Savings Plan and Future Cost Estimation for University of South Dakota

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2039$60,678
Monthly savings required$480

How much will it cost to send your child to University of South Dakota in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $242,713.84 for students enrolling in 2039 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $480.31 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$23,399.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $480.31 $0.00 $0.00 $480.31
2 $480.31 $480.31 $0.00 $2.72 $963.34
3 $963.34 $480.31 $0.00 $5.45 $1,449.10
4 $1,449.10 $480.31 $0.00 $8.19 $1,937.60
5 $1,937.60 $480.31 $0.00 $10.96 $2,428.87
6 $2,428.87 $480.31 $0.00 $13.73 $2,922.91
7 $2,922.91 $480.31 $0.00 $16.53 $3,419.75
8 $3,419.75 $480.31 $0.00 $19.34 $3,919.40
9 $3,919.40 $480.31 $0.00 $22.16 $4,421.87
10 $4,421.87 $480.31 $0.00 $25.00 $4,927.18
11 $4,927.18 $480.31 $0.00 $27.86 $5,435.35
12 $5,435.35 $480.31 $0.00 $30.73 $5,946.39
13 $5,946.39 $480.31 $0.00 $33.62 $6,460.32
14 $6,460.32 $480.31 $0.00 $36.53 $6,977.16
15 $6,977.16 $480.31 $0.00 $39.45 $7,496.92
16 $7,496.92 $480.31 $0.00 $42.39 $8,019.62
17 $8,019.62 $480.31 $0.00 $45.34 $8,545.27
18 $8,545.27 $480.31 $0.00 $48.32 $9,073.90
19 $9,073.90 $480.31 $0.00 $51.31 $9,605.52
20 $9,605.52 $480.31 $0.00 $54.31 $10,140.14
21 $10,140.14 $480.31 $0.00 $57.33 $10,677.78
22 $10,677.78 $480.31 $0.00 $60.37 $11,218.46
23 $11,218.46 $480.31 $0.00 $63.43 $11,762.20
24 $11,762.20 $480.31 $0.00 $66.51 $12,309.02
25 $12,309.02 $480.31 $0.00 $69.60 $12,858.93
26 $12,858.93 $480.31 $0.00 $72.71 $13,411.95
27 $13,411.95 $480.31 $0.00 $75.83 $13,968.09
28 $13,968.09 $480.31 $0.00 $78.98 $14,527.38
29 $14,527.38 $480.31 $0.00 $82.14 $15,089.83
30 $15,089.83 $480.31 $0.00 $85.32 $15,655.46
31 $15,655.46 $480.31 $0.00 $88.52 $16,224.29
32 $16,224.29 $480.31 $0.00 $91.73 $16,796.33
33 $16,796.33 $480.31 $0.00 $94.97 $17,371.61
34 $17,371.61 $480.31 $0.00 $98.22 $17,950.14
35 $17,950.14 $480.31 $0.00 $101.49 $18,531.94
36 $18,531.94 $480.31 $0.00 $104.78 $19,117.03
37 $19,117.03 $480.31 $0.00 $108.09 $19,705.43
38 $19,705.43 $480.31 $0.00 $111.42 $20,297.16
39 $20,297.16 $480.31 $0.00 $114.76 $20,892.23
40 $20,892.23 $480.31 $0.00 $118.13 $21,490.67
41 $21,490.67 $480.31 $0.00 $121.51 $22,092.49
42 $22,092.49 $480.31 $0.00 $124.91 $22,697.71
43 $22,697.71 $480.31 $0.00 $128.34 $23,306.36
44 $23,306.36 $480.31 $0.00 $131.78 $23,918.45
45 $23,918.45 $480.31 $0.00 $135.24 $24,534.00
