Student Loan Payment Calculator for Texas State University

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $103,740.00 to attend Texas State University. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

Texas State University Student Loan Payments
Example Payments
Monthly Loan Payment$1,037.06
Amount Borrowed$103,740.00
Interest Rate3.73%
Term years
Number of Monthly Payments120
Total Interest Cost$20,706.79
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $124,446.79 to afford the $1,037.06 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Texas State University student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $1,037.06 $714.60 $322.46 $103,025.40
2 $1,037.06 $716.82 $320.24 $102,308.58
3 $1,037.06 $719.05 $318.01 $101,589.54
4 $1,037.06 $721.28 $315.77 $100,868.25
5 $1,037.06 $723.52 $313.53 $100,144.73
6 $1,037.06 $725.77 $311.28 $99,418.95
7 $1,037.06 $728.03 $309.03 $98,690.93
8 $1,037.06 $730.29 $306.76 $97,960.63
9 $1,037.06 $732.56 $304.49 $97,228.07
10 $1,037.06 $734.84 $302.22 $96,493.23
11 $1,037.06 $737.12 $299.93 $95,756.11
12 $1,037.06 $739.41 $297.64 $95,016.69
13 $1,037.06 $741.71 $295.34 $94,274.98
14 $1,037.06 $744.02 $293.04 $93,530.96
15 $1,037.06 $746.33 $290.73 $92,784.63
16 $1,037.06 $748.65 $288.41 $92,035.98
17 $1,037.06 $750.98 $286.08 $91,285.00
18 $1,037.06 $753.31 $283.74 $90,531.69
19 $1,037.06 $755.65 $281.40 $89,776.03
20 $1,037.06 $758.00 $279.05 $89,018.03
21 $1,037.06 $760.36 $276.70 $88,257.67
22 $1,037.06 $762.72 $274.33 $87,494.95
23 $1,037.06 $765.09 $271.96 $86,729.86
24 $1,037.06 $767.47 $269.59 $85,962.39
25 $1,037.06 $769.86 $267.20 $85,192.53
26 $1,037.06 $772.25 $264.81 $84,420.28
27 $1,037.06 $774.65 $262.41 $83,645.63
28 $1,037.06 $777.06 $260.00 $82,868.57
29 $1,037.06 $779.47 $257.58 $82,089.10
30 $1,037.06 $781.90 $255.16 $81,307.20
31 $1,037.06 $784.33 $252.73 $80,522.87
32 $1,037.06 $786.76 $250.29 $79,736.11
33 $1,037.06 $789.21 $247.85 $78,946.90
34 $1,037.06 $791.66 $245.39 $78,155.24
35 $1,037.06 $794.12 $242.93 $77,361.11
36 $1,037.06 $796.59 $240.46 $76,564.52
37 $1,037.06 $799.07 $237.99 $75,765.45
38 $1,037.06 $801.55 $235.50 $74,963.90
39 $1,037.06 $804.04 $233.01 $74,159.86
40 $1,037.06 $806.54 $230.51 $73,353.31
41 $1,037.06 $809.05 $228.01 $72,544.26
42 $1,037.06 $811.56 $225.49 $71,732.70
43 $1,037.06 $814.09 $222.97 $70,918.61
44 $1,037.06 $816.62 $220.44 $70,101.99
45 $1,037.06 $819.16 $217.90 $69,282.84
46 $1,037.06 $821.70 $215.35 $68,461.13
47 $1,037.06 $824.26 $212.80 $67,636.88
48 $1,037.06 $826.82 $210.24 $66,810.06
49 $1,037.06 $829.39 $207.67 $65,980.67
50 $1,037.06 $831.97 $205.09 $65,148.70
51 $1,037.06 $834.55 $202.50 $64,314.15
52 $1,037.06 $837.15 $199.91 $63,477.00
