Savings Plan and Future Cost Estimation for University of Houston Downtown

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2041$66,858
Monthly savings required$529

How much will it cost to send your child to University of Houston Downtown in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $267,432.30 for students enrolling in 2041 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $529.24 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$25,782.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $529.24 $0.00 $0.00 $529.24
2 $529.24 $529.24 $0.00 $2.99 $1,061.47
3 $1,061.47 $529.24 $0.00 $6.00 $1,596.71
4 $1,596.71 $529.24 $0.00 $9.03 $2,134.98
5 $2,134.98 $529.24 $0.00 $12.07 $2,676.29
6 $2,676.29 $529.24 $0.00 $15.13 $3,220.66
7 $3,220.66 $529.24 $0.00 $18.21 $3,768.11
8 $3,768.11 $529.24 $0.00 $21.31 $4,318.66
9 $4,318.66 $529.24 $0.00 $24.42 $4,872.32
10 $4,872.32 $529.24 $0.00 $27.55 $5,429.11
11 $5,429.11 $529.24 $0.00 $30.70 $5,989.05
12 $5,989.05 $529.24 $0.00 $33.86 $6,552.15
13 $6,552.15 $529.24 $0.00 $37.05 $7,118.44
14 $7,118.44 $529.24 $0.00 $40.25 $7,687.93
15 $7,687.93 $529.24 $0.00 $43.47 $8,260.64
16 $8,260.64 $529.24 $0.00 $46.71 $8,836.59
17 $8,836.59 $529.24 $0.00 $49.96 $9,415.79
18 $9,415.79 $529.24 $0.00 $53.24 $9,998.27
19 $9,998.27 $529.24 $0.00 $56.53 $10,584.04
20 $10,584.04 $529.24 $0.00 $59.84 $11,173.12
21 $11,173.12 $529.24 $0.00 $63.17 $11,765.53
22 $11,765.53 $529.24 $0.00 $66.52 $12,361.29
23 $12,361.29 $529.24 $0.00 $69.89 $12,960.42
24 $12,960.42 $529.24 $0.00 $73.28 $13,562.94
25 $13,562.94 $529.24 $0.00 $76.69 $14,168.87
26 $14,168.87 $529.24 $0.00 $80.11 $14,778.22
27 $14,778.22 $529.24 $0.00 $83.56 $15,391.02
28 $15,391.02 $529.24 $0.00 $87.02 $16,007.28
29 $16,007.28 $529.24 $0.00 $90.51 $16,627.03
30 $16,627.03 $529.24 $0.00 $94.01 $17,250.28
31 $17,250.28 $529.24 $0.00 $97.54 $17,877.06
32 $17,877.06 $529.24 $0.00 $101.08 $18,507.38
33 $18,507.38 $529.24 $0.00 $104.64 $19,141.26
34 $19,141.26 $529.24 $0.00 $108.23 $19,778.73
35 $19,778.73 $529.24 $0.00 $111.83 $20,419.80
36 $20,419.80 $529.24 $0.00 $115.46 $21,064.50
37 $21,064.50 $529.24 $0.00 $119.10 $21,712.84
38 $21,712.84 $529.24 $0.00 $122.77 $22,364.85
39 $22,364.85 $529.24 $0.00 $126.45 $23,020.54
40 $23,020.54 $529.24 $0.00 $130.16 $23,679.94
41 $23,679.94 $529.24 $0.00 $133.89 $24,343.07
42 $24,343.07 $529.24 $0.00 $137.64 $25,009.95
43 $25,009.95 $529.24 $0.00 $141.41 $25,680.60
44 $25,680.60 $529.24 $0.00 $145.20 $26,355.04
45 $26,355.04 $529.24 $0.00 $149.02 $27,033.30
