Annual Costs

Undergraduate Tuition

University of Rhode Island tuition is $12,002 per year for in-state residents. This is 70% more expensive than the national average public four year tuition of $7,203. The cost is 65% cheaper than the average Rhode Island tuition of $34,891 for 4 year colleges. Tuition ranks 2nd in Rhode Island amongst 4 year colleges for affordability and is the 9th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $28,252 which represents a 135% premium.

The school charges an additional fees of $1,790 in addition to tuition bringing the total effective in-state tuition to $13,792.

Housing Costs

On campus room and board is provided by the school at a cost of $12,452 per academic year. Students electing to live off campus elsewhere in Kingston should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $2,041 in additional living expenses. Off-campus students should budget for $3,774 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Rhode Island residents to go to URI is $29,485 for the 2018/2019 academic year. Out-of-state students who don't have Rhode Island residence can expect a one year cost of $45,735.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for University of Rhode Island and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Rhode Island
Estimated Budgets
Rhode Island Resident Total Budget $29,485
   In-State Tuition$12,002
   Other Fees$1,790
   Room and Board$12,452
   On-Campus Other Budget$2,041
   Books and Supplies$1,200
Non-Resident Total Budget $45,735
   Out-of-State Tuition$28,252
   Other Fees$1,790
   Room and Board$12,452
   On-Campus Other Budget$2,041
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $29,485 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported URI net price for in-state students is $17,664* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

84% of University of Rhode Island students received grant aid in 2014/2015. The average total aid amount was $10,415. 25 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,342. To apply for a Pell Grant to attend University of Rhode Island, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Rhode Island
Financial Aid Summary
Average Annual Net Price$17,664*
Percent of Students Receiving Grant Aid84%
Average Total Grant Aid$10,415
Percent of Students Receiving Pell Grants25%
Average Amount of Pell Grant Aid$4,342

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$11,895
$30,001 to $48,000$14,779
$48,001 to $75,000$18,147
$75,001 to $110,000$22,147

Average Financial Aid Mix - $29,485 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $29,485. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 38% - $10,415

Money granted to you by the U.S. Department of Education, University of Rhode Island or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 19% - $5,238

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 43% -  $11,791

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Rhode Island
Massachusetts College of Art and Design5.8% more expensive
University of Connecticut Tri Campus0% less expensive
University of New Hampshire at Manchester20.1% more expensive
University of New Hampshire Main Campus23.1% more expensive
SUNY Maritime College44.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Rhode Island.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at URI is $117,940 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $14,667 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $58,668**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $147,425 or $73,335 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Rhode Island.

Rhode Island Resident Tuition Per Semester$6,001
Rhode Island Resident Total Cost Per Semester$14,742
Non-Rhode Island Resident Tuition Per Semester$14,126
Non-Rhode Island Resident Total Cost Per Semester$22,868

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Rhode Island are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Rhode Island
Price per credit hour for Rhode Island residents$500
Cost for one class for Rhode Island residents (3 credit hours)$1,500
Price per credit hour for out of state residents$1,177
Cost for one class for out of state residents (3 credit hours)$3,531
Cost for one class for out of state residents (4 credit hours)$4,708


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 77% of University of Rhode Island students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,238. The reported average student debt upon graduation is $30,387.

Example Loan Payments and Costs

How much are student loan payments for University of Rhode Island? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $58,668, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $72,793.53. This could be your effective total out of pocket cost of an education at University of Rhode Island. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 84% of students at this school who receive financial aid and you are paying an average annual net price of $14,667. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Rhode Island student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Rhode Island Student Loan Payments
Example Payments
Monthly Loan Payment$606.61
Amount Borrowed$58,668.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$14,125.53
Sum of All Payments over 10 years$72,793.53

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend URI? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Rhode Island, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $72,793.53 would be needed to afford a $606.61 monthly payment in the example $58,668.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Rhode Island in the future? In the past four years, this school's published in-state tuition and fee total rose from $10,878 to $12,002. This amounts to an average annual price increase of 2.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $117,940.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Rhode Island.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$40,549$162,195
Estimated Cost in 10 years for students enrolling in 2030$51,752$207,007
Estimated Cost in 15 years for students enrolling in 2035 $66,050$264,199
Estimated Cost in 18 years for students enrolling in 2038 $76,461$305,843