46 $24,534.00 $480.31 $0.00 $138.72 $25,153.03
47 $25,153.03 $480.31 $0.00 $142.22 $25,775.56
48 $25,775.56 $480.31 $0.00 $145.74 $26,401.61
49 $26,401.61 $480.31 $0.00 $149.28 $27,031.20
50 $27,031.20 $480.31 $0.00 $152.84 $27,664.35
51 $27,664.35 $480.31 $0.00 $156.42 $28,301.08
52 $28,301.08 $480.31 $0.00 $160.02 $28,941.41
53 $28,941.41 $480.31 $0.00 $163.64 $29,585.36
54 $29,585.36 $480.31 $0.00 $167.28 $30,232.95
55 $30,232.95 $480.31 $0.00 $170.94 $30,884.20
56 $30,884.20 $480.31 $0.00 $174.62 $31,539.13
57 $31,539.13 $480.31 $0.00 $178.33 $32,197.77
58 $32,197.77 $480.31 $0.00 $182.05 $32,860.13
59 $32,860.13 $480.31 $0.00 $185.80 $33,526.24
60 $33,526.24 $480.31 $0.00 $189.56 $34,196.11
61 $34,196.11 $480.31 $0.00 $193.35 $34,869.77
62 $34,869.77 $480.31 $0.00 $197.16 $35,547.24
63 $35,547.24 $480.31 $0.00 $200.99 $36,228.54
64 $36,228.54 $480.31 $0.00 $204.84 $36,913.69
65 $36,913.69 $480.31 $0.00 $208.72 $37,602.72
66 $37,602.72 $480.31 $0.00 $212.61 $38,295.64
67 $38,295.64 $480.31 $0.00 $216.53 $38,992.48
68 $38,992.48 $480.31 $0.00 $220.47 $39,693.26
69 $39,693.26 $480.31 $0.00 $224.43 $40,398.00
70 $40,398.00 $480.31 $0.00 $228.42 $41,106.73
71 $41,106.73 $480.31 $0.00 $232.42 $41,819.46
72 $41,819.46 $480.31 $0.00 $236.45 $42,536.22
73 $42,536.22 $480.31 $0.00 $240.51 $43,257.04
74 $43,257.04 $480.31 $0.00 $244.58 $43,981.93
75 $43,981.93 $480.31 $0.00 $248.68 $44,710.92
76 $44,710.92 $480.31 $0.00 $252.80 $45,444.03
77 $45,444.03 $480.31 $0.00 $256.95 $46,181.29
78 $46,181.29 $480.31 $0.00 $261.12 $46,922.72
79 $46,922.72 $480.31 $0.00 $265.31 $47,668.34
80 $47,668.34 $480.31 $0.00 $269.52 $48,418.17
81 $48,418.17 $480.31 $0.00 $273.76 $49,172.24
82 $49,172.24 $480.31 $0.00 $278.03 $49,930.58
83 $49,930.58 $480.31 $0.00 $282.31 $50,693.20
84 $50,693.20 $480.31 $0.00 $286.63 $51,460.14
85 $51,460.14 $480.31 $0.00 $290.96 $52,231.41
86 $52,231.41 $480.31 $0.00 $295.32 $53,007.04
87 $53,007.04 $480.31 $0.00 $299.71 $53,787.06
88 $53,787.06 $480.31 $0.00 $304.12 $54,571.49
89 $54,571.49 $480.31 $0.00 $308.56 $55,360.36
90 $55,360.36 $480.31 $0.00 $313.02 $56,153.69
91 $56,153.69 $480.31 $0.00 $317.50 $56,951.50
92 $56,951.50 $480.31 $0.00 $322.01 $57,753.82
93 $57,753.82 $480.31 $0.00 $326.55 $58,560.68
94 $58,560.68 $480.31 $0.00 $331.11 $59,372.10
95 $59,372.10 $480.31 $0.00 $335.70 $60,188.11
96 $60,188.11 $480.31 $0.00 $340.31 $61,008.73
97 $61,008.73 $480.31 $0.00 $344.95 $61,833.99
98 $61,833.99 $480.31 $0.00 $349.62 $62,663.92
99 $62,663.92 $480.31 $0.00 $354.31 $63,498.54
