Annual Costs

Undergraduate Tuition

Temple University tuition is $16,080 per year for in-state residents. This is 123% more expensive than the national average public four year tuition of $7,203. The cost is 41% cheaper than the average Pennsylvania tuition of $27,215 for 4 year colleges. Tuition ranks 46th in Pennsylvania amongst 4 year colleges for affordability and is the 84th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $28,176 which represents a 75% premium.

The school charges an additional fees of $890 in addition to tuition bringing the total effective in-state tuition to $16,970.

Housing Costs

On campus room and board is provided by the school at a cost of $11,916 per academic year. Students electing to live off campus elsewhere in Philadelphia should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,124.

Other Living Expenses

If living on-campus, students should budget for $2,994 in additional living expenses. Off-campus students should budget for $3,770 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Pennsylvania residents to go to Temple is $33,004 for the 2018/2019 academic year. Out-of-state students who don't have Pennsylvania residence can expect a one year cost of $45,100.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Temple University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Temple University
Estimated Budgets
Pennsylvania Resident Total Budget $33,004
   In-State Tuition$16,080
   Other Fees$890
   Room and Board$11,916
   On-Campus Other Budget$2,994
   Books and Supplies$1,124
Non-Resident Total Budget $45,100
   Out-of-State Tuition$28,176
   Other Fees$890
   Room and Board$11,916
   On-Campus Other Budget$2,994
   Books and Supplies$1,124


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $33,004 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Temple net price for in-state students is $22,940* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

87% of Temple University students received grant aid in 2014/2015. The average total aid amount was $10,739. 27 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,406. To apply for a Pell Grant to attend Temple University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Temple University
Financial Aid Summary
Average Annual Net Price$22,940*
Percent of Students Receiving Grant Aid87%
Average Total Grant Aid$10,739
Percent of Students Receiving Pell Grants27%
Average Amount of Pell Grant Aid$4,406

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$18,655
$30,001 to $48,000$19,296
$48,001 to $75,000$22,237
$75,001 to $110,000$24,584

Average Financial Aid Mix - $33,004 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $33,004. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 36% - $10,739

Money granted to you by the U.S. Department of Education, Temple University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 19% - $5,675

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 45% -  $13,596

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Temple University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Temple is $132,016 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $19,149 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $76,596**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $165,020 or $95,745 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Temple University.

Pennsylvania Resident Tuition Per Semester$8,040
Pennsylvania Resident Total Cost Per Semester$16,502
Non-Pennsylvania Resident Tuition Per Semester$14,088
Non-Pennsylvania Resident Total Cost Per Semester$22,550

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Temple University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Temple University
Price per credit hour for Pennsylvania residents$670
Cost for one class for Pennsylvania residents (3 credit hours)$2,010
Price per credit hour for out of state residents$1,174
Cost for one class for out of state residents (3 credit hours)$3,522
Cost for one class for out of state residents (4 credit hours)$4,696


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 65% of Temple University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,675.

Example Loan Payments and Costs

How much are student loan payments for Temple University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $76,596, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $95,038.07. This could be your effective total out of pocket cost of an education at Temple University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 87% of students at this school who receive financial aid and you are paying an average annual net price of $19,149. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Temple University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Temple University Student Loan Payments
Example Payments
Monthly Loan Payment$791.98
Amount Borrowed$76,596.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$18,442.07
Sum of All Payments over 10 years$95,038.07

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Temple? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Temple University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $95,038.07 would be needed to afford a $791.98 monthly payment in the example $76,596.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Temple University in the future? In the past four years, this school's published in-state tuition and fee total rose from $13,006 to $16,080. This amounts to an average annual price increase of 4.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $132,016.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Temple University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$45,388$181,553
Estimated Cost in 10 years for students enrolling in 2030$57,928$231,712
Estimated Cost in 15 years for students enrolling in 2035 $73,933$295,730
Estimated Cost in 18 years for students enrolling in 2038 $85,586$342,345


Use the calculators below to formulate a college savings plan for Temple University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Temple University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Temple University student loan.

Prepayment Option

About Temple University

Temple University is a four year public college located in Philadelphia, Pennsylvania.  Full time enrollment is 34,382 and part time is 5,358. Learn more about getting accepted at Temple University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Temple University
1801 North Broad Street
Philadelphia, Pennsylvania

For Profit / Not For Profit Status

Temple University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Temple University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=216339 IPEDS survey data.