Savings Plan and Future Cost Estimation for University of the Sciences

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$128,219
Monthly savings required$1,015

How much will it cost to send your child to University of the Sciences in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $512,874.19 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $1,014.95 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$49,444.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $1,014.95 $0.00 $0.00 $1,014.95
2 $1,014.95 $1,014.95 $0.00 $5.74 $2,035.64
3 $2,035.64 $1,014.95 $0.00 $11.51 $3,062.10
4 $3,062.10 $1,014.95 $0.00 $17.31 $4,094.36
5 $4,094.36 $1,014.95 $0.00 $23.15 $5,132.46
6 $5,132.46 $1,014.95 $0.00 $29.02 $6,176.43
7 $6,176.43 $1,014.95 $0.00 $34.92 $7,226.30
8 $7,226.30 $1,014.95 $0.00 $40.86 $8,282.11
9 $8,282.11 $1,014.95 $0.00 $46.83 $9,343.89
10 $9,343.89 $1,014.95 $0.00 $52.83 $10,411.67
11 $10,411.67 $1,014.95 $0.00 $58.87 $11,485.49
12 $11,485.49 $1,014.95 $0.00 $64.94 $12,565.38
13 $12,565.38 $1,014.95 $0.00 $71.05 $13,651.38
14 $13,651.38 $1,014.95 $0.00 $77.19 $14,743.52
15 $14,743.52 $1,014.95 $0.00 $83.36 $15,841.83
16 $15,841.83 $1,014.95 $0.00 $89.57 $16,946.35
17 $16,946.35 $1,014.95 $0.00 $95.82 $18,057.12
18 $18,057.12 $1,014.95 $0.00 $102.10 $19,174.17
19 $19,174.17 $1,014.95 $0.00 $108.41 $20,297.53
20 $20,297.53 $1,014.95 $0.00 $114.77 $21,427.25
21 $21,427.25 $1,014.95 $0.00 $121.15 $22,563.35
22 $22,563.35 $1,014.95 $0.00 $127.58 $23,705.88
23 $23,705.88 $1,014.95 $0.00 $134.04 $24,854.87
24 $24,854.87 $1,014.95 $0.00 $140.53 $26,010.35
25 $26,010.35 $1,014.95 $0.00 $147.07 $27,172.37
26 $27,172.37 $1,014.95 $0.00 $153.64 $28,340.96
27 $28,340.96 $1,014.95 $0.00 $160.24 $29,516.15
28 $29,516.15 $1,014.95 $0.00 $166.89 $30,697.99
29 $30,697.99 $1,014.95 $0.00 $173.57 $31,886.51
30 $31,886.51 $1,014.95 $0.00 $180.29 $33,081.75
31 $33,081.75 $1,014.95 $0.00 $187.05 $34,283.75
32 $34,283.75 $1,014.95 $0.00 $193.85 $35,492.55
33 $35,492.55 $1,014.95 $0.00 $200.68 $36,708.18
34 $36,708.18 $1,014.95 $0.00 $207.55 $37,930.68
35 $37,930.68 $1,014.95 $0.00 $214.47 $39,160.10
36 $39,160.10 $1,014.95 $0.00 $221.42 $40,396.47
37 $40,396.47 $1,014.95 $0.00 $228.41 $41,639.83
38 $41,639.83 $1,014.95 $0.00 $235.44 $42,890.22
39 $42,890.22 $1,014.95 $0.00 $242.51 $44,147.68
40 $44,147.68 $1,014.95 $0.00 $249.62 $45,412.25
41 $45,412.25 $1,014.95 $0.00 $256.77 $46,683.97
42 $46,683.97 $1,014.95 $0.00 $263.96 $47,962.88
43 $47,962.88 $1,014.95 $0.00 $271.19 $49,249.02
44 $49,249.02 $1,014.95 $0.00 $278.46 $50,542.43
45 $50,542.43 $1,014.95 $0.00 $285.77 $51,843.15
46 $51,843.15 $1,014.95 $0.00 $293.13 $53,151.23
47 $53,151.23 $1,014.95 $0.00 $300.52 $54,466.70
