Savings Plan and Future Cost Estimation for University of Houston Victoria

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2039$51,465
Monthly savings required$407

How much will it cost to send your child to University of Houston Victoria in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $205,859.18 for students enrolling in 2039 if tuition increases average 5% per year until then.   Assuming you have no current college savings, monthly deposits of $407.38 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$19,846.00
Years until enrollment18
Annual Tuition Increase5%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

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Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $407.38 $0.00 $0.00 $407.38
2 $407.38 $407.38 $0.00 $2.30 $817.06
3 $817.06 $407.38 $0.00 $4.62 $1,229.06
4 $1,229.06 $407.38 $0.00 $6.95 $1,643.39
5 $1,643.39 $407.38 $0.00 $9.29 $2,060.06
6 $2,060.06 $407.38 $0.00 $11.65 $2,479.09
7 $2,479.09 $407.38 $0.00 $14.02 $2,900.49
8 $2,900.49 $407.38 $0.00 $16.40 $3,324.27
9 $3,324.27 $407.38 $0.00 $18.80 $3,750.45
10 $3,750.45 $407.38 $0.00 $21.21 $4,179.04
11 $4,179.04 $407.38 $0.00 $23.63 $4,610.05
12 $4,610.05 $407.38 $0.00 $26.07 $5,043.50
13 $5,043.50 $407.38 $0.00 $28.52 $5,479.40
14 $5,479.40 $407.38 $0.00 $30.98 $5,917.76
15 $5,917.76 $407.38 $0.00 $33.46 $6,358.60
16 $6,358.60 $407.38 $0.00 $35.95 $6,801.93
17 $6,801.93 $407.38 $0.00 $38.46 $7,247.77
18 $7,247.77 $407.38 $0.00 $40.98 $7,696.13
19 $7,696.13 $407.38 $0.00 $43.52 $8,147.03
20 $8,147.03 $407.38 $0.00 $46.06 $8,600.47
21 $8,600.47 $407.38 $0.00 $48.63 $9,056.48
22 $9,056.48 $407.38 $0.00 $51.21 $9,515.07
23 $9,515.07 $407.38 $0.00 $53.80 $9,976.25
24 $9,976.25 $407.38 $0.00 $56.41 $10,440.04
25 $10,440.04 $407.38 $0.00 $59.03 $10,906.45
26 $10,906.45 $407.38 $0.00 $61.67 $11,375.50
27 $11,375.50 $407.38 $0.00 $64.32 $11,847.20
28 $11,847.20 $407.38 $0.00 $66.99 $12,321.57
29 $12,321.57 $407.38 $0.00 $69.67 $12,798.62
30 $12,798.62 $407.38 $0.00 $72.37 $13,278.37
31 $13,278.37 $407.38 $0.00 $75.08 $13,760.83
32 $13,760.83 $407.38 $0.00 $77.81 $14,246.02
33 $14,246.02 $407.38 $0.00 $80.55 $14,733.95
34 $14,733.95 $407.38 $0.00 $83.31 $15,224.64
35 $15,224.64 $407.38 $0.00 $86.08 $15,718.10
36 $15,718.10 $407.38 $0.00 $88.87 $16,214.35
37 $16,214.35 $407.38 $0.00 $91.68 $16,713.41
38 $16,713.41 $407.38 $0.00 $94.50 $17,215.29
39 $17,215.29 $407.38 $0.00 $97.34 $17,720.01
40 $17,720.01 $407.38 $0.00 $100.19 $18,227.58
41 $18,227.58 $407.38 $0.00 $103.06 $18,738.02