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Rhode Island to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 184 27% costlier
Physical Education Teaching and Coaching Bachelor's Degree 121 31% costlier
Human Development and Family Studies, General Bachelor's Degree 120 23% costlier
Apparel and Textiles, General Bachelor's Degree 99 23% costlier
Finance, General Bachelor's Degree 56 23% costlier
Mechanical Engineering Bachelor's Degree 54 8% costlier
Secondary Education and Teaching Bachelor's Degree 46 25% costlier
Dietetics/Dietitian Bachelor's Degree 45 26% costlier
Civil Engineering, General Bachelor's Degree 41 8% costlier
Communication Sciences and Disorders, General Bachelor's Degree 40 27% costlier
Animal Sciences, General Bachelor's Degree 36 25% costlier
Electrical and Electronics Engineering Bachelor's Degree 36 8% costlier
Elementary Education and Teaching Bachelor's Degree 36 29% costlier
Marine Biology and Biological Oceanography Bachelor's Degree 34 10% costlier
Chemical Engineering Bachelor's Degree 31 0% cheaper
Ocean Engineering Bachelor's Degree 31 36% costlier
Political Science and Government, General Bachelor's Degree 30 10% costlier
Social Sciences, Other Bachelor's Degree 28 3% cheaper
Music, General Bachelor's Degree 27 11% costlier
English Language and Literature, General Bachelor's Degree 25 14% costlier
Psychology, General Bachelor's Degree 24 13% costlier
Water, Wetlands, and Marine Resources Management Bachelor's Degree 23 26% costlier
Wildlife, Fish and Wildlands Science and Management Bachelor's Degree 23 36% costlier
German Language and Literature Bachelor's Degree 21 3% cheaper
Computer Engineering, General Bachelor's Degree 20 8% costlier
Econometrics and Quantitative Economics Bachelor's Degree 20 13% cheaper
Applied Horticulture/Horticultural Business Services, Other Bachelor's Degree 19 5% costlier
Microbiology, General Bachelor's Degree 19 16% costlier
History, General Bachelor's Degree 18 12% costlier
Apparel and Accessories Marketing Operations Bachelor's Degree 17 20% costlier
Computer and Information Sciences, General Bachelor's Degree 17 24% costlier
Mathematics, General Bachelor's Degree 15 12% costlier
Anthropology Bachelor's Degree 14 1% costlier
Speech Communication and Rhetoric Bachelor's Degree 14 15% costlier
Landscape Architecture Bachelor's Degree 12 12% costlier
Environmental Studies Bachelor's Degree 11 6% cheaper
Fishing and Fisheries Sciences and Management Bachelor's Degree 10 28% costlier
French Language and Literature Bachelor's Degree 9 1% cheaper
Sociology Bachelor's Degree 9 11% costlier
Industrial Engineering Bachelor's Degree 8 13% costlier
Art History, Criticism and Conservation Bachelor's Degree 7 7% cheaper
Women's Studies Bachelor's Degree 7 4% cheaper
Applied Economics Bachelor's Degree 7 1% costlier
Journalism Bachelor's Degree 7 18% costlier
Public Relations/Image Management Bachelor's Degree 6 16% costlier
Geology/Earth Science, General Bachelor's Degree 6 10% costlier
Italian Language and Literature Bachelor's Degree 6 12% cheaper
Business/Commerce, General Bachelor's Degree 5 21% costlier
Fine/Studio Arts, General Bachelor's Degree 5 6% costlier
Cinematography and Film/Video Production Bachelor's Degree 5 7% costlier
International Business/Trade/Commerce Bachelor's Degree 5 11% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 5 14% cheaper
Biology/Biological Sciences, General Bachelor's Degree 4 13% costlier
Geological and Earth Sciences/Geosciences, Other Bachelor's Degree 4 2% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 4 28% costlier
Rhetoric and Composition Bachelor's Degree 3 23% costlier
Spanish Language and Literature Bachelor's Degree 3 6% costlier
Natural Resources Management and Policy Bachelor's Degree 3 19% costlier
Philosophy Bachelor's Degree 2 1% costlier
Logistics, Materials, and Supply Chain Management Bachelor's Degree 2 26% costlier
Health/Health Care Administration/Management Bachelor's Degree 2 39% costlier
Marketing/Marketing Management, General Bachelor's Degree 2 26% costlier
African-American/Black Studies Bachelor's Degree 2 3% cheaper
Chemistry, General Bachelor's Degree 2 10% costlier
Liberal Arts and Sciences, General Studies and Humanities, Other Bachelor's Degree 2 9% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 2 8% costlier
Comparative Literature Bachelor's Degree 1 18% cheaper
Music Theory and Composition Bachelor's Degree 1 2% cheaper
Forensic Chemistry Bachelor's Degree 1 17% costlier
Zoology/Animal Biology Bachelor's Degree 1 15% costlier
Pharmaceutics and Drug Design Bachelor's Degree 1 27% costlier
Bioengineering and Biomedical Engineering Bachelor's Degree 1 11% cheaper
Economics, General Bachelor's Degree 1 2% costlier
Business Administration and Management, General Bachelor's Degree 1 32% costlier
Accounting Bachelor's Degree 1 23% costlier
Physics, General Bachelor's Degree 1 4% costlier


Use the calculators below to formulate a college savings plan for University of Rhode Island or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Rhode Island in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Rhode Island student loan.

Prepayment Option

About University of Rhode Island

University of Rhode Island is a four year public college located in Kingston, Rhode Island.  Full time enrollment is 14,266 and part time is 3,556. Learn more about getting accepted at University of Rhode Island at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Rhode Island
Green Hall- 35 Campus Avenue
Kingston, Rhode Island

For Profit / Not For Profit Status

University of Rhode Island is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Rhode Island cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=217484 IPEDS survey data.