46 $27,033.30 $529.24 $0.00 $152.85 $27,715.39
47 $27,715.39 $529.24 $0.00 $156.71 $28,401.34
48 $28,401.34 $529.24 $0.00 $160.59 $29,091.17
49 $29,091.17 $529.24 $0.00 $164.49 $29,784.90
50 $29,784.90 $529.24 $0.00 $168.41 $30,482.55
51 $30,482.55 $529.24 $0.00 $172.35 $31,184.14
52 $31,184.14 $529.24 $0.00 $176.32 $31,889.70
53 $31,889.70 $529.24 $0.00 $180.31 $32,599.25
54 $32,599.25 $529.24 $0.00 $184.32 $33,312.81
55 $33,312.81 $529.24 $0.00 $188.36 $34,030.41
56 $34,030.41 $529.24 $0.00 $192.41 $34,752.06
57 $34,752.06 $529.24 $0.00 $196.49 $35,477.79
58 $35,477.79 $529.24 $0.00 $200.60 $36,207.63
59 $36,207.63 $529.24 $0.00 $204.72 $36,941.59
60 $36,941.59 $529.24 $0.00 $208.87 $37,679.70
61 $37,679.70 $529.24 $0.00 $213.05 $38,421.99
62 $38,421.99 $529.24 $0.00 $217.24 $39,168.47
63 $39,168.47 $529.24 $0.00 $221.46 $39,919.17
64 $39,919.17 $529.24 $0.00 $225.71 $40,674.12
65 $40,674.12 $529.24 $0.00 $229.98 $41,433.34
66 $41,433.34 $529.24 $0.00 $234.27 $42,196.85
67 $42,196.85 $529.24 $0.00 $238.59 $42,964.68
68 $42,964.68 $529.24 $0.00 $242.93 $43,736.85
69 $43,736.85 $529.24 $0.00 $247.29 $44,513.38
70 $44,513.38 $529.24 $0.00 $251.69 $45,294.31
71 $45,294.31 $529.24 $0.00 $256.10 $46,079.65
72 $46,079.65 $529.24 $0.00 $260.54 $46,869.43
73 $46,869.43 $529.24 $0.00 $265.01 $47,663.68
74 $47,663.68 $529.24 $0.00 $269.50 $48,462.42
75 $48,462.42 $529.24 $0.00 $274.01 $49,265.67
76 $49,265.67 $529.24 $0.00 $278.56 $50,073.47
77 $50,073.47 $529.24 $0.00 $283.12 $50,885.83
78 $50,885.83 $529.24 $0.00 $287.72 $51,702.79
79 $51,702.79 $529.24 $0.00 $292.34 $52,524.37
80 $52,524.37 $529.24 $0.00 $296.98 $53,350.59
81 $53,350.59 $529.24 $0.00 $301.65 $54,181.48
82 $54,181.48 $529.24 $0.00 $306.35 $55,017.07
83 $55,017.07 $529.24 $0.00 $311.07 $55,857.38
84 $55,857.38 $529.24 $0.00 $315.83 $56,702.45
85 $56,702.45 $529.24 $0.00 $320.60 $57,552.29
86 $57,552.29 $529.24 $0.00 $325.41 $58,406.94
87 $58,406.94 $529.24 $0.00 $330.24 $59,266.42
88 $59,266.42 $529.24 $0.00 $335.10 $60,130.76
89 $60,130.76 $529.24 $0.00 $339.99 $60,999.99
90 $60,999.99 $529.24 $0.00 $344.90 $61,874.13
91 $61,874.13 $529.24 $0.00 $349.85 $62,753.22
92 $62,753.22 $529.24 $0.00 $354.82 $63,637.28
93 $63,637.28 $529.24 $0.00 $359.81 $64,526.33
94 $64,526.33 $529.24 $0.00 $364.84 $65,420.41
95 $65,420.41 $529.24 $0.00 $369.90 $66,319.55
96 $66,319.55 $529.24 $0.00 $374.98 $67,223.77
97 $67,223.77 $529.24 $0.00 $380.09 $68,133.10
98 $68,133.10 $529.24 $0.00 $385.23 $69,047.57
99 $69,047.57 $529.24 $0.00 $390.40 $69,967.21
100 $69,967.21 $529.24 $0.00 $395.60 $70,892.05