42 $18,738.02 $407.38 $0.00 $105.95 $19,251.35
43 $19,251.35 $407.38 $0.00 $108.85 $19,767.58
44 $19,767.58 $407.38 $0.00 $111.77 $20,286.73
45 $20,286.73 $407.38 $0.00 $114.70 $20,808.81
46 $20,808.81 $407.38 $0.00 $117.66 $21,333.85
47 $21,333.85 $407.38 $0.00 $120.62 $21,861.85
48 $21,861.85 $407.38 $0.00 $123.61 $22,392.84
49 $22,392.84 $407.38 $0.00 $126.61 $22,926.83
50 $22,926.83 $407.38 $0.00 $129.63 $23,463.84
51 $23,463.84 $407.38 $0.00 $132.67 $24,003.89
52 $24,003.89 $407.38 $0.00 $135.72 $24,546.99
53 $24,546.99 $407.38 $0.00 $138.79 $25,093.16
54 $25,093.16 $407.38 $0.00 $141.88 $25,642.42
55 $25,642.42 $407.38 $0.00 $144.99 $26,194.79
56 $26,194.79 $407.38 $0.00 $148.11 $26,750.28
57 $26,750.28 $407.38 $0.00 $151.25 $27,308.91
58 $27,308.91 $407.38 $0.00 $154.41 $27,870.70
59 $27,870.70 $407.38 $0.00 $157.58 $28,435.66
60 $28,435.66 $407.38 $0.00 $160.78 $29,003.82
61 $29,003.82 $407.38 $0.00 $163.99 $29,575.19
62 $29,575.19 $407.38 $0.00 $167.22 $30,149.79
63 $30,149.79 $407.38 $0.00 $170.47 $30,727.64
64 $30,727.64 $407.38 $0.00 $173.74 $31,308.76
65 $31,308.76 $407.38 $0.00 $177.02 $31,893.16
66 $31,893.16 $407.38 $0.00 $180.33 $32,480.87
67 $32,480.87 $407.38 $0.00 $183.65 $33,071.90
68 $33,071.90 $407.38 $0.00 $186.99 $33,666.27
69 $33,666.27 $407.38 $0.00 $190.35 $34,264.00
70 $34,264.00 $407.38 $0.00 $193.73 $34,865.11
71 $34,865.11 $407.38 $0.00 $197.13 $35,469.62
72 $35,469.62 $407.38 $0.00 $200.55 $36,077.55
73 $36,077.55 $407.38 $0.00 $203.99 $36,688.92
74 $36,688.92 $407.38 $0.00 $207.44 $37,303.74
75 $37,303.74 $407.38 $0.00 $210.92 $37,922.04
76 $37,922.04 $407.38 $0.00 $214.42 $38,543.84
77 $38,543.84 $407.38 $0.00 $217.93 $39,169.15
78 $39,169.15 $407.38 $0.00 $221.47 $39,798.00
79 $39,798.00 $407.38 $0.00 $225.02 $40,430.40
80 $40,430.40 $407.38 $0.00 $228.60 $41,066.38
81 $41,066.38 $407.38 $0.00 $232.20 $41,705.96
82 $41,705.96 $407.38 $0.00 $235.81 $42,349.15
83 $42,349.15 $407.38 $0.00 $239.45 $42,995.98
84 $42,995.98 $407.38 $0.00 $243.11 $43,646.47
85 $43,646.47 $407.38 $0.00 $246.78 $44,300.63
86 $44,300.63 $407.38 $0.00 $250.48 $44,958.49
87 $44,958.49 $407.38 $0.00 $254.20 $45,620.07
88 $45,620.07 $407.38 $0.00 $257.94 $46,285.39
89 $46,285.39 $407.38 $0.00 $261.70 $46,954.47
90 $46,954.47 $407.38 $0.00 $265.49 $47,627.34
91 $47,627.34 $407.38 $0.00 $269.29 $48,304.01
92 $48,304.01 $407.38 $0.00 $273.12 $48,984.51
93 $48,984.51 $407.38 $0.00 $276.97 $49,668.86
94 $49,668.86 $407.38 $0.00 $280.83 $50,357.07
95 $50,357.07 $407.38 $0.00 $284.73 $51,049.18
96 $51,049.18 $407.38 $0.00 $288.64 $51,745.20