100 $63,498.54 $480.31 $0.00 $359.03 $64,337.88
101 $64,337.88 $480.31 $0.00 $363.78 $65,181.97
102 $65,181.97 $480.31 $0.00 $368.55 $66,030.83
103 $66,030.83 $480.31 $0.00 $373.35 $66,884.49
104 $66,884.49 $480.31 $0.00 $378.17 $67,742.97
105 $67,742.97 $480.31 $0.00 $383.03 $68,606.31
106 $68,606.31 $480.31 $0.00 $387.91 $69,474.53
107 $69,474.53 $480.31 $0.00 $392.82 $70,347.66
108 $70,347.66 $480.31 $0.00 $397.76 $71,225.73
109 $71,225.73 $480.31 $0.00 $402.72 $72,108.76
110 $72,108.76 $480.31 $0.00 $407.71 $72,996.78
111 $72,996.78 $480.31 $0.00 $412.73 $73,889.82
112 $73,889.82 $480.31 $0.00 $417.78 $74,787.91
113 $74,787.91 $480.31 $0.00 $422.86 $75,691.08
114 $75,691.08 $480.31 $0.00 $427.97 $76,599.36
115 $76,599.36 $480.31 $0.00 $433.10 $77,512.77
116 $77,512.77 $480.31 $0.00 $438.27 $78,431.35
117 $78,431.35 $480.31 $0.00 $443.46 $79,355.12
118 $79,355.12 $480.31 $0.00 $448.69 $80,284.12
119 $80,284.12 $480.31 $0.00 $453.94 $81,218.37
120 $81,218.37 $480.31 $0.00 $459.22 $82,157.90
121 $82,157.90 $480.31 $0.00 $464.53 $83,102.74
122 $83,102.74 $480.31 $0.00 $469.87 $84,052.92
123 $84,052.92 $480.31 $0.00 $475.25 $85,008.48
124 $85,008.48 $480.31 $0.00 $480.65 $85,969.44
125 $85,969.44 $480.31 $0.00 $486.08 $86,935.83
126 $86,935.83 $480.31 $0.00 $491.55 $87,907.69
127 $87,907.69 $480.31 $0.00 $497.04 $88,885.04
128 $88,885.04 $480.31 $0.00 $502.57 $89,867.92
129 $89,867.92 $480.31 $0.00 $508.13 $90,856.36
130 $90,856.36 $480.31 $0.00 $513.72 $91,850.39
131 $91,850.39 $480.31 $0.00 $519.34 $92,850.04
132 $92,850.04 $480.31 $0.00 $524.99 $93,855.34
133 $93,855.34 $480.31 $0.00 $530.67 $94,866.32
134 $94,866.32 $480.31 $0.00 $536.39 $95,883.02
135 $95,883.02 $480.31 $0.00 $542.14 $96,905.47
136 $96,905.47 $480.31 $0.00 $547.92 $97,933.70
137 $97,933.70 $480.31 $0.00 $553.73 $98,967.74
138 $98,967.74 $480.31 $0.00 $559.58 $100,007.63
139 $100,007.63 $480.31 $0.00 $565.46 $101,053.40
140 $101,053.40 $480.31 $0.00 $571.37 $102,105.08
141 $102,105.08 $480.31 $0.00 $577.32 $103,162.71
142 $103,162.71 $480.31 $0.00 $583.30 $104,226.32
143 $104,226.32 $480.31 $0.00 $589.31 $105,295.94
144 $105,295.94 $480.31 $0.00 $595.36 $106,371.61
145 $106,371.61 $480.31 $0.00 $601.44 $107,453.36
146 $107,453.36 $480.31 $0.00 $607.56 $108,541.23
147 $108,541.23 $480.31 $0.00 $613.71 $109,635.25
148 $109,635.25 $480.31 $0.00 $619.89 $110,735.45
149 $110,735.45 $480.31 $0.00 $626.11 $111,841.87
150 $111,841.87 $480.31 $0.00 $632.37 $112,954.55
151 $112,954.55 $480.31 $0.00 $638.66 $114,073.52
152 $114,073.52 $480.31 $0.00 $644.99 $115,198.82