48 $54,466.70 $1,014.95 $0.00 $307.96 $55,789.61
49 $55,789.61 $1,014.95 $0.00 $315.44 $57,120.00
50 $57,120.00 $1,014.95 $0.00 $322.96 $58,457.91
51 $58,457.91 $1,014.95 $0.00 $330.53 $59,803.39
52 $59,803.39 $1,014.95 $0.00 $338.14 $61,156.48
53 $61,156.48 $1,014.95 $0.00 $345.79 $62,517.22
54 $62,517.22 $1,014.95 $0.00 $353.48 $63,885.65
55 $63,885.65 $1,014.95 $0.00 $361.22 $65,261.82
56 $65,261.82 $1,014.95 $0.00 $369.00 $66,645.77
57 $66,645.77 $1,014.95 $0.00 $376.82 $68,037.54
58 $68,037.54 $1,014.95 $0.00 $384.69 $69,437.18
59 $69,437.18 $1,014.95 $0.00 $392.61 $70,844.74
60 $70,844.74 $1,014.95 $0.00 $400.57 $72,260.26
61 $72,260.26 $1,014.95 $0.00 $408.57 $73,683.78
62 $73,683.78 $1,014.95 $0.00 $416.62 $75,115.35
63 $75,115.35 $1,014.95 $0.00 $424.71 $76,555.01
64 $76,555.01 $1,014.95 $0.00 $432.85 $78,002.81
65 $78,002.81 $1,014.95 $0.00 $441.04 $79,458.80
66 $79,458.80 $1,014.95 $0.00 $449.27 $80,923.02
67 $80,923.02 $1,014.95 $0.00 $457.55 $82,395.52
68 $82,395.52 $1,014.95 $0.00 $465.88 $83,876.35
69 $83,876.35 $1,014.95 $0.00 $474.25 $85,365.55
70 $85,365.55 $1,014.95 $0.00 $482.67 $86,863.17
71 $86,863.17 $1,014.95 $0.00 $491.14 $88,369.26
72 $88,369.26 $1,014.95 $0.00 $499.65 $89,883.86
73 $89,883.86 $1,014.95 $0.00 $508.22 $91,407.03
74 $91,407.03 $1,014.95 $0.00 $516.83 $92,938.81
75 $92,938.81 $1,014.95 $0.00 $525.49 $94,479.25
76 $94,479.25 $1,014.95 $0.00 $534.20 $96,028.40
77 $96,028.40 $1,014.95 $0.00 $542.96 $97,586.31
78 $97,586.31 $1,014.95 $0.00 $551.77 $99,153.03
79 $99,153.03 $1,014.95 $0.00 $560.63 $100,728.61
80 $100,728.61 $1,014.95 $0.00 $569.53 $102,313.09
81 $102,313.09 $1,014.95 $0.00 $578.49 $103,906.53
82 $103,906.53 $1,014.95 $0.00 $587.50 $105,508.98
83 $105,508.98 $1,014.95 $0.00 $596.56 $107,120.49
84 $107,120.49 $1,014.95 $0.00 $605.67 $108,741.11
85 $108,741.11 $1,014.95 $0.00 $614.84 $110,370.90
86 $110,370.90 $1,014.95 $0.00 $624.05 $112,009.90
87 $112,009.90 $1,014.95 $0.00 $633.32 $113,658.17
88 $113,658.17 $1,014.95 $0.00 $642.64 $115,315.76
89 $115,315.76 $1,014.95 $0.00 $652.01 $116,982.72
90 $116,982.72 $1,014.95 $0.00 $661.44 $118,659.11
91 $118,659.11 $1,014.95 $0.00 $670.92 $120,344.98
92 $120,344.98 $1,014.95 $0.00 $680.45 $122,040.38
93 $122,040.38 $1,014.95 $0.00 $690.03 $123,745.36
94 $123,745.36 $1,014.95 $0.00 $699.67 $125,459.98
95 $125,459.98 $1,014.95 $0.00 $709.37 $127,184.30
96 $127,184.30 $1,014.95 $0.00 $719.12 $128,918.37
97 $128,918.37 $1,014.95 $0.00 $728.92 $130,662.24
98 $130,662.24 $1,014.95 $0.00 $738.78 $132,415.97
99 $132,415.97 $1,014.95 $0.00 $748.70 $134,179.62
100 $134,179.62 $1,014.95 $0.00 $758.67 $135,953.24
101 $135,953.24 $1,014.95 $0.00 $768.70 $137,736.89