101 $70,892.05 $529.24 $0.00 $400.83 $71,822.12
102 $71,822.12 $529.24 $0.00 $406.09 $72,757.45
103 $72,757.45 $529.24 $0.00 $411.38 $73,698.07
104 $73,698.07 $529.24 $0.00 $416.70 $74,644.01
105 $74,644.01 $529.24 $0.00 $422.05 $75,595.30
106 $75,595.30 $529.24 $0.00 $427.43 $76,551.97
107 $76,551.97 $529.24 $0.00 $432.84 $77,514.05
108 $77,514.05 $529.24 $0.00 $438.28 $78,481.57
109 $78,481.57 $529.24 $0.00 $443.75 $79,454.56
110 $79,454.56 $529.24 $0.00 $449.25 $80,433.05
111 $80,433.05 $529.24 $0.00 $454.78 $81,417.07
112 $81,417.07 $529.24 $0.00 $460.34 $82,406.65
113 $82,406.65 $529.24 $0.00 $465.94 $83,401.83
114 $83,401.83 $529.24 $0.00 $471.57 $84,402.64
115 $84,402.64 $529.24 $0.00 $477.22 $85,409.10
116 $85,409.10 $529.24 $0.00 $482.92 $86,421.26
117 $86,421.26 $529.24 $0.00 $488.64 $87,439.14
118 $87,439.14 $529.24 $0.00 $494.39 $88,462.77
119 $88,462.77 $529.24 $0.00 $500.18 $89,492.19
120 $89,492.19 $529.24 $0.00 $506.00 $90,527.43
121 $90,527.43 $529.24 $0.00 $511.86 $91,568.53
122 $91,568.53 $529.24 $0.00 $517.74 $92,615.51
123 $92,615.51 $529.24 $0.00 $523.66 $93,668.41
124 $93,668.41 $529.24 $0.00 $529.61 $94,727.26
125 $94,727.26 $529.24 $0.00 $535.60 $95,792.10
126 $95,792.10 $529.24 $0.00 $541.62 $96,862.96
127 $96,862.96 $529.24 $0.00 $547.68 $97,939.88
128 $97,939.88 $529.24 $0.00 $553.77 $99,022.89
129 $99,022.89 $529.24 $0.00 $559.89 $100,112.02
130 $100,112.02 $529.24 $0.00 $566.05 $101,207.31
131 $101,207.31 $529.24 $0.00 $572.24 $102,308.79
132 $102,308.79 $529.24 $0.00 $578.47 $103,416.50
133 $103,416.50 $529.24 $0.00 $584.73 $104,530.47
134 $104,530.47 $529.24 $0.00 $591.03 $105,650.74
135 $105,650.74 $529.24 $0.00 $597.36 $106,777.34
136 $106,777.34 $529.24 $0.00 $603.73 $107,910.31
137 $107,910.31 $529.24 $0.00 $610.14 $109,049.69
138 $109,049.69 $529.24 $0.00 $616.58 $110,195.51
139 $110,195.51 $529.24 $0.00 $623.06 $111,347.81
140 $111,347.81 $529.24 $0.00 $629.58 $112,506.63
141 $112,506.63 $529.24 $0.00 $636.13 $113,672.00
142 $113,672.00 $529.24 $0.00 $642.72 $114,843.96
143 $114,843.96 $529.24 $0.00 $649.34 $116,022.54
144 $116,022.54 $529.24 $0.00 $656.01 $117,207.79
145 $117,207.79 $529.24 $0.00 $662.71 $118,399.74
146 $118,399.74 $529.24 $0.00 $669.45 $119,598.43
147 $119,598.43 $529.24 $0.00 $676.23 $120,803.90
148 $120,803.90 $529.24 $0.00 $683.04 $122,016.18
149 $122,016.18 $529.24 $0.00 $689.90 $123,235.32
150 $123,235.32 $529.24 $0.00 $696.79 $124,461.35
151 $124,461.35 $529.24 $0.00 $703.72 $125,694.31
152 $125,694.31 $529.24 $0.00 $710.69 $126,934.24
