Savings Plan and Future Cost Estimation for Victory University

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2040$54,136
Monthly savings required$429

How much will it cost to send your child to Victory University in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $216,543.19 for students enrolling in 2040 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $428.53 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$20,876.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $428.53 $0.00 $0.00 $428.53
2 $428.53 $428.53 $0.00 $2.42 $859.48
3 $859.48 $428.53 $0.00 $4.86 $1,292.87
4 $1,292.87 $428.53 $0.00 $7.31 $1,728.71
5 $1,728.71 $428.53 $0.00 $9.77 $2,167.01
6 $2,167.01 $428.53 $0.00 $12.25 $2,607.79
7 $2,607.79 $428.53 $0.00 $14.74 $3,051.06
8 $3,051.06 $428.53 $0.00 $17.25 $3,496.84
9 $3,496.84 $428.53 $0.00 $19.77 $3,945.14
10 $3,945.14 $428.53 $0.00 $22.31 $4,395.98
11 $4,395.98 $428.53 $0.00 $24.86 $4,849.37
12 $4,849.37 $428.53 $0.00 $27.42 $5,305.32
13 $5,305.32 $428.53 $0.00 $30.00 $5,763.85
14 $5,763.85 $428.53 $0.00 $32.59 $6,224.97
15 $6,224.97 $428.53 $0.00 $35.20 $6,688.70
16 $6,688.70 $428.53 $0.00 $37.82 $7,155.05
17 $7,155.05 $428.53 $0.00 $40.46 $7,624.04
18 $7,624.04 $428.53 $0.00 $43.11 $8,095.68
19 $8,095.68 $428.53 $0.00 $45.77 $8,569.98
20 $8,569.98 $428.53 $0.00 $48.46 $9,046.97
21 $9,046.97 $428.53 $0.00 $51.15 $9,526.65
22 $9,526.65 $428.53 $0.00 $53.87 $10,009.05
23 $10,009.05 $428.53 $0.00 $56.59 $10,494.17
24 $10,494.17 $428.53 $0.00 $59.34 $10,982.04
25 $10,982.04 $428.53 $0.00 $62.09 $11,472.66
26 $11,472.66 $428.53 $0.00 $64.87 $11,966.06
27 $11,966.06 $428.53 $0.00 $67.66 $12,462.25
28 $12,462.25 $428.53 $0.00 $70.46 $12,961.24
29 $12,961.24 $428.53 $0.00 $73.28 $13,463.05
30 $13,463.05 $428.53 $0.00 $76.12 $13,967.70
31 $13,967.70 $428.53 $0.00 $78.98 $14,475.21
32 $14,475.21 $428.53 $0.00 $81.84 $14,985.58
33 $14,985.58 $428.53 $0.00 $84.73 $15,498.84
34 $15,498.84 $428.53 $0.00 $87.63 $16,015.00
35 $16,015.00 $428.53 $0.00 $90.55 $16,534.08
36 $16,534.08 $428.53 $0.00 $93.49 $17,056.10
37 $17,056.10 $428.53 $0.00 $96.44 $17,581.07
38 $17,581.07 $428.53 $0.00 $99.41 $18,109.01
39 $18,109.01 $428.53 $0.00 $102.39 $18,639.93
40 $18,639.93 $428.53 $0.00 $105.39 $19,173.85
41 $19,173.85 $428.53 $0.00 $108.41 $19,710.79
42 $19,710.79 $428.53 $0.00 $111.45 $20,250.77
43 $20,250.77 $428.53 $0.00 $114.50 $20,793.80
44 $20,793.80 $428.53 $0.00 $117.57 $21,339.90
45 $21,339.90 $428.53 $0.00 $120.66 $21,889.09
46 $21,889.09 $428.53 $0.00 $123.76 $22,441.38