102 $137,736.89 $1,014.95 $0.00 $778.78 $139,530.62
103 $139,530.62 $1,014.95 $0.00 $788.93 $141,334.50
104 $141,334.50 $1,014.95 $0.00 $799.13 $143,148.58
105 $143,148.58 $1,014.95 $0.00 $809.38 $144,972.91
106 $144,972.91 $1,014.95 $0.00 $819.70 $146,807.56
107 $146,807.56 $1,014.95 $0.00 $830.07 $148,652.58
108 $148,652.58 $1,014.95 $0.00 $840.50 $150,508.03
109 $150,508.03 $1,014.95 $0.00 $850.99 $152,373.97
110 $152,373.97 $1,014.95 $0.00 $861.54 $154,250.46
111 $154,250.46 $1,014.95 $0.00 $872.15 $156,137.56
112 $156,137.56 $1,014.95 $0.00 $882.82 $158,035.33
113 $158,035.33 $1,014.95 $0.00 $893.55 $159,943.83
114 $159,943.83 $1,014.95 $0.00 $904.35 $161,863.13
115 $161,863.13 $1,014.95 $0.00 $915.20 $163,793.28
116 $163,793.28 $1,014.95 $0.00 $926.11 $165,734.34
117 $165,734.34 $1,014.95 $0.00 $937.09 $167,686.38
118 $167,686.38 $1,014.95 $0.00 $948.12 $169,649.45
119 $169,649.45 $1,014.95 $0.00 $959.22 $171,623.62
120 $171,623.62 $1,014.95 $0.00 $970.38 $173,608.95
121 $173,608.95 $1,014.95 $0.00 $981.61 $175,605.51
122 $175,605.51 $1,014.95 $0.00 $992.90 $177,613.36
123 $177,613.36 $1,014.95 $0.00 $1,004.25 $179,632.56
124 $179,632.56 $1,014.95 $0.00 $1,015.67 $181,663.18
125 $181,663.18 $1,014.95 $0.00 $1,027.15 $183,705.28
126 $183,705.28 $1,014.95 $0.00 $1,038.70 $185,758.93
127 $185,758.93 $1,014.95 $0.00 $1,050.31 $187,824.19
128 $187,824.19 $1,014.95 $0.00 $1,061.99 $189,901.13
129 $189,901.13 $1,014.95 $0.00 $1,073.73 $191,989.81
130 $191,989.81 $1,014.95 $0.00 $1,085.54 $194,090.30
131 $194,090.30 $1,014.95 $0.00 $1,097.41 $196,202.66
132 $196,202.66 $1,014.95 $0.00 $1,109.36 $198,326.97
133 $198,326.97 $1,014.95 $0.00 $1,121.37 $200,463.29
134 $200,463.29 $1,014.95 $0.00 $1,133.45 $202,611.69
135 $202,611.69 $1,014.95 $0.00 $1,145.60 $204,772.24
136 $204,772.24 $1,014.95 $0.00 $1,157.81 $206,945.00
137 $206,945.00 $1,014.95 $0.00 $1,170.10 $209,130.05
138 $209,130.05 $1,014.95 $0.00 $1,182.45 $211,327.45
139 $211,327.45 $1,014.95 $0.00 $1,194.88 $213,537.28
140 $213,537.28 $1,014.95 $0.00 $1,207.37 $215,759.60
141 $215,759.60 $1,014.95 $0.00 $1,219.94 $217,994.49
142 $217,994.49 $1,014.95 $0.00 $1,232.57 $220,242.01
143 $220,242.01 $1,014.95 $0.00 $1,245.28 $222,502.24
144 $222,502.24 $1,014.95 $0.00 $1,258.06 $224,775.25
145 $224,775.25 $1,014.95 $0.00 $1,270.91 $227,061.11
146 $227,061.11 $1,014.95 $0.00 $1,283.84 $229,359.90
147 $229,359.90 $1,014.95 $0.00 $1,296.83 $231,671.68
148 $231,671.68 $1,014.95 $0.00 $1,309.91 $233,996.54
149 $233,996.54 $1,014.95 $0.00 $1,323.05 $236,334.54
150 $236,334.54 $1,014.95 $0.00 $1,336.27 $238,685.76
151 $238,685.76 $1,014.95 $0.00 $1,349.56 $241,050.27
152 $241,050.27 $1,014.95 $0.00 $1,362.93 $243,428.15
