Savings Plan and Future Cost Estimation for Harrisburg University of Science and Technology

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$92,189
Monthly savings required$730

How much will it cost to send your child to Harrisburg University of Science and Technology in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $368,754.10 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $729.75 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$35,550.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $729.75 $0.00 $0.00 $729.75
2 $729.75 $729.75 $0.00 $4.13 $1,463.63
3 $1,463.63 $729.75 $0.00 $8.28 $2,201.66
4 $2,201.66 $729.75 $0.00 $12.45 $2,943.86
5 $2,943.86 $729.75 $0.00 $16.65 $3,690.26
6 $3,690.26 $729.75 $0.00 $20.87 $4,440.88
7 $4,440.88 $729.75 $0.00 $25.11 $5,195.74
8 $5,195.74 $729.75 $0.00 $29.38 $5,954.87
9 $5,954.87 $729.75 $0.00 $33.67 $6,718.29
10 $6,718.29 $729.75 $0.00 $37.99 $7,486.03
11 $7,486.03 $729.75 $0.00 $42.33 $8,258.11
12 $8,258.11 $729.75 $0.00 $46.69 $9,034.55
13 $9,034.55 $729.75 $0.00 $51.08 $9,815.38
14 $9,815.38 $729.75 $0.00 $55.50 $10,600.63
15 $10,600.63 $729.75 $0.00 $59.94 $11,390.32
16 $11,390.32 $729.75 $0.00 $64.40 $12,184.47
17 $12,184.47 $729.75 $0.00 $68.89 $12,983.11
18 $12,983.11 $729.75 $0.00 $73.41 $13,786.27
19 $13,786.27 $729.75 $0.00 $77.95 $14,593.97
20 $14,593.97 $729.75 $0.00 $82.52 $15,406.24
21 $15,406.24 $729.75 $0.00 $87.11 $16,223.10
22 $16,223.10 $729.75 $0.00 $91.73 $17,044.58
23 $17,044.58 $729.75 $0.00 $96.37 $17,870.70
24 $17,870.70 $729.75 $0.00 $101.04 $18,701.49
25 $18,701.49 $729.75 $0.00 $105.74 $19,536.98
26 $19,536.98 $729.75 $0.00 $110.46 $20,377.19
27 $20,377.19 $729.75 $0.00 $115.22 $21,222.16
28 $21,222.16 $729.75 $0.00 $119.99 $22,071.90
29 $22,071.90 $729.75 $0.00 $124.80 $22,926.45
30 $22,926.45 $729.75 $0.00 $129.63 $23,785.83
31 $23,785.83 $729.75 $0.00 $134.49 $24,650.07
32 $24,650.07 $729.75 $0.00 $139.38 $25,519.20
33 $25,519.20 $729.75 $0.00 $144.29 $26,393.24
34 $26,393.24 $729.75 $0.00 $149.23 $27,272.22
35 $27,272.22 $729.75 $0.00 $154.20 $28,156.17
36 $28,156.17 $729.75 $0.00 $159.20 $29,045.12
37 $29,045.12 $729.75 $0.00 $164.23 $29,939.10
38 $29,939.10 $729.75 $0.00 $169.28 $30,838.13
39 $30,838.13 $729.75 $0.00 $174.36 $31,742.24
40 $31,742.24 $729.75 $0.00 $179.48 $32,651.47
41 $32,651.47 $729.75 $0.00 $184.62 $33,565.84
42 $33,565.84 $729.75 $0.00 $189.79 $34,485.38
43 $34,485.38 $729.75 $0.00 $194.99 $35,410.12
44 $35,410.12 $729.75 $0.00 $200.21 $36,340.08
45 $36,340.08 $729.75 $0.00 $205.47 $37,275.30
46 $37,275.30 $729.75 $0.00 $210.76 $38,215.81