97 $51,745.20 $407.38 $0.00 $292.57 $52,445.15
98 $52,445.15 $407.38 $0.00 $296.53 $53,149.06
99 $53,149.06 $407.38 $0.00 $300.51 $53,856.95
100 $53,856.95 $407.38 $0.00 $304.52 $54,568.85
101 $54,568.85 $407.38 $0.00 $308.54 $55,284.77
102 $55,284.77 $407.38 $0.00 $312.59 $56,004.74
103 $56,004.74 $407.38 $0.00 $316.66 $56,728.78
104 $56,728.78 $407.38 $0.00 $320.75 $57,456.91
105 $57,456.91 $407.38 $0.00 $324.87 $58,189.16
106 $58,189.16 $407.38 $0.00 $329.01 $58,925.55
107 $58,925.55 $407.38 $0.00 $333.17 $59,666.10
108 $59,666.10 $407.38 $0.00 $337.36 $60,410.84
109 $60,410.84 $407.38 $0.00 $341.57 $61,159.79
110 $61,159.79 $407.38 $0.00 $345.81 $61,912.98
111 $61,912.98 $407.38 $0.00 $350.06 $62,670.42
112 $62,670.42 $407.38 $0.00 $354.35 $63,432.15
113 $63,432.15 $407.38 $0.00 $358.65 $64,198.18
114 $64,198.18 $407.38 $0.00 $362.99 $64,968.55
115 $64,968.55 $407.38 $0.00 $367.34 $65,743.27
116 $65,743.27 $407.38 $0.00 $371.72 $66,522.37
117 $66,522.37 $407.38 $0.00 $376.13 $67,305.88
118 $67,305.88 $407.38 $0.00 $380.56 $68,093.82
119 $68,093.82 $407.38 $0.00 $385.01 $68,886.21
120 $68,886.21 $407.38 $0.00 $389.49 $69,683.08
121 $69,683.08 $407.38 $0.00 $394.00 $70,484.46
122 $70,484.46 $407.38 $0.00 $398.53 $71,290.37
123 $71,290.37 $407.38 $0.00 $403.09 $72,100.84
124 $72,100.84 $407.38 $0.00 $407.67 $72,915.89
125 $72,915.89 $407.38 $0.00 $412.28 $73,735.55
126 $73,735.55 $407.38 $0.00 $416.91 $74,559.84
127 $74,559.84 $407.38 $0.00 $421.57 $75,388.79
128 $75,388.79 $407.38 $0.00 $426.26 $76,222.43
129 $76,222.43 $407.38 $0.00 $430.97 $77,060.78
130 $77,060.78 $407.38 $0.00 $435.71 $77,903.87
131 $77,903.87 $407.38 $0.00 $440.48 $78,751.73
132 $78,751.73 $407.38 $0.00 $445.27 $79,604.38
133 $79,604.38 $407.38 $0.00 $450.09 $80,461.85
134 $80,461.85 $407.38 $0.00 $454.94 $81,324.17
135 $81,324.17 $407.38 $0.00 $459.82 $82,191.37
136 $82,191.37 $407.38 $0.00 $464.72 $83,063.47
137 $83,063.47 $407.38 $0.00 $469.65 $83,940.50
138 $83,940.50 $407.38 $0.00 $474.61 $84,822.49
139 $84,822.49 $407.38 $0.00 $479.60 $85,709.47
140 $85,709.47 $407.38 $0.00 $484.61 $86,601.46
141 $86,601.46 $407.38 $0.00 $489.66 $87,498.50
142 $87,498.50 $407.38 $0.00 $494.73 $88,400.61
143 $88,400.61 $407.38 $0.00 $499.83 $89,307.82
144 $89,307.82 $407.38 $0.00 $504.96 $90,220.16
145 $90,220.16 $407.38 $0.00 $510.12 $91,137.66
146 $91,137.66 $407.38 $0.00 $515.31 $92,060.35
147 $92,060.35 $407.38 $0.00 $520.52 $92,988.25
148 $92,988.25 $407.38 $0.00 $525.77 $93,921.40
149 $93,921.40 $407.38 $0.00 $531.05 $94,859.83