153 $243,428.15 $1,014.95 $0.00 $1,376.38 $245,819.48
154 $245,819.48 $1,014.95 $0.00 $1,389.90 $248,224.33
155 $248,224.33 $1,014.95 $0.00 $1,403.50 $250,642.78
156 $250,642.78 $1,014.95 $0.00 $1,417.17 $253,074.90
157 $253,074.90 $1,014.95 $0.00 $1,430.92 $255,520.77
158 $255,520.77 $1,014.95 $0.00 $1,444.75 $257,980.47
159 $257,980.47 $1,014.95 $0.00 $1,458.66 $260,454.08
160 $260,454.08 $1,014.95 $0.00 $1,472.65 $262,941.68
161 $262,941.68 $1,014.95 $0.00 $1,486.71 $265,443.34
162 $265,443.34 $1,014.95 $0.00 $1,500.86 $267,959.15
163 $267,959.15 $1,014.95 $0.00 $1,515.08 $270,489.18
164 $270,489.18 $1,014.95 $0.00 $1,529.39 $273,033.52
165 $273,033.52 $1,014.95 $0.00 $1,543.77 $275,592.24
166 $275,592.24 $1,014.95 $0.00 $1,558.24 $278,165.43
167 $278,165.43 $1,014.95 $0.00 $1,572.79 $280,753.17
168 $280,753.17 $1,014.95 $0.00 $1,587.42 $283,355.54
169 $283,355.54 $1,014.95 $0.00 $1,602.13 $285,972.62
170 $285,972.62 $1,014.95 $0.00 $1,616.93 $288,604.50
171 $288,604.50 $1,014.95 $0.00 $1,631.81 $291,251.26
172 $291,251.26 $1,014.95 $0.00 $1,646.78 $293,912.99
173 $293,912.99 $1,014.95 $0.00 $1,661.83 $296,589.77
174 $296,589.77 $1,014.95 $0.00 $1,676.96 $299,281.68
175 $299,281.68 $1,014.95 $0.00 $1,692.18 $301,988.81
176 $301,988.81 $1,014.95 $0.00 $1,707.49 $304,711.25
177 $304,711.25 $1,014.95 $0.00 $1,722.88 $307,449.08
178 $307,449.08 $1,014.95 $0.00 $1,738.36 $310,202.39
179 $310,202.39 $1,014.95 $0.00 $1,753.93 $312,971.27
180 $312,971.27 $1,014.95 $0.00 $1,769.59 $315,755.81
181 $315,755.81 $1,014.95 $0.00 $1,785.33 $318,556.09
182 $318,556.09 $1,014.95 $0.00 $1,801.16 $321,372.20
183 $321,372.20 $1,014.95 $0.00 $1,817.09 $324,204.24
184 $324,204.24 $1,014.95 $0.00 $1,833.10 $327,052.29
185 $327,052.29 $1,014.95 $0.00 $1,849.20 $329,916.44
186 $329,916.44 $1,014.95 $0.00 $1,865.40 $332,796.79
187 $332,796.79 $1,014.95 $0.00 $1,881.68 $335,693.42
188 $335,693.42 $1,014.95 $0.00 $1,898.06 $338,606.43
189 $338,606.43 $1,014.95 $0.00 $1,914.53 $341,535.91
190 $341,535.91 $1,014.95 $0.00 $1,931.09 $344,481.95
191 $344,481.95 $1,014.95 $0.00 $1,947.75 $347,444.65
192 $347,444.65 $1,014.95 $0.00 $1,964.50 $350,424.10
193 $350,424.10 $1,014.95 $0.00 $1,981.35 $353,420.40
194 $353,420.40 $1,014.95 $0.00 $1,998.29 $356,433.64
195 $356,433.64 $1,014.95 $0.00 $2,015.33 $359,463.92
196 $359,463.92 $1,014.95 $0.00 $2,032.46 $362,511.33
197 $362,511.33 $1,014.95 $0.00 $2,049.69 $365,575.97
198 $365,575.97 $1,014.95 $0.00 $2,067.02 $368,657.94
199 $368,657.94 $1,014.95 $0.00 $2,084.45 $371,757.34
200 $371,757.34 $1,014.95 $0.00 $2,101.97 $374,874.26
201 $374,874.26 $1,014.95 $0.00 $2,119.59 $378,008.80
202 $378,008.80 $1,014.95 $0.00 $2,137.32 $381,161.07
203 $381,161.07 $1,014.95 $0.00 $2,155.14 $384,331.16
