expensive
Rosedale Technical Institute10.9% more expensive
Aultman College of Nursing and Health Sciences40.7% more expensive
Ohio College of Massotherapy Inc32% less expensive
Remington College Cleveland Campus26% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Commonwealth Technical Institute.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at CTI is $64,290 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $25,824 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $51,648**

**Based on a 2 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Commonwealth Technical Institute are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Commonwealth Technical Institute
Price per credit hour$34
Cost for one class (3 credit hours)$102
Cost for one class (4 credit hours)$136


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 0% of Commonwealth Technical Institute students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $0.

Example Loan Payments and Costs

How much are student loan payments for Commonwealth Technical Institute? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $51,648, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $64,083.32. This could be your effective total out of pocket cost of an education at Commonwealth Technical Institute. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 52% of students at this school who receive financial aid and you are paying an average annual net price of $25,824. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Commonwealth Technical Institute student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Commonwealth Technical Institute Student Loan Payments
Example Payments
Monthly Loan Payment$534.03
Amount Borrowed$51,648.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,435.32
Sum of All Payments over 10 years$64,083.32

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend CTI? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Commonwealth Technical Institute, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $64,083.32 would be needed to afford a $534.03 monthly payment in the example $51,648.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Commonwealth Technical Institute in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 2 year cost of $64,290.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Commonwealth Technical Institute.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$42,052$84,103
Estimated Cost in 10 years for students enrolling in 2030$53,670$107,340
Estimated Cost in 15 years for students enrolling in 2035 $68,498$136,996
Estimated Cost in 18 years for students enrolling in 2038 $79,295$158,590


Use the calculators below to formulate a college savings plan for Commonwealth Technical Institute or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Commonwealth Technical Institute in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Commonwealth Technical Institute student loan.

Prepayment Option

About Commonwealth Technical Institute

Commonwealth Technical Institute is a two year private college located in Johnstown, Pennsylvania.  Full time enrollment is 174 and part time is 1.  Commonwealth Technical Institute has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes. Learn more about Commonwealth Technical Institute at CollegeSimply.

Only undergraduate degrees are offered at this school.

Commonwealth Technical Institute
727 Goucher St
Johnstown, Pennsylvania

For Profit / Not For Profit Status

Commonwealth Technical Institute is a private not for profit institution.

Commonwealth Technical Institute cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=212975 IPEDS survey data.