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Annual Costs

Undergraduate Tuition

University of South Dakota tuition is $7,191 per year for in-state residents. This is 2% more expensive than the national average public four year tuition of $7,056. The cost is 46% cheaper than the average South Dakota tuition of $13,251 for 4 year colleges. Tuition ranks 7th in South Dakota amongst 4 year colleges for affordability and is the 12th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $10,438 which represents a 45% premium.

The school charges an additional fees of $1,581 in addition to tuition bringing the total effective in-state tuition to $8,772.

Housing Costs

On campus room and board is provided by the school at a cost of $8,030 per academic year. Students electing to live off campus elsewhere in Vermillion should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $4,272 in additional living expenses. Off-campus students should budget for $5,554 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state South Dakota residents to go to USD is $22,274 for the 2017/2018 academic year. Out-of-state students who don't have South Dakota residence can expect a one year cost of $25,521.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of South Dakota and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of South Dakota
Estimated Budgets
South Dakota Resident Total Budget $22,274
   In-State Tuition$7,191
   Other Fees$1,581
   Room and Board$8,030
   On-Campus Other Budget$4,272
   Books and Supplies$1,200
Non-Resident Total Budget $25,521
   Out-of-State Tuition$10,438
   Other Fees$1,581
   Room and Board$8,030
   On-Campus Other Budget$4,272
   Books and Supplies$1,200

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $22,274 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported USD net price for in-state students is $15,530* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

78% of University of South Dakota students received grant aid in 2014/2015. The average total aid amount was $4,454. 30 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,908. To apply for a Pell Grant to attend University of South Dakota, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of South Dakota
Financial Aid Summary
Average Annual Net Price$15,530*
Percent of Students Receiving Grant Aid78%
Average Total Grant Aid$4,454
Percent of Students Receiving Pell Grants30%
Average Amount of Pell Grant Aid$3,908

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$12,819
$30,001 to $48,000$13,255
$48,001 to $75,000$16,831
$75,001 to $110,000$17,845
$110,000+$17,885

Average Financial Aid Mix - $22,274 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $22,274. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

25%
33%
42%

Grants and Scholarships

 25% - $4,454

Money granted to you by the U.S. Department of Education, University of South Dakota or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 33% - $5,905

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 42% -  $7,643

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of South Dakota
South Dakota State University0% less expensive
University of Nebraska at Omaha17.2% less expensive
Southwest Minnesota State University4.2% more expensive
University of Nebraska at Kearney20% less expensive
Northwest Missouri State University37.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of South Dakota.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at USD is $89,096 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,961 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $51,844**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $111,370 or $64,805 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of South Dakota.

South Dakota Resident Tuition Per Semester$3,596
South Dakota Resident Total Cost Per Semester$11,137
Non-South Dakota Resident Tuition Per Semester$5,219
Non-South Dakota Resident Total Cost Per Semester$12,760

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of South Dakota are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of South Dakota
Price per credit hour for South Dakota residents$240
Cost for one class for South Dakota residents (3 credit hours)$720
Price per credit hour for out of state residents$348
Cost for one class for out of state residents (3 credit hours)$1,044
Cost for one class for out of state residents (4 credit hours)$1,392

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 68% of University of South Dakota students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,905. The reported average student debt upon graduation is $25,554.

Example Loan Payments and Costs

How much are student loan payments for University of South Dakota? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $51,844, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $64,326.51. This could be your effective total out of pocket cost of an education at University of South Dakota. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 78% of students at this school who receive financial aid and you are paying an average annual net price of $12,961. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of South Dakota student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of South Dakota Student Loan Payments
Example Payments
Monthly Loan Payment$536.05
Amount Borrowed$51,844.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,482.51
Sum of All Payments over 10 years$64,326.51

