Savings Plan and Future Cost Estimation for Oglala Lakota College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2039$40,283
Monthly savings required$319

How much will it cost to send your child to Oglala Lakota College in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $161,131.54 for students enrolling in 2039 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $318.88 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$15,534.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $318.88 $0.00 $0.00 $318.88
2 $318.88 $318.88 $0.00 $1.80 $639.56
3 $639.56 $318.88 $0.00 $3.62 $962.06
4 $962.06 $318.88 $0.00 $5.44 $1,286.38
5 $1,286.38 $318.88 $0.00 $7.27 $1,612.53
6 $1,612.53 $318.88 $0.00 $9.12 $1,940.53
7 $1,940.53 $318.88 $0.00 $10.97 $2,270.38
8 $2,270.38 $318.88 $0.00 $12.84 $2,602.10
9 $2,602.10 $318.88 $0.00 $14.71 $2,935.69
10 $2,935.69 $318.88 $0.00 $16.60 $3,271.17
11 $3,271.17 $318.88 $0.00 $18.50 $3,608.55
12 $3,608.55 $318.88 $0.00 $20.40 $3,947.83
13 $3,947.83 $318.88 $0.00 $22.32 $4,289.03
14 $4,289.03 $318.88 $0.00 $24.25 $4,632.16
15 $4,632.16 $318.88 $0.00 $26.19 $4,977.23
16 $4,977.23 $318.88 $0.00 $28.14 $5,324.25
17 $5,324.25 $318.88 $0.00 $30.10 $5,673.23
18 $5,673.23 $318.88 $0.00 $32.08 $6,024.19
19 $6,024.19 $318.88 $0.00 $34.06 $6,377.13
20 $6,377.13 $318.88 $0.00 $36.06 $6,732.07
21 $6,732.07 $318.88 $0.00 $38.06 $7,089.01
22 $7,089.01 $318.88 $0.00 $40.08 $7,447.97
23 $7,447.97 $318.88 $0.00 $42.11 $7,808.96
24 $7,808.96 $318.88 $0.00 $44.15 $8,171.99
25 $8,171.99 $318.88 $0.00 $46.21 $8,537.08
26 $8,537.08 $318.88 $0.00 $48.27 $8,904.23
27 $8,904.23 $318.88 $0.00 $50.35 $9,273.46
28 $9,273.46 $318.88 $0.00 $52.43 $9,644.77
29 $9,644.77 $318.88 $0.00 $54.53 $10,018.18
30 $10,018.18 $318.88 $0.00 $56.64 $10,393.70
31 $10,393.70 $318.88 $0.00 $58.77 $10,771.35
32 $10,771.35 $318.88 $0.00 $60.90 $11,151.13
33 $11,151.13 $318.88 $0.00 $63.05 $11,533.06
34 $11,533.06 $318.88 $0.00 $65.21 $11,917.15
35 $11,917.15 $318.88 $0.00 $67.38 $12,303.41
36 $12,303.41 $318.88 $0.00 $69.57 $12,691.86
37 $12,691.86 $318.88 $0.00 $71.76 $13,082.50
38 $13,082.50 $318.88 $0.00 $73.97 $13,475.35
39 $13,475.35 $318.88 $0.00 $76.19 $13,870.42
40 $13,870.42 $318.88 $0.00 $78.43 $14,267.73
41 $14,267.73 $318.88 $0.00 $80.67 $14,667.28
42 $14,667.28 $318.88 $0.00 $82.93 $15,069.09
43 $15,069.09 $318.88 $0.00 $85.20 $15,473.17
44 $15,473.17 $318.88 $0.00 $87.49 $15,879.54
45 $15,879.54 $318.88 $0.00 $89.79 $16,288.21
46 $16,288.21 $318.88 $0.00 $92.10 $16,699.19