153 $115,198.82 $480.31 $0.00 $651.35 $116,330.48
154 $116,330.48 $480.31 $0.00 $657.75 $117,468.54
155 $117,468.54 $480.31 $0.00 $664.18 $118,613.03
156 $118,613.03 $480.31 $0.00 $670.66 $119,764.00
157 $119,764.00 $480.31 $0.00 $677.16 $120,921.47
158 $120,921.47 $480.31 $0.00 $683.71 $122,085.49
159 $122,085.49 $480.31 $0.00 $690.29 $123,256.09
160 $123,256.09 $480.31 $0.00 $696.91 $124,433.31
161 $124,433.31 $480.31 $0.00 $703.56 $125,617.18
162 $125,617.18 $480.31 $0.00 $710.26 $126,807.75
163 $126,807.75 $480.31 $0.00 $716.99 $128,005.05
164 $128,005.05 $480.31 $0.00 $723.76 $129,209.12
165 $129,209.12 $480.31 $0.00 $730.57 $130,420.00
166 $130,420.00 $480.31 $0.00 $737.41 $131,637.72
167 $131,637.72 $480.31 $0.00 $744.30 $132,862.33
168 $132,862.33 $480.31 $0.00 $751.22 $134,093.86
169 $134,093.86 $480.31 $0.00 $758.19 $135,332.36
170 $135,332.36 $480.31 $0.00 $765.19 $136,577.86
171 $136,577.86 $480.31 $0.00 $772.23 $137,830.40
172 $137,830.40 $480.31 $0.00 $779.31 $139,090.02
173 $139,090.02 $480.31 $0.00 $786.44 $140,356.77
174 $140,356.77 $480.31 $0.00 $793.60 $141,630.68
175 $141,630.68 $480.31 $0.00 $800.80 $142,911.79
176 $142,911.79 $480.31 $0.00 $808.04 $144,200.14
177 $144,200.14 $480.31 $0.00 $815.33 $145,495.78
178 $145,495.78 $480.31 $0.00 $822.65 $146,798.74
179 $146,798.74 $480.31 $0.00 $830.02 $148,109.07
180 $148,109.07 $480.31 $0.00 $837.43 $149,426.81
181 $149,426.81 $480.31 $0.00 $844.88 $150,752.00
182 $150,752.00 $480.31 $0.00 $852.37 $152,084.68
183 $152,084.68 $480.31 $0.00 $859.91 $153,424.90
184 $153,424.90 $480.31 $0.00 $867.49 $154,772.70
185 $154,772.70 $480.31 $0.00 $875.11 $156,128.12
186 $156,128.12 $480.31 $0.00 $882.77 $157,491.20
187 $157,491.20 $480.31 $0.00 $890.48 $158,861.99
188 $158,861.99 $480.31 $0.00 $898.23 $160,240.53
189 $160,240.53 $480.31 $0.00 $906.02 $161,626.86
190 $161,626.86 $480.31 $0.00 $913.86 $163,021.03
191 $163,021.03 $480.31 $0.00 $921.74 $164,423.08
192 $164,423.08 $480.31 $0.00 $929.67 $165,833.06
193 $165,833.06 $480.31 $0.00 $937.64 $167,251.01
194 $167,251.01 $480.31 $0.00 $945.66 $168,676.98
195 $168,676.98 $480.31 $0.00 $953.72 $170,111.01
196 $170,111.01 $480.31 $0.00 $961.83 $171,553.15
197 $171,553.15 $480.31 $0.00 $969.99 $173,003.45
198 $173,003.45 $480.31 $0.00 $978.19 $174,461.95
199 $174,461.95 $480.31 $0.00 $986.43 $175,928.69
200 $175,928.69 $480.31 $0.00 $994.73 $177,403.73
201 $177,403.73 $480.31 $0.00 $1,003.07 $178,887.11
202 $178,887.11 $480.31 $0.00 $1,011.45 $180,378.87
203 $180,378.87 $480.31 $0.00 $1,019.89 $181,879.07