150 $94,859.83 $407.38 $0.00 $536.35 $95,803.56
151 $95,803.56 $407.38 $0.00 $541.69 $96,752.63
152 $96,752.63 $407.38 $0.00 $547.05 $97,707.06
153 $97,707.06 $407.38 $0.00 $552.45 $98,666.89
154 $98,666.89 $407.38 $0.00 $557.88 $99,632.15
155 $99,632.15 $407.38 $0.00 $563.33 $100,602.86
156 $100,602.86 $407.38 $0.00 $568.82 $101,579.06
157 $101,579.06 $407.38 $0.00 $574.34 $102,560.78
158 $102,560.78 $407.38 $0.00 $579.89 $103,548.05
159 $103,548.05 $407.38 $0.00 $585.48 $104,540.91
160 $104,540.91 $407.38 $0.00 $591.09 $105,539.38
161 $105,539.38 $407.38 $0.00 $596.73 $106,543.49
162 $106,543.49 $407.38 $0.00 $602.41 $107,553.28
163 $107,553.28 $407.38 $0.00 $608.12 $108,568.78
164 $108,568.78 $407.38 $0.00 $613.86 $109,590.02
165 $109,590.02 $407.38 $0.00 $619.64 $110,617.04
166 $110,617.04 $407.38 $0.00 $625.44 $111,649.86
167 $111,649.86 $407.38 $0.00 $631.28 $112,688.52
168 $112,688.52 $407.38 $0.00 $637.16 $113,733.06
169 $113,733.06 $407.38 $0.00 $643.06 $114,783.50
170 $114,783.50 $407.38 $0.00 $649.00 $115,839.88
171 $115,839.88 $407.38 $0.00 $654.98 $116,902.24
172 $116,902.24 $407.38 $0.00 $660.98 $117,970.60
173 $117,970.60 $407.38 $0.00 $667.02 $119,045.00
174 $119,045.00 $407.38 $0.00 $673.10 $120,125.48
175 $120,125.48 $407.38 $0.00 $679.21 $121,212.07
176 $121,212.07 $407.38 $0.00 $685.35 $122,304.80
177 $122,304.80 $407.38 $0.00 $691.53 $123,403.71
178 $123,403.71 $407.38 $0.00 $697.74 $124,508.83
179 $124,508.83 $407.38 $0.00 $703.99 $125,620.20
180 $125,620.20 $407.38 $0.00 $710.27 $126,737.85
181 $126,737.85 $407.38 $0.00 $716.59 $127,861.82
182 $127,861.82 $407.38 $0.00 $722.95 $128,992.15
183 $128,992.15 $407.38 $0.00 $729.34 $130,128.87
184 $130,128.87 $407.38 $0.00 $735.77 $131,272.02
185 $131,272.02 $407.38 $0.00 $742.23 $132,421.63
186 $132,421.63 $407.38 $0.00 $748.73 $133,577.74
187 $133,577.74 $407.38 $0.00 $755.27 $134,740.39
188 $134,740.39 $407.38 $0.00 $761.84 $135,909.61
189 $135,909.61 $407.38 $0.00 $768.45 $137,085.44
190 $137,085.44 $407.38 $0.00 $775.10 $138,267.92
191 $138,267.92 $407.38 $0.00 $781.79 $139,457.09
192 $139,457.09 $407.38 $0.00 $788.51 $140,652.98
193 $140,652.98 $407.38 $0.00 $795.27 $141,855.63
194 $141,855.63 $407.38 $0.00 $802.07 $143,065.08
195 $143,065.08 $407.38 $0.00 $808.91 $144,281.37
196 $144,281.37 $407.38 $0.00 $815.79 $145,504.54
197 $145,504.54 $407.38 $0.00 $822.70 $146,734.62
198 $146,734.62 $407.38 $0.00 $829.66 $147,971.66
199 $147,971.66 $407.38 $0.00 $836.65 $149,215.69
200 $149,215.69 $407.38 $0.00 $843.69 $150,466.76
201 $150,466.76 $407.38 $0.00 $850.76 $151,724.90