47 $22,441.38 $428.53 $0.00 $126.89 $22,996.80
48 $22,996.80 $428.53 $0.00 $130.03 $23,555.36
49 $23,555.36 $428.53 $0.00 $133.19 $24,117.08
50 $24,117.08 $428.53 $0.00 $136.36 $24,681.97
51 $24,681.97 $428.53 $0.00 $139.56 $25,250.06
52 $25,250.06 $428.53 $0.00 $142.77 $25,821.36
53 $25,821.36 $428.53 $0.00 $146.00 $26,395.89
54 $26,395.89 $428.53 $0.00 $149.25 $26,973.67
55 $26,973.67 $428.53 $0.00 $152.51 $27,554.71
56 $27,554.71 $428.53 $0.00 $155.80 $28,139.04
57 $28,139.04 $428.53 $0.00 $159.10 $28,726.67
58 $28,726.67 $428.53 $0.00 $162.42 $29,317.62
59 $29,317.62 $428.53 $0.00 $165.77 $29,911.92
60 $29,911.92 $428.53 $0.00 $169.13 $30,509.58
61 $30,509.58 $428.53 $0.00 $172.51 $31,110.62
62 $31,110.62 $428.53 $0.00 $175.90 $31,715.05
63 $31,715.05 $428.53 $0.00 $179.32 $32,322.90
64 $32,322.90 $428.53 $0.00 $182.76 $32,934.19
65 $32,934.19 $428.53 $0.00 $186.21 $33,548.93
66 $33,548.93 $428.53 $0.00 $189.69 $34,167.15
67 $34,167.15 $428.53 $0.00 $193.19 $34,788.87
68 $34,788.87 $428.53 $0.00 $196.70 $35,414.10
69 $35,414.10 $428.53 $0.00 $200.24 $36,042.87
70 $36,042.87 $428.53 $0.00 $203.79 $36,675.19
71 $36,675.19 $428.53 $0.00 $207.37 $37,311.09
72 $37,311.09 $428.53 $0.00 $210.96 $37,950.58
73 $37,950.58 $428.53 $0.00 $214.58 $38,593.69
74 $38,593.69 $428.53 $0.00 $218.21 $39,240.43
75 $39,240.43 $428.53 $0.00 $221.87 $39,890.83
76 $39,890.83 $428.53 $0.00 $225.55 $40,544.91
77 $40,544.91 $428.53 $0.00 $229.25 $41,202.69
78 $41,202.69 $428.53 $0.00 $232.97 $41,864.19
79 $41,864.19 $428.53 $0.00 $236.71 $42,529.43
80 $42,529.43 $428.53 $0.00 $240.47 $43,198.43
81 $43,198.43 $428.53 $0.00 $244.25 $43,871.21
82 $43,871.21 $428.53 $0.00 $248.05 $44,547.79
83 $44,547.79 $428.53 $0.00 $251.88 $45,228.20
84 $45,228.20 $428.53 $0.00 $255.73 $45,912.46
85 $45,912.46 $428.53 $0.00 $259.60 $46,600.59
86 $46,600.59 $428.53 $0.00 $263.49 $47,292.61
87 $47,292.61 $428.53 $0.00 $267.40 $47,988.54
88 $47,988.54 $428.53 $0.00 $271.33 $48,688.40
89 $48,688.40 $428.53 $0.00 $275.29 $49,392.22
90 $49,392.22 $428.53 $0.00 $279.27 $50,100.02
91 $50,100.02 $428.53 $0.00 $283.27 $50,811.82
92 $50,811.82 $428.53 $0.00 $287.30 $51,527.65
93 $51,527.65 $428.53 $0.00 $291.34 $52,247.52
94 $52,247.52 $428.53 $0.00 $295.42 $52,971.47
95 $52,971.47 $428.53 $0.00 $299.51 $53,699.51
96 $53,699.51 $428.53 $0.00 $303.62 $54,431.66
97 $54,431.66 $428.53 $0.00 $307.76 $55,167.95
98 $55,167.95 $428.53 $0.00 $311.93 $55,908.41
99 $55,908.41 $428.53 $0.00 $316.11 $56,653.05