47 $38,215.81 $729.75 $0.00 $216.08 $39,161.64
48 $39,161.64 $729.75 $0.00 $221.43 $40,112.82
49 $40,112.82 $729.75 $0.00 $226.80 $41,069.37
50 $41,069.37 $729.75 $0.00 $232.21 $42,031.33
51 $42,031.33 $729.75 $0.00 $237.65 $42,998.73
52 $42,998.73 $729.75 $0.00 $243.12 $43,971.60
53 $43,971.60 $729.75 $0.00 $248.62 $44,949.97
54 $44,949.97 $729.75 $0.00 $254.15 $45,933.87
55 $45,933.87 $729.75 $0.00 $259.72 $46,923.34
56 $46,923.34 $729.75 $0.00 $265.31 $47,918.40
57 $47,918.40 $729.75 $0.00 $270.94 $48,919.09
58 $48,919.09 $729.75 $0.00 $276.60 $49,925.44
59 $49,925.44 $729.75 $0.00 $282.29 $50,937.48
60 $50,937.48 $729.75 $0.00 $288.01 $51,955.24
61 $51,955.24 $729.75 $0.00 $293.76 $52,978.75
62 $52,978.75 $729.75 $0.00 $299.55 $54,008.05
63 $54,008.05 $729.75 $0.00 $305.37 $55,043.17
64 $55,043.17 $729.75 $0.00 $311.22 $56,084.14
65 $56,084.14 $729.75 $0.00 $317.11 $57,131.00
66 $57,131.00 $729.75 $0.00 $323.03 $58,183.78
67 $58,183.78 $729.75 $0.00 $328.98 $59,242.51
68 $59,242.51 $729.75 $0.00 $334.97 $60,307.23
69 $60,307.23 $729.75 $0.00 $340.99 $61,377.97
70 $61,377.97 $729.75 $0.00 $347.04 $62,454.76
71 $62,454.76 $729.75 $0.00 $353.13 $63,537.64
72 $63,537.64 $729.75 $0.00 $359.25 $64,626.64
73 $64,626.64 $729.75 $0.00 $365.41 $65,721.80
74 $65,721.80 $729.75 $0.00 $371.60 $66,823.15
75 $66,823.15 $729.75 $0.00 $377.83 $67,930.73
76 $67,930.73 $729.75 $0.00 $384.09 $69,044.57
77 $69,044.57 $729.75 $0.00 $390.39 $70,164.71
78 $70,164.71 $729.75 $0.00 $396.72 $71,291.18
79 $71,291.18 $729.75 $0.00 $403.09 $72,424.02
80 $72,424.02 $729.75 $0.00 $409.50 $73,563.27
81 $73,563.27 $729.75 $0.00 $415.94 $74,708.96
82 $74,708.96 $729.75 $0.00 $422.42 $75,861.13
83 $75,861.13 $729.75 $0.00 $428.93 $77,019.81
84 $77,019.81 $729.75 $0.00 $435.48 $78,185.04
85 $78,185.04 $729.75 $0.00 $442.07 $79,356.86
86 $79,356.86 $729.75 $0.00 $448.70 $80,535.31
87 $80,535.31 $729.75 $0.00 $455.36 $81,720.42
88 $81,720.42 $729.75 $0.00 $462.06 $82,912.23
89 $82,912.23 $729.75 $0.00 $468.80 $84,110.78
90 $84,110.78 $729.75 $0.00 $475.57 $85,316.10
91 $85,316.10 $729.75 $0.00 $482.39 $86,528.24
92 $86,528.24 $729.75 $0.00 $489.24 $87,747.23
93 $87,747.23 $729.75 $0.00 $496.14 $88,973.12
94 $88,973.12 $729.75 $0.00 $503.07 $90,205.94
95 $90,205.94 $729.75 $0.00 $510.04 $91,445.73
96 $91,445.73 $729.75 $0.00 $517.05 $92,692.53
97 $92,692.53 $729.75 $0.00 $524.10 $93,946.38
98 $93,946.38 $729.75 $0.00 $531.19 $95,207.32
99 $95,207.32 $729.75 $0.00 $538.32 $96,475.39
100 $96,475.39 $729.75 $0.00 $545.49 $97,750.63
101 $97,750.63 $729.75 $0.00 $552.70 $99,033.08