204 $181,879.07 $480.31 $0.00 $1,028.37 $183,387.75
205 $183,387.75 $480.31 $0.00 $1,036.90 $184,904.96
206 $184,904.96 $480.31 $0.00 $1,045.48 $186,430.75
207 $186,430.75 $480.31 $0.00 $1,054.11 $187,965.17
208 $187,965.17 $480.31 $0.00 $1,062.78 $189,508.26
209 $189,508.26 $480.31 $0.00 $1,071.51 $191,060.08
210 $191,060.08 $480.31 $0.00 $1,080.28 $192,620.67
211 $192,620.67 $480.31 $0.00 $1,089.11 $194,190.09
212 $194,190.09 $480.31 $0.00 $1,097.98 $195,768.38
213 $195,768.38 $480.31 $0.00 $1,106.90 $197,355.59
214 $197,355.59 $480.31 $0.00 $1,115.88 $198,951.78
215 $198,951.78 $480.31 $0.00 $1,124.90 $200,556.99
216 $200,556.99 $480.31 $0.00 $1,133.98 $202,171.28
217 $202,171.28 $480.31 $56,312.48 $1,143.11 $147,482.22
218 $147,482.22 $480.31 $0.00 $833.89 $148,796.42
219 $148,796.42 $480.31 $0.00 $841.32 $150,118.05
220 $150,118.05 $480.31 $0.00 $848.79 $151,447.15
221 $151,447.15 $480.31 $0.00 $856.30 $152,783.76
222 $152,783.76 $480.31 $0.00 $863.86 $154,127.93
223 $154,127.93 $480.31 $0.00 $871.46 $155,479.70
224 $155,479.70 $480.31 $0.00 $879.10 $156,839.11
225 $156,839.11 $480.31 $0.00 $886.79 $158,206.21
226 $158,206.21 $480.31 $0.00 $894.52 $159,581.04
227 $159,581.04 $480.31 $0.00 $902.29 $160,963.64
228 $160,963.64 $480.31 $0.00 $910.11 $162,354.06
229 $162,354.06 $480.31 $59,128.11 $917.97 $104,624.23
230 $104,624.23 $480.31 $0.00 $591.56 $105,696.10
231 $105,696.10 $480.31 $0.00 $597.62 $106,774.03
232 $106,774.03 $480.31 $0.00 $603.72 $107,858.06
233 $107,858.06 $480.31 $0.00 $609.85 $108,948.22
234 $108,948.22 $480.31 $0.00 $616.01 $110,044.54
235 $110,044.54 $480.31 $0.00 $622.21 $111,147.06
236 $111,147.06 $480.31 $0.00 $628.44 $112,255.81
237 $112,255.81 $480.31 $0.00 $634.71 $113,370.83
238 $113,370.83 $480.31 $0.00 $641.02 $114,492.16
239 $114,492.16 $480.31 $0.00 $647.36 $115,619.83
240 $115,619.83 $480.31 $0.00 $653.73 $116,753.87
241 $116,753.87 $480.31 $62,084.51 $660.14 $55,809.81
242 $55,809.81 $480.31 $0.00 $315.56 $56,605.68
243 $56,605.68 $480.31 $0.00 $320.06 $57,406.05
244 $57,406.05 $480.31 $0.00 $324.58 $58,210.94
245 $58,210.94 $480.31 $0.00 $329.13 $59,020.38
246 $59,020.38 $480.31 $0.00 $333.71 $59,834.40
247 $59,834.40 $480.31 $0.00 $338.31 $60,653.02
248 $60,653.02 $480.31 $0.00 $342.94 $61,476.27
249 $61,476.27 $480.31 $0.00 $347.60 $62,304.18
250 $62,304.18 $480.31 $0.00 $352.28 $63,136.77
251 $63,136.77 $480.31 $0.00 $356.98 $63,974.06
252 $63,974.06 $480.31 $0.00 $361.72 $64,816.09
253 $64,816.09 $0.00 $65,188.74 $366.48 ($6.17)