100 $56,653.05 $428.53 $0.00 $320.32 $57,401.90
101 $57,401.90 $428.53 $0.00 $324.56 $58,154.99
102 $58,154.99 $428.53 $0.00 $328.82 $58,912.34
103 $58,912.34 $428.53 $0.00 $333.10 $59,673.97
104 $59,673.97 $428.53 $0.00 $337.41 $60,439.91
105 $60,439.91 $428.53 $0.00 $341.74 $61,210.18
106 $61,210.18 $428.53 $0.00 $346.09 $61,984.80
107 $61,984.80 $428.53 $0.00 $350.47 $62,763.80
108 $62,763.80 $428.53 $0.00 $354.88 $63,547.21
109 $63,547.21 $428.53 $0.00 $359.31 $64,335.05
110 $64,335.05 $428.53 $0.00 $363.76 $65,127.34
111 $65,127.34 $428.53 $0.00 $368.24 $65,924.11
112 $65,924.11 $428.53 $0.00 $372.74 $66,725.38
113 $66,725.38 $428.53 $0.00 $377.27 $67,531.18
114 $67,531.18 $428.53 $0.00 $381.83 $68,341.54
115 $68,341.54 $428.53 $0.00 $386.41 $69,156.48
116 $69,156.48 $428.53 $0.00 $391.02 $69,976.03
117 $69,976.03 $428.53 $0.00 $395.65 $70,800.21
118 $70,800.21 $428.53 $0.00 $400.31 $71,629.05
119 $71,629.05 $428.53 $0.00 $405.00 $72,462.58
120 $72,462.58 $428.53 $0.00 $409.71 $73,300.82
121 $73,300.82 $428.53 $0.00 $414.45 $74,143.80
122 $74,143.80 $428.53 $0.00 $419.22 $74,991.55
123 $74,991.55 $428.53 $0.00 $424.01 $75,844.09
124 $75,844.09 $428.53 $0.00 $428.83 $76,701.45
125 $76,701.45 $428.53 $0.00 $433.68 $77,563.66
126 $77,563.66 $428.53 $0.00 $438.56 $78,430.75
127 $78,430.75 $428.53 $0.00 $443.46 $79,302.74
128 $79,302.74 $428.53 $0.00 $448.39 $80,179.66
129 $80,179.66 $428.53 $0.00 $453.35 $81,061.54
130 $81,061.54 $428.53 $0.00 $458.33 $81,948.40
131 $81,948.40 $428.53 $0.00 $463.35 $82,840.28
132 $82,840.28 $428.53 $0.00 $468.39 $83,737.20
133 $83,737.20 $428.53 $0.00 $473.46 $84,639.19
134 $84,639.19 $428.53 $0.00 $478.56 $85,546.28
135 $85,546.28 $428.53 $0.00 $483.69 $86,458.50
136 $86,458.50 $428.53 $0.00 $488.85 $87,375.88
137 $87,375.88 $428.53 $0.00 $494.04 $88,298.45
138 $88,298.45 $428.53 $0.00 $499.25 $89,226.23
139 $89,226.23 $428.53 $0.00 $504.50 $90,159.26
140 $90,159.26 $428.53 $0.00 $509.77 $91,097.56
141 $91,097.56 $428.53 $0.00 $515.08 $92,041.17
142 $92,041.17 $428.53 $0.00 $520.41 $92,990.11
143 $92,990.11 $428.53 $0.00 $525.78 $93,944.42
144 $93,944.42 $428.53 $0.00 $531.18 $94,904.13
145 $94,904.13 $428.53 $0.00 $536.60 $95,869.26
146 $95,869.26 $428.53 $0.00 $542.06 $96,839.85
147 $96,839.85 $428.53 $0.00 $547.55 $97,815.93
148 $97,815.93 $428.53 $0.00 $553.07 $98,797.53
149 $98,797.53 $428.53 $0.00 $558.62 $99,784.68
150 $99,784.68 $428.53 $0.00 $564.20 $100,777.41
151 $100,777.41 $428.53 $0.00 $569.81 $101,775.75
152 $101,775.75 $428.53 $0.00 $575.45 $102,779.73