102 $99,033.08 $729.75 $0.00 $559.95 $100,322.78
103 $100,322.78 $729.75 $0.00 $567.24 $101,619.77
104 $101,619.77 $729.75 $0.00 $574.57 $102,924.09
105 $102,924.09 $729.75 $0.00 $581.95 $104,235.79
106 $104,235.79 $729.75 $0.00 $589.36 $105,554.90
107 $105,554.90 $729.75 $0.00 $596.82 $106,881.47
108 $106,881.47 $729.75 $0.00 $604.32 $108,215.54
109 $108,215.54 $729.75 $0.00 $611.87 $109,557.16
110 $109,557.16 $729.75 $0.00 $619.45 $110,906.36
111 $110,906.36 $729.75 $0.00 $627.08 $112,263.19
112 $112,263.19 $729.75 $0.00 $634.75 $113,627.69
113 $113,627.69 $729.75 $0.00 $642.47 $114,999.91
114 $114,999.91 $729.75 $0.00 $650.23 $116,379.89
115 $116,379.89 $729.75 $0.00 $658.03 $117,767.67
116 $117,767.67 $729.75 $0.00 $665.88 $119,163.30
117 $119,163.30 $729.75 $0.00 $673.77 $120,566.82
118 $120,566.82 $729.75 $0.00 $681.70 $121,978.27
119 $121,978.27 $729.75 $0.00 $689.68 $123,397.70
120 $123,397.70 $729.75 $0.00 $697.71 $124,825.16
121 $124,825.16 $729.75 $0.00 $705.78 $126,260.69
122 $126,260.69 $729.75 $0.00 $713.90 $127,704.34
123 $127,704.34 $729.75 $0.00 $722.06 $129,156.15
124 $129,156.15 $729.75 $0.00 $730.27 $130,616.17
125 $130,616.17 $729.75 $0.00 $738.52 $132,084.44
126 $132,084.44 $729.75 $0.00 $746.82 $133,561.01
127 $133,561.01 $729.75 $0.00 $755.17 $135,045.93
128 $135,045.93 $729.75 $0.00 $763.57 $136,539.25
129 $136,539.25 $729.75 $0.00 $772.01 $138,041.01
130 $138,041.01 $729.75 $0.00 $780.50 $139,551.26
131 $139,551.26 $729.75 $0.00 $789.04 $141,070.05
132 $141,070.05 $729.75 $0.00 $797.63 $142,597.43
133 $142,597.43 $729.75 $0.00 $806.27 $144,133.45
134 $144,133.45 $729.75 $0.00 $814.95 $145,678.15
135 $145,678.15 $729.75 $0.00 $823.69 $147,231.59
136 $147,231.59 $729.75 $0.00 $832.47 $148,793.81
137 $148,793.81 $729.75 $0.00 $841.30 $150,364.86
138 $150,364.86 $729.75 $0.00 $850.18 $151,944.79
139 $151,944.79 $729.75 $0.00 $859.12 $153,533.66
140 $153,533.66 $729.75 $0.00 $868.10 $155,131.51
141 $155,131.51 $729.75 $0.00 $877.14 $156,738.40
142 $156,738.40 $729.75 $0.00 $886.22 $158,354.37
143 $158,354.37 $729.75 $0.00 $895.36 $159,979.48
144 $159,979.48 $729.75 $0.00 $904.55 $161,613.78
145 $161,613.78 $729.75 $0.00 $913.79 $163,257.32
146 $163,257.32 $729.75 $0.00 $923.08 $164,910.15
147 $164,910.15 $729.75 $0.00 $932.43 $166,572.33
148 $166,572.33 $729.75 $0.00 $941.82 $168,243.90
149 $168,243.90 $729.75 $0.00 $951.28 $169,924.93
150 $169,924.93 $729.75 $0.00 $960.78 $171,615.46
151 $171,615.46 $729.75 $0.00 $970.34 $173,315.55
152 $173,315.55 $729.75 $0.00 $979.95 $175,025.25
