Annual Costs

Undergraduate Tuition

Texas Tech University tuition is $6,576 per year for in-state residents. This is 9% cheaper than the national average public four year tuition of $7,203. The cost is 58% cheaper than the average Texas tuition of $15,819 for 4 year colleges. Tuition ranks 31st in Texas amongst 4 year colleges for affordability and is the 62nd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $16,536 which represents a 151% premium.

The school charges an additional fees of $2,504 in addition to tuition bringing the total effective in-state tuition to $9,080.

Housing Costs

On campus room and board is provided by the school at a cost of $9,772 per academic year. Students electing to live off campus elsewhere in Lubbock should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $4,420 in additional living expenses. Off-campus students should budget for $4,420 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Texas residents to go to Texas Tech University is $24,472 for the 2018/2019 academic year. Out-of-state students who don't have Texas residence can expect a one year cost of $34,432.

Citation: Price data from the U.S. Department of Education's 2018-2019 and 2017-2018 IPEDS survey response for Texas Tech University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Texas Tech University
Estimated Budgets
Texas Resident Total Budget $24,472
   In-State Tuition$6,576
   Other Fees$2,504
   Room and Board$9,772
   On-Campus Other Budget$4,420
   Books and Supplies$1,200
Non-Resident Total Budget $34,432
   Out-of-State Tuition$16,536
   Other Fees$2,504
   Room and Board$9,772
   On-Campus Other Budget$4,420
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $24,472 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Texas Tech University net price for in-state students is $15,820* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

56% of Texas Tech University students received grant aid in 2014/2015. The average total aid amount was $6,632. 24 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,418. To apply for a Pell Grant to attend Texas Tech University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Texas Tech University
Financial Aid Summary
Average Annual Net Price$15,820*
Percent of Students Receiving Grant Aid56%
Average Total Grant Aid$6,632
Percent of Students Receiving Pell Grants24%
Average Amount of Pell Grant Aid$4,418

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$12,374
$30,001 to $48,000$12,930
$48,001 to $75,000$16,916
$75,001 to $110,000$20,533

Average Financial Aid Mix - $24,472 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $24,472. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 33% - $6,632

Money granted to you by the U.S. Department of Education, Texas Tech University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 27% - $5,421

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 40% -  $7,999

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Texas Tech University
University of Oklahoma Norman Campus27.2% less expensive
Oklahoma State University Main Campus18.5% less expensive
University of Houston20.3% more expensive
University of Arkansas12.3% more expensive
University of Colorado Boulder63.1% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Texas Tech University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Texas Tech University is $97,888 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $10,351 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $41,404**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $122,360 or $51,755 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Texas Tech University.

Texas Resident Tuition Per Semester$3,288
Texas Resident Total Cost Per Semester$12,236
Non-Texas Resident Tuition Per Semester$8,268
Non-Texas Resident Total Cost Per Semester$17,216

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Texas Tech University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Texas Tech University
Price per credit hour for Texas residents$274
Cost for one class for Texas residents (3 credit hours)$822
Price per credit hour for out of state residents$689
Cost for one class for out of state residents (3 credit hours)$2,067
Cost for one class for out of state residents (4 credit hours)$2,756


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 42% of Texas Tech University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,421. The reported average student debt upon graduation is $23,838.

Example Loan Payments and Costs

How much are student loan payments for Texas Tech University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $41,404, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $51,372.87. This could be your effective total out of pocket cost of an education at Texas Tech University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 56% of students at this school who receive financial aid and you are paying an average annual net price of $10,351. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Texas Tech University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Texas Tech University Student Loan Payments
Example Payments
Monthly Loan Payment$428.11
Amount Borrowed$41,404.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,968.87
Sum of All Payments over 10 years$51,372.87

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Texas Tech University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Texas Tech University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $51,372.87 would be needed to afford a $428.11 monthly payment in the example $41,404.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Texas Tech University in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,862 to $6,576. This amounts to an average annual price increase of 7.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $97,888.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Texas Tech University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2025$33,655$134,619
Estimated Cost in 10 years for students enrolling in 2030$42,953$171,812
Estimated Cost in 15 years for students enrolling in 2035 $54,820$219,280
Estimated Cost in 18 years for students enrolling in 2038 $63,461$253,844