47 $16,699.19 $318.88 $0.00 $94.42 $17,112.49
48 $17,112.49 $318.88 $0.00 $96.76 $17,528.13
49 $17,528.13 $318.88 $0.00 $99.11 $17,946.12
50 $17,946.12 $318.88 $0.00 $101.47 $18,366.47
51 $18,366.47 $318.88 $0.00 $103.85 $18,789.20
52 $18,789.20 $318.88 $0.00 $106.24 $19,214.32
53 $19,214.32 $318.88 $0.00 $108.64 $19,641.84
54 $19,641.84 $318.88 $0.00 $111.06 $20,071.78
55 $20,071.78 $318.88 $0.00 $113.49 $20,504.15
56 $20,504.15 $318.88 $0.00 $115.93 $20,938.96
57 $20,938.96 $318.88 $0.00 $118.39 $21,376.23
58 $21,376.23 $318.88 $0.00 $120.86 $21,815.97
59 $21,815.97 $318.88 $0.00 $123.35 $22,258.20
60 $22,258.20 $318.88 $0.00 $125.85 $22,702.93
61 $22,702.93 $318.88 $0.00 $128.37 $23,150.18
62 $23,150.18 $318.88 $0.00 $130.89 $23,599.95
63 $23,599.95 $318.88 $0.00 $133.44 $24,052.27
64 $24,052.27 $318.88 $0.00 $136.00 $24,507.15
65 $24,507.15 $318.88 $0.00 $138.57 $24,964.60
66 $24,964.60 $318.88 $0.00 $141.15 $25,424.63
67 $25,424.63 $318.88 $0.00 $143.75 $25,887.26
68 $25,887.26 $318.88 $0.00 $146.37 $26,352.51
69 $26,352.51 $318.88 $0.00 $149.00 $26,820.39
70 $26,820.39 $318.88 $0.00 $151.65 $27,290.92
71 $27,290.92 $318.88 $0.00 $154.31 $27,764.11
72 $27,764.11 $318.88 $0.00 $156.98 $28,239.97
73 $28,239.97 $318.88 $0.00 $159.67 $28,718.52
74 $28,718.52 $318.88 $0.00 $162.38 $29,199.78
75 $29,199.78 $318.88 $0.00 $165.10 $29,683.76
76 $29,683.76 $318.88 $0.00 $167.84 $30,170.48
77 $30,170.48 $318.88 $0.00 $170.59 $30,659.95
78 $30,659.95 $318.88 $0.00 $173.36 $31,152.19
79 $31,152.19 $318.88 $0.00 $176.14 $31,647.21
80 $31,647.21 $318.88 $0.00 $178.94 $32,145.03
81 $32,145.03 $318.88 $0.00 $181.75 $32,645.66
82 $32,645.66 $318.88 $0.00 $184.58 $33,149.12
83 $33,149.12 $318.88 $0.00 $187.43 $33,655.43
84 $33,655.43 $318.88 $0.00 $190.29 $34,164.60
85 $34,164.60 $318.88 $0.00 $193.17 $34,676.65
86 $34,676.65 $318.88 $0.00 $196.07 $35,191.60
87 $35,191.60 $318.88 $0.00 $198.98 $35,709.46
88 $35,709.46 $318.88 $0.00 $201.91 $36,230.25
89 $36,230.25 $318.88 $0.00 $204.85 $36,753.98
90 $36,753.98 $318.88 $0.00 $207.81 $37,280.67
91 $37,280.67 $318.88 $0.00 $210.79 $37,810.34
92 $37,810.34 $318.88 $0.00 $213.79 $38,343.01
93 $38,343.01 $318.88 $0.00 $216.80 $38,878.69
94 $38,878.69 $318.88 $0.00 $219.83 $39,417.40
95 $39,417.40 $318.88 $0.00 $222.87 $39,959.15
96 $39,959.15 $318.88 $0.00 $225.93 $40,503.96
97 $40,503.96 $318.88 $0.00 $229.02 $41,051.86
98 $41,051.86 $318.88 $0.00 $232.11 $41,602.85
99 $41,602.85 $318.88 $0.00 $235.23 $42,156.96