153 $126,934.24 $529.24 $0.00 $717.70 $128,181.18
154 $128,181.18 $529.24 $0.00 $724.76 $129,435.18
155 $129,435.18 $529.24 $0.00 $731.85 $130,696.27
156 $130,696.27 $529.24 $0.00 $738.98 $131,964.49
157 $131,964.49 $529.24 $0.00 $746.15 $133,239.88
158 $133,239.88 $529.24 $0.00 $753.36 $134,522.48
159 $134,522.48 $529.24 $0.00 $760.61 $135,812.33
160 $135,812.33 $529.24 $0.00 $767.90 $137,109.47
161 $137,109.47 $529.24 $0.00 $775.24 $138,413.95
162 $138,413.95 $529.24 $0.00 $782.61 $139,725.80
163 $139,725.80 $529.24 $0.00 $790.03 $141,045.07
164 $141,045.07 $529.24 $0.00 $797.49 $142,371.80
165 $142,371.80 $529.24 $0.00 $804.99 $143,706.03
166 $143,706.03 $529.24 $0.00 $812.53 $145,047.80
167 $145,047.80 $529.24 $0.00 $820.12 $146,397.16
168 $146,397.16 $529.24 $0.00 $827.75 $147,754.15
169 $147,754.15 $529.24 $0.00 $835.42 $149,118.81
170 $149,118.81 $529.24 $0.00 $843.14 $150,491.19
171 $150,491.19 $529.24 $0.00 $850.90 $151,871.33
172 $151,871.33 $529.24 $0.00 $858.70 $153,259.27
173 $153,259.27 $529.24 $0.00 $866.55 $154,655.06
174 $154,655.06 $529.24 $0.00 $874.44 $156,058.74
175 $156,058.74 $529.24 $0.00 $882.38 $157,470.36
176 $157,470.36 $529.24 $0.00 $890.36 $158,889.96
177 $158,889.96 $529.24 $0.00 $898.39 $160,317.59
178 $160,317.59 $529.24 $0.00 $906.46 $161,753.29
179 $161,753.29 $529.24 $0.00 $914.58 $163,197.11
180 $163,197.11 $529.24 $0.00 $922.74 $164,649.09
181 $164,649.09 $529.24 $0.00 $930.95 $166,109.28
182 $166,109.28 $529.24 $0.00 $939.21 $167,577.73
183 $167,577.73 $529.24 $0.00 $947.51 $169,054.48
184 $169,054.48 $529.24 $0.00 $955.86 $170,539.58
185 $170,539.58 $529.24 $0.00 $964.26 $172,033.08
186 $172,033.08 $529.24 $0.00 $972.70 $173,535.02
187 $173,535.02 $529.24 $0.00 $981.19 $175,045.45
188 $175,045.45 $529.24 $0.00 $989.73 $176,564.42
189 $176,564.42 $529.24 $0.00 $998.32 $178,091.98
190 $178,091.98 $529.24 $0.00 $1,006.96 $179,628.18
191 $179,628.18 $529.24 $0.00 $1,015.64 $181,173.06
192 $181,173.06 $529.24 $0.00 $1,024.38 $182,726.68
193 $182,726.68 $529.24 $0.00 $1,033.16 $184,289.08
194 $184,289.08 $529.24 $0.00 $1,042.00 $185,860.32
195 $185,860.32 $529.24 $0.00 $1,050.88 $187,440.44
196 $187,440.44 $529.24 $0.00 $1,059.82 $189,029.50
197 $189,029.50 $529.24 $0.00 $1,068.80 $190,627.54
198 $190,627.54 $529.24 $0.00 $1,077.84 $192,234.62
199 $192,234.62 $529.24 $0.00 $1,086.92 $193,850.78
200 $193,850.78 $529.24 $0.00 $1,096.06 $195,476.08
201 $195,476.08 $529.24 $0.00 $1,105.25 $197,110.57
202 $197,110.57 $529.24 $0.00 $1,114.49 $198,754.30