53 $1,037.06 $839.75 $197.31 $62,637.25
54 $1,037.06 $842.36 $194.70 $61,794.89
55 $1,037.06 $844.98 $192.08 $60,949.92
56 $1,037.06 $847.60 $189.45 $60,102.31
57 $1,037.06 $850.24 $186.82 $59,252.07
58 $1,037.06 $852.88 $184.18 $58,399.19
59 $1,037.06 $855.53 $181.52 $57,543.66
60 $1,037.06 $858.19 $178.86 $56,685.47
61 $1,037.06 $860.86 $176.20 $55,824.61
62 $1,037.06 $863.54 $173.52 $54,961.07
63 $1,037.06 $866.22 $170.84 $54,094.86
64 $1,037.06 $868.91 $168.14 $53,225.94
65 $1,037.06 $871.61 $165.44 $52,354.33
66 $1,037.06 $874.32 $162.73 $51,480.01
67 $1,037.06 $877.04 $160.02 $50,602.97
68 $1,037.06 $879.77 $157.29 $49,723.20
69 $1,037.06 $882.50 $154.56 $48,840.70
70 $1,037.06 $885.24 $151.81 $47,955.46
71 $1,037.06 $888.00 $149.06 $47,067.47
72 $1,037.06 $890.76 $146.30 $46,176.71
73 $1,037.06 $893.52 $143.53 $45,283.19
74 $1,037.06 $896.30 $140.76 $44,386.88
75 $1,037.06 $899.09 $137.97 $43,487.80
76 $1,037.06 $901.88 $135.17 $42,585.92
77 $1,037.06 $904.69 $132.37 $41,681.23
78 $1,037.06 $907.50 $129.56 $40,773.73
79 $1,037.06 $910.32 $126.74 $39,863.41
80 $1,037.06 $913.15 $123.91 $38,950.27
81 $1,037.06 $915.99 $121.07 $38,034.28
82 $1,037.06 $918.83 $118.22 $37,115.45
83 $1,037.06 $921.69 $115.37 $36,193.76
84 $1,037.06 $924.55 $112.50 $35,269.20
85 $1,037.06 $927.43 $109.63 $34,341.77
86 $1,037.06 $930.31 $106.75 $33,411.46
87 $1,037.06 $933.20 $103.85 $32,478.26
88 $1,037.06 $936.10 $100.95 $31,542.16
89 $1,037.06 $939.01 $98.04 $30,603.14
90 $1,037.06 $941.93 $95.12 $29,661.21
91 $1,037.06 $944.86 $92.20 $28,716.35
92 $1,037.06 $947.80 $89.26 $27,768.56
93 $1,037.06 $950.74 $86.31 $26,817.81
94 $1,037.06 $953.70 $83.36 $25,864.12
95 $1,037.06 $956.66 $80.39 $24,907.45
96 $1,037.06 $959.64 $77.42 $23,947.82
97 $1,037.06 $962.62 $74.44 $22,985.20
98 $1,037.06 $965.61 $71.45 $22,019.59
99 $1,037.06 $968.61 $68.44 $21,050.98
100 $1,037.06 $971.62 $65.43 $20,079.35
101 $1,037.06 $974.64 $62.41 $19,104.71
102 $1,037.06 $977.67 $59.38 $18,127.04
103 $1,037.06 $980.71 $56.34 $17,146.32
104 $1,037.06 $983.76 $53.30 $16,162.56
105 $1,037.06 $986.82 $50.24 $15,175.75
106 $1,037.06 $989.89 $47.17 $14,185.86
107 $1,037.06 $992.96 $44.09 $13,192.90
108 $1,037.06 $996.05 $41.01 $12,196.85
109 $1,037.06 $999.14 $37.91 $11,197.71
110 $1,037.06 $1,002.25 $34.81 $10,195.45
111 $1,037.06 $1,005.37 $31.69 $9,190.09
112 $1,037.06 $1,008.49 $28.57 $8,181.60
113 $1,037.06 $1,011.63 $25.43 $7,169.97
114 $1,037.06 $1,014.77 $22.29 $6,155.20
115 $1,037.06 $1,017.92 $19.13 $5,137.28
116 $1,037.06 $1,021.09 $15.97 $4,116.19
117 $1,037.06 $1,024.26 $12.79 $3,091.93
118 $1,037.06 $1,027.45 $9.61 $2,064.48
119 $1,037.06 $1,030.64 $6.42 $1,033.84
120 $1,037.06 $1,033.84 $3.21 $0.00