100 $42,156.96 $318.88 $0.00 $238.36 $42,714.20
101 $42,714.20 $318.88 $0.00 $241.51 $43,274.59
102 $43,274.59 $318.88 $0.00 $244.68 $43,838.15
103 $43,838.15 $318.88 $0.00 $247.87 $44,404.90
104 $44,404.90 $318.88 $0.00 $251.07 $44,974.85
105 $44,974.85 $318.88 $0.00 $254.29 $45,548.02
106 $45,548.02 $318.88 $0.00 $257.54 $46,124.44
107 $46,124.44 $318.88 $0.00 $260.79 $46,704.11
108 $46,704.11 $318.88 $0.00 $264.07 $47,287.06
109 $47,287.06 $318.88 $0.00 $267.37 $47,873.31
110 $47,873.31 $318.88 $0.00 $270.68 $48,462.87
111 $48,462.87 $318.88 $0.00 $274.02 $49,055.77
112 $49,055.77 $318.88 $0.00 $277.37 $49,652.02
113 $49,652.02 $318.88 $0.00 $280.74 $50,251.64
114 $50,251.64 $318.88 $0.00 $284.13 $50,854.65
115 $50,854.65 $318.88 $0.00 $287.54 $51,461.07
116 $51,461.07 $318.88 $0.00 $290.97 $52,070.92
117 $52,070.92 $318.88 $0.00 $294.42 $52,684.22
118 $52,684.22 $318.88 $0.00 $297.88 $53,300.98
119 $53,300.98 $318.88 $0.00 $301.37 $53,921.23
120 $53,921.23 $318.88 $0.00 $304.88 $54,544.99
121 $54,544.99 $318.88 $0.00 $308.41 $55,172.28
122 $55,172.28 $318.88 $0.00 $311.95 $55,803.11
123 $55,803.11 $318.88 $0.00 $315.52 $56,437.51
124 $56,437.51 $318.88 $0.00 $319.11 $57,075.50
125 $57,075.50 $318.88 $0.00 $322.71 $57,717.09
126 $57,717.09 $318.88 $0.00 $326.34 $58,362.31
127 $58,362.31 $318.88 $0.00 $329.99 $59,011.18
128 $59,011.18 $318.88 $0.00 $333.66 $59,663.72
129 $59,663.72 $318.88 $0.00 $337.35 $60,319.95
130 $60,319.95 $318.88 $0.00 $341.06 $60,979.89
131 $60,979.89 $318.88 $0.00 $344.79 $61,643.56
132 $61,643.56 $318.88 $0.00 $348.54 $62,310.98
133 $62,310.98 $318.88 $0.00 $352.32 $62,982.18
134 $62,982.18 $318.88 $0.00 $356.11 $63,657.17
135 $63,657.17 $318.88 $0.00 $359.93 $64,335.98
136 $64,335.98 $318.88 $0.00 $363.76 $65,018.62
137 $65,018.62 $318.88 $0.00 $367.62 $65,705.12
138 $65,705.12 $318.88 $0.00 $371.51 $66,395.51
139 $66,395.51 $318.88 $0.00 $375.41 $67,089.80
140 $67,089.80 $318.88 $0.00 $379.34 $67,788.02
141 $67,788.02 $318.88 $0.00 $383.28 $68,490.18
142 $68,490.18 $318.88 $0.00 $387.25 $69,196.31
143 $69,196.31 $318.88 $0.00 $391.25 $69,906.44
144 $69,906.44 $318.88 $0.00 $395.26 $70,620.58
145 $70,620.58 $318.88 $0.00 $399.30 $71,338.76
146 $71,338.76 $318.88 $0.00 $403.36 $72,061.00
147 $72,061.00 $318.88 $0.00 $407.44 $72,787.32
148 $72,787.32 $318.88 $0.00 $411.55 $73,517.75
149 $73,517.75 $318.88 $0.00 $415.68 $74,252.31
150 $74,252.31 $318.88 $0.00 $419.83 $74,991.02
151 $74,991.02 $318.88 $0.00 $424.01 $75,733.91