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Texas Tech University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Kinesiology and Exercise Science Bachelor's Degree 233 11% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 193 18% cheaper
Mechanical Engineering Bachelor's Degree 163 19% cheaper
Hotel/Motel Administration/Management Bachelor's Degree 123 11% cheaper
Biology/Biological Sciences, General Bachelor's Degree 122 15% cheaper
Public Relations/Image Management Bachelor's Degree 116 13% cheaper
General Studies Bachelor's Degree 109 2% costlier
Child Development Bachelor's Degree 101 2% costlier
Architecture Bachelor's Degree 98 28% cheaper
Civil Engineering, General Bachelor's Degree 94 19% cheaper
Petroleum Engineering Bachelor's Degree 82 9% cheaper
Advertising Bachelor's Degree 72 12% cheaper
Animal Sciences, General Bachelor's Degree 65 6% cheaper
Agricultural Economics Bachelor's Degree 61 9% cheaper
Fashion Merchandising Bachelor's Degree 59 8% cheaper
Electrical and Electronics Engineering Bachelor's Degree 55 18% cheaper
Business Administration, Management and Operations, Other Bachelor's Degree 54 2% costlier
Radio and Television Bachelor's Degree 52 11% cheaper
Journalism Bachelor's Degree 49 11% cheaper
Engineering Technologies Bachelor's Degree 48 5% costlier
Business Administration and Management, General Bachelor's Degree 47 0% cheaper
Agricultural Communication/Journalism Bachelor's Degree 42 3% cheaper
Marketing/Marketing Management, General Bachelor's Degree 42 5% cheaper
Chemical Engineering Bachelor's Degree 37 25% cheaper
Agriculture Bachelor's Degree 36 5% costlier
Computer and Information Sciences, General Bachelor's Degree 33 7% cheaper
Interior Architecture Bachelor's Degree 32 13% cheaper
Chemistry, General Bachelor's Degree 30 17% cheaper
Industrial Engineering Bachelor's Degree 29 15% cheaper
Biochemistry Bachelor's Degree 27 26% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 25 19% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 24 9% costlier
Natural Resources/Conservation, General Bachelor's Degree 23 15% cheaper
Family Resource Management Studies, General Bachelor's Degree 23 5% cheaper
Economics, General Bachelor's Degree 23 23% cheaper
Dietetics/Dietitian Bachelor's Degree 22 5% cheaper
Microbiology, General Bachelor's Degree 21 13% cheaper
Geology/Earth Science, General Bachelor's Degree 20 17% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 19 7% cheaper
Family and Community Services Bachelor's Degree 19 15% costlier
Landscape Architecture Bachelor's Degree 18 16% cheaper
Applied Horticulture/Horticulture Operations, General Bachelor's Degree 16 7% cheaper
Fashion/Apparel Design Bachelor's Degree 15 24% cheaper
Finance, General Bachelor's Degree 14 7% cheaper
Spanish Language and Literature Bachelor's Degree 13 20% cheaper
History, General Bachelor's Degree 11 16% cheaper
Political Science and Government, General Bachelor's Degree 10 17% cheaper
Cell/Cellular and Molecular Biology Bachelor's Degree 10 24% cheaper
Dance, General Bachelor's Degree 9 24% cheaper
Biological and Physical Sciences Bachelor's Degree 8 15% cheaper
Accounting Bachelor's Degree 7 7% cheaper
Health and Wellness, General Bachelor's Degree 7 4% cheaper
French Language and Literature Bachelor's Degree 7 25% cheaper
Agricultural Business and Management, General Bachelor's Degree 7 1% costlier
Computer Engineering, General Bachelor's Degree 7 19% cheaper
International Economics Bachelor's Degree 6 33% cheaper
Food Science Bachelor's Degree 6 12% cheaper
Music, General Bachelor's Degree 6 17% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 5 14% cheaper
Environmental/Environmental Health Engineering Bachelor's Degree 5 28% cheaper
Philosophy Bachelor's Degree 3 24% cheaper
English Language and Literature, General Bachelor's Degree 3 14% cheaper
Zoology/Animal Biology Bachelor's Degree 3 13% cheaper
Psychology, General Bachelor's Degree 3 15% cheaper
Geography Bachelor's Degree 3 7% cheaper
Sociology Bachelor's Degree 3 16% cheaper
Professional, Technical, Business, and Scientific Writing Bachelor's Degree 3 11% cheaper
Physics, General Bachelor's Degree 3 22% cheaper
Information Science/Studies Bachelor's Degree 2 12% cheaper
Business/Commerce, General Bachelor's Degree 2 9% cheaper
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 2 35% cheaper
International Business/Trade/Commerce Bachelor's Degree 2 17% cheaper
Mathematics, General Bachelor's Degree 1 16% cheaper
Anthropology Bachelor's Degree 1 24% cheaper
Social Work Bachelor's Degree 1 4% cheaper
Art/Art Studies, General Bachelor's Degree 1 12% cheaper
Rhetoric and Composition Bachelor's Degree 1 8% cheaper
Human Development and Family Studies, General Bachelor's Degree 1 7% cheaper
Russian Studies Bachelor's Degree 1 39% cheaper
German Language and Literature Bachelor's Degree 1 27% cheaper
Agronomy and Crop Science Bachelor's Degree 1 4% cheaper


Use the calculators below to formulate a college savings plan for Texas Tech University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Texas Tech University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Texas Tech University student loan.

Prepayment Option

About Texas Tech University

Texas Tech University is a four year public college located in Lubbock, Texas.  Full time enrollment is 31,495 and part time is 6,714. Learn more about getting accepted at Texas Tech University at CollegeSimply.

Students attending this school may pursue both undergraduate and graduate degrees.

Texas Tech University
Broadway and University Avenue
Lubbock, Texas

For Profit / Not For Profit Status

Texas Tech University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Texas Tech University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=229115 IPEDS survey data.