204 $384,331.16 $1,014.95 $0.00 $2,173.06 $387,519.17
205 $387,519.17 $1,014.95 $0.00 $2,191.09 $390,725.21
206 $390,725.21 $1,014.95 $0.00 $2,209.22 $393,949.38
207 $393,949.38 $1,014.95 $0.00 $2,227.45 $397,191.78
208 $397,191.78 $1,014.95 $0.00 $2,245.78 $400,452.51
209 $400,452.51 $1,014.95 $0.00 $2,264.22 $403,731.68
210 $403,731.68 $1,014.95 $0.00 $2,282.76 $407,029.39
211 $407,029.39 $1,014.95 $0.00 $2,301.40 $410,345.74
212 $410,345.74 $1,014.95 $0.00 $2,320.15 $413,680.84
213 $413,680.84 $1,014.95 $0.00 $2,339.01 $417,034.80
214 $417,034.80 $1,014.95 $0.00 $2,357.98 $420,407.73
215 $420,407.73 $1,014.95 $0.00 $2,377.05 $423,799.73
216 $423,799.73 $1,014.95 $0.00 $2,396.23 $427,210.91
217 $427,210.91 $1,014.95 $118,992.88 $2,415.51 $311,648.49
218 $311,648.49 $1,014.95 $0.00 $1,762.11 $314,425.55
219 $314,425.55 $1,014.95 $0.00 $1,777.81 $317,218.31
220 $317,218.31 $1,014.95 $0.00 $1,793.60 $320,026.86
221 $320,026.86 $1,014.95 $0.00 $1,809.48 $322,851.29
222 $322,851.29 $1,014.95 $0.00 $1,825.45 $325,691.69
223 $325,691.69 $1,014.95 $0.00 $1,841.51 $328,548.15
224 $328,548.15 $1,014.95 $0.00 $1,857.66 $331,420.76
225 $331,420.76 $1,014.95 $0.00 $1,873.90 $334,309.61
226 $334,309.61 $1,014.95 $0.00 $1,890.24 $337,214.80
227 $337,214.80 $1,014.95 $0.00 $1,906.66 $340,136.41
228 $340,136.41 $1,014.95 $0.00 $1,923.18 $343,074.54
229 $343,074.54 $1,014.95 $124,942.53 $1,939.79 $221,086.75
230 $221,086.75 $1,014.95 $0.00 $1,250.06 $223,351.76
231 $223,351.76 $1,014.95 $0.00 $1,262.86 $225,629.57
232 $225,629.57 $1,014.95 $0.00 $1,275.74 $227,920.26
233 $227,920.26 $1,014.95 $0.00 $1,288.69 $230,223.90
234 $230,223.90 $1,014.95 $0.00 $1,301.72 $232,540.57
235 $232,540.57 $1,014.95 $0.00 $1,314.82 $234,870.34
236 $234,870.34 $1,014.95 $0.00 $1,327.99 $237,213.28
237 $237,213.28 $1,014.95 $0.00 $1,341.24 $239,569.47
238 $239,569.47 $1,014.95 $0.00 $1,354.56 $241,938.98
239 $241,938.98 $1,014.95 $0.00 $1,367.96 $244,321.89
240 $244,321.89 $1,014.95 $0.00 $1,381.43 $246,718.27
241 $246,718.27 $1,014.95 $131,189.65 $1,394.98 $117,938.55
242 $117,938.55 $1,014.95 $0.00 $666.84 $119,620.34
243 $119,620.34 $1,014.95 $0.00 $676.35 $121,311.64
244 $121,311.64 $1,014.95 $0.00 $685.91 $123,012.50
245 $123,012.50 $1,014.95 $0.00 $695.53 $124,722.98
246 $124,722.98 $1,014.95 $0.00 $705.20 $126,443.13
247 $126,443.13 $1,014.95 $0.00 $714.93 $128,173.01
248 $128,173.01 $1,014.95 $0.00 $724.71 $129,912.67
249 $129,912.67 $1,014.95 $0.00 $734.55 $131,662.17
250 $131,662.17 $1,014.95 $0.00 $744.44 $133,421.56
251 $133,421.56 $1,014.95 $0.00 $754.38 $135,190.89
252 $135,190.89 $1,014.95 $0.00 $764.39 $136,970.23
253 $136,970.23 $0.00 $137,749.13 $774.45 ($4.45)