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend USD? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of South Dakota, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $64,326.51 would be needed to afford a $536.05 monthly payment in the example $51,844.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of South Dakota in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,897 to $7,191. This amounts to an average annual price increase of 16.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $89,096.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of South Dakota.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$30,632$122,528
Estimated Cost in 10 years for students enrolling in 2029$39,095$156,380
Estimated Cost in 15 years for students enrolling in 2034 $49,896$199,585
Estimated Cost in 18 years for students enrolling in 2037 $57,761$231,044

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of South Dakota to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Associate's Degree 278 26% costlier
Business Administration and Management, General Bachelor's Degree 66 26% cheaper
Biology/Biological Sciences, General Bachelor's Degree 57 37% cheaper
Accounting Bachelor's Degree 49 31% cheaper
Elementary Education and Teaching Bachelor's Degree 46 28% cheaper
Mass Communication/Media Studies Bachelor's Degree 43 33% cheaper
Marketing/Marketing Management, General Bachelor's Degree 33 30% cheaper
Finance, General Bachelor's Degree 32 31% cheaper
Dental Hygiene/Hygienist Associate's Degree 30 30% costlier
Hospital and Health Care Facilities Administration/Management Bachelor's Degree 30 11% costlier
Political Science and Government, General Bachelor's Degree 25 39% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 25 29% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 19 26% cheaper
Psychology, General Bachelor's Degree 18 37% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 16 40% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 15 27% cheaper
Art/Art Studies, General Bachelor's Degree 14 35% cheaper
Substance Abuse/Addiction Counseling Bachelor's Degree 14 22% cheaper
Anthropology Bachelor's Degree 13 43% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 13 36% cheaper
Special Education and Teaching, General Bachelor's Degree 13 28% cheaper
Music Teacher Education Bachelor's Degree 12 33% cheaper
History Teacher Education Bachelor's Degree 12 26% cheaper
English Language and Literature, General Bachelor's Degree 10 36% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 9 27% cheaper
Geology/Earth Science, General Bachelor's Degree 9 38% cheaper
Speech Teacher Education Bachelor's Degree 8 18% cheaper
Computer and Information Sciences, General Bachelor's Degree 7 31% cheaper
English/Language Arts Teacher Education Bachelor's Degree 6 27% cheaper
International/Global Studies Bachelor's Degree 6 42% cheaper
General Studies Associate's Degree 5 21% costlier
Physician Assistant Bachelor's Degree 5 43% cheaper
American Indian/Native American Studies Bachelor's Degree 4 31% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 4 28% cheaper
History, General Bachelor's Degree 4 38% cheaper
Philosophy Bachelor's Degree 4 44% cheaper
Sociology Bachelor's Degree 3 38% cheaper
Music Performance, General Bachelor's Degree 3 36% cheaper
Mathematics, General Bachelor's Degree 3 38% cheaper
Spanish Language and Literature Bachelor's Degree 3 41% cheaper
Mathematics Teacher Education Bachelor's Degree 3 28% cheaper
Music, General Bachelor's Degree 2 38% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 2 25% cheaper
German Language and Literature Bachelor's Degree 2 46% cheaper
Chemistry Teacher Education Bachelor's Degree 1 29% cheaper
Clinical/Medical Social Work Bachelor's Degree 1 18% costlier
Chemistry, General Bachelor's Degree 1 39% cheaper
Social Science Teacher Education Bachelor's Degree 1 19% cheaper
Physics, General Bachelor's Degree 1 42% cheaper
Art Teacher Education Bachelor's Degree 1 30% cheaper
Economics, General Bachelor's Degree 1 43% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of South Dakota or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of South Dakota in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of South Dakota student loan.

Prepayment Option

About University of South Dakota

University of South Dakota is a four year public college located in Vermillion, South Dakota.  Full time enrollment is 6,253 and part time is 3,785. Learn more about getting accepted at University of South Dakota at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of South Dakota
414 E Clark St
Vermillion, South Dakota
57069-2390

For Profit / Not For Profit Status

University of South Dakota is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of South Dakota cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=219471 IPEDS survey data.