152 $75,733.91 $318.88 $0.00 $428.21 $76,481.00
153 $76,481.00 $318.88 $0.00 $432.43 $77,232.31
154 $77,232.31 $318.88 $0.00 $436.68 $77,987.87
155 $77,987.87 $318.88 $0.00 $440.95 $78,747.70
156 $78,747.70 $318.88 $0.00 $445.25 $79,511.83
157 $79,511.83 $318.88 $0.00 $449.57 $80,280.28
158 $80,280.28 $318.88 $0.00 $453.92 $81,053.08
159 $81,053.08 $318.88 $0.00 $458.29 $81,830.25
160 $81,830.25 $318.88 $0.00 $462.68 $82,611.81
161 $82,611.81 $318.88 $0.00 $467.10 $83,397.79
162 $83,397.79 $318.88 $0.00 $471.54 $84,188.21
163 $84,188.21 $318.88 $0.00 $476.01 $84,983.10
164 $84,983.10 $318.88 $0.00 $480.51 $85,782.49
165 $85,782.49 $318.88 $0.00 $485.03 $86,586.40
166 $86,586.40 $318.88 $0.00 $489.57 $87,394.85
167 $87,394.85 $318.88 $0.00 $494.14 $88,207.87
168 $88,207.87 $318.88 $0.00 $498.74 $89,025.49
169 $89,025.49 $318.88 $0.00 $503.36 $89,847.73
170 $89,847.73 $318.88 $0.00 $508.01 $90,674.62
171 $90,674.62 $318.88 $0.00 $512.69 $91,506.19
172 $91,506.19 $318.88 $0.00 $517.39 $92,342.46
173 $92,342.46 $318.88 $0.00 $522.12 $93,183.46
174 $93,183.46 $318.88 $0.00 $526.87 $94,029.21
175 $94,029.21 $318.88 $0.00 $531.65 $94,879.74
176 $94,879.74 $318.88 $0.00 $536.46 $95,735.08
177 $95,735.08 $318.88 $0.00 $541.30 $96,595.26
178 $96,595.26 $318.88 $0.00 $546.16 $97,460.30
179 $97,460.30 $318.88 $0.00 $551.05 $98,330.23
180 $98,330.23 $318.88 $0.00 $555.97 $99,205.08
181 $99,205.08 $318.88 $0.00 $560.92 $100,084.88
182 $100,084.88 $318.88 $0.00 $565.89 $100,969.65
183 $100,969.65 $318.88 $0.00 $570.90 $101,859.43
184 $101,859.43 $318.88 $0.00 $575.93 $102,754.24
185 $102,754.24 $318.88 $0.00 $580.99 $103,654.11
186 $103,654.11 $318.88 $0.00 $586.08 $104,559.07
187 $104,559.07 $318.88 $0.00 $591.19 $105,469.14
188 $105,469.14 $318.88 $0.00 $596.34 $106,384.36
189 $106,384.36 $318.88 $0.00 $601.51 $107,304.75
190 $107,304.75 $318.88 $0.00 $606.72 $108,230.35
191 $108,230.35 $318.88 $0.00 $611.95 $109,161.18
192 $109,161.18 $318.88 $0.00 $617.21 $110,097.27
193 $110,097.27 $318.88 $0.00 $622.51 $111,038.66
194 $111,038.66 $318.88 $0.00 $627.83 $111,985.37
195 $111,985.37 $318.88 $0.00 $633.18 $112,937.43
196 $112,937.43 $318.88 $0.00 $638.56 $113,894.87
197 $113,894.87 $318.88 $0.00 $643.98 $114,857.73
198 $114,857.73 $318.88 $0.00 $649.42 $115,826.03
199 $115,826.03 $318.88 $0.00 $654.90 $116,799.81
200 $116,799.81 $318.88 $0.00 $660.40 $117,779.09
201 $117,779.09 $318.88 $0.00 $665.94 $118,763.91
202 $118,763.91 $318.88 $0.00 $671.51 $119,754.30