153 $175,025.25 $729.75 $0.00 $989.62 $176,744.62
154 $176,744.62 $729.75 $0.00 $999.34 $178,473.71
155 $178,473.71 $729.75 $0.00 $1,009.12 $180,212.58
156 $180,212.58 $729.75 $0.00 $1,018.95 $181,961.28
157 $181,961.28 $729.75 $0.00 $1,028.84 $183,719.87
158 $183,719.87 $729.75 $0.00 $1,038.78 $185,488.40
159 $185,488.40 $729.75 $0.00 $1,048.78 $187,266.93
160 $187,266.93 $729.75 $0.00 $1,058.83 $189,055.51
161 $189,055.51 $729.75 $0.00 $1,068.95 $190,854.21
162 $190,854.21 $729.75 $0.00 $1,079.12 $192,663.08
163 $192,663.08 $729.75 $0.00 $1,089.35 $194,482.18
164 $194,482.18 $729.75 $0.00 $1,099.63 $196,311.56
165 $196,311.56 $729.75 $0.00 $1,109.97 $198,151.28
166 $198,151.28 $729.75 $0.00 $1,120.38 $200,001.41
167 $200,001.41 $729.75 $0.00 $1,130.84 $201,862.00
168 $201,862.00 $729.75 $0.00 $1,141.36 $203,733.11
169 $203,733.11 $729.75 $0.00 $1,151.94 $205,614.80
170 $205,614.80 $729.75 $0.00 $1,162.58 $207,507.13
171 $207,507.13 $729.75 $0.00 $1,173.28 $209,410.16
172 $209,410.16 $729.75 $0.00 $1,184.04 $211,323.95
173 $211,323.95 $729.75 $0.00 $1,194.86 $213,248.56
174 $213,248.56 $729.75 $0.00 $1,205.74 $215,184.05
175 $215,184.05 $729.75 $0.00 $1,216.68 $217,130.48
176 $217,130.48 $729.75 $0.00 $1,227.69 $219,087.92
177 $219,087.92 $729.75 $0.00 $1,238.75 $221,056.42
178 $221,056.42 $729.75 $0.00 $1,249.89 $223,036.06
179 $223,036.06 $729.75 $0.00 $1,261.08 $225,026.89
180 $225,026.89 $729.75 $0.00 $1,272.33 $227,028.97
181 $227,028.97 $729.75 $0.00 $1,283.65 $229,042.37
182 $229,042.37 $729.75 $0.00 $1,295.04 $231,067.16
183 $231,067.16 $729.75 $0.00 $1,306.49 $233,103.40
184 $233,103.40 $729.75 $0.00 $1,318.00 $235,151.15
185 $235,151.15 $729.75 $0.00 $1,329.58 $237,210.48
186 $237,210.48 $729.75 $0.00 $1,341.22 $239,281.45
187 $239,281.45 $729.75 $0.00 $1,352.93 $241,364.13
188 $241,364.13 $729.75 $0.00 $1,364.71 $243,458.59
189 $243,458.59 $729.75 $0.00 $1,376.55 $245,564.89
190 $245,564.89 $729.75 $0.00 $1,388.46 $247,683.10
191 $247,683.10 $729.75 $0.00 $1,400.44 $249,813.29
192 $249,813.29 $729.75 $0.00 $1,412.48 $251,955.52
193 $251,955.52 $729.75 $0.00 $1,424.59 $254,109.86
194 $254,109.86 $729.75 $0.00 $1,436.77 $256,276.38
195 $256,276.38 $729.75 $0.00 $1,449.02 $258,455.15
196 $258,455.15 $729.75 $0.00 $1,461.34 $260,646.24
197 $260,646.24 $729.75 $0.00 $1,473.73 $262,849.72
198 $262,849.72 $729.75 $0.00 $1,486.19 $265,065.66
199 $265,065.66 $729.75 $0.00 $1,498.72 $267,294.13
200 $267,294.13 $729.75 $0.00 $1,511.32 $269,535.20
201 $269,535.20 $729.75 $0.00 $1,523.99 $271,788.94
202 $271,788.94 $729.75 $0.00 $1,536.73 $274,055.42