203 $198,754.30 $529.24 $0.00 $1,123.79 $200,407.33
204 $200,407.33 $529.24 $0.00 $1,133.13 $202,069.70
205 $202,069.70 $529.24 $0.00 $1,142.53 $203,741.47
206 $203,741.47 $529.24 $0.00 $1,151.98 $205,422.69
207 $205,422.69 $529.24 $0.00 $1,161.49 $207,113.42
208 $207,113.42 $529.24 $0.00 $1,171.05 $208,813.71
209 $208,813.71 $529.24 $0.00 $1,180.66 $210,523.61
210 $210,523.61 $529.24 $0.00 $1,190.33 $212,243.18
211 $212,243.18 $529.24 $0.00 $1,200.05 $213,972.47
212 $213,972.47 $529.24 $0.00 $1,209.83 $215,711.54
213 $215,711.54 $529.24 $0.00 $1,219.66 $217,460.44
214 $217,460.44 $529.24 $0.00 $1,229.55 $219,219.23
215 $219,219.23 $529.24 $0.00 $1,239.50 $220,987.97
216 $220,987.97 $529.24 $0.00 $1,249.50 $222,766.71
217 $222,766.71 $529.24 $62,047.46 $1,259.56 $162,508.05
218 $162,508.05 $529.24 $0.00 $918.84 $163,956.13
219 $163,956.13 $529.24 $0.00 $927.03 $165,412.40
220 $165,412.40 $529.24 $0.00 $935.27 $166,876.91
221 $166,876.91 $529.24 $0.00 $943.55 $168,349.70
222 $168,349.70 $529.24 $0.00 $951.87 $169,830.81
223 $169,830.81 $529.24 $0.00 $960.25 $171,320.30
224 $171,320.30 $529.24 $0.00 $968.67 $172,818.21
225 $172,818.21 $529.24 $0.00 $977.14 $174,324.59
226 $174,324.59 $529.24 $0.00 $985.66 $175,839.49
227 $175,839.49 $529.24 $0.00 $994.22 $177,362.95
228 $177,362.95 $529.24 $0.00 $1,002.84 $178,895.03
229 $178,895.03 $529.24 $65,149.83 $1,011.50 $115,285.94
230 $115,285.94 $529.24 $0.00 $651.84 $116,467.02
231 $116,467.02 $529.24 $0.00 $658.52 $117,654.78
232 $117,654.78 $529.24 $0.00 $665.24 $118,849.26
233 $118,849.26 $529.24 $0.00 $671.99 $120,050.49
234 $120,050.49 $529.24 $0.00 $678.78 $121,258.51
235 $121,258.51 $529.24 $0.00 $685.61 $122,473.36
236 $122,473.36 $529.24 $0.00 $692.48 $123,695.08
237 $123,695.08 $529.24 $0.00 $699.39 $124,923.71
238 $124,923.71 $529.24 $0.00 $706.34 $126,159.29
239 $126,159.29 $529.24 $0.00 $713.32 $127,401.85
240 $127,401.85 $529.24 $0.00 $720.35 $128,651.44
241 $128,651.44 $529.24 $68,407.32 $727.41 $61,500.77
242 $61,500.77 $529.24 $0.00 $347.73 $62,377.74
243 $62,377.74 $529.24 $0.00 $352.69 $63,259.67
244 $63,259.67 $529.24 $0.00 $357.68 $64,146.59
245 $64,146.59 $529.24 $0.00 $362.69 $65,038.52
246 $65,038.52 $529.24 $0.00 $367.74 $65,935.50
247 $65,935.50 $529.24 $0.00 $372.81 $66,837.55
248 $66,837.55 $529.24 $0.00 $377.91 $67,744.70
249 $67,744.70 $529.24 $0.00 $383.04 $68,656.98
250 $68,656.98 $529.24 $0.00 $388.20 $69,574.42
251 $69,574.42 $529.24 $0.00 $393.38 $70,497.04
252 $70,497.04 $529.24 $0.00 $398.60 $71,424.88
253 $71,424.88 $0.00 $71,827.69 $403.85 $1.04