153 $102,779.73 $428.53 $0.00 $581.13 $103,789.39
154 $103,789.39 $428.53 $0.00 $586.84 $104,804.76
155 $104,804.76 $428.53 $0.00 $592.58 $105,825.87
156 $105,825.87 $428.53 $0.00 $598.35 $106,852.75
157 $106,852.75 $428.53 $0.00 $604.16 $107,885.44
158 $107,885.44 $428.53 $0.00 $610.00 $108,923.97
159 $108,923.97 $428.53 $0.00 $615.87 $109,968.37
160 $109,968.37 $428.53 $0.00 $621.78 $111,018.68
161 $111,018.68 $428.53 $0.00 $627.72 $112,074.93
162 $112,074.93 $428.53 $0.00 $633.69 $113,137.15
163 $113,137.15 $428.53 $0.00 $639.69 $114,205.37
164 $114,205.37 $428.53 $0.00 $645.73 $115,279.63
165 $115,279.63 $428.53 $0.00 $651.81 $116,359.97
166 $116,359.97 $428.53 $0.00 $657.92 $117,446.42
167 $117,446.42 $428.53 $0.00 $664.06 $118,539.01
168 $118,539.01 $428.53 $0.00 $670.24 $119,637.78
169 $119,637.78 $428.53 $0.00 $676.45 $120,742.76
170 $120,742.76 $428.53 $0.00 $682.70 $121,853.99
171 $121,853.99 $428.53 $0.00 $688.98 $122,971.50
172 $122,971.50 $428.53 $0.00 $695.30 $124,095.33
173 $124,095.33 $428.53 $0.00 $701.65 $125,225.51
174 $125,225.51 $428.53 $0.00 $708.04 $126,362.08
175 $126,362.08 $428.53 $0.00 $714.47 $127,505.08
176 $127,505.08 $428.53 $0.00 $720.93 $128,654.54
177 $128,654.54 $428.53 $0.00 $727.43 $129,810.50
178 $129,810.50 $428.53 $0.00 $733.97 $130,973.00
179 $130,973.00 $428.53 $0.00 $740.54 $132,142.07
180 $132,142.07 $428.53 $0.00 $747.15 $133,317.75
181 $133,317.75 $428.53 $0.00 $753.80 $134,500.08
182 $134,500.08 $428.53 $0.00 $760.48 $135,689.09
183 $135,689.09 $428.53 $0.00 $767.21 $136,884.83
184 $136,884.83 $428.53 $0.00 $773.97 $138,087.33
185 $138,087.33 $428.53 $0.00 $780.77 $139,296.63
186 $139,296.63 $428.53 $0.00 $787.60 $140,512.76
187 $140,512.76 $428.53 $0.00 $794.48 $141,735.77
188 $141,735.77 $428.53 $0.00 $801.39 $142,965.69
189 $142,965.69 $428.53 $0.00 $808.35 $144,202.57
190 $144,202.57 $428.53 $0.00 $815.34 $145,446.44
191 $145,446.44 $428.53 $0.00 $822.38 $146,697.35
192 $146,697.35 $428.53 $0.00 $829.45 $147,955.33
193 $147,955.33 $428.53 $0.00 $836.56 $149,220.42
194 $149,220.42 $428.53 $0.00 $843.71 $150,492.66
195 $150,492.66 $428.53 $0.00 $850.91 $151,772.10
196 $151,772.10 $428.53 $0.00 $858.14 $153,058.77
197 $153,058.77 $428.53 $0.00 $865.42 $154,352.72
198 $154,352.72 $428.53 $0.00 $872.73 $155,653.98
199 $155,653.98 $428.53 $0.00 $880.09 $156,962.60
200 $156,962.60 $428.53 $0.00 $887.49 $158,278.62
201 $158,278.62 $428.53 $0.00 $894.93 $159,602.08
202 $159,602.08 $428.53 $0.00 $902.41 $160,933.02