203 $119,754.30 $318.88 $0.00 $677.11 $120,750.29
204 $120,750.29 $318.88 $0.00 $682.74 $121,751.91
205 $121,751.91 $318.88 $0.00 $688.40 $122,759.19
206 $122,759.19 $318.88 $0.00 $694.10 $123,772.17
207 $123,772.17 $318.88 $0.00 $699.83 $124,790.88
208 $124,790.88 $318.88 $0.00 $705.59 $125,815.35
209 $125,815.35 $318.88 $0.00 $711.38 $126,845.61
210 $126,845.61 $318.88 $0.00 $717.20 $127,881.69
211 $127,881.69 $318.88 $0.00 $723.06 $128,923.63
212 $128,923.63 $318.88 $0.00 $728.95 $129,971.46
213 $129,971.46 $318.88 $0.00 $734.88 $131,025.22
214 $131,025.22 $318.88 $0.00 $740.84 $132,084.94
215 $132,084.94 $318.88 $0.00 $746.83 $133,150.65
216 $133,150.65 $318.88 $0.00 $752.85 $134,222.38
217 $134,222.38 $318.88 $37,384.42 $758.91 $97,915.75
218 $97,915.75 $318.88 $0.00 $553.63 $98,788.26
219 $98,788.26 $318.88 $0.00 $558.56 $99,665.70
220 $99,665.70 $318.88 $0.00 $563.52 $100,548.10
221 $100,548.10 $318.88 $0.00 $568.51 $101,435.49
222 $101,435.49 $318.88 $0.00 $573.53 $102,327.90
223 $102,327.90 $318.88 $0.00 $578.58 $103,225.36
224 $103,225.36 $318.88 $0.00 $583.65 $104,127.89
225 $104,127.89 $318.88 $0.00 $588.75 $105,035.52
226 $105,035.52 $318.88 $0.00 $593.89 $105,948.29
227 $105,948.29 $318.88 $0.00 $599.05 $106,866.22
228 $106,866.22 $318.88 $0.00 $604.24 $107,789.34
229 $107,789.34 $318.88 $39,253.64 $609.46 $69,464.04
230 $69,464.04 $318.88 $0.00 $392.76 $70,175.68
231 $70,175.68 $318.88 $0.00 $396.78 $70,891.34
232 $70,891.34 $318.88 $0.00 $400.83 $71,611.05
233 $71,611.05 $318.88 $0.00 $404.90 $72,334.83
234 $72,334.83 $318.88 $0.00 $408.99 $73,062.70
235 $73,062.70 $318.88 $0.00 $413.11 $73,794.69
236 $73,794.69 $318.88 $0.00 $417.25 $74,530.82
237 $74,530.82 $318.88 $0.00 $421.41 $75,271.11
238 $75,271.11 $318.88 $0.00 $425.59 $76,015.58
239 $76,015.58 $318.88 $0.00 $429.80 $76,764.26
240 $76,764.26 $318.88 $0.00 $434.04 $77,517.18
241 $77,517.18 $318.88 $41,216.33 $438.29 $37,058.02
242 $37,058.02 $318.88 $0.00 $209.53 $37,586.43
243 $37,586.43 $318.88 $0.00 $212.52 $38,117.83
244 $38,117.83 $318.88 $0.00 $215.52 $38,652.23
245 $38,652.23 $318.88 $0.00 $218.55 $39,189.66
246 $39,189.66 $318.88 $0.00 $221.58 $39,730.12
247 $39,730.12 $318.88 $0.00 $224.64 $40,273.64
248 $40,273.64 $318.88 $0.00 $227.71 $40,820.23
249 $40,820.23 $318.88 $0.00 $230.80 $41,369.91
250 $41,369.91 $318.88 $0.00 $233.91 $41,922.70
251 $41,922.70 $318.88 $0.00 $237.04 $42,478.62
252 $42,478.62 $318.88 $0.00 $240.18 $43,037.68
253 $43,037.68 $0.00 $43,277.14 $243.34 $3.88