203 $274,055.42 $729.75 $0.00 $1,549.55 $276,334.72
204 $276,334.72 $729.75 $0.00 $1,562.44 $278,626.91
205 $278,626.91 $729.75 $0.00 $1,575.40 $280,932.06
206 $280,932.06 $729.75 $0.00 $1,588.43 $283,250.24
207 $283,250.24 $729.75 $0.00 $1,601.54 $285,581.53
208 $285,581.53 $729.75 $0.00 $1,614.72 $287,926.00
209 $287,926.00 $729.75 $0.00 $1,627.98 $290,283.73
210 $290,283.73 $729.75 $0.00 $1,641.31 $292,654.79
211 $292,654.79 $729.75 $0.00 $1,654.71 $295,039.25
212 $295,039.25 $729.75 $0.00 $1,668.19 $297,437.19
213 $297,437.19 $729.75 $0.00 $1,681.75 $299,848.69
214 $299,848.69 $729.75 $0.00 $1,695.39 $302,273.83
215 $302,273.83 $729.75 $0.00 $1,709.10 $304,712.68
216 $304,712.68 $729.75 $0.00 $1,722.89 $307,165.32
217 $307,165.32 $729.75 $85,555.31 $1,736.76 $224,076.52
218 $224,076.52 $729.75 $0.00 $1,266.96 $226,073.23
219 $226,073.23 $729.75 $0.00 $1,278.25 $228,081.23
220 $228,081.23 $729.75 $0.00 $1,289.60 $230,100.58
221 $230,100.58 $729.75 $0.00 $1,301.02 $232,131.35
222 $232,131.35 $729.75 $0.00 $1,312.50 $234,173.60
223 $234,173.60 $729.75 $0.00 $1,324.05 $236,227.40
224 $236,227.40 $729.75 $0.00 $1,335.66 $238,292.81
225 $238,292.81 $729.75 $0.00 $1,347.34 $240,369.90
226 $240,369.90 $729.75 $0.00 $1,359.09 $242,458.74
227 $242,458.74 $729.75 $0.00 $1,370.90 $244,559.39
228 $244,559.39 $729.75 $0.00 $1,382.77 $246,671.91
229 $246,671.91 $729.75 $89,833.08 $1,394.72 $158,963.30
230 $158,963.30 $729.75 $0.00 $898.80 $160,591.85
231 $160,591.85 $729.75 $0.00 $908.01 $162,229.61
232 $162,229.61 $729.75 $0.00 $917.27 $163,876.63
233 $163,876.63 $729.75 $0.00 $926.58 $165,532.96
234 $165,532.96 $729.75 $0.00 $935.95 $167,198.66
235 $167,198.66 $729.75 $0.00 $945.37 $168,873.78
236 $168,873.78 $729.75 $0.00 $954.84 $170,558.37
237 $170,558.37 $729.75 $0.00 $964.36 $172,252.48
238 $172,252.48 $729.75 $0.00 $973.94 $173,956.17
239 $173,956.17 $729.75 $0.00 $983.57 $175,669.49
240 $175,669.49 $729.75 $0.00 $993.26 $177,392.50
241 $177,392.50 $729.75 $94,324.73 $1,003.00 $84,800.52
242 $84,800.52 $729.75 $0.00 $479.47 $86,009.74
243 $86,009.74 $729.75 $0.00 $486.31 $87,225.80
244 $87,225.80 $729.75 $0.00 $493.19 $88,448.74
245 $88,448.74 $729.75 $0.00 $500.10 $89,678.59
246 $89,678.59 $729.75 $0.00 $507.06 $90,915.40
247 $90,915.40 $729.75 $0.00 $514.05 $92,159.20
248 $92,159.20 $729.75 $0.00 $521.08 $93,410.03
249 $93,410.03 $729.75 $0.00 $528.15 $94,667.93
250 $94,667.93 $729.75 $0.00 $535.27 $95,932.95
251 $95,932.95 $729.75 $0.00 $542.42 $97,205.12
252 $97,205.12 $729.75 $0.00 $549.61 $98,484.48
253 $98,484.48 $0.00 $99,040.97 $556.85 $0.36