203 $160,933.02 $428.53 $0.00 $909.94 $162,271.49
204 $162,271.49 $428.53 $0.00 $917.51 $163,617.53
205 $163,617.53 $428.53 $0.00 $925.12 $164,971.18
206 $164,971.18 $428.53 $0.00 $932.77 $166,332.48
207 $166,332.48 $428.53 $0.00 $940.47 $167,701.48
208 $167,701.48 $428.53 $0.00 $948.21 $169,078.22
209 $169,078.22 $428.53 $0.00 $955.99 $170,462.74
210 $170,462.74 $428.53 $0.00 $963.82 $171,855.09
211 $171,855.09 $428.53 $0.00 $971.69 $173,255.31
212 $173,255.31 $428.53 $0.00 $979.61 $174,663.45
213 $174,663.45 $428.53 $0.00 $987.57 $176,079.55
214 $176,079.55 $428.53 $0.00 $995.58 $177,503.66
215 $177,503.66 $428.53 $0.00 $1,003.63 $178,935.82
216 $178,935.82 $428.53 $0.00 $1,011.73 $180,376.08
217 $180,376.08 $428.53 $50,240.58 $1,019.87 $131,583.90
218 $131,583.90 $428.53 $0.00 $743.99 $132,756.42
219 $132,756.42 $428.53 $0.00 $750.62 $133,935.57
220 $133,935.57 $428.53 $0.00 $757.29 $135,121.39
221 $135,121.39 $428.53 $0.00 $764.00 $136,313.92
222 $136,313.92 $428.53 $0.00 $770.74 $137,513.19
223 $137,513.19 $428.53 $0.00 $777.52 $138,719.24
224 $138,719.24 $428.53 $0.00 $784.34 $139,932.11
225 $139,932.11 $428.53 $0.00 $791.20 $141,151.84
226 $141,151.84 $428.53 $0.00 $798.09 $142,378.46
227 $142,378.46 $428.53 $0.00 $805.03 $143,612.02
228 $143,612.02 $428.53 $0.00 $812.00 $144,852.55
229 $144,852.55 $428.53 $52,752.61 $819.02 $93,347.49
230 $93,347.49 $428.53 $0.00 $527.80 $94,303.82
231 $94,303.82 $428.53 $0.00 $533.21 $95,265.56
232 $95,265.56 $428.53 $0.00 $538.65 $96,232.74
233 $96,232.74 $428.53 $0.00 $544.11 $97,205.38
234 $97,205.38 $428.53 $0.00 $549.61 $98,183.52
235 $98,183.52 $428.53 $0.00 $555.14 $99,167.19
236 $99,167.19 $428.53 $0.00 $560.71 $100,156.43
237 $100,156.43 $428.53 $0.00 $566.30 $101,151.26
238 $101,151.26 $428.53 $0.00 $571.92 $102,151.71
239 $102,151.71 $428.53 $0.00 $577.58 $103,157.82
240 $103,157.82 $428.53 $0.00 $583.27 $104,169.62
241 $104,169.62 $428.53 $55,390.24 $588.99 $49,796.90
242 $49,796.90 $428.53 $0.00 $281.56 $50,506.99
243 $50,506.99 $428.53 $0.00 $285.57 $51,221.09
244 $51,221.09 $428.53 $0.00 $289.61 $51,939.23
245 $51,939.23 $428.53 $0.00 $293.67 $52,661.43
246 $52,661.43 $428.53 $0.00 $297.76 $53,387.72
247 $53,387.72 $428.53 $0.00 $301.86 $54,118.11
248 $54,118.11 $428.53 $0.00 $305.99 $54,852.63
249 $54,852.63 $428.53 $0.00 $310.14 $55,591.30
250 $55,591.30 $428.53 $0.00 $314.32 $56,334.15
251 $56,334.15 $428.53 $0.00 $318.52 $57,081.20
252 $57,081.20 $428.53 $0.00 $322.75 $57,832.48
253 $57,832.48 $0.00 $58,159.76 $326.99 ($0.29)