202 $151,724.90 $407.38 $0.00 $857.87 $152,990.15
203 $152,990.15 $407.38 $0.00 $865.03 $154,262.56
204 $154,262.56 $407.38 $0.00 $872.22 $155,542.16
205 $155,542.16 $407.38 $0.00 $879.46 $156,829.00
206 $156,829.00 $407.38 $0.00 $886.73 $158,123.11
207 $158,123.11 $407.38 $0.00 $894.05 $159,424.54
208 $159,424.54 $407.38 $0.00 $901.41 $160,733.33
209 $160,733.33 $407.38 $0.00 $908.81 $162,049.52
210 $162,049.52 $407.38 $0.00 $916.25 $163,373.15
211 $163,373.15 $407.38 $0.00 $923.74 $164,704.27
212 $164,704.27 $407.38 $0.00 $931.26 $166,042.91
213 $166,042.91 $407.38 $0.00 $938.83 $167,389.12
214 $167,389.12 $407.38 $0.00 $946.44 $168,742.94
215 $168,742.94 $407.38 $0.00 $954.10 $170,104.42
216 $170,104.42 $407.38 $0.00 $961.80 $171,473.60
217 $171,473.60 $407.38 $47,761.77 $969.54 $125,088.75
218 $125,088.75 $407.38 $0.00 $707.27 $126,203.40
219 $126,203.40 $407.38 $0.00 $713.57 $127,324.35
220 $127,324.35 $407.38 $0.00 $719.91 $128,451.64
221 $128,451.64 $407.38 $0.00 $726.28 $129,585.30
222 $129,585.30 $407.38 $0.00 $732.69 $130,725.37
223 $130,725.37 $407.38 $0.00 $739.14 $131,871.89
224 $131,871.89 $407.38 $0.00 $745.62 $133,024.89
225 $133,024.89 $407.38 $0.00 $752.14 $134,184.41
226 $134,184.41 $407.38 $0.00 $758.70 $135,350.49
227 $135,350.49 $407.38 $0.00 $765.29 $136,523.16
228 $136,523.16 $407.38 $0.00 $771.92 $137,702.46
229 $137,702.46 $407.38 $50,149.85 $778.59 $88,738.58
230 $88,738.58 $407.38 $0.00 $501.74 $89,647.70
231 $89,647.70 $407.38 $0.00 $506.88 $90,561.96
232 $90,561.96 $407.38 $0.00 $512.05 $91,481.39
233 $91,481.39 $407.38 $0.00 $517.25 $92,406.02
234 $92,406.02 $407.38 $0.00 $522.48 $93,335.88
235 $93,335.88 $407.38 $0.00 $527.73 $94,270.99
236 $94,270.99 $407.38 $0.00 $533.02 $95,211.39
237 $95,211.39 $407.38 $0.00 $538.34 $96,157.11
238 $96,157.11 $407.38 $0.00 $543.69 $97,108.18
239 $97,108.18 $407.38 $0.00 $549.06 $98,064.62
240 $98,064.62 $407.38 $0.00 $554.47 $99,026.47
241 $99,026.47 $407.38 $52,657.35 $559.91 $47,336.41
242 $47,336.41 $407.38 $0.00 $267.65 $48,011.44
243 $48,011.44 $407.38 $0.00 $271.46 $48,690.28
244 $48,690.28 $407.38 $0.00 $275.30 $49,372.96
245 $49,372.96 $407.38 $0.00 $279.16 $50,059.50
246 $50,059.50 $407.38 $0.00 $283.04 $50,749.92
247 $50,749.92 $407.38 $0.00 $286.95 $51,444.25
248 $51,444.25 $407.38 $0.00 $290.87 $52,142.50
249 $52,142.50 $407.38 $0.00 $294.82 $52,844.70
250 $52,844.70 $407.38 $0.00 $298.79 $53,550.87
251 $53,550.87 $407.38 $0.00 $302.78 $54,261.03
252 $54,261.03 $407.38 $0.00 $306.80 $54,975.21
253 $54,975.21 $0.00 $55,290.21 $310.84 ($4.16)